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PSTG vs. TOST: A Head-to-Head Stock Comparison

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Here’s a clear look at PSTG and TOST, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolPSTGTOST
Company NamePure Storage, Inc.Toast, Inc.
CountryUnited StatesUnited States
GICS SectorInformation TechnologyFinancials
GICS IndustryTechnology Hardware, Storage & PeripheralsFinancial Services
Market Capitalization28.55 billion USD21.36 billion USD
ExchangeNYSENYSE
Listing DateOctober 6, 2015September 22, 2021
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of PSTG and TOST by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

PSTG vs. TOST: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolPSTGTOST
5-Day Price Return4.79%-1.32%
13-Week Price Return52.61%-15.92%
26-Week Price Return96.25%10.46%
52-Week Price Return74.04%33.58%
Month-to-Date Return3.66%0.36%
Year-to-Date Return41.43%0.52%
10-Day Avg. Volume2.85M10.30M
3-Month Avg. Volume3.00M8.12M
3-Month Volatility72.97%35.03%
Beta1.241.98

Profitability

Return on Equity (TTM)

PSTG

10.55%

Technology Hardware, Storage & Peripherals Industry

Max
56.93%
Q3
27.52%
Median
9.18%
Q1
5.14%
Min
-1.04%

PSTG’s Return on Equity of 10.55% is on par with the norm for the Technology Hardware, Storage & Peripherals industry, indicating its profitability relative to shareholder equity is typical for the sector.

TOST

13.88%

Financial Services Industry

Max
39.28%
Q3
18.88%
Median
9.97%
Q1
4.03%
Min
-10.25%

TOST’s Return on Equity of 13.88% is on par with the norm for the Financial Services industry, indicating its profitability relative to shareholder equity is typical for the sector.

PSTG vs. TOST: A comparison of their Return on Equity (TTM) against their respective Technology Hardware, Storage & Peripherals and Financial Services industry benchmarks.

Net Profit Margin (TTM)

PSTG

4.15%

Technology Hardware, Storage & Peripherals Industry

Max
16.15%
Q3
7.95%
Median
4.80%
Q1
2.20%
Min
-0.29%

PSTG’s Net Profit Margin of 4.15% is aligned with the median group of its peers in the Technology Hardware, Storage & Peripherals industry. This indicates its ability to convert revenue into profit is typical for the sector.

TOST

4.05%

Financial Services Industry

Max
52.16%
Q3
25.35%
Median
12.68%
Q1
6.11%
Min
-11.69%

Falling into the lower quartile for the Financial Services industry, TOST’s Net Profit Margin of 4.05% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

PSTG vs. TOST: A comparison of their Net Profit Margin (TTM) against their respective Technology Hardware, Storage & Peripherals and Financial Services industry benchmarks.

Operating Profit Margin (TTM)

PSTG

2.26%

Technology Hardware, Storage & Peripherals Industry

Max
20.70%
Q3
10.74%
Median
6.27%
Q1
4.07%
Min
1.97%

PSTG’s Operating Profit Margin of 2.26% is in the lower quartile for the Technology Hardware, Storage & Peripherals industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

TOST

3.67%

Financial Services Industry

Max
75.57%
Q3
37.78%
Median
19.09%
Q1
10.04%
Min
-19.42%

TOST’s Operating Profit Margin of 3.67% is in the lower quartile for the Financial Services industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

PSTG vs. TOST: A comparison of their Operating Profit Margin (TTM) against their respective Technology Hardware, Storage & Peripherals and Financial Services industry benchmarks.

Profitability at a Glance

SymbolPSTGTOST
Return on Equity (TTM)10.55%13.88%
Return on Assets (TTM)3.56%8.99%
Net Profit Margin (TTM)4.15%4.05%
Operating Profit Margin (TTM)2.26%3.67%
Gross Profit Margin (TTM)69.17%25.19%

Financial Strength

Current Ratio (MRQ)

PSTG

1.65

Technology Hardware, Storage & Peripherals Industry

Max
3.37
Q3
2.04
Median
1.41
Q1
0.98
Min
0.11

PSTG’s Current Ratio of 1.65 aligns with the median group of the Technology Hardware, Storage & Peripherals industry, indicating that its short-term liquidity is in line with its sector peers.

TOST

2.59

Financial Services Industry

Max
4.83
Q3
2.70
Median
1.44
Q1
0.86
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

PSTG vs. TOST: A comparison of their Current Ratio (MRQ) against their respective Technology Hardware, Storage & Peripherals and Financial Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

PSTG

0.00

Technology Hardware, Storage & Peripherals Industry

Max
1.54
Q3
0.85
Median
0.32
Q1
0.11
Min
0.00

Falling into the lower quartile for the Technology Hardware, Storage & Peripherals industry, PSTG’s Debt-to-Equity Ratio of 0.00 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

TOST

0.00

Financial Services Industry

Max
5.07
Q3
2.14
Median
0.66
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

PSTG vs. TOST: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Technology Hardware, Storage & Peripherals and Financial Services industry benchmarks.

