PAG vs. STLA: A Head-to-Head Stock Comparison

Updated on August 30, 2025

Here’s a clear look at PAG and STLA, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	PAG	STLA
Company Name	Penske Automotive Group, Inc.	Stellantis N.V.
Country	United States	Netherlands
GICS Sector	Consumer Discretionary	Consumer Discretionary
GICS Industry	Specialty Retail	Automobiles
Market Capitalization	12.44 billion USD	28.22 billion USD
Exchange	NYSE	NYSE
Listing Date	October 23, 1996	June 9, 2010
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of PAG and STLA by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

PAG vs. STLA: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	PAG	STLA
5-Day Price Return	4.05%	-0.19%
13-Week Price Return	14.70%	-8.37%
26-Week Price Return	15.12%	-36.90%
52-Week Price Return	11.58%	-43.67%
Month-to-Date Return	12.49%	8.36%
Year-to-Date Return	23.54%	-33.19%
10-Day Avg. Volume	0.20M	17.35M
3-Month Avg. Volume	0.24M	23.23M
3-Month Volatility	29.16%	44.92%
Beta	0.91	1.68

Profitability

Return on Equity (TTM)

PAG

17.87%

Specialty Retail Industry

Max: 61.19%
Q3: 37.24%
Median: 18.81%
Q1: 8.92%
Min: -13.03%

PAG’s Return on Equity of 17.87% is on par with the norm for the Specialty Retail industry, indicating its profitability relative to shareholder equity is typical for the sector.

STLA

-3.09%

Automobiles Industry

Max: 25.70%
Q3: 12.88%
Median: 6.92%
Q1: 0.71%
Min: -15.89%

STLA has a negative Return on Equity of -3.09%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

PAG vs. STLA: A comparison of their Return on Equity (TTM) against their respective Specialty Retail and Automobiles industry benchmarks.

Net Profit Margin (TTM)

PAG

3.13%

Specialty Retail Industry

Max: 21.28%
Q3: 10.68%
Median: 6.08%
Q1: 2.43%
Min: -4.54%

PAG’s Net Profit Margin of 3.13% is aligned with the median group of its peers in the Specialty Retail industry. This indicates its ability to convert revenue into profit is typical for the sector.

STLA

-1.64%

Automobiles Industry

Max: 9.92%
Q3: 5.78%
Median: 3.23%
Q1: 0.11%
Min: -5.31%

STLA has a negative Net Profit Margin of -1.64%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

PAG vs. STLA: A comparison of their Net Profit Margin (TTM) against their respective Specialty Retail and Automobiles industry benchmarks.

Operating Profit Margin (TTM)

PAG

4.47%

Specialty Retail Industry

Max: 33.35%
Q3: 15.84%
Median: 9.34%
Q1: 3.83%
Min: -8.97%

PAG’s Operating Profit Margin of 4.47% is around the midpoint for the Specialty Retail industry, indicating that its efficiency in managing core business operations is typical for the sector.

STLA

-3.88%

Automobiles Industry

Max: 13.07%
Q3: 7.22%
Median: 5.29%
Q1: 0.43%
Min: -4.46%

STLA has a negative Operating Profit Margin of -3.88%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

PAG vs. STLA: A comparison of their Operating Profit Margin (TTM) against their respective Specialty Retail and Automobiles industry benchmarks.

Profitability at a Glance

Symbol	PAG	STLA
Return on Equity (TTM)	17.87%	-3.09%
Return on Assets (TTM)	5.62%	-1.17%
Net Profit Margin (TTM)	3.13%	-1.64%
Operating Profit Margin (TTM)	4.47%	-3.88%
Gross Profit Margin (TTM)	16.58%	7.74%

Financial Strength

Current Ratio (MRQ)

PAG

0.90

Specialty Retail Industry

Max: 2.83
Q3: 1.89
Median: 1.39
Q1: 1.11
Min: 0.64

PAG’s Current Ratio of 0.90 falls into the lower quartile for the Specialty Retail industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

STLA

1.06

Automobiles Industry

Max: 2.19
Q3: 1.54
Median: 1.26
Q1: 1.09
Min: 0.48

STLA’s Current Ratio of 1.06 falls into the lower quartile for the Automobiles industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

PAG vs. STLA: A comparison of their Current Ratio (MRQ) against their respective Specialty Retail and Automobiles industry benchmarks.

Debt-to-Equity Ratio (MRQ)

PAG

1.07

Specialty Retail Industry

Max: 3.02
Q3: 1.57
Median: 0.64
Q1: 0.20
Min: 0.00

PAG’s Debt-to-Equity Ratio of 1.07 is typical for the Specialty Retail industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

STLA

0.56

Automobiles Industry

Max: 2.34
Q3: 1.13
Median: 0.58
Q1: 0.28
Min: 0.06

STLA’s Debt-to-Equity Ratio of 0.56 is typical for the Automobiles industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

PAG vs. STLA: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Specialty Retail and Automobiles industry benchmarks.

