R vs. UHAL: Ryder System vs. U-Haul Stock Comparison
How do Ryder System (R) and U-Haul (UHAL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Ryder System (R) and U-Haul (UHAL) are both classified in the Cargo Ground Transportation sub-industry within the broader Ground Transportation industry, placing them in the closest GICS peer bucket.
| Profile Item | R | UHAL |
|---|---|---|
| Name | Ryder System Inc. | U-Haul Holding Company |
| Country/Region | United States | United States |
| GICS Sector | Industrials | Industrials |
| GICS Industry Group | Transportation | Transportation |
| GICS Industry | Ground Transportation | Ground Transportation |
| GICS Sub-Industry | Cargo Ground Transportation | Cargo Ground Transportation |
| Market Capitalization | 10.18 billion USD | 11.01 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | January 2, 1980 | November 4, 1994 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | R | UHAL |
|---|---|---|
| Total Return (1Y) | 66.06% | 7.10% |
| Total Return (3Y, Annualized) | 43.22% | 2.77% |
| Total Return (5Y, Annualized) | 29.10% | -5.22% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | R | UHAL |
|---|---|---|
| Volatility (1Y, Annualized) | 32.86% | 34.63% |
| Beta (5Y) | 1.05 | 1.06 |
| Max Drawdown (5Y) | -27.39% | -46.19% |
| Avg. Volume (3M) | 294.17K | 147.08K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | R | UHAL |
|---|---|---|
| Sharpe Ratio (1Y) | 1.88 | 0.08 |
| Sortino Ratio (1Y) | 3.07 | 0.12 |
Profitability
ROE (TTM)
Ryder System (R) at 17.20% is around its peer norm for ROE, while U-Haul (UHAL) at 1.23% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
R
Transportation industry group
17.20%
- Max
- 45.08%
- Q3
- 22.02%
- R
- 17.20%
- Median
- 13.94%
- Q1
- 2.89%
- Min
- -10.45%
UHAL
Transportation industry group
1.23%
- Max
- 45.08%
- Q3
- 22.02%
- Median
- 13.94%
- Q1
- 2.89%
- UHAL
- 1.23%
- Min
- -10.45%
Net Margin (TTM)
Ryder System (R) at 3.98% keeps about the industry-typical share of revenue as profit, while U-Haul (UHAL) at 1.54% retains only a bottom-quartile share.
R
Transportation industry group
3.98%
- Max
- 50.36%
- Q3
- 21.18%
- Median
- 5.58%
- R
- 3.98%
- Q1
- 1.55%
- Min
- -11.37%
UHAL
Transportation industry group
1.54%
- Max
- 50.36%
- Q3
- 21.18%
- Median
- 5.58%
- Q1
- 1.55%
- UHAL
- 1.54%
- Min
- -11.37%
Operating Margin (TTM)
Both Ryder System (R) at 9.50% and U-Haul (UHAL) at 14.92% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
R
Transportation industry group
9.50%
- Max
- 59.18%
- Q3
- 29.30%
- Median
- 11.50%
- R
- 9.50%
- Q1
- 4.62%
- Min
- -8.91%
UHAL
Transportation industry group
14.92%
- Max
- 59.18%
- Q3
- 29.30%
- UHAL
- 14.92%
- Median
- 11.50%
- Q1
- 4.62%
- Min
- -8.91%
Profitability Metrics
| Metric | R | UHAL |
|---|---|---|
| ROE (TTM) | 17.20% | 1.23% |
| ROA (TTM) | 4.01% | 1.39% |
| Net Margin (TTM) | 3.98% | 1.54% |
| Operating Margin (TTM) | 9.50% | 14.92% |
| Gross Margin (TTM) | 19.60% | 28.43% |
Growth
Revenue Growth
Both Ryder System (R) at -0.17% and U-Haul (UHAL) at 3.59% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Ryder System (R) at 7.96% is around its peer norm for EPS growth, while U-Haul (UHAL) at -85.80% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | R | UHAL |
|---|---|---|
| Revenue Growth (YoY) | -0.17% | 3.59% |
| Revenue Growth (3Y CAGR) | 0.60% | 0.97% |
| EPS Growth (YoY) | 7.96% | -85.80% |
| EPS Growth (3Y CAGR) | -11.18% | -64.88% |
Financial Strength
Current Ratio (MRQ)
U-Haul (UHAL) at 1.02 keeps current ratio within its industry’s typical mid-range, while Ryder System (R) at 0.67 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for R.