Interest Coverage Ratio (TTM)

PSTG

-2.95

Technology Hardware, Storage & Peripherals Industry

Max
143.63
Q3
76.01
Median
19.47
Q1
5.91
Min
-23.93

PSTG has a negative Interest Coverage Ratio of -2.95. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.

TOST

-3.26

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

PSTG vs. TOST: A comparison of their Interest Coverage Ratio (TTM) against their respective Technology Hardware, Storage & Peripherals and Financial Services industry benchmarks.

Financial Strength at a Glance

SymbolPSTGTOST
Current Ratio (MRQ)1.652.59
Quick Ratio (MRQ)1.422.44
Debt-to-Equity Ratio (MRQ)0.000.00
Interest Coverage Ratio (TTM)-2.95-3.26

Growth

Revenue Growth

PSTG vs. TOST: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

PSTG vs. TOST: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

PSTG

0.00%

Technology Hardware, Storage & Peripherals Industry

Max
4.33%
Q3
3.29%
Median
1.76%
Q1
0.00%
Min
0.00%

PSTG currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

TOST

0.00%

Financial Services Industry

Max
8.12%
Q3
3.37%
Median
1.70%
Q1
0.00%
Min
0.00%

TOST currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

PSTG vs. TOST: A comparison of their Dividend Yield (TTM) against their respective Technology Hardware, Storage & Peripherals and Financial Services industry benchmarks.

Dividend Payout Ratio (TTM)

PSTG

0.00%

Technology Hardware, Storage & Peripherals Industry

Max
142.87%
Q3
77.17%
Median
40.90%
Q1
3.87%
Min
0.00%

PSTG has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

TOST

0.00%

Financial Services Industry

Max
132.10%
Q3
64.32%
Median
18.23%
Q1
0.00%
Min
0.00%

TOST has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

PSTG vs. TOST: A comparison of their Dividend Payout Ratio (TTM) against their respective Technology Hardware, Storage & Peripherals and Financial Services industry benchmarks.

Dividend at a Glance

SymbolPSTGTOST
Dividend Yield (TTM)0.00%0.00%
Dividend Payout Ratio (TTM)0.00%0.00%

Valuation

Price-to-Earnings Ratio (TTM)

PSTG

204.65

Technology Hardware, Storage & Peripherals Industry

Max
43.10
Q3
28.67
Median
19.23
Q1
15.53
Min
9.46

At 204.65, PSTG’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Technology Hardware, Storage & Peripherals industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

TOST

95.36

Financial Services Industry

Max
45.81
Q3
30.21
Median
16.29
Q1
10.14
Min
0.70

At 95.36, TOST’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Financial Services industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

PSTG vs. TOST: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Technology Hardware, Storage & Peripherals and Financial Services industry benchmarks.

Price-to-Sales Ratio (TTM)

PSTG

8.50

Technology Hardware, Storage & Peripherals Industry

Max
5.63
Q3
3.18
Median
1.10
Q1
0.49
Min
0.04

With a P/S Ratio of 8.50, PSTG trades at a valuation that eclipses even the highest in the Technology Hardware, Storage & Peripherals industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

TOST

3.86

Financial Services Industry

Max
10.88
Q3
5.34
Median
2.64
Q1
1.24
Min
0.06

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

PSTG vs. TOST: A comparison of their Price-to-Sales Ratio (TTM) against their respective Technology Hardware, Storage & Peripherals and Financial Services industry benchmarks.

Price-to-Book Ratio (MRQ)

PSTG

13.94

Technology Hardware, Storage & Peripherals Industry

Max
13.94
Q3
6.87
Median
1.88
Q1
0.94
Min
0.32

PSTG’s P/B Ratio of 13.94 is in the upper tier for the Technology Hardware, Storage & Peripherals industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

TOST

14.11

Financial Services Industry

Max
7.93
Q3
3.78
Median
1.49
Q1
0.88
Min
0.08

At 14.11, TOST’s P/B Ratio is at an extreme premium to the Financial Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

PSTG vs. TOST: A comparison of their Price-to-Book Ratio (MRQ) against their respective Technology Hardware, Storage & Peripherals and Financial Services industry benchmarks.

Valuation at a Glance

SymbolPSTGTOST
Price-to-Earnings Ratio (TTM)204.6595.36
Price-to-Sales Ratio (TTM)8.503.86
Price-to-Book Ratio (MRQ)13.9414.11
Price-to-Free Cash Flow Ratio (TTM)51.8542.05