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RF vs. SF: A Head-to-Head Stock Comparison

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Here’s a clear look at RF and SF, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolRFSF
Company NameRegions Financial CorporationStifel Financial Corp.
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryBanksCapital Markets
Market Capitalization22.10 billion USD12.16 billion USD
ExchangeNYSENYSE
Listing DateMarch 17, 1980July 19, 1983
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of RF and SF by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

RF vs. SF: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolRFSF
5-Day Price Return-3.03%-5.08%
13-Week Price Return-5.41%2.25%
26-Week Price Return8.29%17.09%
52-Week Price Return-7.50%0.61%
Month-to-Date Return0.41%-1.82%
Year-to-Date Return3.32%9.61%
10-Day Avg. Volume20.31M0.69M
3-Month Avg. Volume22.86M0.76M
3-Month Volatility24.12%23.94%
Beta1.071.16

Profitability

Return on Equity (TTM)

RF

11.63%

Banks Industry

Max
25.75%
Q3
15.51%
Median
11.91%
Q1
8.65%
Min
-1.41%

RF’s Return on Equity of 11.63% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

SF

11.75%

Capital Markets Industry

Max
41.61%
Q3
22.56%
Median
13.62%
Q1
9.23%
Min
-4.25%

SF’s Return on Equity of 11.75% is on par with the norm for the Capital Markets industry, indicating its profitability relative to shareholder equity is typical for the sector.

RF vs. SF: A comparison of their Return on Equity (TTM) against their respective Banks and Capital Markets industry benchmarks.

Net Profit Margin (TTM)

RF

30.49%

Banks Industry

Max
54.20%
Q3
35.60%
Median
28.95%
Q1
22.27%
Min
2.66%

RF’s Net Profit Margin of 30.49% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

SF

10.72%

Capital Markets Industry

Max
69.91%
Q3
36.88%
Median
24.30%
Q1
13.14%
Min
-6.20%

Falling into the lower quartile for the Capital Markets industry, SF’s Net Profit Margin of 10.72% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

RF vs. SF: A comparison of their Net Profit Margin (TTM) against their respective Banks and Capital Markets industry benchmarks.

Operating Profit Margin (TTM)

RF

38.73%

Banks Industry

Max
63.35%
Q3
44.30%
Median
37.14%
Q1
28.21%
Min
12.28%

RF’s Operating Profit Margin of 38.73% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

SF

13.40%

Capital Markets Industry

Max
83.68%
Q3
47.64%
Median
32.36%
Q1
19.28%
Min
0.30%

SF’s Operating Profit Margin of 13.40% is in the lower quartile for the Capital Markets industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

RF vs. SF: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Capital Markets industry benchmarks.

Profitability at a Glance

SymbolRFSF
Return on Equity (TTM)11.63%11.75%
Return on Assets (TTM)1.36%1.64%
Net Profit Margin (TTM)30.49%10.72%
Operating Profit Margin (TTM)38.73%13.40%
Gross Profit Margin (TTM)--98.93%

Financial Strength

Current Ratio (MRQ)

RF

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

SF

0.14

Capital Markets Industry

Max
3.43
Q3
1.76
Median
1.00
Q1
0.60
Min
0.04

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

RF vs. SF: A comparison of their Current Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Debt-to-Equity Ratio (MRQ)

RF

0.17

Banks Industry

Max
5.78
Q3
2.55
Median
0.94
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

SF

5.62

Capital Markets Industry

Max
6.12
Q3
2.78
Median
0.96
Q1
0.31
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

RF vs. SF: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Interest Coverage Ratio (TTM)

RF

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

SF

2.08

Capital Markets Industry

Max
107.59
Q3
50.42
Median
10.94
Q1
4.37
Min
-36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

RF vs. SF: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Financial Strength at a Glance

SymbolRFSF
Current Ratio (MRQ)--0.14
Quick Ratio (MRQ)--0.14
Debt-to-Equity Ratio (MRQ)0.175.62
Interest Coverage Ratio (TTM)--2.08

Growth

Revenue Growth

RF vs. SF: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

RF vs. SF: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

RF

4.58%

Banks Industry

Max
9.92%
Q3
5.44%
Median
3.78%
Q1
2.38%
Min
0.00%

RF’s Dividend Yield of 4.58% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

SF

1.98%

Capital Markets Industry

Max
8.63%
Q3
4.88%
Median
2.72%
Q1
1.41%
Min
0.00%

SF’s Dividend Yield of 1.98% is consistent with its peers in the Capital Markets industry, providing a dividend return that is standard for its sector.

RF vs. SF: A comparison of their Dividend Yield (TTM) against their respective Banks and Capital Markets industry benchmarks.

Dividend Payout Ratio (TTM)

RF

46.47%

Banks Industry

Max
135.42%
Q3
78.13%
Median
52.54%
Q1
35.48%
Min
0.00%

RF’s Dividend Payout Ratio of 46.47% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

SF

36.44%

Capital Markets Industry

Max
188.84%
Q3
96.52%
Median
61.58%
Q1
31.74%
Min
0.00%

SF’s Dividend Payout Ratio of 36.44% is within the typical range for the Capital Markets industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

RF vs. SF: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Dividend at a Glance

SymbolRFSF
Dividend Yield (TTM)4.58%1.98%
Dividend Payout Ratio (TTM)46.47%36.44%

Valuation

Price-to-Earnings Ratio (TTM)

RF

10.15

Banks Industry

Max
21.36
Q3
13.70
Median
10.55
Q1
8.08
Min
2.84

RF’s P/E Ratio of 10.15 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

SF

18.36

Capital Markets Industry

Max
47.53
Q3
28.81
Median
16.62
Q1
12.06
Min
5.71

SF’s P/E Ratio of 18.36 is within the middle range for the Capital Markets industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

RF vs. SF: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Price-to-Sales Ratio (TTM)

RF

1.92

Banks Industry

Max
4.90
Q3
2.97
Median
2.24
Q1
1.58
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

SF

1.97

Capital Markets Industry

Max
13.23
Q3
6.65
Median
4.40
Q1
2.22
Min
0.03

In the lower quartile for the Capital Markets industry, SF’s P/S Ratio of 1.97 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

RF vs. SF: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Price-to-Book Ratio (MRQ)

RF

1.23

Banks Industry

Max
2.14
Q3
1.43
Median
1.13
Q1
0.87
Min
0.25

RF’s P/B Ratio of 1.23 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

SF

2.01

Capital Markets Industry

Max
10.83
Q3
5.27
Median
2.66
Q1
1.34
Min
0.37

SF’s P/B Ratio of 2.01 is within the conventional range for the Capital Markets industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

RF vs. SF: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Valuation at a Glance

SymbolRFSF
Price-to-Earnings Ratio (TTM)10.1518.36
Price-to-Sales Ratio (TTM)1.921.97
Price-to-Book Ratio (MRQ)1.232.01
Price-to-Free Cash Flow Ratio (TTM)9.637.65