PAG vs. TPR: A Head-to-Head Stock Comparison

Updated on August 26, 2025

Here’s a clear look at PAG and TPR, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	PAG	TPR
Company Name	Penske Automotive Group, Inc.	Tapestry, Inc.
Country	United States	United States
GICS Sector	Consumer Discretionary	Consumer Discretionary
GICS Industry	Specialty Retail	Textiles, Apparel & Luxury Goods
Market Capitalization	12.37 billion USD	20.58 billion USD
Exchange	NYSE	NYSE
Listing Date	October 23, 1996	October 6, 2000
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of PAG and TPR by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

PAG vs. TPR: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	PAG	TPR
5-Day Price Return	3.76%	3.32%
13-Week Price Return	15.51%	20.03%
26-Week Price Return	9.22%	14.12%
52-Week Price Return	11.95%	143.64%
Month-to-Date Return	11.89%	-8.48%
Year-to-Date Return	22.87%	51.34%
10-Day Avg. Volume	0.20M	5.67M
3-Month Avg. Volume	0.24M	4.18M
3-Month Volatility	29.60%	46.94%
Beta	0.91	1.62

Profitability

Return on Equity (TTM)

PAG

17.87%

Specialty Retail Industry

Max: 61.19%
Q3: 37.24%
Median: 18.81%
Q1: 8.92%
Min: -13.03%

PAG’s Return on Equity of 17.87% is on par with the norm for the Specialty Retail industry, indicating its profitability relative to shareholder equity is typical for the sector.

TPR

10.99%

Textiles, Apparel & Luxury Goods Industry

Max: 53.33%
Q3: 26.13%
Median: 18.47%
Q1: 7.99%
Min: -10.49%

TPR’s Return on Equity of 10.99% is on par with the norm for the Textiles, Apparel & Luxury Goods industry, indicating its profitability relative to shareholder equity is typical for the sector.

PAG vs. TPR: A comparison of their Return on Equity (TTM) against their respective Specialty Retail and Textiles, Apparel & Luxury Goods industry benchmarks.

Net Profit Margin (TTM)

PAG

3.13%

Specialty Retail Industry

Max: 21.28%
Q3: 10.68%
Median: 6.08%
Q1: 2.43%
Min: -4.54%

PAG’s Net Profit Margin of 3.13% is aligned with the median group of its peers in the Specialty Retail industry. This indicates its ability to convert revenue into profit is typical for the sector.

TPR

2.61%

Textiles, Apparel & Luxury Goods Industry

Max: 23.35%
Q3: 13.49%
Median: 8.45%
Q1: 4.18%
Min: -3.90%

Falling into the lower quartile for the Textiles, Apparel & Luxury Goods industry, TPR’s Net Profit Margin of 2.61% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

PAG vs. TPR: A comparison of their Net Profit Margin (TTM) against their respective Specialty Retail and Textiles, Apparel & Luxury Goods industry benchmarks.

Operating Profit Margin (TTM)

PAG

4.47%

Specialty Retail Industry

Max: 33.35%
Q3: 15.84%
Median: 9.34%
Q1: 3.83%
Min: -8.97%

PAG’s Operating Profit Margin of 4.47% is around the midpoint for the Specialty Retail industry, indicating that its efficiency in managing core business operations is typical for the sector.

TPR

4.21%

Textiles, Apparel & Luxury Goods Industry

Max: 29.47%
Q3: 20.87%
Median: 13.00%
Q1: 7.02%
Min: -3.59%

TPR’s Operating Profit Margin of 4.21% is in the lower quartile for the Textiles, Apparel & Luxury Goods industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

PAG vs. TPR: A comparison of their Operating Profit Margin (TTM) against their respective Specialty Retail and Textiles, Apparel & Luxury Goods industry benchmarks.

Profitability at a Glance

Symbol	PAG	TPR
Return on Equity (TTM)	17.87%	10.99%
Return on Assets (TTM)	5.62%	2.10%
Net Profit Margin (TTM)	3.13%	2.61%
Operating Profit Margin (TTM)	4.47%	4.21%
Gross Profit Margin (TTM)	16.58%	75.44%

Financial Strength

Current Ratio (MRQ)

PAG

0.90

Specialty Retail Industry

Max: 2.83
Q3: 1.89
Median: 1.39
Q1: 1.11
Min: 0.64

PAG’s Current Ratio of 0.90 falls into the lower quartile for the Specialty Retail industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

TPR

1.87

Textiles, Apparel & Luxury Goods Industry

Max: 3.91
Q3: 2.49
Median: 1.89
Q1: 1.43
Min: 0.80

TPR’s Current Ratio of 1.87 aligns with the median group of the Textiles, Apparel & Luxury Goods industry, indicating that its short-term liquidity is in line with its sector peers.

PAG vs. TPR: A comparison of their Current Ratio (MRQ) against their respective Specialty Retail and Textiles, Apparel & Luxury Goods industry benchmarks.

Debt-to-Equity Ratio (MRQ)

PAG

1.07

Specialty Retail Industry

Max: 3.02
Q3: 1.57
Median: 0.64
Q1: 0.20
Min: 0.00

PAG’s Debt-to-Equity Ratio of 1.07 is typical for the Specialty Retail industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

TPR

2.79

Textiles, Apparel & Luxury Goods Industry

Max: 2.67
Q3: 1.29
Median: 0.59
Q1: 0.24
Min: 0.00

With a Debt-to-Equity Ratio of 2.79, TPR operates with exceptionally high leverage compared to the Textiles, Apparel & Luxury Goods industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.

PAG vs. TPR: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Specialty Retail and Textiles, Apparel & Luxury Goods industry benchmarks.

