PCAR vs. UAL: A Head-to-Head Stock Comparison

Updated on August 30, 2025

Here’s a clear look at PCAR and UAL, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	PCAR	UAL
Company Name	PACCAR Inc	United Airlines Holdings, Inc.
Country	United States	United States
GICS Sector	Industrials	Industrials
GICS Industry	Machinery	Passenger Airlines
Market Capitalization	53.27 billion USD	33.74 billion USD
Exchange	NasdaqGS	NasdaqGS
Listing Date	March 17, 1980	February 6, 2006
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of PCAR and UAL by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

PCAR vs. UAL: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	PCAR	UAL
5-Day Price Return	4.00%	7.23%
13-Week Price Return	6.81%	33.30%
26-Week Price Return	-2.89%	8.68%
52-Week Price Return	5.81%	143.60%
Month-to-Date Return	2.71%	18.00%
Year-to-Date Return	-2.48%	7.32%
10-Day Avg. Volume	2.09M	4.19M
3-Month Avg. Volume	2.82M	6.93M
3-Month Volatility	24.37%	51.46%
Beta	0.96	1.52

Profitability

Return on Equity (TTM)

PCAR

16.81%

Machinery Industry

Max: 34.68%
Q3: 19.06%
Median: 13.13%
Q1: 8.53%
Min: -4.87%

PCAR’s Return on Equity of 16.81% is on par with the norm for the Machinery industry, indicating its profitability relative to shareholder equity is typical for the sector.

UAL

26.43%

Passenger Airlines Industry

Max: 49.96%
Q3: 28.15%
Median: 15.41%
Q1: 8.29%
Min: -11.01%

UAL’s Return on Equity of 26.43% is on par with the norm for the Passenger Airlines industry, indicating its profitability relative to shareholder equity is typical for the sector.

PCAR vs. UAL: A comparison of their Return on Equity (TTM) against their respective Machinery and Passenger Airlines industry benchmarks.

Net Profit Margin (TTM)

PCAR

9.88%

Machinery Industry

Max: 19.74%
Q3: 11.24%
Median: 8.13%
Q1: 5.38%
Min: -1.11%

PCAR’s Net Profit Margin of 9.88% is aligned with the median group of its peers in the Machinery industry. This indicates its ability to convert revenue into profit is typical for the sector.

UAL

5.71%

Passenger Airlines Industry

Max: 17.65%
Q3: 8.90%
Median: 5.80%
Q1: 2.02%
Min: -3.12%

UAL’s Net Profit Margin of 5.71% is aligned with the median group of its peers in the Passenger Airlines industry. This indicates its ability to convert revenue into profit is typical for the sector.

PCAR vs. UAL: A comparison of their Net Profit Margin (TTM) against their respective Machinery and Passenger Airlines industry benchmarks.

Operating Profit Margin (TTM)

PCAR

14.86%

Machinery Industry

Max: 26.63%
Q3: 16.15%
Median: 11.27%
Q1: 7.72%
Min: -4.91%

PCAR’s Operating Profit Margin of 14.86% is around the midpoint for the Machinery industry, indicating that its efficiency in managing core business operations is typical for the sector.

UAL

8.62%

Passenger Airlines Industry

Max: 22.47%
Q3: 12.33%
Median: 8.62%
Q1: 4.43%
Min: -2.88%

UAL’s Operating Profit Margin of 8.62% is around the midpoint for the Passenger Airlines industry, indicating that its efficiency in managing core business operations is typical for the sector.

PCAR vs. UAL: A comparison of their Operating Profit Margin (TTM) against their respective Machinery and Passenger Airlines industry benchmarks.

Profitability at a Glance

Symbol	PCAR	UAL
Return on Equity (TTM)	16.81%	26.43%
Return on Assets (TTM)	7.08%	4.41%
Net Profit Margin (TTM)	9.88%	5.71%
Operating Profit Margin (TTM)	14.86%	8.62%
Gross Profit Margin (TTM)	21.19%	64.15%

Financial Strength

Current Ratio (MRQ)

PCAR

1.64

Machinery Industry

Max: 3.83
Q3: 2.32
Median: 1.72
Q1: 1.28
Min: 0.78

PCAR’s Current Ratio of 1.64 aligns with the median group of the Machinery industry, indicating that its short-term liquidity is in line with its sector peers.

UAL

0.70

Passenger Airlines Industry

Max: 1.46
Q3: 0.94
Median: 0.76
Q1: 0.54
Min: 0.17

UAL’s Current Ratio of 0.70 aligns with the median group of the Passenger Airlines industry, indicating that its short-term liquidity is in line with its sector peers.

PCAR vs. UAL: A comparison of their Current Ratio (MRQ) against their respective Machinery and Passenger Airlines industry benchmarks.

Debt-to-Equity Ratio (MRQ)

PCAR

0.84

Machinery Industry

Max: 1.49
Q3: 0.75
Median: 0.44
Q1: 0.26
Min: 0.00

PCAR’s leverage is in the upper quartile of the Machinery industry, with a Debt-to-Equity Ratio of 0.84. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.

