RIOT vs. SCHW: A Head-to-Head Stock Comparison

Updated on August 26, 2025

Here’s a clear look at RIOT and SCHW, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	RIOT	SCHW
Company Name	Riot Platforms, Inc.	The Charles Schwab Corporation
Country	United States	United States
GICS Sector	Information Technology	Financials
GICS Industry	Software	Capital Markets
Market Capitalization	4.63 billion USD	173.95 billion USD
Exchange	NasdaqCM	NYSE
Listing Date	March 31, 2016	September 22, 1987
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of RIOT and SCHW by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

RIOT vs. SCHW: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	RIOT	SCHW
5-Day Price Return	2.20%	-0.35%
13-Week Price Return	39.58%	9.42%
26-Week Price Return	2.37%	17.61%
52-Week Price Return	55.53%	48.41%
Month-to-Date Return	-6.64%	-1.94%
Year-to-Date Return	22.62%	29.48%
10-Day Avg. Volume	27.58M	8.92M
3-Month Avg. Volume	36.80M	8.32M
3-Month Volatility	75.97%	16.96%
Beta	4.63	0.99

Profitability

Return on Equity (TTM)

RIOT

-3.13%

Software Industry

Max: 59.01%
Q3: 21.98%
Median: 7.15%
Q1: -11.12%
Min: -51.24%

RIOT has a negative Return on Equity of -3.13%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

SCHW

14.97%

Capital Markets Industry

Max: 38.97%
Q3: 21.61%
Median: 13.77%
Q1: 8.31%
Min: -4.25%

SCHW’s Return on Equity of 14.97% is on par with the norm for the Capital Markets industry, indicating its profitability relative to shareholder equity is typical for the sector.

RIOT vs. SCHW: A comparison of their Return on Equity (TTM) against their respective Software and Capital Markets industry benchmarks.

Net Profit Margin (TTM)

RIOT

-17.51%

Software Industry

Max: 48.14%
Q3: 18.23%
Median: 5.60%
Q1: -9.22%
Min: -49.36%

RIOT has a negative Net Profit Margin of -17.51%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

SCHW

27.31%

Capital Markets Industry

Max: 66.67%
Q3: 35.11%
Median: 23.49%
Q1: 13.63%
Min: -15.18%

SCHW’s Net Profit Margin of 27.31% is aligned with the median group of its peers in the Capital Markets industry. This indicates its ability to convert revenue into profit is typical for the sector.

RIOT vs. SCHW: A comparison of their Net Profit Margin (TTM) against their respective Software and Capital Markets industry benchmarks.

Operating Profit Margin (TTM)

RIOT

9.04%

Software Industry

Max: 57.34%
Q3: 20.60%
Median: 7.84%
Q1: -8.72%
Min: -51.37%

RIOT’s Operating Profit Margin of 9.04% is around the midpoint for the Software industry, indicating that its efficiency in managing core business operations is typical for the sector.

SCHW

35.27%

Capital Markets Industry

Max: 86.40%
Q3: 46.46%
Median: 32.80%
Q1: 18.32%
Min: -21.87%

SCHW’s Operating Profit Margin of 35.27% is around the midpoint for the Capital Markets industry, indicating that its efficiency in managing core business operations is typical for the sector.

RIOT vs. SCHW: A comparison of their Operating Profit Margin (TTM) against their respective Software and Capital Markets industry benchmarks.

Profitability at a Glance

Symbol	RIOT	SCHW
Return on Equity (TTM)	-3.13%	14.97%
Return on Assets (TTM)	-2.55%	1.56%
Net Profit Margin (TTM)	-17.51%	27.31%
Operating Profit Margin (TTM)	9.04%	35.27%
Gross Profit Margin (TTM)	35.64%	81.09%

Financial Strength

Current Ratio (MRQ)

RIOT

1.38

Software Industry

Max: 3.83
Q3: 2.31
Median: 1.45
Q1: 1.03
Min: 0.24

RIOT’s Current Ratio of 1.38 aligns with the median group of the Software industry, indicating that its short-term liquidity is in line with its sector peers.

SCHW

0.31

Capital Markets Industry

Max: 3.76
Q3: 1.89
Median: 1.01
Q1: 0.54
Min: -0.41

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

RIOT vs. SCHW: A comparison of their Current Ratio (MRQ) against their respective Software and Capital Markets industry benchmarks.

Debt-to-Equity Ratio (MRQ)

RIOT

0.25

Software Industry

Max: 2.14
Q3: 0.90
Median: 0.29
Q1: 0.00
Min: 0.00

RIOT’s Debt-to-Equity Ratio of 0.25 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

SCHW

5.47

Capital Markets Industry

Max: 6.62
Q3: 2.84
Median: 1.02
Q1: 0.32
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

RIOT vs. SCHW: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Software and Capital Markets industry benchmarks.

