PDD vs. TOL: A Head-to-Head Stock Comparison

Updated on August 21, 2025

Here’s a clear look at PDD and TOL, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

PDD trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, TOL is a standard domestic listing.

Symbol	PDD	TOL
Company Name	PDD Holdings Inc.	Toll Brothers, Inc.
Country	Ireland	United States
GICS Sector	Consumer Discretionary	Consumer Discretionary
GICS Industry	Broadline Retail	Household Durables
Market Capitalization	165.57 billion USD	13.09 billion USD
Exchange	NasdaqGS	NYSE
Listing Date	July 26, 2018	July 8, 1986
Security Type	ADR	Common Stock

Historical Performance

This chart compares the performance of PDD and TOL by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

PDD vs. TOL: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	PDD	TOL
5-Day Price Return	2.14%	5.97%
13-Week Price Return	0.21%	22.89%
26-Week Price Return	3.47%	0.29%
52-Week Price Return	-18.14%	4.47%
Month-to-Date Return	2.80%	12.66%
Year-to-Date Return	20.25%	5.88%
10-Day Avg. Volume	5.23M	1.30M
3-Month Avg. Volume	8.82M	1.75M
3-Month Volatility	40.06%	37.03%
Beta	0.39	1.43

Profitability

Return on Equity (TTM)

PDD

33.75%

Broadline Retail Industry

Max: 49.17%
Q3: 28.98%
Median: 19.22%
Q1: 10.86%
Min: -11.14%

In the upper quartile for the Broadline Retail industry, PDD’s Return on Equity of 33.75% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

TOL

17.91%

Household Durables Industry

Max: 26.99%
Q3: 17.28%
Median: 12.66%
Q1: 7.34%
Min: 0.07%

In the upper quartile for the Household Durables industry, TOL’s Return on Equity of 17.91% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

PDD vs. TOL: A comparison of their Return on Equity (TTM) against their respective Broadline Retail and Household Durables industry benchmarks.

Net Profit Margin (TTM)

PDD

24.63%

Broadline Retail Industry

Max: 19.78%
Q3: 11.90%
Median: 8.63%
Q1: 5.21%
Min: 0.82%

PDD’s Net Profit Margin of 24.63% is exceptionally high, placing it well beyond the typical range for the Broadline Retail industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.

TOL

12.95%

Household Durables Industry

Max: 15.50%
Q3: 8.99%
Median: 6.57%
Q1: 4.33%
Min: -0.49%

A Net Profit Margin of 12.95% places TOL in the upper quartile for the Household Durables industry, signifying strong profitability and more effective cost management than most of its peers.

PDD vs. TOL: A comparison of their Net Profit Margin (TTM) against their respective Broadline Retail and Household Durables industry benchmarks.

Operating Profit Margin (TTM)

PDD

24.47%

Broadline Retail Industry

Max: 27.23%
Q3: 15.96%
Median: 11.13%
Q1: 8.31%
Min: 1.77%

An Operating Profit Margin of 24.47% places PDD in the upper quartile for the Broadline Retail industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

TOL

16.67%

Household Durables Industry

Max: 20.22%
Q3: 12.29%
Median: 9.54%
Q1: 6.30%
Min: -1.92%

An Operating Profit Margin of 16.67% places TOL in the upper quartile for the Household Durables industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

PDD vs. TOL: A comparison of their Operating Profit Margin (TTM) against their respective Broadline Retail and Household Durables industry benchmarks.

Profitability at a Glance

Symbol	PDD	TOL
Return on Equity (TTM)	33.75%	17.91%
Return on Assets (TTM)	20.50%	10.12%
Net Profit Margin (TTM)	24.63%	12.95%
Operating Profit Margin (TTM)	24.47%	16.67%
Gross Profit Margin (TTM)	59.73%	26.21%

Financial Strength

Current Ratio (MRQ)

PDD

2.27

Broadline Retail Industry

Max: 3.54
Q3: 2.42
Median: 1.49
Q1: 1.22
Min: 0.67

PDD’s Current Ratio of 2.27 aligns with the median group of the Broadline Retail industry, indicating that its short-term liquidity is in line with its sector peers.

TOL

3.54

Household Durables Industry

Max: 9.23
Q3: 4.50
Median: 2.35
Q1: 1.29
Min: 0.70

TOL’s Current Ratio of 3.54 aligns with the median group of the Household Durables industry, indicating that its short-term liquidity is in line with its sector peers.

PDD vs. TOL: A comparison of their Current Ratio (MRQ) against their respective Broadline Retail and Household Durables industry benchmarks.

Debt-to-Equity Ratio (MRQ)

PDD

0.02

Broadline Retail Industry

Max: 2.14
Q3: 1.34
Median: 0.63
Q1: 0.27
Min: 0.00

Falling into the lower quartile for the Broadline Retail industry, PDD’s Debt-to-Equity Ratio of 0.02 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.

