MSTR vs. UNH: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at MSTR and UNH, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | MSTR | UNH |
|---|---|---|
| Company Name | Strategy Inc | UnitedHealth Group Incorporated |
| Country | United States | United States |
| GICS Sector | Information Technology | Health Care |
| GICS Industry | Software | Health Care Providers & Services |
| Market Capitalization | 56.08 billion USD | 295.51 billion USD |
| Exchange | NasdaqGS | NYSE |
| Listing Date | June 11, 1998 | October 17, 1984 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of MSTR and UNH by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | MSTR | UNH |
|---|---|---|
| 5-Day Price Return | -15.53% | 0.09% |
| 13-Week Price Return | -46.25% | 5.87% |
| 26-Week Price Return | -53.11% | 3.37% |
| 52-Week Price Return | -40.36% | -46.88% |
| Month-to-Date Return | -27.49% | -5.77% |
| Year-to-Date Return | -32.53% | -36.37% |
| 10-Day Avg. Volume | 14.41M | 9.12M |
| 3-Month Avg. Volume | 11.87M | 13.84M |
| 3-Month Volatility | 58.37% | 37.81% |
| Beta | 3.47 | 0.44 |
Profitability
Return on Equity (TTM)
MSTR
19.76%
Software Industry
- Max
- 65.88%
- Q3
- 22.54%
- Median
- 10.46%
- Q1
- -6.54%
- Min
- -41.05%
MSTR’s Return on Equity of 19.76% is on par with the norm for the Software industry, indicating its profitability relative to shareholder equity is typical for the sector.
UNH
18.60%
Health Care Providers & Services Industry
- Max
- 24.67%
- Q3
- 15.54%
- Median
- 8.37%
- Q1
- 5.49%
- Min
- -2.09%
In the upper quartile for the Health Care Providers & Services industry, UNH’s Return on Equity of 18.60% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Net Profit Margin (TTM)
MSTR
1,667.09%
Software Industry
- Max
- 53.50%
- Q3
- 20.30%
- Median
- 9.60%
- Q1
- -4.98%
- Min
- -41.00%
MSTR’s Net Profit Margin of 1,667.09% is exceptionally high, placing it well beyond the typical range for the Software industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.
UNH
4.04%
Health Care Providers & Services Industry
- Max
- 9.33%
- Q3
- 4.80%
- Median
- 2.90%
- Q1
- 0.93%
- Min
- -3.28%
UNH’s Net Profit Margin of 4.04% is aligned with the median group of its peers in the Health Care Providers & Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
MSTR
2,312.91%
Software Industry
- Max
- 61.99%
- Q3
- 23.67%
- Median
- 10.93%
- Q1
- -3.57%
- Min
- -40.19%
MSTR’s Operating Profit Margin of 2,312.91% is exceptionally high, placing it well above the typical range for the Software industry. This demonstrates outstanding efficiency in managing its core operations, which can be a result of strong pricing power or superior cost control.
UNH
6.03%
Health Care Providers & Services Industry
- Max
- 18.35%
- Q3
- 8.71%
- Median
- 5.10%
- Q1
- 2.10%
- Min
- -3.07%
UNH’s Operating Profit Margin of 6.03% is around the midpoint for the Health Care Providers & Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
Profitability at a Glance
| Symbol | MSTR | UNH |
|---|---|---|
| Return on Equity (TTM) | 19.76% | 18.60% |
| Return on Assets (TTM) | 15.21% | 5.71% |
| Net Profit Margin (TTM) | 1,667.09% | 4.04% |
| Operating Profit Margin (TTM) | 2,312.91% | 6.03% |
| Gross Profit Margin (TTM) | 70.12% | -- |
Financial Strength
Current Ratio (MRQ)
MSTR
0.66
Software Industry
- Max
- 4.01
- Q3
- 2.27
- Median
- 1.50
- Q1
- 1.03
- Min
- 0.25
MSTR’s Current Ratio of 0.66 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
UNH
0.95
Health Care Providers & Services Industry
- Max
- 2.00
- Q3
- 1.56
- Median
- 1.28
- Q1
- 0.92
- Min
- 0.01
UNH’s Current Ratio of 0.95 aligns with the median group of the Health Care Providers & Services industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
MSTR
0.14
Software Industry
- Max
- 2.04
- Q3
- 0.86
- Median
- 0.29
- Q1
- 0.00
- Min
- 0.00
MSTR’s Debt-to-Equity Ratio of 0.14 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
UNH
0.84
Health Care Providers & Services Industry
- Max
- 2.41
- Q3
- 1.39
- Median
- 0.74
- Q1
- 0.46
- Min
- 0.00
UNH’s Debt-to-Equity Ratio of 0.84 is typical for the Health Care Providers & Services industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
MSTR
-30.23
Software Industry
- Max
- 89.65
- Q3
- 33.82
- Median
- 1.59
- Q1
- -10.48
- Min
- -71.23
MSTR has a negative Interest Coverage Ratio of -30.23. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.
