Seek Returns logo

PG vs. WFC: A Head-to-Head Stock Comparison

Updated on

Here’s a clear look at PG and WFC, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolPGWFC
Company NameThe Procter & Gamble CompanyWells Fargo & Company
CountryUnited StatesUnited States
GICS SectorConsumer StaplesFinancials
GICS IndustryHousehold ProductsBanks
Market Capitalization365.76 billion USD256.88 billion USD
ExchangeNYSENYSE
Listing DateJanuary 2, 1962June 1, 1972
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of PG and WFC by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

PG vs. WFC: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolPGWFC
5-Day Price Return-1.42%3.43%
13-Week Price Return-5.38%9.27%
26-Week Price Return-6.21%-0.20%
52-Week Price Return-8.23%43.30%
Month-to-Date Return3.77%-0.55%
Year-to-Date Return-6.86%14.17%
10-Day Avg. Volume6.71M12.64M
3-Month Avg. Volume8.08M16.68M
3-Month Volatility15.00%23.69%
Beta0.371.27

Profitability

Return on Equity (TTM)

PG

30.78%

Household Products Industry

Max
226.04%
Q3
106.83%
Median
17.55%
Q1
9.51%
Min
-8.31%

PG’s Return on Equity of 30.78% is on par with the norm for the Household Products industry, indicating its profitability relative to shareholder equity is typical for the sector.

WFC

11.36%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

WFC’s Return on Equity of 11.36% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

PG vs. WFC: A comparison of their Return on Equity (TTM) against their respective Household Products and Banks industry benchmarks.

Net Profit Margin (TTM)

PG

18.95%

Household Products Industry

Max
12.48%
Q3
10.54%
Median
9.15%
Q1
8.81%
Min
8.58%

PG’s Net Profit Margin of 18.95% is exceptionally high, placing it well beyond the typical range for the Household Products industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.

WFC

22.19%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

Falling into the lower quartile for the Banks industry, WFC’s Net Profit Margin of 22.19% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

PG vs. WFC: A comparison of their Net Profit Margin (TTM) against their respective Household Products and Banks industry benchmarks.

Operating Profit Margin (TTM)

PG

23.32%

Household Products Industry

Max
21.54%
Q3
16.06%
Median
13.28%
Q1
12.03%
Min
6.49%

PG’s Operating Profit Margin of 23.32% is exceptionally high, placing it well above the typical range for the Household Products industry. This demonstrates outstanding efficiency in managing its core operations, which can be a result of strong pricing power or superior cost control.

WFC

25.35%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

WFC’s Operating Profit Margin of 25.35% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

PG vs. WFC: A comparison of their Operating Profit Margin (TTM) against their respective Household Products and Banks industry benchmarks.

Profitability at a Glance

SymbolPGWFC
Return on Equity (TTM)30.78%11.36%
Return on Assets (TTM)12.85%1.06%
Net Profit Margin (TTM)18.95%22.19%
Operating Profit Margin (TTM)23.32%25.35%
Gross Profit Margin (TTM)51.34%--

Financial Strength

Current Ratio (MRQ)

PG

0.70

Household Products Industry

Max
3.31
Q3
2.04
Median
1.21
Q1
0.76
Min
0.55

PG’s Current Ratio of 0.70 falls into the lower quartile for the Household Products industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

WFC

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

PG vs. WFC: A comparison of their Current Ratio (MRQ) against their respective Household Products and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

PG

0.66

Household Products Industry

Max
1.47
Q3
1.47
Median
0.49
Q1
0.16
Min
0.01

PG’s Debt-to-Equity Ratio of 0.66 is typical for the Household Products industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

WFC

2.01

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

PG vs. WFC: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Household Products and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

PG

47.04

Household Products Industry

Max
83.52
Q3
68.49
Median
13.94
Q1
9.41
Min
4.76

PG’s Interest Coverage Ratio of 47.04 is positioned comfortably within the norm for the Household Products industry, indicating a standard and healthy capacity to cover its interest payments.

WFC

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

PG vs. WFC: A comparison of their Interest Coverage Ratio (TTM) against their respective Household Products and Banks industry benchmarks.

Financial Strength at a Glance

SymbolPGWFC
Current Ratio (MRQ)0.70--
Quick Ratio (MRQ)0.44--
Debt-to-Equity Ratio (MRQ)0.662.01
Interest Coverage Ratio (TTM)47.04--

Growth

Revenue Growth

PG vs. WFC: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

PG vs. WFC: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

PG

2.64%

Household Products Industry

Max
5.40%
Q3
3.85%
Median
2.82%
Q1
1.83%
Min
0.00%

PG’s Dividend Yield of 2.64% is consistent with its peers in the Household Products industry, providing a dividend return that is standard for its sector.

WFC

2.53%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

WFC’s Dividend Yield of 2.53% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

PG vs. WFC: A comparison of their Dividend Yield (TTM) against their respective Household Products and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

PG

61.80%

Household Products Industry

Max
191.34%
Q3
102.63%
Median
70.63%
Q1
34.62%
Min
0.00%

PG’s Dividend Payout Ratio of 61.80% is within the typical range for the Household Products industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

WFC

31.00%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

WFC’s Dividend Payout Ratio of 31.00% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

PG vs. WFC: A comparison of their Dividend Payout Ratio (TTM) against their respective Household Products and Banks industry benchmarks.

Dividend at a Glance

SymbolPGWFC
Dividend Yield (TTM)2.64%2.53%
Dividend Payout Ratio (TTM)61.80%31.00%

Valuation

Price-to-Earnings Ratio (TTM)

PG

23.40

Household Products Industry

Max
33.84
Q3
22.61
Median
18.73
Q1
14.08
Min
13.61

A P/E Ratio of 23.40 places PG in the upper quartile for the Household Products industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

WFC

12.27

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

WFC’s P/E Ratio of 12.27 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

PG vs. WFC: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Household Products and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

PG

4.43

Household Products Industry

Max
4.78
Q3
2.70
Median
1.93
Q1
1.27
Min
0.73

PG’s P/S Ratio of 4.43 is in the upper echelon for the Household Products industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

WFC

1.91

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

PG vs. WFC: A comparison of their Price-to-Sales Ratio (TTM) against their respective Household Products and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

PG

7.14

Household Products Industry

Max
14.28
Q3
14.28
Median
4.13
Q1
1.75
Min
1.42

PG’s P/B Ratio of 7.14 is within the conventional range for the Household Products industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

WFC

1.42

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

WFC’s P/B Ratio of 1.42 is in the upper tier for the Banks industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

PG vs. WFC: A comparison of their Price-to-Book Ratio (MRQ) against their respective Household Products and Banks industry benchmarks.

Valuation at a Glance

SymbolPGWFC
Price-to-Earnings Ratio (TTM)23.4012.27
Price-to-Sales Ratio (TTM)4.431.91
Price-to-Book Ratio (MRQ)7.141.42
Price-to-Free Cash Flow Ratio (TTM)26.6116.66