TOL

0.35

Household Durables Industry

Max: 1.84
Q3: 0.90
Median: 0.34
Q1: 0.19
Min: 0.00

TOL’s Debt-to-Equity Ratio of 0.35 is typical for the Household Durables industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

PDD vs. TOL: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Broadline Retail and Household Durables industry benchmarks.

Interest Coverage Ratio (TTM)

PDD

Broadline Retail Industry

Max: 37.34
Q3: 20.63
Median: 11.28
Q1: 4.22
Min: -19.29

Interest Coverage Ratio data for PDD is currently unavailable.

TOL

-8.67

Household Durables Industry

Max: 140.40
Q3: 77.14
Median: 24.53
Q1: 5.69
Min: -17.01

TOL has a negative Interest Coverage Ratio of -8.67. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.

PDD vs. TOL: A comparison of their Interest Coverage Ratio (TTM) against their respective Broadline Retail and Household Durables industry benchmarks.

Financial Strength at a Glance

Symbol	PDD	TOL
Current Ratio (MRQ)	2.27	3.54
Quick Ratio (MRQ)	2.25	0.28
Debt-to-Equity Ratio (MRQ)	0.02	0.35
Interest Coverage Ratio (TTM)	--	-8.67

Growth

Revenue Growth

PDD vs. TOL: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

PDD vs. TOL: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

PDD

0.00%

Broadline Retail Industry

Max: 5.46%
Q3: 2.38%
Median: 0.43%
Q1: 0.00%
Min: 0.00%

PDD currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

TOL

0.75%

Household Durables Industry

Max: 8.95%
Q3: 4.19%
Median: 1.88%
Q1: 0.03%
Min: 0.00%

TOL’s Dividend Yield of 0.75% is consistent with its peers in the Household Durables industry, providing a dividend return that is standard for its sector.

PDD vs. TOL: A comparison of their Dividend Yield (TTM) against their respective Broadline Retail and Household Durables industry benchmarks.

Dividend Payout Ratio (TTM)

PDD

0.00%

Broadline Retail Industry

Max: 131.17%
Q3: 63.48%
Median: 29.43%
Q1: 0.00%
Min: 0.00%

PDD has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

TOL

6.91%

Household Durables Industry

Max: 125.12%
Q3: 62.43%
Median: 39.18%
Q1: 5.55%
Min: 0.00%

TOL’s Dividend Payout Ratio of 6.91% is within the typical range for the Household Durables industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

PDD vs. TOL: A comparison of their Dividend Payout Ratio (TTM) against their respective Broadline Retail and Household Durables industry benchmarks.

Dividend at a Glance

Symbol	PDD	TOL
Dividend Yield (TTM)	0.00%	0.75%
Dividend Payout Ratio (TTM)	0.00%	6.91%

Valuation

Price-to-Earnings Ratio (TTM)

PDD

11.70

Broadline Retail Industry

Max: 66.12
Q3: 35.17
Median: 16.29
Q1: 10.47
Min: 5.94

PDD’s P/E Ratio of 11.70 is within the middle range for the Broadline Retail industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

TOL

9.24

Household Durables Industry

Max: 29.75
Q3: 18.88
Median: 13.25
Q1: 9.26
Min: 6.32

In the lower quartile for the Household Durables industry, TOL’s P/E Ratio of 9.24 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

PDD vs. TOL: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Broadline Retail and Household Durables industry benchmarks.

Price-to-Sales Ratio (TTM)

PDD

2.88

Broadline Retail Industry

Max: 5.40
Q3: 3.33
Median: 2.04
Q1: 0.80
Min: 0.16

PDD’s P/S Ratio of 2.88 aligns with the market consensus for the Broadline Retail industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

TOL

1.20

Household Durables Industry

Max: 2.12
Q3: 1.21
Median: 0.83
Q1: 0.51
Min: 0.18

TOL’s P/S Ratio of 1.20 aligns with the market consensus for the Household Durables industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

PDD vs. TOL: A comparison of their Price-to-Sales Ratio (TTM) against their respective Broadline Retail and Household Durables industry benchmarks.

Price-to-Book Ratio (MRQ)

PDD

3.58

Broadline Retail Industry

Max: 9.06
Q3: 5.22
Median: 3.48
Q1: 1.90
Min: 0.74

PDD’s P/B Ratio of 3.58 is within the conventional range for the Broadline Retail industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

TOL

1.26

Household Durables Industry

Max: 4.21
Q3: 2.29
Median: 1.34
Q1: 0.98
Min: 0.59

TOL’s P/B Ratio of 1.26 is within the conventional range for the Household Durables industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

PDD vs. TOL: A comparison of their Price-to-Book Ratio (MRQ) against their respective Broadline Retail and Household Durables industry benchmarks.

Valuation at a Glance

Symbol	PDD	TOL
Price-to-Earnings Ratio (TTM)	11.70	9.24
Price-to-Sales Ratio (TTM)	2.88	1.20
Price-to-Book Ratio (MRQ)	3.58	1.26
Price-to-Free Cash Flow Ratio (TTM)	9.97	10.98