MUFG vs. RY: Mitsubishi UFJ Financial Group vs. Royal Bank of Canada Stock Comparison

Company Profile

Mitsubishi UFJ Financial Group (MUFG) and Royal Bank of Canada (RY) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Royal Bank of Canada (RY) trades as ordinary local shares, while Mitsubishi UFJ Financial Group (MUFG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Royal Bank of Canada (RY) at 16.20% sits in the top ROE quartile, while Mitsubishi UFJ Financial Group (MUFG) at 9.40% is closer to the peer norm — stronger capital efficiency for RY.

Royal Bank of Canada (RY) at 33.69% keeps about the industry-typical share of revenue as profit, while Mitsubishi UFJ Financial Group (MUFG) at 25.77% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for Mitsubishi UFJ Financial Group (MUFG) in Banks and Royal Bank of Canada (RY) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Mitsubishi UFJ Financial Group (MUFG) at 9.98% and Royal Bank of Canada (RY) at 15.73% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Only one side can be read here: Mitsubishi UFJ Financial Group (MUFG) reports EPS growth of 33.15%, ranked against its industry; Royal Bank of Canada (RY) has no EPS growth figure this period.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Mitsubishi UFJ Financial Group (MUFG) in Banks and Royal Bank of Canada (RY) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Mitsubishi UFJ Financial Group (MUFG) in Banks and Royal Bank of Canada (RY) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Royal Bank of Canada (RY) at 3.02% pays an industry-typical yield; Mitsubishi UFJ Financial Group (MUFG) at 401.68% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.

Royal Bank of Canada (RY) at 41.35% keeps its payout within the industry’s typical band; Mitsubishi UFJ Financial Group (MUFG) at 15.74% pays out less than peers usually do, retaining more of its earnings — a policy difference more than a quality gap.

Dividend Metrics

Valuation

Both Mitsubishi UFJ Financial Group (MUFG) at 16.26 and Royal Bank of Canada (RY) at 19.42 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

P/S ratio is set aside for both Mitsubishi UFJ Financial Group (MUFG) in Banks and Royal Bank of Canada (RY) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Both look rich against book: Mitsubishi UFJ Financial Group (MUFG) at 2.07 sits in the upper P/B ratio quartile, and Royal Bank of Canada (RY) at 3.21 prices even higher, above its industry range.

Valuation Metrics