NLY vs. RITM: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at NLY and RITM, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
Both NLY and RITM are Real Estate Investment Trusts (REITs). These entities are required to distribute the majority of their taxable income to shareholders, often resulting in higher dividend yields.
| Symbol | NLY | RITM |
|---|---|---|
| Company Name | Annaly Capital Management, Inc. | Rithm Capital Corp. |
| Country | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry | Mortgage Real Estate Investment Trusts (REITs) | Mortgage Real Estate Investment Trusts (REITs) |
| Market Capitalization | 13.57 billion USD | 6.62 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | October 8, 1997 | May 2, 2013 |
| Security Type | REIT | REIT |
Historical Performance
This chart compares the performance of NLY and RITM by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | NLY | RITM |
|---|---|---|
| 5-Day Price Return | 1.49% | 1.38% |
| 13-Week Price Return | 12.39% | 11.82% |
| 26-Week Price Return | -2.32% | 4.61% |
| 52-Week Price Return | 5.89% | 9.56% |
| Month-to-Date Return | 3.54% | 3.82% |
| Year-to-Date Return | 15.03% | 15.33% |
| 10-Day Avg. Volume | 6.28M | 5.34M |
| 3-Month Avg. Volume | 7.09M | 4.52M |
| 3-Month Volatility | 16.48% | 14.91% |
| Beta | 1.34 | 1.37 |
Profitability
Return on Equity (TTM)
NLY
5.68%
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 11.10%
- Q3
- 8.57%
- Median
- 5.68%
- Q1
- 4.39%
- Min
- 3.80%
NLY’s Return on Equity of 5.68% is on par with the norm for the Mortgage Real Estate Investment Trusts (REITs) industry, indicating its profitability relative to shareholder equity is typical for the sector.
RITM
10.10%
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 11.10%
- Q3
- 8.57%
- Median
- 5.68%
- Q1
- 4.39%
- Min
- 3.80%
In the upper quartile for the Mortgage Real Estate Investment Trusts (REITs) industry, RITM’s Return on Equity of 10.10% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Net Profit Margin (TTM)
NLY
13.07%
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 17.60%
- Q3
- 17.25%
- Median
- 14.85%
- Q1
- 12.08%
- Min
- 11.08%
NLY’s Net Profit Margin of 13.07% is aligned with the median group of its peers in the Mortgage Real Estate Investment Trusts (REITs) industry. This indicates its ability to convert revenue into profit is typical for the sector.
RITM
16.36%
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 17.60%
- Q3
- 17.25%
- Median
- 14.85%
- Q1
- 12.08%
- Min
- 11.08%
RITM’s Net Profit Margin of 16.36% is aligned with the median group of its peers in the Mortgage Real Estate Investment Trusts (REITs) industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
NLY
13.59%
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 19.58%
- Q3
- 19.03%
- Median
- 13.59%
- Q1
- 6.14%
- Min
- -4.62%
NLY’s Operating Profit Margin of 13.59% is around the midpoint for the Mortgage Real Estate Investment Trusts (REITs) industry, indicating that its efficiency in managing core business operations is typical for the sector.
RITM
18.73%
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 19.58%
- Q3
- 19.03%
- Median
- 13.59%
- Q1
- 6.14%
- Min
- -4.62%
RITM’s Operating Profit Margin of 18.73% is around the midpoint for the Mortgage Real Estate Investment Trusts (REITs) industry, indicating that its efficiency in managing core business operations is typical for the sector.
Profitability at a Glance
| Symbol | NLY | RITM |
|---|---|---|
| Return on Equity (TTM) | 5.68% | 10.10% |
| Return on Assets (TTM) | 0.69% | 1.77% |
| Net Profit Margin (TTM) | 13.07% | 16.36% |
| Operating Profit Margin (TTM) | 13.59% | 18.73% |
| Gross Profit Margin (TTM) | 16.92% | 58.40% |
Financial Strength
Current Ratio (MRQ)
NLY
0.06
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 11.04
- Q3
- 7.72
- Median
- 0.46
- Q1
- 0.10
- Min
- 0.01
For the Mortgage Real Estate Investment Trusts (REITs) industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
RITM
0.19
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 11.04
- Q3
- 7.72
- Median
- 0.46
- Q1
- 0.10
- Min
- 0.01
For the Mortgage Real Estate Investment Trusts (REITs) industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
NLY
7.16
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 8.75
- Q3
- 5.74
- Median
- 4.15
- Q1
- 3.08
- Min
- 1.97
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Mortgage Real Estate Investment Trusts (REITs) industry.
