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RGA vs. RKT: A Head-to-Head Stock Comparison

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Here’s a clear look at RGA and RKT, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolRGARKT
Company NameReinsurance Group of America, IncorporatedRocket Companies, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryInsuranceFinancial Services
Market Capitalization12.33 billion USD47.29 billion USD
ExchangeNYSENYSE
Listing DateSeptember 12, 2008August 6, 2020
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of RGA and RKT by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

RGA vs. RKT: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolRGARKT
5-Day Price Return-0.97%-0.18%
13-Week Price Return-2.10%-7.99%
26-Week Price Return-10.13%35.21%
52-Week Price Return-19.79%20.67%
Month-to-Date Return0.90%2.34%
Year-to-Date Return-13.82%51.42%
10-Day Avg. Volume0.38M41.73M
3-Month Avg. Volume0.45M33.72M
3-Month Volatility20.22%51.07%
Beta0.572.30

Profitability

Return on Equity (TTM)

RGA

7.34%

Insurance Industry

Max
31.64%
Q3
19.22%
Median
14.77%
Q1
10.48%
Min
2.20%

RGA’s Return on Equity of 7.34% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

RKT

-2.32%

Financial Services Industry

Max
34.42%
Q3
16.76%
Median
9.18%
Q1
3.90%
Min
-10.16%

RKT has a negative Return on Equity of -2.32%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

RGA vs. RKT: A comparison of their Return on Equity (TTM) against their respective Insurance and Financial Services industry benchmarks.

Net Profit Margin (TTM)

RGA

3.89%

Insurance Industry

Max
28.47%
Q3
15.63%
Median
10.40%
Q1
6.94%
Min
-3.51%

Falling into the lower quartile for the Insurance industry, RGA’s Net Profit Margin of 3.89% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

RKT

-1.67%

Financial Services Industry

Max
52.16%
Q3
25.33%
Median
13.11%
Q1
7.04%
Min
-8.99%

RKT has a negative Net Profit Margin of -1.67%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

RGA vs. RKT: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Financial Services industry benchmarks.

Operating Profit Margin (TTM)

RGA

7.08%

Insurance Industry

Max
35.59%
Q3
21.31%
Median
14.99%
Q1
10.34%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

RKT

18.57%

Financial Services Industry

Max
81.07%
Q3
40.32%
Median
19.93%
Q1
10.20%
Min
-34.40%

RKT’s Operating Profit Margin of 18.57% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

RGA vs. RKT: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Financial Services industry benchmarks.

Profitability at a Glance

SymbolRGARKT
Return on Equity (TTM)7.34%-2.32%
Return on Assets (TTM)0.65%-0.36%
Net Profit Margin (TTM)3.89%-1.67%
Operating Profit Margin (TTM)7.08%18.57%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

RGA

--

Insurance Industry

Max
2.64
Q3
1.19
Median
0.53
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

RKT

0.42

Financial Services Industry

Max
4.36
Q3
2.26
Median
1.33
Q1
0.86
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

RGA vs. RKT: A comparison of their Current Ratio (MRQ) against their respective Insurance and Financial Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

RGA

0.44

Insurance Industry

Max
1.10
Q3
0.65
Median
0.35
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

RKT

2.48

Financial Services Industry

Max
5.07
Q3
2.14
Median
0.55
Q1
0.11
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

RGA vs. RKT: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Financial Services industry benchmarks.

Interest Coverage Ratio (TTM)

RGA

4.70

Insurance Industry

Max
49.59
Q3
22.05
Median
9.63
Q1
3.42
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

RKT

2.42

Financial Services Industry

Max
140.54
Q3
57.67
Median
6.72
Q1
1.93
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

RGA vs. RKT: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Financial Services industry benchmarks.

Financial Strength at a Glance

SymbolRGARKT
Current Ratio (MRQ)--0.42
Quick Ratio (MRQ)--0.42
Debt-to-Equity Ratio (MRQ)0.442.48
Interest Coverage Ratio (TTM)4.702.42

Growth

Revenue Growth

RGA vs. RKT: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

RGA vs. RKT: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

RGA

1.91%

Insurance Industry

Max
9.43%
Q3
5.10%
Median
3.57%
Q1
2.02%
Min
0.00%

RGA’s Dividend Yield of 1.91% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

RKT

0.00%

Financial Services Industry

Max
7.52%
Q3
3.60%
Median
1.75%
Q1
0.00%
Min
0.00%

RKT currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

RGA vs. RKT: A comparison of their Dividend Yield (TTM) against their respective Insurance and Financial Services industry benchmarks.

Dividend Payout Ratio (TTM)

RGA

27.34%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
50.55%
Q1
22.12%
Min
0.00%

RGA’s Dividend Payout Ratio of 27.34% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

RKT

0.00%

Financial Services Industry

Max
132.10%
Q3
64.32%
Median
17.51%
Q1
0.00%
Min
0.00%

RKT has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

RGA vs. RKT: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Financial Services industry benchmarks.

Dividend at a Glance

SymbolRGARKT
Dividend Yield (TTM)1.91%0.00%
Dividend Payout Ratio (TTM)27.34%0.00%

Valuation

Price-to-Earnings Ratio (TTM)

RGA

14.34

Insurance Industry

Max
27.66
Q3
17.29
Median
12.59
Q1
9.86
Min
3.13

RGA’s P/E Ratio of 14.34 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

RKT

--

Financial Services Industry

Max
46.13
Q3
28.79
Median
13.18
Q1
9.14
Min
0.47

P/E Ratio data for RKT is currently unavailable.

RGA vs. RKT: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Financial Services industry benchmarks.

Price-to-Sales Ratio (TTM)

RGA

0.56

Insurance Industry

Max
3.39
Q3
1.95
Median
1.25
Q1
0.83
Min
0.22

In the lower quartile for the Insurance industry, RGA’s P/S Ratio of 0.56 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

RKT

7.56

Financial Services Industry

Max
9.71
Q3
4.81
Median
2.49
Q1
1.25
Min
0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

RGA vs. RKT: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Financial Services industry benchmarks.

Price-to-Book Ratio (MRQ)

RGA

0.98

Insurance Industry

Max
4.36
Q3
2.47
Median
1.77
Q1
1.18
Min
0.17

RGA’s P/B Ratio of 0.98 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

RKT

4.61

Financial Services Industry

Max
7.21
Q3
3.51
Median
1.52
Q1
0.88
Min
0.08

RKT’s P/B Ratio of 4.61 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

RGA vs. RKT: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Financial Services industry benchmarks.

Valuation at a Glance

SymbolRGARKT
Price-to-Earnings Ratio (TTM)14.34--
Price-to-Sales Ratio (TTM)0.567.56
Price-to-Book Ratio (MRQ)0.984.61
Price-to-Free Cash Flow Ratio (TTM)2.5725.27