NICE vs. XYZ: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at NICE and XYZ, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
NICE trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, XYZ is a standard domestic listing.
| Symbol | NICE | XYZ |
|---|---|---|
| Company Name | NICE Ltd. | Block, Inc. |
| Country | Israel | United States |
| GICS Sector | Information Technology | Financials |
| GICS Industry | Software | Financial Services |
| Market Capitalization | 8.66 billion USD | 48.39 billion USD |
| Exchange | NasdaqGS | NYSE |
| Listing Date | January 25, 1996 | November 19, 2015 |
| Security Type | ADR | Common Stock |
Historical Performance
This chart compares the performance of NICE and XYZ by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | NICE | XYZ |
|---|---|---|
| 5-Day Price Return | 0.02% | 7.15% |
| 13-Week Price Return | -20.17% | 27.74% |
| 26-Week Price Return | -25.10% | 16.15% |
| 52-Week Price Return | -28.89% | 21.10% |
| Month-to-Date Return | -12.19% | 2.76% |
| Year-to-Date Return | -24.63% | -6.59% |
| 10-Day Avg. Volume | 0.13M | 6.72M |
| 3-Month Avg. Volume | 0.14M | 10.97M |
| 3-Month Volatility | 33.26% | 40.23% |
| Beta | -0.24 | 2.77 |
Profitability
Return on Equity (TTM)
NICE
14.85%
Software Industry
- Max
- 59.01%
- Q3
- 21.98%
- Median
- 7.15%
- Q1
- -11.12%
- Min
- -51.24%
NICE’s Return on Equity of 14.85% is on par with the norm for the Software industry, indicating its profitability relative to shareholder equity is typical for the sector.
XYZ
13.95%
Financial Services Industry
- Max
- 40.58%
- Q3
- 20.06%
- Median
- 10.67%
- Q1
- 4.19%
- Min
- -10.31%
XYZ’s Return on Equity of 13.95% is on par with the norm for the Financial Services industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
NICE
18.81%
Software Industry
- Max
- 48.14%
- Q3
- 18.23%
- Median
- 5.60%
- Q1
- -9.22%
- Min
- -49.36%
A Net Profit Margin of 18.81% places NICE in the upper quartile for the Software industry, signifying strong profitability and more effective cost management than most of its peers.
XYZ
12.41%
Financial Services Industry
- Max
- 52.86%
- Q3
- 25.58%
- Median
- 12.23%
- Q1
- 6.64%
- Min
- -9.92%
XYZ’s Net Profit Margin of 12.41% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
NICE
21.25%
Software Industry
- Max
- 57.34%
- Q3
- 20.60%
- Median
- 7.84%
- Q1
- -8.72%
- Min
- -51.37%
An Operating Profit Margin of 21.25% places NICE in the upper quartile for the Software industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
XYZ
4.82%
Financial Services Industry
- Max
- 77.28%
- Q3
- 37.68%
- Median
- 18.17%
- Q1
- 9.27%
- Min
- -8.19%
XYZ’s Operating Profit Margin of 4.82% is in the lower quartile for the Financial Services industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.
Profitability at a Glance
| Symbol | NICE | XYZ |
|---|---|---|
| Return on Equity (TTM) | 14.85% | 13.95% |
| Return on Assets (TTM) | 10.16% | 8.08% |
| Net Profit Margin (TTM) | 18.81% | 12.41% |
| Operating Profit Margin (TTM) | 21.25% | 4.82% |
| Gross Profit Margin (TTM) | 67.03% | 39.38% |
Financial Strength
Current Ratio (MRQ)
NICE
1.83
Software Industry
- Max
- 3.83
- Q3
- 2.31
- Median
- 1.45
- Q1
- 1.03
- Min
- 0.24
NICE’s Current Ratio of 1.83 aligns with the median group of the Software industry, indicating that its short-term liquidity is in line with its sector peers.
