NI vs. NJR: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at NI and NJR, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | NI | NJR |
|---|---|---|
| Company Name | NiSource Inc. | New Jersey Resources Corporation |
| Country | United States | United States |
| GICS Sector | Utilities | Utilities |
| GICS Industry | Multi-Utilities | Gas Utilities |
| Market Capitalization | 20.22 billion USD | 4.81 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | February 21, 1973 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of NI and NJR by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | NI | NJR |
|---|---|---|
| 5-Day Price Return | 2.95% | 3.61% |
| 13-Week Price Return | 10.53% | 4.04% |
| 26-Week Price Return | 7.73% | 3.48% |
| 52-Week Price Return | 32.86% | 5.02% |
| Month-to-Date Return | 1.15% | 4.36% |
| Year-to-Date Return | 16.81% | 2.70% |
| 10-Day Avg. Volume | 3.26M | 0.52M |
| 3-Month Avg. Volume | 4.24M | 0.62M |
| 3-Month Volatility | 17.02% | 15.07% |
| Beta | 0.62 | 0.67 |
Profitability
Return on Equity (TTM)
NI
10.19%
Multi-Utilities Industry
- Max
- 19.69%
- Q3
- 12.97%
- Median
- 9.30%
- Q1
- 7.88%
- Min
- 4.34%
NI’s Return on Equity of 10.19% is on par with the norm for the Multi-Utilities industry, indicating its profitability relative to shareholder equity is typical for the sector.
NJR
17.49%
Gas Utilities Industry
- Max
- 18.18%
- Q3
- 12.37%
- Median
- 9.24%
- Q1
- 6.51%
- Min
- 1.38%
In the upper quartile for the Gas Utilities industry, NJR’s Return on Equity of 17.49% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Net Profit Margin (TTM)
NI
14.82%
Multi-Utilities Industry
- Max
- 25.37%
- Q3
- 15.24%
- Median
- 8.50%
- Q1
- 4.09%
- Min
- -1.05%
NI’s Net Profit Margin of 14.82% is aligned with the median group of its peers in the Multi-Utilities industry. This indicates its ability to convert revenue into profit is typical for the sector.
NJR
32.64%
Gas Utilities Industry
- Max
- 14.23%
- Q3
- 10.38%
- Median
- 6.30%
- Q1
- 3.98%
- Min
- 1.91%
NJR’s Net Profit Margin of 32.64% is exceptionally high, placing it well beyond the typical range for the Gas Utilities industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.
Operating Profit Margin (TTM)
NI
27.71%
Multi-Utilities Industry
- Max
- 43.73%
- Q3
- 25.91%
- Median
- 19.49%
- Q1
- 8.11%
- Min
- -0.18%
An Operating Profit Margin of 27.71% places NI in the upper quartile for the Multi-Utilities industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
NJR
48.73%
Gas Utilities Industry
- Max
- 48.27%
- Q3
- 23.40%
- Median
- 8.99%
- Q1
- 6.80%
- Min
- -2.18%
NJR’s Operating Profit Margin of 48.73% is exceptionally high, placing it well above the typical range for the Gas Utilities industry. This demonstrates outstanding efficiency in managing its core operations, which can be a result of strong pricing power or superior cost control.
Profitability at a Glance
| Symbol | NI | NJR |
|---|---|---|
| Return on Equity (TTM) | 10.19% | 17.49% |
| Return on Assets (TTM) | 2.73% | 5.73% |
| Net Profit Margin (TTM) | 14.82% | 32.64% |
| Operating Profit Margin (TTM) | 27.71% | 48.73% |
| Gross Profit Margin (TTM) | 40.62% | -32.71% |
Financial Strength
Current Ratio (MRQ)
NI
0.59
Multi-Utilities Industry
- Max
- 1.64
- Q3
- 1.22
- Median
- 0.94
- Q1
- 0.86
- Min
- 0.50
NI’s Current Ratio of 0.59 falls into the lower quartile for the Multi-Utilities industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
NJR
0.76
Gas Utilities Industry
- Max
- 2.54
- Q3
- 1.53
- Median
- 0.95
- Q1
- 0.68
- Min
- 0.43
NJR’s Current Ratio of 0.76 aligns with the median group of the Gas Utilities industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
NI
1.77
Multi-Utilities Industry
- Max
- 2.58
- Q3
- 1.96
- Median
- 1.56
- Q1
- 1.20
- Min
- 0.53
NI’s Debt-to-Equity Ratio of 1.77 is typical for the Multi-Utilities industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
NJR
1.40
Gas Utilities Industry
- Max
- 2.17
- Q3
- 1.39
- Median
- 1.01
- Q1
- 0.58
- Min
- 0.13
NJR’s leverage is in the upper quartile of the Gas Utilities industry, with a Debt-to-Equity Ratio of 1.40. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.