UAL

2.02

Passenger Airlines Industry

Max: 9.80
Q3: 4.82
Median: 1.30
Q1: 0.89
Min: 0.00

UAL’s Debt-to-Equity Ratio of 2.02 is typical for the Passenger Airlines industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

PCAR vs. UAL: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Machinery and Passenger Airlines industry benchmarks.

Interest Coverage Ratio (TTM)

PCAR

27.70

Machinery Industry

Max: 67.55
Q3: 33.79
Median: 13.87
Q1: 7.97
Min: -1.43

PCAR’s Interest Coverage Ratio of 27.70 is positioned comfortably within the norm for the Machinery industry, indicating a standard and healthy capacity to cover its interest payments.

UAL

5.76

Passenger Airlines Industry

Max: 22.60
Q3: 16.29
Median: 6.75
Q1: 1.94
Min: -8.55

UAL’s Interest Coverage Ratio of 5.76 is positioned comfortably within the norm for the Passenger Airlines industry, indicating a standard and healthy capacity to cover its interest payments.

PCAR vs. UAL: A comparison of their Interest Coverage Ratio (TTM) against their respective Machinery and Passenger Airlines industry benchmarks.

Financial Strength at a Glance

Symbol	PCAR	UAL
Current Ratio (MRQ)	1.64	0.70
Quick Ratio (MRQ)	1.24	0.62
Debt-to-Equity Ratio (MRQ)	0.84	2.02
Interest Coverage Ratio (TTM)	27.70	5.76

Growth

Revenue Growth

PCAR vs. UAL: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

PCAR vs. UAL: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

PCAR

4.31%

Machinery Industry

Max: 5.32%
Q3: 2.84%
Median: 1.87%
Q1: 1.09%
Min: 0.00%

With a Dividend Yield of 4.31%, PCAR offers a more attractive income stream than most of its peers in the Machinery industry, signaling a strong commitment to shareholder returns.

UAL

0.00%

Passenger Airlines Industry

Max: 6.71%
Q3: 3.95%
Median: 1.10%
Q1: 0.00%
Min: 0.00%

UAL currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

PCAR vs. UAL: A comparison of their Dividend Yield (TTM) against their respective Machinery and Passenger Airlines industry benchmarks.

Dividend Payout Ratio (TTM)

PCAR

72.73%

Machinery Industry

Max: 202.17%
Q3: 98.65%
Median: 55.54%
Q1: 29.03%
Min: 0.00%

PCAR’s Dividend Payout Ratio of 72.73% is within the typical range for the Machinery industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

UAL

0.00%

Passenger Airlines Industry

Max: 71.59%
Q3: 38.54%
Median: 8.16%
Q1: 0.00%
Min: 0.00%

UAL has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

PCAR vs. UAL: A comparison of their Dividend Payout Ratio (TTM) against their respective Machinery and Passenger Airlines industry benchmarks.

Dividend at a Glance

Symbol	PCAR	UAL
Dividend Yield (TTM)	4.31%	0.00%
Dividend Payout Ratio (TTM)	72.73%	0.00%

Valuation

Price-to-Earnings Ratio (TTM)

PCAR

16.89

Machinery Industry

Max: 53.66
Q3: 31.29
Median: 22.00
Q1: 16.18
Min: 7.00

PCAR’s P/E Ratio of 16.89 is within the middle range for the Machinery industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

UAL

9.78

Passenger Airlines Industry

Max: 13.29
Q3: 11.94
Median: 8.78
Q1: 7.42
Min: 3.07

UAL’s P/E Ratio of 9.78 is within the middle range for the Passenger Airlines industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

PCAR vs. UAL: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Machinery and Passenger Airlines industry benchmarks.

Price-to-Sales Ratio (TTM)

PCAR

1.67

Machinery Industry

Max: 5.04
Q3: 2.72
Median: 1.67
Q1: 1.04
Min: 0.24

PCAR’s P/S Ratio of 1.67 aligns with the market consensus for the Machinery industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

UAL

0.56

Passenger Airlines Industry

Max: 1.09
Q3: 0.74
Median: 0.61
Q1: 0.44
Min: 0.09

UAL’s P/S Ratio of 0.56 aligns with the market consensus for the Passenger Airlines industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

PCAR vs. UAL: A comparison of their Price-to-Sales Ratio (TTM) against their respective Machinery and Passenger Airlines industry benchmarks.

Price-to-Book Ratio (MRQ)

PCAR

2.63

Machinery Industry

Max: 7.23
Q3: 3.90
Median: 2.52
Q1: 1.47
Min: 0.49

PCAR’s P/B Ratio of 2.63 is within the conventional range for the Machinery industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

UAL

1.94

Passenger Airlines Industry

Max: 3.44
Q3: 2.89
Median: 1.84
Q1: 1.22
Min: 0.56

UAL’s P/B Ratio of 1.94 is within the conventional range for the Passenger Airlines industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

PCAR vs. UAL: A comparison of their Price-to-Book Ratio (MRQ) against their respective Machinery and Passenger Airlines industry benchmarks.

Valuation at a Glance

Symbol	PCAR	UAL
Price-to-Earnings Ratio (TTM)	16.89	9.78
Price-to-Sales Ratio (TTM)	1.67	0.56
Price-to-Book Ratio (MRQ)	2.63	1.94
Price-to-Free Cash Flow Ratio (TTM)	18.02	8.00