MUFG vs. WFC: Mitsubishi UFJ Financial Group vs. Wells Fargo Stock Comparison

Company Profile

Mitsubishi UFJ Financial Group (MUFG) and Wells Fargo (WFC) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Wells Fargo (WFC) trades as ordinary local shares, while Mitsubishi UFJ Financial Group (MUFG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Mitsubishi UFJ Financial Group (MUFG) at 9.40% and Wells Fargo (WFC) at 12.58% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Wells Fargo (WFC) at 27.23% keeps about the industry-typical share of revenue as profit, while Mitsubishi UFJ Financial Group (MUFG) at 25.77% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for Mitsubishi UFJ Financial Group (MUFG) in Banks and Wells Fargo (WFC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Mitsubishi UFJ Financial Group (MUFG) at 9.98% is around its peer norm for revenue growth, while Wells Fargo (WFC) at 1.70% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Mitsubishi UFJ Financial Group (MUFG) at 33.15% sits in the top EPS growth quartile, while Wells Fargo (WFC) at 16.57% is closer to the peer norm — faster per-share earnings growth for MUFG.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Mitsubishi UFJ Financial Group (MUFG) in Banks and Wells Fargo (WFC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Mitsubishi UFJ Financial Group (MUFG) in Banks and Wells Fargo (WFC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Wells Fargo (WFC) at 2.09% pays an industry-typical yield; Mitsubishi UFJ Financial Group (MUFG) at 401.68% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.

Wells Fargo (WFC) at 26.16% keeps its payout within the industry’s typical band; Mitsubishi UFJ Financial Group (MUFG) at 15.74% pays out less than peers usually do, retaining more of its earnings — a policy difference more than a quality gap.

Dividend Metrics

Valuation

Wells Fargo (WFC) at 12.55 is near its industry’s usual P/E ratio, while Mitsubishi UFJ Financial Group (MUFG) at 16.26 sits in the richer quartile — MUFG needs stronger growth or earnings quality to justify the premium.

P/S ratio is set aside for both Mitsubishi UFJ Financial Group (MUFG) in Banks and Wells Fargo (WFC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Both Mitsubishi UFJ Financial Group (MUFG) at 2.07 and Wells Fargo (WFC) at 1.65 carry a premium to book value versus peers, sitting in the upper P/B ratio quartile of their industries.

Valuation Metrics