PTC vs. UMC: A Head-to-Head Stock Comparison

Updated on August 18, 2025

Here’s a clear look at PTC and UMC, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

PTC is a standard domestic listing, while UMC trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

Symbol	PTC	UMC
Company Name	PTC Inc.	United Microelectronics Corporation
Country	United States	Taiwan
GICS Sector	Information Technology	Information Technology
GICS Industry	Software	Semiconductors & Semiconductor Equipment
Market Capitalization	24.96 billion USD	17.18 billion USD
Exchange	NasdaqGS	NYSE
Listing Date	December 8, 1989	September 19, 2000
Security Type	Common Stock	ADR

Historical Performance

This chart compares the performance of PTC and UMC by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

PTC vs. UMC: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	PTC	UMC
5-Day Price Return	1.08%	0.87%
13-Week Price Return	22.20%	-13.30%
26-Week Price Return	21.42%	1.62%
52-Week Price Return	22.43%	8.46%
Month-to-Date Return	-3.00%	-1.93%
Year-to-Date Return	13.32%	-5.34%
10-Day Avg. Volume	1.10M	35.03M
3-Month Avg. Volume	1.06M	46.27M
3-Month Volatility	44.87%	21.96%
Beta	1.17	0.35

Profitability

Return on Equity (TTM)

PTC

15.37%

Software Industry

Max: 59.01%
Q3: 21.98%
Median: 7.15%
Q1: -11.12%
Min: -51.24%

PTC’s Return on Equity of 15.37% is on par with the norm for the Software industry, indicating its profitability relative to shareholder equity is typical for the sector.

UMC

10.76%

Semiconductors & Semiconductor Equipment Industry

Max: 52.74%
Q3: 23.49%
Median: 11.60%
Q1: 3.23%
Min: -20.69%

UMC’s Return on Equity of 10.76% is on par with the norm for the Semiconductors & Semiconductor Equipment industry, indicating its profitability relative to shareholder equity is typical for the sector.

PTC vs. UMC: A comparison of their Return on Equity (TTM) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Net Profit Margin (TTM)

PTC

20.74%

Software Industry

Max: 48.14%
Q3: 18.23%
Median: 5.60%
Q1: -9.22%
Min: -49.36%

A Net Profit Margin of 20.74% places PTC in the upper quartile for the Software industry, signifying strong profitability and more effective cost management than most of its peers.

UMC

16.69%

Semiconductors & Semiconductor Equipment Industry

Max: 44.17%
Q3: 22.38%
Median: 11.95%
Q1: 3.21%
Min: -25.16%

UMC’s Net Profit Margin of 16.69% is aligned with the median group of its peers in the Semiconductors & Semiconductor Equipment industry. This indicates its ability to convert revenue into profit is typical for the sector.

PTC vs. UMC: A comparison of their Net Profit Margin (TTM) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Operating Profit Margin (TTM)

PTC

30.05%

Software Industry

Max: 57.34%
Q3: 20.60%
Median: 7.84%
Q1: -8.72%
Min: -51.37%

An Operating Profit Margin of 30.05% places PTC in the upper quartile for the Software industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

UMC

19.65%

Semiconductors & Semiconductor Equipment Industry

Max: 58.03%
Q3: 27.84%
Median: 12.45%
Q1: 5.15%
Min: -28.61%

UMC’s Operating Profit Margin of 19.65% is around the midpoint for the Semiconductors & Semiconductor Equipment industry, indicating that its efficiency in managing core business operations is typical for the sector.

PTC vs. UMC: A comparison of their Operating Profit Margin (TTM) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Profitability at a Glance

Symbol	PTC	UMC
Return on Equity (TTM)	15.37%	10.76%
Return on Assets (TTM)	8.25%	7.00%
Net Profit Margin (TTM)	20.74%	16.69%
Operating Profit Margin (TTM)	30.05%	19.65%
Gross Profit Margin (TTM)	82.16%	29.94%

Financial Strength

Current Ratio (MRQ)

PTC

0.89

Software Industry

Max: 3.83
Q3: 2.31
Median: 1.45
Q1: 1.03
Min: 0.24

PTC’s Current Ratio of 0.89 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

UMC

1.77

Semiconductors & Semiconductor Equipment Industry

Max: 8.42
Q3: 4.70
Median: 2.75
Q1: 2.07
Min: 1.04

UMC’s Current Ratio of 1.77 falls into the lower quartile for the Semiconductors & Semiconductor Equipment industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

PTC vs. UMC: A comparison of their Current Ratio (MRQ) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Debt-to-Equity Ratio (MRQ)

PTC

0.35

Software Industry

Max: 2.14
Q3: 0.90
Median: 0.29
Q1: 0.00
Min: 0.00

PTC’s Debt-to-Equity Ratio of 0.35 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

UMC

0.20

Semiconductors & Semiconductor Equipment Industry

Max: 1.09
Q3: 0.45
Median: 0.22
Q1: 0.01
Min: 0.00

UMC’s Debt-to-Equity Ratio of 0.20 is typical for the Semiconductors & Semiconductor Equipment industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

PTC vs. UMC: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Interest Coverage Ratio (TTM)

PTC

5.07

Software Industry

Max: 67.02
Q3: 19.86
Median: 0.70
Q1: -12.50
Min: -53.00

PTC’s Interest Coverage Ratio of 5.07 is positioned comfortably within the norm for the Software industry, indicating a standard and healthy capacity to cover its interest payments.

