PAG vs. TOL: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at PAG and TOL, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | PAG | TOL |
|---|---|---|
| Company Name | Penske Automotive Group, Inc. | Toll Brothers, Inc. |
| Country | United States | United States |
| GICS Sector | Consumer Discretionary | Consumer Discretionary |
| GICS Industry | Specialty Retail | Household Durables |
| Market Capitalization | 12.03 billion USD | 12.90 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | October 23, 1996 | July 8, 1986 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of PAG and TOL by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | PAG | TOL |
|---|---|---|
| 5-Day Price Return | -0.46% | 0.32% |
| 13-Week Price Return | 9.10% | 23.93% |
| 26-Week Price Return | 3.60% | 6.40% |
| 52-Week Price Return | 10.50% | -1.66% |
| Month-to-Date Return | 8.85% | 11.04% |
| Year-to-Date Return | 19.54% | 4.35% |
| 10-Day Avg. Volume | 0.19M | 1.77M |
| 3-Month Avg. Volume | 0.24M | 1.67M |
| 3-Month Volatility | 28.85% | 35.22% |
| Beta | 0.90 | 1.42 |
Profitability
Return on Equity (TTM)
PAG
17.87%
Specialty Retail Industry
- Max
- 61.19%
- Q3
- 37.24%
- Median
- 18.81%
- Q1
- 8.92%
- Min
- -13.03%
PAG’s Return on Equity of 17.87% is on par with the norm for the Specialty Retail industry, indicating its profitability relative to shareholder equity is typical for the sector.
TOL
17.91%
Household Durables Industry
- Max
- 26.99%
- Q3
- 17.28%
- Median
- 12.66%
- Q1
- 7.34%
- Min
- 0.07%
In the upper quartile for the Household Durables industry, TOL’s Return on Equity of 17.91% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Net Profit Margin (TTM)
PAG
3.13%
Specialty Retail Industry
- Max
- 21.28%
- Q3
- 10.68%
- Median
- 6.08%
- Q1
- 2.43%
- Min
- -4.54%
PAG’s Net Profit Margin of 3.13% is aligned with the median group of its peers in the Specialty Retail industry. This indicates its ability to convert revenue into profit is typical for the sector.
TOL
12.95%
Household Durables Industry
- Max
- 15.50%
- Q3
- 8.99%
- Median
- 6.57%
- Q1
- 4.33%
- Min
- -0.49%
A Net Profit Margin of 12.95% places TOL in the upper quartile for the Household Durables industry, signifying strong profitability and more effective cost management than most of its peers.
Operating Profit Margin (TTM)
PAG
4.47%
Specialty Retail Industry
- Max
- 33.35%
- Q3
- 15.84%
- Median
- 9.34%
- Q1
- 3.83%
- Min
- -8.97%
PAG’s Operating Profit Margin of 4.47% is around the midpoint for the Specialty Retail industry, indicating that its efficiency in managing core business operations is typical for the sector.
TOL
16.67%
Household Durables Industry
- Max
- 20.22%
- Q3
- 12.29%
- Median
- 9.54%
- Q1
- 6.30%
- Min
- -1.92%
An Operating Profit Margin of 16.67% places TOL in the upper quartile for the Household Durables industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | PAG | TOL |
|---|---|---|
| Return on Equity (TTM) | 17.87% | 17.91% |
| Return on Assets (TTM) | 5.62% | 10.12% |
| Net Profit Margin (TTM) | 3.13% | 12.95% |
| Operating Profit Margin (TTM) | 4.47% | 16.67% |
| Gross Profit Margin (TTM) | 16.58% | 26.21% |
Financial Strength
Current Ratio (MRQ)
PAG
0.90
Specialty Retail Industry
- Max
- 2.83
- Q3
- 1.89
- Median
- 1.39
- Q1
- 1.11
- Min
- 0.64
PAG’s Current Ratio of 0.90 falls into the lower quartile for the Specialty Retail industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
TOL
3.54
Household Durables Industry
- Max
- 9.23
- Q3
- 4.50
- Median
- 2.35
- Q1
- 1.29
- Min
- 0.70
TOL’s Current Ratio of 3.54 aligns with the median group of the Household Durables industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
PAG
1.07
Specialty Retail Industry
- Max
- 3.02
- Q3
- 1.57
- Median
- 0.64
- Q1
- 0.20
- Min
- 0.00
PAG’s Debt-to-Equity Ratio of 1.07 is typical for the Specialty Retail industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
TOL
0.35
Household Durables Industry
- Max
- 1.84
- Q3
- 0.90
- Median
- 0.34
- Q1
- 0.19
- Min
- 0.00
TOL’s Debt-to-Equity Ratio of 0.35 is typical for the Household Durables industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
PAG
17.12
Specialty Retail Industry
- Max
- 48.12
- Q3
- 35.95
- Median
- 14.13
- Q1
- 3.61
- Min
- -36.00
PAG’s Interest Coverage Ratio of 17.12 is positioned comfortably within the norm for the Specialty Retail industry, indicating a standard and healthy capacity to cover its interest payments.
