Mitsubishi UFJ Financial Group (MUFG) vs. Royal Bank of Canada (RY)

Company Profile

Mitsubishi UFJ Financial Group (MUFG) and Royal Bank of Canada (RY) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Royal Bank of Canada (RY) trades as a standard ordinary-equity line, while Mitsubishi UFJ Financial Group (MUFG) is an ADR tied to a foreign-share or depositary-receipt structure — compare with FX exposure, program fees, and dividend-withholding-tax differences in mind.

Historical Performance

Mitsubishi UFJ Financial Group (MUFG) has an aggressive beta of 1.40, indicating higher sensitivity to broad-market moves, while Royal Bank of Canada (RY) is defensive at 0.63 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Historical Performance at a Glance

Profitability

Royal Bank of Canada (RY) at 15.37% ranks in the top quartile for Return on Equity (TTM), ahead of Mitsubishi UFJ Financial Group (MUFG) at 9.31%, which sits closer to the industry mid-range.

Both Mitsubishi UFJ Financial Group (MUFG) at 25.66% and Royal Bank of Canada (RY) at 26.26% post Net Profit Margin (TTM) near their industry mid-ranges, so neither company stands out strongly from peers on net profitability.

Operating Profit Margin (TTM) isn’t a meaningful figure for either Mitsubishi UFJ Financial Group (MUFG) in Banks or Royal Bank of Canada (RY) in Banks under our convention.

Profitability at a Glance

Financial Strength

Current Ratio (MRQ) isn’t a meaningful figure for either Mitsubishi UFJ Financial Group (MUFG) in Banks or Royal Bank of Canada (RY) in Banks under our convention.

Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either Mitsubishi UFJ Financial Group (MUFG) in Banks or Royal Bank of Canada (RY) in Banks under our convention.

Interest Coverage Ratio (TTM) isn’t a meaningful figure for either Mitsubishi UFJ Financial Group (MUFG) in Banks or Royal Bank of Canada (RY) in Banks under our convention.

Financial Strength at a Glance

Growth

Revenue Growth

Revenue Growth at a Glance

EPS Growth

EPS Growth at a Glance

Dividend

Both Mitsubishi UFJ Financial Group (MUFG) at 2.21% and Royal Bank of Canada (RY) at 2.55% report Dividend Yield (TTM) near their industry mid-ranges, so neither company stands out strongly from peers on cash yield relative to share price.

Royal Bank of Canada (RY) at 42.80% maintains Dividend Payout Ratio (TTM) around its industry median — a balanced dividend policy. Mitsubishi UFJ Financial Group (MUFG) at 86.14% sits outside the typical mid-range, leaning toward more retention or more distribution than the industry median.

Dividend at a Glance

Valuation

Both Mitsubishi UFJ Financial Group (MUFG) at 17.37 and Royal Bank of Canada (RY) at 16.78 trade in the higher-multiple quartile for Price-to-Earnings Ratio (TTM) among industry peers, indicating higher trailing earnings multiples than typical peers.

Price-to-Sales Ratio (TTM) isn’t a meaningful figure for either Mitsubishi UFJ Financial Group (MUFG) in Banks or Royal Bank of Canada (RY) in Banks under our convention.

Mitsubishi UFJ Financial Group (MUFG) at 1.30 hovers around the typical industry Price-to-Book Ratio (MRQ), while Royal Bank of Canada (RY) at 2.31 sits above its industry benchmark range — an elevated book-value multiple for RY relative to peers.

Valuation at a Glance