RITM
3.93
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 8.75
- Q3
- 5.74
- Median
- 4.15
- Q1
- 3.08
- Min
- 1.97
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Mortgage Real Estate Investment Trusts (REITs) industry.
Interest Coverage Ratio (TTM)
NLY
--
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Mortgage Real Estate Investment Trusts (REITs) industry.
RITM
--
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Mortgage Real Estate Investment Trusts (REITs) industry.
Financial Strength at a Glance
| Symbol | NLY | RITM |
|---|---|---|
| Current Ratio (MRQ) | 0.06 | 0.19 |
| Quick Ratio (MRQ) | 0.06 | 0.19 |
| Debt-to-Equity Ratio (MRQ) | 7.16 | 3.93 |
| Interest Coverage Ratio (TTM) | -- | -- |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
NLY
12.32%
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 17.47%
- Q3
- 12.78%
- Median
- 11.37%
- Q1
- 8.85%
- Min
- 6.08%
NLY’s Dividend Yield of 12.32% is consistent with its peers in the Mortgage Real Estate Investment Trusts (REITs) industry, providing a dividend return that is standard for its sector.
RITM
9.45%
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 17.47%
- Q3
- 12.78%
- Median
- 11.37%
- Q1
- 8.85%
- Min
- 6.08%
RITM’s Dividend Yield of 9.45% is consistent with its peers in the Mortgage Real Estate Investment Trusts (REITs) industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
NLY
224.87%
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 218.61%
- Q3
- 198.43%
- Median
- 175.73%
- Q1
- 125.71%
- Min
- 53.82%
At 224.87%, NLY’s Dividend Payout Ratio is exceptionally high, exceeding the typical range for the Mortgage Real Estate Investment Trusts (REITs) industry. While this provides a significant return to shareholders, it may limit funds for reinvestment and could be difficult to sustain.
RITM
78.50%
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 218.61%
- Q3
- 198.43%
- Median
- 175.73%
- Q1
- 125.71%
- Min
- 53.82%
RITM’s Dividend Payout Ratio of 78.50% is in the lower quartile for the Mortgage Real Estate Investment Trusts (REITs) industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.
Dividend at a Glance
| Symbol | NLY | RITM |
|---|---|---|
| Dividend Yield (TTM) | 12.32% | 9.45% |
| Dividend Payout Ratio (TTM) | 224.87% | 78.50% |
Valuation
Price-to-Earnings Ratio (TTM)
NLY
18.25
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 26.29
- Q3
- 21.76
- Median
- 14.96
- Q1
- 10.32
- Min
- 9.23
The P/E Ratio is often not the primary metric for valuation in the Mortgage Real Estate Investment Trusts (REITs) industry.
RITM
8.30
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 26.29
- Q3
- 21.76
- Median
- 14.96
- Q1
- 10.32
- Min
- 9.23
The P/E Ratio is often not the primary metric for valuation in the Mortgage Real Estate Investment Trusts (REITs) industry.
Price-to-Sales Ratio (TTM)
NLY
2.38
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 3.93
- Q3
- 3.42
- Median
- 2.26
- Q1
- 1.84
- Min
- 1.37
NLY’s P/S Ratio of 2.38 aligns with the market consensus for the Mortgage Real Estate Investment Trusts (REITs) industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
RITM
1.36
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 3.93
- Q3
- 3.42
- Median
- 2.26
- Q1
- 1.84
- Min
- 1.37
RITM’s P/S Ratio of 1.36 falls below the typical floor for the Mortgage Real Estate Investment Trusts (REITs) industry. This could suggest the stock is overlooked or deeply undervalued relative to its sales, but may also reflect significant market concerns about its future.
Price-to-Book Ratio (MRQ)
NLY
0.85
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 1.04
- Q3
- 0.99
- Median
- 0.91
- Q1
- 0.81
- Min
- 0.74
NLY’s P/B Ratio of 0.85 is within the conventional range for the Mortgage Real Estate Investment Trusts (REITs) industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
RITM
0.75
Mortgage Real Estate Investment Trusts (REITs) Industry
- Max
- 1.04
- Q3
- 0.99
- Median
- 0.91
- Q1
- 0.81
- Min
- 0.74
RITM’s P/B Ratio of 0.75 is in the lower quartile for the Mortgage Real Estate Investment Trusts (REITs) industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
Valuation at a Glance
| Symbol | NLY | RITM |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 18.25 | 8.30 |
| Price-to-Sales Ratio (TTM) | 2.38 | 1.36 |
| Price-to-Book Ratio (MRQ) | 0.85 | 0.75 |
| Price-to-Free Cash Flow Ratio (TTM) | 4.78 | 3.67 |