PRU vs. WTW: A Head-to-Head Stock Comparison

Updated on November 19, 2025

Here’s a clear look at PRU and WTW, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	PRU	WTW
Company Name	Prudential Financial, Inc.	Willis Towers Watson Public Limited Company
Country	United States	United Kingdom
GICS Sector	Financials	Financials
GICS Industry	Insurance	Insurance
Market Capitalization	37.06 billion USD	31.28 billion USD
Exchange	NYSE	NasdaqGS
Listing Date	December 13, 2001	June 12, 2001
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of PRU and WTW by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

PRU vs. WTW: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	PRU	WTW
5-Day Price Return	-3.03%	0.16%
13-Week Price Return	-2.92%	-2.53%
26-Week Price Return	-2.64%	5.89%
52-Week Price Return	-17.69%	1.66%
Month-to-Date Return	-0.47%	2.88%
Year-to-Date Return	-12.67%	2.84%
10-Day Avg. Volume	1.78M	0.76M
3-Month Avg. Volume	1.62M	0.62M
3-Month Volatility	20.31%	17.63%
Beta	0.98	0.63

Profitability

Return on Equity (TTM)

PRU

8.68%

Insurance Industry

Max: 31.64%
Q3: 19.22%
Median: 14.77%
Q1: 10.48%
Min: 2.20%

PRU’s Return on Equity of 8.68% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

WTW

26.53%

Insurance Industry

Max: 31.64%
Q3: 19.22%
Median: 14.77%
Q1: 10.48%
Min: 2.20%

In the upper quartile for the Insurance industry, WTW’s Return on Equity of 26.53% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

PRU vs. WTW: A comparison of their Return on Equity (TTM) against the Insurance industry benchmark.

Net Profit Margin (TTM)

PRU

4.88%

Insurance Industry

Max: 28.47%
Q3: 15.63%
Median: 10.40%
Q1: 6.94%
Min: -3.51%

Falling into the lower quartile for the Insurance industry, PRU’s Net Profit Margin of 4.88% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

WTW

21.58%

Insurance Industry

Max: 28.47%
Q3: 15.63%
Median: 10.40%
Q1: 6.94%
Min: -3.51%

A Net Profit Margin of 21.58% places WTW in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.

PRU vs. WTW: A comparison of their Net Profit Margin (TTM) against the Insurance industry benchmark.

Operating Profit Margin (TTM)

PRU

6.15%

Insurance Industry

Max: 35.59%
Q3: 21.31%
Median: 14.99%
Q1: 10.34%
Min: -2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

WTW

30.71%

Insurance Industry

Max: 35.59%
Q3: 21.31%
Median: 14.99%
Q1: 10.34%
Min: -2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

PRU vs. WTW: A comparison of their Operating Profit Margin (TTM) against the Insurance industry benchmark.

Profitability at a Glance

Symbol	PRU	WTW
Return on Equity (TTM)	8.68%	26.53%
Return on Assets (TTM)	0.35%	7.58%
Net Profit Margin (TTM)	4.88%	21.58%
Operating Profit Margin (TTM)	6.15%	30.71%
Gross Profit Margin (TTM)	--	--

Financial Strength

Current Ratio (MRQ)

PRU

Insurance Industry

Max: 2.64
Q3: 1.19
Median: 0.53
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

WTW

1.10

Insurance Industry

Max: 2.64
Q3: 1.19
Median: 0.53
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

PRU vs. WTW: A comparison of their Current Ratio (MRQ) against the Insurance industry benchmark.

Debt-to-Equity Ratio (MRQ)

PRU

0.69

Insurance Industry

Max: 1.10
Q3: 0.65
Median: 0.35
Q1: 0.23
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

WTW

0.69

Insurance Industry

Max: 1.10
Q3: 0.65
Median: 0.35
Q1: 0.23
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

PRU vs. WTW: A comparison of their Debt-to-Equity Ratio (MRQ) against the Insurance industry benchmark.