XYZ
1.96
Financial Services Industry
- Max
- 4.58
- Q3
- 2.59
- Median
- 1.33
- Q1
- 0.69
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
NICE
0.12
Software Industry
- Max
- 2.14
- Q3
- 0.90
- Median
- 0.29
- Q1
- 0.00
- Min
- 0.00
NICE’s Debt-to-Equity Ratio of 0.12 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
XYZ
0.26
Financial Services Industry
- Max
- 4.96
- Q3
- 2.10
- Median
- 0.57
- Q1
- 0.12
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
Interest Coverage Ratio (TTM)
NICE
37.69
Software Industry
- Max
- 67.02
- Q3
- 19.86
- Median
- 0.70
- Q1
- -12.50
- Min
- -53.00
NICE’s Interest Coverage Ratio of 37.69 is in the upper quartile for the Software industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.
XYZ
12.18
Financial Services Industry
- Max
- 136.23
- Q3
- 56.08
- Median
- 6.55
- Q1
- 2.01
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
Financial Strength at a Glance
| Symbol | NICE | XYZ |
|---|---|---|
| Current Ratio (MRQ) | 1.83 | 1.96 |
| Quick Ratio (MRQ) | 1.67 | 1.92 |
| Debt-to-Equity Ratio (MRQ) | 0.12 | 0.26 |
| Interest Coverage Ratio (TTM) | 37.69 | 12.18 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
NICE
0.00%
Software Industry
- Max
- 0.08%
- Q3
- 0.03%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
NICE currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
XYZ
0.00%
Financial Services Industry
- Max
- 8.18%
- Q3
- 3.60%
- Median
- 1.56%
- Q1
- 0.00%
- Min
- 0.00%
XYZ currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
Dividend Payout Ratio (TTM)
NICE
0.00%
Software Industry
- Max
- 1.32%
- Q3
- 0.53%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
NICE has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
XYZ
0.00%
Financial Services Industry
- Max
- 155.56%
- Q3
- 63.71%
- Median
- 18.08%
- Q1
- 0.00%
- Min
- 0.00%
XYZ has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
Dividend at a Glance
| Symbol | NICE | XYZ |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
Price-to-Earnings Ratio (TTM)
NICE
16.40
Software Industry
- Max
- 149.35
- Q3
- 100.21
- Median
- 47.97
- Q1
- 26.77
- Min
- 11.68
In the lower quartile for the Software industry, NICE’s P/E Ratio of 16.40 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
XYZ
16.06
Financial Services Industry
- Max
- 63.23
- Q3
- 32.10
- Median
- 14.41
- Q1
- 10.81
- Min
- 0.37
XYZ’s P/E Ratio of 16.06 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
NICE
3.08
Software Industry
- Max
- 25.24
- Q3
- 13.52
- Median
- 8.15
- Q1
- 4.87
- Min
- 0.98
In the lower quartile for the Software industry, NICE’s P/S Ratio of 3.08 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
XYZ
1.99
Financial Services Industry
- Max
- 11.16
- Q3
- 5.45
- Median
- 2.61
- Q1
- 1.25
- Min
- 0.04
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
Price-to-Book Ratio (MRQ)
NICE
2.84
Software Industry
- Max
- 30.95
- Q3
- 14.91
- Median
- 7.75
- Q1
- 3.60
- Min
- 0.38
NICE’s P/B Ratio of 2.84 is in the lower quartile for the Software industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
XYZ
1.89
Financial Services Industry
- Max
- 7.09
- Q3
- 3.79
- Median
- 1.46
- Q1
- 0.83
- Min
- 0.04
XYZ’s P/B Ratio of 1.89 is within the conventional range for the Financial Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | NICE | XYZ |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 16.40 | 16.06 |
| Price-to-Sales Ratio (TTM) | 3.08 | 1.99 |
| Price-to-Book Ratio (MRQ) | 2.84 | 1.89 |
| Price-to-Free Cash Flow Ratio (TTM) | 13.26 | 44.30 |