UMC

313.16

Semiconductors & Semiconductor Equipment Industry

Max: 174.00
Q3: 81.10
Median: 27.22
Q1: 7.28
Min: -4.26

With an Interest Coverage Ratio of 313.16, UMC demonstrates a superior capacity to service its debt, placing it well above the typical range for the Semiconductors & Semiconductor Equipment industry. This stems from either robust earnings or a conservative debt load.

PTC vs. UMC: A comparison of their Interest Coverage Ratio (TTM) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Financial Strength at a Glance

Symbol	PTC	UMC
Current Ratio (MRQ)	0.89	1.77
Quick Ratio (MRQ)	0.80	1.44
Debt-to-Equity Ratio (MRQ)	0.35	0.20
Interest Coverage Ratio (TTM)	5.07	313.16

Growth

Revenue Growth

PTC vs. UMC: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

PTC vs. UMC: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

PTC

0.00%

Software Industry

Max: 0.08%
Q3: 0.03%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

PTC currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

UMC

7.36%

Semiconductors & Semiconductor Equipment Industry

Max: 4.16%
Q3: 1.78%
Median: 0.74%
Q1: 0.00%
Min: 0.00%

UMC’s Dividend Yield of 7.36% is exceptionally high, placing it well above the typical range for the Semiconductors & Semiconductor Equipment industry. While this may seem attractive, an unusually high yield can sometimes be a warning sign, reflecting a falling stock price or market concerns about the dividend’s sustainability.

PTC vs. UMC: A comparison of their Dividend Yield (TTM) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Dividend Payout Ratio (TTM)

PTC

0.00%

Software Industry

Max: 1.32%
Q3: 0.53%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

PTC has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

UMC

163.64%

Semiconductors & Semiconductor Equipment Industry

Max: 196.12%
Q3: 87.72%
Median: 26.57%
Q1: 0.00%
Min: 0.00%

UMC’s Dividend Payout Ratio of 163.64% is in the upper quartile for the Semiconductors & Semiconductor Equipment industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

PTC vs. UMC: A comparison of their Dividend Payout Ratio (TTM) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Dividend at a Glance

Symbol	PTC	UMC
Dividend Yield (TTM)	0.00%	7.36%
Dividend Payout Ratio (TTM)	0.00%	163.64%

Valuation

Price-to-Earnings Ratio (TTM)

PTC

48.51

Software Industry

Max: 149.35
Q3: 100.21
Median: 47.97
Q1: 26.77
Min: 11.68

PTC’s P/E Ratio of 48.51 is within the middle range for the Software industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

UMC

12.87

Semiconductors & Semiconductor Equipment Industry

Max: 109.37
Q3: 57.11
Median: 28.95
Q1: 22.13
Min: 11.14

In the lower quartile for the Semiconductors & Semiconductor Equipment industry, UMC’s P/E Ratio of 12.87 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

PTC vs. UMC: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Price-to-Sales Ratio (TTM)

PTC

10.06

Software Industry

Max: 25.24
Q3: 13.52
Median: 8.15
Q1: 4.87
Min: 0.98

PTC’s P/S Ratio of 10.06 aligns with the market consensus for the Software industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

UMC

2.15

Semiconductors & Semiconductor Equipment Industry

Max: 16.09
Q3: 10.10
Median: 4.82
Q1: 2.60
Min: 0.93

In the lower quartile for the Semiconductors & Semiconductor Equipment industry, UMC’s P/S Ratio of 2.15 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

PTC vs. UMC: A comparison of their Price-to-Sales Ratio (TTM) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Price-to-Book Ratio (MRQ)

PTC

5.88

Software Industry

Max: 30.95
Q3: 14.91
Median: 7.75
Q1: 3.60
Min: 0.38

PTC’s P/B Ratio of 5.88 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

UMC

1.65

Semiconductors & Semiconductor Equipment Industry

Max: 13.56
Q3: 6.75
Median: 3.68
Q1: 1.89
Min: 0.60

UMC’s P/B Ratio of 1.65 is in the lower quartile for the Semiconductors & Semiconductor Equipment industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

PTC vs. UMC: A comparison of their Price-to-Book Ratio (MRQ) against their respective Software and Semiconductors & Semiconductor Equipment industry benchmarks.

Valuation at a Glance

Symbol	PTC	UMC
Price-to-Earnings Ratio (TTM)	48.51	12.87
Price-to-Sales Ratio (TTM)	10.06	2.15
Price-to-Book Ratio (MRQ)	5.88	1.65
Price-to-Free Cash Flow Ratio (TTM)	29.41	13.92