Interest Coverage Ratio (TTM)

RIOT

-2.83

Software Industry

Max: 67.02
Q3: 19.86
Median: 0.70
Q1: -12.50
Min: -53.00

RIOT has a negative Interest Coverage Ratio of -2.83. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.

SCHW

17.24

Capital Markets Industry

Max: 126.03
Q3: 60.98
Median: 11.77
Q1: 4.95
Min: -36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

RIOT vs. SCHW: A comparison of their Interest Coverage Ratio (TTM) against their respective Software and Capital Markets industry benchmarks.

Financial Strength at a Glance

Symbol	RIOT	SCHW
Current Ratio (MRQ)	1.38	0.31
Quick Ratio (MRQ)	1.24	0.31
Debt-to-Equity Ratio (MRQ)	0.25	5.47
Interest Coverage Ratio (TTM)	-2.83	17.24

Growth

Revenue Growth

RIOT vs. SCHW: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

RIOT vs. SCHW: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

RIOT

0.00%

Software Industry

Max: 0.08%
Q3: 0.03%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

RIOT currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

SCHW

1.35%

Capital Markets Industry

Max: 10.26%
Q3: 4.86%
Median: 2.78%
Q1: 1.22%
Min: 0.00%

SCHW’s Dividend Yield of 1.35% is consistent with its peers in the Capital Markets industry, providing a dividend return that is standard for its sector.

RIOT vs. SCHW: A comparison of their Dividend Yield (TTM) against their respective Software and Capital Markets industry benchmarks.

Dividend Payout Ratio (TTM)

RIOT

0.00%

Software Industry

Max: 1.32%
Q3: 0.53%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

RIOT has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

SCHW

32.14%

Capital Markets Industry

Max: 200.72%
Q3: 101.92%
Median: 57.97%
Q1: 32.36%
Min: 0.00%

SCHW’s Dividend Payout Ratio of 32.14% is in the lower quartile for the Capital Markets industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

RIOT vs. SCHW: A comparison of their Dividend Payout Ratio (TTM) against their respective Software and Capital Markets industry benchmarks.

Dividend at a Glance

Symbol	RIOT	SCHW
Dividend Yield (TTM)	0.00%	1.35%
Dividend Payout Ratio (TTM)	0.00%	32.14%

Valuation

Price-to-Earnings Ratio (TTM)

RIOT

Software Industry

Max: 149.35
Q3: 100.21
Median: 47.97
Q1: 26.77
Min: 11.68

P/E Ratio data for RIOT is currently unavailable.

SCHW

23.73

Capital Markets Industry

Max: 58.89
Q3: 31.00
Median: 18.54
Q1: 12.09
Min: 5.24

SCHW’s P/E Ratio of 23.73 is within the middle range for the Capital Markets industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

RIOT vs. SCHW: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Software and Capital Markets industry benchmarks.

Price-to-Sales Ratio (TTM)

RIOT

8.38

Software Industry

Max: 25.24
Q3: 13.52
Median: 8.15
Q1: 4.87
Min: 0.98

RIOT’s P/S Ratio of 8.38 aligns with the market consensus for the Software industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

SCHW

6.48

Capital Markets Industry

Max: 14.49
Q3: 7.41
Median: 4.68
Q1: 2.25
Min: 0.04

SCHW’s P/S Ratio of 6.48 aligns with the market consensus for the Capital Markets industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

RIOT vs. SCHW: A comparison of their Price-to-Sales Ratio (TTM) against their respective Software and Capital Markets industry benchmarks.

Price-to-Book Ratio (MRQ)

RIOT

1.22

Software Industry

Max: 30.95
Q3: 14.91
Median: 7.75
Q1: 3.60
Min: 0.38

RIOT’s P/B Ratio of 1.22 is in the lower quartile for the Software industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

SCHW

3.35

Capital Markets Industry

Max: 9.48
Q3: 4.94
Median: 2.42
Q1: 1.21
Min: 0.38

SCHW’s P/B Ratio of 3.35 is within the conventional range for the Capital Markets industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

RIOT vs. SCHW: A comparison of their Price-to-Book Ratio (MRQ) against their respective Software and Capital Markets industry benchmarks.

Valuation at a Glance

Symbol	RIOT	SCHW
Price-to-Earnings Ratio (TTM)	--	23.73
Price-to-Sales Ratio (TTM)	8.38	6.48
Price-to-Book Ratio (MRQ)	1.22	3.35
Price-to-Free Cash Flow Ratio (TTM)	1,109.77	6.12