Interest Coverage Ratio (TTM)

PAG

17.12

Specialty Retail Industry

Max: 48.12
Q3: 35.95
Median: 14.13
Q1: 3.61
Min: -36.00

PAG’s Interest Coverage Ratio of 17.12 is positioned comfortably within the norm for the Specialty Retail industry, indicating a standard and healthy capacity to cover its interest payments.

TPR

3.53

Textiles, Apparel & Luxury Goods Industry

Max: 57.00
Q3: 35.85
Median: 9.20
Q1: 4.29
Min: -32.49

In the lower quartile for the Textiles, Apparel & Luxury Goods industry, TPR’s Interest Coverage Ratio of 3.53 indicates a tighter cushion for servicing debt, suggesting less financial flexibility than many of its competitors.

PAG vs. TPR: A comparison of their Interest Coverage Ratio (TTM) against their respective Specialty Retail and Textiles, Apparel & Luxury Goods industry benchmarks.

Financial Strength at a Glance

Symbol	PAG	TPR
Current Ratio (MRQ)	0.90	1.87
Quick Ratio (MRQ)	0.21	1.23
Debt-to-Equity Ratio (MRQ)	1.07	2.79
Interest Coverage Ratio (TTM)	17.12	3.53

Growth

Revenue Growth

PAG vs. TPR: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

PAG vs. TPR: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

PAG

2.62%

Specialty Retail Industry

Max: 6.53%
Q3: 2.69%
Median: 1.08%
Q1: 0.00%
Min: 0.00%

PAG’s Dividend Yield of 2.62% is consistent with its peers in the Specialty Retail industry, providing a dividend return that is standard for its sector.

TPR

1.46%

Textiles, Apparel & Luxury Goods Industry

Max: 6.59%
Q3: 3.60%
Median: 2.59%
Q1: 0.95%
Min: 0.00%

TPR’s Dividend Yield of 1.46% is consistent with its peers in the Textiles, Apparel & Luxury Goods industry, providing a dividend return that is standard for its sector.

PAG vs. TPR: A comparison of their Dividend Yield (TTM) against their respective Specialty Retail and Textiles, Apparel & Luxury Goods industry benchmarks.

Dividend Payout Ratio (TTM)

PAG

33.11%

Specialty Retail Industry

Max: 165.81%
Q3: 80.94%
Median: 31.61%
Q1: 0.00%
Min: 0.00%

PAG’s Dividend Payout Ratio of 33.11% is within the typical range for the Specialty Retail industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

TPR

35.71%

Textiles, Apparel & Luxury Goods Industry

Max: 195.44%
Q3: 106.47%
Median: 58.77%
Q1: 36.52%
Min: 0.00%

TPR’s Dividend Payout Ratio of 35.71% is in the lower quartile for the Textiles, Apparel & Luxury Goods industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

PAG vs. TPR: A comparison of their Dividend Payout Ratio (TTM) against their respective Specialty Retail and Textiles, Apparel & Luxury Goods industry benchmarks.

Dividend at a Glance

Symbol	PAG	TPR
Dividend Yield (TTM)	2.62%	1.46%
Dividend Payout Ratio (TTM)	33.11%	35.71%

Valuation

Price-to-Earnings Ratio (TTM)

PAG

12.63

Specialty Retail Industry

Max: 48.56
Q3: 29.15
Median: 22.00
Q1: 15.46
Min: 7.95

In the lower quartile for the Specialty Retail industry, PAG’s P/E Ratio of 12.63 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

TPR

111.89

Textiles, Apparel & Luxury Goods Industry

Max: 63.29
Q3: 34.64
Median: 18.01
Q1: 13.88
Min: 6.04

At 111.89, TPR’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Textiles, Apparel & Luxury Goods industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

PAG vs. TPR: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Specialty Retail and Textiles, Apparel & Luxury Goods industry benchmarks.

Price-to-Sales Ratio (TTM)

PAG

0.40

Specialty Retail Industry

Max: 5.08
Q3: 2.69
Median: 1.23
Q1: 0.48
Min: 0.09

In the lower quartile for the Specialty Retail industry, PAG’s P/S Ratio of 0.40 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

TPR

2.92

Textiles, Apparel & Luxury Goods Industry

Max: 5.46
Q3: 3.13
Median: 1.72
Q1: 0.83
Min: 0.26

TPR’s P/S Ratio of 2.92 aligns with the market consensus for the Textiles, Apparel & Luxury Goods industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

PAG vs. TPR: A comparison of their Price-to-Sales Ratio (TTM) against their respective Specialty Retail and Textiles, Apparel & Luxury Goods industry benchmarks.

Price-to-Book Ratio (MRQ)

PAG

2.03

Specialty Retail Industry

Max: 16.93
Q3: 7.98
Median: 3.69
Q1: 1.79
Min: 0.21

PAG’s P/B Ratio of 2.03 is within the conventional range for the Specialty Retail industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

TPR

21.26

Textiles, Apparel & Luxury Goods Industry

Max: 9.76
Q3: 6.00
Median: 3.26
Q1: 1.97
Min: 0.69

At 21.26, TPR’s P/B Ratio is at an extreme premium to the Textiles, Apparel & Luxury Goods industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

PAG vs. TPR: A comparison of their Price-to-Book Ratio (MRQ) against their respective Specialty Retail and Textiles, Apparel & Luxury Goods industry benchmarks.

Valuation at a Glance

Symbol	PAG	TPR
Price-to-Earnings Ratio (TTM)	12.63	111.89
Price-to-Sales Ratio (TTM)	0.40	2.92
Price-to-Book Ratio (MRQ)	2.03	21.26
Price-to-Free Cash Flow Ratio (TTM)	18.68	19.15