Interest Coverage Ratio (TTM)
NI
3.01
Multi-Utilities Industry
- Max
- 12.21
- Q3
- 7.03
- Median
- 3.61
- Q1
- 2.92
- Min
- 1.62
NI’s Interest Coverage Ratio of 3.01 is positioned comfortably within the norm for the Multi-Utilities industry, indicating a standard and healthy capacity to cover its interest payments.
NJR
4.04
Gas Utilities Industry
- Max
- 14.35
- Q3
- 11.25
- Median
- 8.09
- Q1
- 3.86
- Min
- 1.26
NJR’s Interest Coverage Ratio of 4.04 is positioned comfortably within the norm for the Gas Utilities industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | NI | NJR |
|---|---|---|
| Current Ratio (MRQ) | 0.59 | 0.76 |
| Quick Ratio (MRQ) | 0.44 | 0.39 |
| Debt-to-Equity Ratio (MRQ) | 1.77 | 1.40 |
| Interest Coverage Ratio (TTM) | 3.01 | 4.04 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
NI
2.54%
Multi-Utilities Industry
- Max
- 8.75%
- Q3
- 5.46%
- Median
- 4.09%
- Q1
- 2.93%
- Min
- 0.00%
NI’s Dividend Yield of 2.54% is in the lower quartile for the Multi-Utilities industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.
NJR
3.71%
Gas Utilities Industry
- Max
- 11.34%
- Q3
- 6.37%
- Median
- 3.90%
- Q1
- 1.99%
- Min
- 0.00%
NJR’s Dividend Yield of 3.71% is consistent with its peers in the Gas Utilities industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
NI
57.22%
Multi-Utilities Industry
- Max
- 128.77%
- Q3
- 97.17%
- Median
- 66.46%
- Q1
- 52.95%
- Min
- 24.73%
NI’s Dividend Payout Ratio of 57.22% is within the typical range for the Multi-Utilities industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
NJR
30.79%
Gas Utilities Industry
- Max
- 200.45%
- Q3
- 112.45%
- Median
- 75.14%
- Q1
- 45.50%
- Min
- 18.85%
NJR’s Dividend Payout Ratio of 30.79% is in the lower quartile for the Gas Utilities industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.
Dividend at a Glance
| Symbol | NI | NJR |
|---|---|---|
| Dividend Yield (TTM) | 2.54% | 3.71% |
| Dividend Payout Ratio (TTM) | 57.22% | 30.79% |
Valuation
Price-to-Earnings Ratio (TTM)
NI
22.50
Multi-Utilities Industry
- Max
- 28.21
- Q3
- 21.40
- Median
- 16.89
- Q1
- 11.54
- Min
- 5.08
A P/E Ratio of 22.50 places NI in the upper quartile for the Multi-Utilities industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
NJR
11.55
Gas Utilities Industry
- Max
- 25.10
- Q3
- 19.98
- Median
- 12.83
- Q1
- 10.31
- Min
- 7.43
NJR’s P/E Ratio of 11.55 is within the middle range for the Gas Utilities industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
NI
3.34
Multi-Utilities Industry
- Max
- 4.54
- Q3
- 3.52
- Median
- 1.87
- Q1
- 0.50
- Min
- 0.27
NI’s P/S Ratio of 3.34 aligns with the market consensus for the Multi-Utilities industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
NJR
3.77
Gas Utilities Industry
- Max
- 5.56
- Q3
- 2.60
- Median
- 1.11
- Q1
- 0.62
- Min
- 0.33
NJR’s P/S Ratio of 3.77 is in the upper echelon for the Gas Utilities industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
Price-to-Book Ratio (MRQ)
NI
2.14
Multi-Utilities Industry
- Max
- 2.70
- Q3
- 1.97
- Median
- 1.46
- Q1
- 1.21
- Min
- 0.86
NI’s P/B Ratio of 2.14 is in the upper tier for the Multi-Utilities industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
NJR
1.86
Gas Utilities Industry
- Max
- 3.37
- Q3
- 1.96
- Median
- 1.31
- Q1
- 0.94
- Min
- 0.36
NJR’s P/B Ratio of 1.86 is within the conventional range for the Gas Utilities industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | NI | NJR |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 22.50 | 11.55 |
| Price-to-Sales Ratio (TTM) | 3.34 | 3.77 |
| Price-to-Book Ratio (MRQ) | 2.14 | 1.86 |
| Price-to-Free Cash Flow Ratio (TTM) | 406.36 | 15.96 |