Interest Coverage Ratio (TTM)

PAG

17.12

Specialty Retail Industry

Max: 48.12
Q3: 35.95
Median: 14.13
Q1: 3.61
Min: -36.00

PAG’s Interest Coverage Ratio of 17.12 is positioned comfortably within the norm for the Specialty Retail industry, indicating a standard and healthy capacity to cover its interest payments.

STLA

37.73

Automobiles Industry

Max: 77.87
Q3: 42.86
Median: 13.88
Q1: 2.13
Min: -49.07

STLA’s Interest Coverage Ratio of 37.73 is positioned comfortably within the norm for the Automobiles industry, indicating a standard and healthy capacity to cover its interest payments.

PAG vs. STLA: A comparison of their Interest Coverage Ratio (TTM) against their respective Specialty Retail and Automobiles industry benchmarks.

Financial Strength at a Glance

Symbol	PAG	STLA
Current Ratio (MRQ)	0.90	1.06
Quick Ratio (MRQ)	0.21	0.75
Debt-to-Equity Ratio (MRQ)	1.07	0.56
Interest Coverage Ratio (TTM)	17.12	37.73

Growth

Revenue Growth

PAG vs. STLA: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

PAG vs. STLA: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

PAG

2.62%

Specialty Retail Industry

Max: 6.53%
Q3: 2.69%
Median: 1.08%
Q1: 0.00%
Min: 0.00%

PAG’s Dividend Yield of 2.62% is consistent with its peers in the Specialty Retail industry, providing a dividend return that is standard for its sector.

STLA

6.09%

Automobiles Industry

Max: 10.71%
Q3: 5.39%
Median: 3.14%
Q1: 0.00%
Min: 0.00%

With a Dividend Yield of 6.09%, STLA offers a more attractive income stream than most of its peers in the Automobiles industry, signaling a strong commitment to shareholder returns.

PAG vs. STLA: A comparison of their Dividend Yield (TTM) against their respective Specialty Retail and Automobiles industry benchmarks.

Dividend Payout Ratio (TTM)

PAG

33.11%

Specialty Retail Industry

Max: 165.81%
Q3: 80.94%
Median: 31.61%
Q1: 0.00%
Min: 0.00%

PAG’s Dividend Payout Ratio of 33.11% is within the typical range for the Specialty Retail industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

STLA

82.70%

Automobiles Industry

Max: 114.43%
Q3: 59.30%
Median: 37.15%
Q1: 16.40%
Min: 0.00%

STLA’s Dividend Payout Ratio of 82.70% is in the upper quartile for the Automobiles industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

PAG vs. STLA: A comparison of their Dividend Payout Ratio (TTM) against their respective Specialty Retail and Automobiles industry benchmarks.

Dividend at a Glance

Symbol	PAG	STLA
Dividend Yield (TTM)	2.62%	6.09%
Dividend Payout Ratio (TTM)	33.11%	82.70%

Valuation

Price-to-Earnings Ratio (TTM)

PAG

12.63

Specialty Retail Industry

Max: 48.56
Q3: 29.15
Median: 22.00
Q1: 15.46
Min: 7.95

In the lower quartile for the Specialty Retail industry, PAG’s P/E Ratio of 12.63 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

STLA

Automobiles Industry

Max: 27.69
Q3: 19.99
Median: 9.85
Q1: 6.60
Min: 4.25

P/E Ratio data for STLA is currently unavailable.

PAG vs. STLA: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Specialty Retail and Automobiles industry benchmarks.

Price-to-Sales Ratio (TTM)

PAG

0.40

Specialty Retail Industry

Max: 5.08
Q3: 2.69
Median: 1.23
Q1: 0.48
Min: 0.09

In the lower quartile for the Specialty Retail industry, PAG’s P/S Ratio of 0.40 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

STLA

0.22

Automobiles Industry

Max: 1.52
Q3: 0.84
Median: 0.41
Q1: 0.23
Min: 0.08

In the lower quartile for the Automobiles industry, STLA’s P/S Ratio of 0.22 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

PAG vs. STLA: A comparison of their Price-to-Sales Ratio (TTM) against their respective Specialty Retail and Automobiles industry benchmarks.

Price-to-Book Ratio (MRQ)

PAG

2.03

Specialty Retail Industry

Max: 16.93
Q3: 7.98
Median: 3.69
Q1: 1.79
Min: 0.21

PAG’s P/B Ratio of 2.03 is within the conventional range for the Specialty Retail industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

STLA

0.34

Automobiles Industry

Max: 4.25
Q3: 2.00
Median: 0.87
Q1: 0.46
Min: 0.19

STLA’s P/B Ratio of 0.34 is in the lower quartile for the Automobiles industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

PAG vs. STLA: A comparison of their Price-to-Book Ratio (MRQ) against their respective Specialty Retail and Automobiles industry benchmarks.

Valuation at a Glance

Symbol	PAG	STLA
Price-to-Earnings Ratio (TTM)	12.63	--
Price-to-Sales Ratio (TTM)	0.40	0.22
Price-to-Book Ratio (MRQ)	2.03	0.34
Price-to-Free Cash Flow Ratio (TTM)	18.68	2.65