Interest Coverage Ratio (TTM)

PRU

Insurance Industry

Max: 49.59
Q3: 22.05
Median: 9.63
Q1: 3.42
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

WTW

1.41

Insurance Industry

Max: 49.59
Q3: 22.05
Median: 9.63
Q1: 3.42
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

PRU vs. WTW: A comparison of their Interest Coverage Ratio (TTM) against the Insurance industry benchmark.

Financial Strength at a Glance

Symbol	PRU	WTW
Current Ratio (MRQ)	--	1.10
Quick Ratio (MRQ)	--	1.09
Debt-to-Equity Ratio (MRQ)	0.69	0.69
Interest Coverage Ratio (TTM)	--	1.41

Growth

Revenue Growth

PRU vs. WTW: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

PRU vs. WTW: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

PRU

5.11%

Insurance Industry

Max: 9.43%
Q3: 5.10%
Median: 3.57%
Q1: 2.02%
Min: 0.00%

With a Dividend Yield of 5.11%, PRU offers a more attractive income stream than most of its peers in the Insurance industry, signaling a strong commitment to shareholder returns.

WTW

1.16%

Insurance Industry

Max: 9.43%
Q3: 5.10%
Median: 3.57%
Q1: 2.02%
Min: 0.00%

WTW’s Dividend Yield of 1.16% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

PRU vs. WTW: A comparison of their Dividend Yield (TTM) against the Insurance industry benchmark.

Dividend Payout Ratio (TTM)

PRU

54.32%

Insurance Industry

Max: 169.40%
Q3: 85.57%
Median: 50.55%
Q1: 22.12%
Min: 0.00%

PRU’s Dividend Payout Ratio of 54.32% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

WTW

16.92%

Insurance Industry

Max: 169.40%
Q3: 85.57%
Median: 50.55%
Q1: 22.12%
Min: 0.00%

WTW’s Dividend Payout Ratio of 16.92% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

PRU vs. WTW: A comparison of their Dividend Payout Ratio (TTM) against the Insurance industry benchmark.

Dividend at a Glance

Symbol	PRU	WTW
Dividend Yield (TTM)	5.11%	1.16%
Dividend Payout Ratio (TTM)	54.32%	16.92%

Valuation

Price-to-Earnings Ratio (TTM)

PRU

14.35

Insurance Industry

Max: 27.66
Q3: 17.29
Median: 12.59
Q1: 9.86
Min: 3.13

PRU’s P/E Ratio of 14.35 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

WTW

14.58

Insurance Industry

Max: 27.66
Q3: 17.29
Median: 12.59
Q1: 9.86
Min: 3.13

WTW’s P/E Ratio of 14.58 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

PRU vs. WTW: A comparison of their Price-to-Earnings Ratio (TTM) against the Insurance industry benchmark.

Price-to-Sales Ratio (TTM)

PRU

0.70

Insurance Industry

Max: 3.39
Q3: 1.95
Median: 1.25
Q1: 0.83
Min: 0.22

In the lower quartile for the Insurance industry, PRU’s P/S Ratio of 0.70 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

WTW

3.15

Insurance Industry

Max: 3.39
Q3: 1.95
Median: 1.25
Q1: 0.83
Min: 0.22

WTW’s P/S Ratio of 3.15 is in the upper echelon for the Insurance industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

PRU vs. WTW: A comparison of their Price-to-Sales Ratio (TTM) against the Insurance industry benchmark.

Price-to-Book Ratio (MRQ)

PRU

1.14

Insurance Industry

Max: 4.36
Q3: 2.47
Median: 1.77
Q1: 1.18
Min: 0.17

PRU’s P/B Ratio of 1.14 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

WTW

4.36

Insurance Industry

Max: 4.36
Q3: 2.47
Median: 1.77
Q1: 1.18
Min: 0.17

WTW’s P/B Ratio of 4.36 is in the upper tier for the Insurance industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

PRU vs. WTW: A comparison of their Price-to-Book Ratio (MRQ) against the Insurance industry benchmark.

Valuation at a Glance

Symbol	PRU	WTW
Price-to-Earnings Ratio (TTM)	14.35	14.58
Price-to-Sales Ratio (TTM)	0.70	3.15
Price-to-Book Ratio (MRQ)	1.14	4.36
Price-to-Free Cash Flow Ratio (TTM)	4.82	21.03