TOL
-8.67
Household Durables Industry
- Max
- 140.40
- Q3
- 77.14
- Median
- 24.53
- Q1
- 5.69
- Min
- -17.01
TOL has a negative Interest Coverage Ratio of -8.67. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.
Financial Strength at a Glance
| Symbol | PAG | TOL |
|---|---|---|
| Current Ratio (MRQ) | 0.90 | 3.54 |
| Quick Ratio (MRQ) | 0.21 | 0.28 |
| Debt-to-Equity Ratio (MRQ) | 1.07 | 0.35 |
| Interest Coverage Ratio (TTM) | 17.12 | -8.67 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
PAG
2.62%
Specialty Retail Industry
- Max
- 6.53%
- Q3
- 2.69%
- Median
- 1.08%
- Q1
- 0.00%
- Min
- 0.00%
PAG’s Dividend Yield of 2.62% is consistent with its peers in the Specialty Retail industry, providing a dividend return that is standard for its sector.
TOL
0.72%
Household Durables Industry
- Max
- 8.95%
- Q3
- 4.19%
- Median
- 1.88%
- Q1
- 0.03%
- Min
- 0.00%
TOL’s Dividend Yield of 0.72% is consistent with its peers in the Household Durables industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
PAG
33.11%
Specialty Retail Industry
- Max
- 165.81%
- Q3
- 80.94%
- Median
- 31.61%
- Q1
- 0.00%
- Min
- 0.00%
PAG’s Dividend Payout Ratio of 33.11% is within the typical range for the Specialty Retail industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
TOL
6.91%
Household Durables Industry
- Max
- 125.12%
- Q3
- 62.43%
- Median
- 39.18%
- Q1
- 5.55%
- Min
- 0.00%
TOL’s Dividend Payout Ratio of 6.91% is within the typical range for the Household Durables industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | PAG | TOL |
|---|---|---|
| Dividend Yield (TTM) | 2.62% | 0.72% |
| Dividend Payout Ratio (TTM) | 33.11% | 6.91% |
Valuation
Price-to-Earnings Ratio (TTM)
PAG
12.63
Specialty Retail Industry
- Max
- 48.56
- Q3
- 29.15
- Median
- 22.00
- Q1
- 15.46
- Min
- 7.95
In the lower quartile for the Specialty Retail industry, PAG’s P/E Ratio of 12.63 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
TOL
9.60
Household Durables Industry
- Max
- 29.75
- Q3
- 18.88
- Median
- 13.25
- Q1
- 9.26
- Min
- 6.32
TOL’s P/E Ratio of 9.60 is within the middle range for the Household Durables industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
PAG
0.40
Specialty Retail Industry
- Max
- 5.08
- Q3
- 2.69
- Median
- 1.23
- Q1
- 0.48
- Min
- 0.09
In the lower quartile for the Specialty Retail industry, PAG’s P/S Ratio of 0.40 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
TOL
1.24
Household Durables Industry
- Max
- 2.12
- Q3
- 1.21
- Median
- 0.83
- Q1
- 0.51
- Min
- 0.18
TOL’s P/S Ratio of 1.24 is in the upper echelon for the Household Durables industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
Price-to-Book Ratio (MRQ)
PAG
2.03
Specialty Retail Industry
- Max
- 16.93
- Q3
- 7.98
- Median
- 3.69
- Q1
- 1.79
- Min
- 0.21
PAG’s P/B Ratio of 2.03 is within the conventional range for the Specialty Retail industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
TOL
1.26
Household Durables Industry
- Max
- 4.21
- Q3
- 2.29
- Median
- 1.34
- Q1
- 0.98
- Min
- 0.59
TOL’s P/B Ratio of 1.26 is within the conventional range for the Household Durables industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | PAG | TOL |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 12.63 | 9.60 |
| Price-to-Sales Ratio (TTM) | 0.40 | 1.24 |
| Price-to-Book Ratio (MRQ) | 2.03 | 1.26 |
| Price-to-Free Cash Flow Ratio (TTM) | 18.68 | 11.40 |