R
Transportation industry group
0.67
- Max
- 2.58
- Q3
- 1.62
- Median
- 1.16
- Q1
- 0.78
- R
- 0.67
- Min
- 0.22
UHAL
Transportation industry group
1.02
- Max
- 2.58
- Q3
- 1.62
- Median
- 1.16
- UHAL
- 1.02
- Q1
- 0.78
- Min
- 0.22
Debt / Equity (MRQ)
U-Haul (UHAL) at 1.07 carries an industry-typical debt-to-equity mix, while Ryder System (R) at 2.75 uses more debt funding than most peers.
R
Transportation industry group
2.75
- R
- 2.75
- Max
- 2.75
- Q3
- 1.37
- Median
- 0.78
- Q1
- 0.35
- Min
- 0.00
UHAL
Transportation industry group
1.07
- Max
- 2.75
- Q3
- 1.37
- UHAL
- 1.07
- Median
- 0.78
- Q1
- 0.35
- Min
- 0.00
Financial Strength Metrics
| Metric | R | UHAL |
|---|---|---|
| Current Ratio (MRQ) | 0.67 | 1.02 |
| Debt / Equity (MRQ) | 2.75 | 1.07 |
| Net Debt / EBITDA | 2.84 | 9.16 |
Dividends
Dividend Yield (TTM)
U-Haul (UHAL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Ryder System (R) reports a yield of 1.38%, ranking against industry peers normally.
R
Transportation industry group
1.38%
- Max
- 4.68%
- Q3
- 1.99%
- R
- 1.38%
- Median
- 0.74%
- Q1
- 0.00%
- Min
- 0.00%
UHAL
Transportation industry group
0.00%
- Max
- 4.68%
- Q3
- 1.99%
- Median
- 0.74%
- UHAL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
U-Haul (UHAL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Ryder System (R) reports a payout of 28.48%, ranking against industry peers normally.
R
Transportation industry group
28.48%
- Max
- 100.89%
- Q3
- 41.68%
- R
- 28.48%
- Median
- 20.43%
- Q1
- 0.00%
- Min
- 0.00%
UHAL
Transportation industry group
0.00%
- Max
- 100.89%
- Q3
- 41.68%
- Median
- 20.43%
- UHAL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | R | UHAL |
|---|---|---|
| Dividend Yield (TTM) | 1.38% | 0.00% |
| Dividend Payout Ratio (TTM) | 28.48% | 0.00% |
Valuation
P/E Ratio (TTM)
Ryder System (R) at 20.29 is near its industry’s usual P/E ratio, while U-Haul (UHAL) at 183.03 sits above its peer range — an unusually expensive price for UHAL’s trailing earnings.
R
Transportation industry group
20.29
- Max
- 46.76
- Q3
- 30.87
- Median
- 20.58
- R
- 20.29
- Q1
- 10.44
- Min
- 0.00
UHAL
Transportation industry group
183.03
- UHAL
- 183.03
- Max
- 46.76
- Q3
- 30.87
- Median
- 20.58
- Q1
- 10.44
- Min
- 0.00
P/S Ratio (TTM)
On P/S ratio, both Ryder System (R) at 0.78 and U-Haul (UHAL) at 1.79 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
R
Transportation industry group
0.78
- Max
- 4.35
- Q3
- 2.07
- Median
- 0.93
- R
- 0.78
- Q1
- 0.53
- Min
- 0.04
UHAL
Transportation industry group
1.79
- Max
- 4.35
- Q3
- 2.07
- UHAL
- 1.79
- Median
- 0.93
- Q1
- 0.53
- Min
- 0.04
P/B Ratio (MRQ)
U-Haul (UHAL) at 1.40 is valued about in line with its industry on P/B ratio, while Ryder System (R) at 3.42 carries an above-peer premium to book — R is pricier on assets.
R
Transportation industry group
3.42
- Max
- 6.29
- R
- 3.42
- Q3
- 3.39
- Median
- 1.90
- Q1
- 1.03
- Min
- -2.07
UHAL
Transportation industry group
1.40
- Max
- 6.29
- Q3
- 3.39
- Median
- 1.90
- UHAL
- 1.40
- Q1
- 1.03
- Min
- -2.07
Valuation Metrics
| Metric | R | UHAL |
|---|---|---|
| P/E Ratio (TTM) | 20.29 | 183.03 |
| P/S Ratio (TTM) | 0.78 | 1.79 |
| P/B Ratio (MRQ) | 3.42 | 1.40 |
| Free Cash Flow Yield (TTM) | 15.08% | -13.85% |