UNH
6.14
Health Care Providers & Services Industry
- Max
- 14.47
- Q3
- 7.46
- Median
- 4.52
- Q1
- 2.04
- Min
- -4.44
UNH’s Interest Coverage Ratio of 6.14 is positioned comfortably within the norm for the Health Care Providers & Services industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | MSTR | UNH |
|---|---|---|
| Current Ratio (MRQ) | 0.66 | 0.95 |
| Quick Ratio (MRQ) | 0.54 | 0.75 |
| Debt-to-Equity Ratio (MRQ) | 0.14 | 0.84 |
| Interest Coverage Ratio (TTM) | -30.23 | 6.14 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
MSTR
0.34%
Software Industry
- Max
- 0.34%
- Q3
- 0.17%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
With a Dividend Yield of 0.34%, MSTR offers a more attractive income stream than most of its peers in the Software industry, signaling a strong commitment to shareholder returns.
UNH
2.67%
Health Care Providers & Services Industry
- Max
- 5.51%
- Q3
- 2.66%
- Median
- 1.06%
- Q1
- 0.00%
- Min
- 0.00%
With a Dividend Yield of 2.67%, UNH offers a more attractive income stream than most of its peers in the Health Care Providers & Services industry, signaling a strong commitment to shareholder returns.
Dividend Payout Ratio (TTM)
MSTR
0.00%
Software Industry
- Max
- 12.76%
- Q3
- 6.56%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
MSTR has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
UNH
44.61%
Health Care Providers & Services Industry
- Max
- 187.56%
- Q3
- 81.14%
- Median
- 33.42%
- Q1
- 0.00%
- Min
- 0.00%
UNH’s Dividend Payout Ratio of 44.61% is within the typical range for the Health Care Providers & Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | MSTR | UNH |
|---|---|---|
| Dividend Yield (TTM) | 0.34% | 2.67% |
| Dividend Payout Ratio (TTM) | 0.00% | 44.61% |
Valuation
Price-to-Earnings Ratio (TTM)
MSTR
7.25
Software Industry
- Max
- 142.78
- Q3
- 72.24
- Median
- 36.21
- Q1
- 24.24
- Min
- 4.55
In the lower quartile for the Software industry, MSTR’s P/E Ratio of 7.25 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
UNH
16.74
Health Care Providers & Services Industry
- Max
- 48.86
- Q3
- 32.22
- Median
- 21.78
- Q1
- 13.97
- Min
- 8.01
UNH’s P/E Ratio of 16.74 is within the middle range for the Health Care Providers & Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
MSTR
120.85
Software Industry
- Max
- 20.79
- Q3
- 12.71
- Median
- 6.75
- Q1
- 4.56
- Min
- 0.87
With a P/S Ratio of 120.85, MSTR trades at a valuation that eclipses even the highest in the Software industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.
UNH
0.68
Health Care Providers & Services Industry
- Max
- 3.66
- Q3
- 1.64
- Median
- 0.72
- Q1
- 0.27
- Min
- 0.10
UNH’s P/S Ratio of 0.68 aligns with the market consensus for the Health Care Providers & Services industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
Price-to-Book Ratio (MRQ)
MSTR
1.59
Software Industry
- Max
- 30.49
- Q3
- 14.84
- Median
- 8.09
- Q1
- 4.32
- Min
- 0.38
MSTR’s P/B Ratio of 1.59 is in the lower quartile for the Software industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
UNH
3.26
Health Care Providers & Services Industry
- Max
- 7.33
- Q3
- 4.33
- Median
- 2.48
- Q1
- 1.31
- Min
- 0.65
UNH’s P/B Ratio of 3.26 is within the conventional range for the Health Care Providers & Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | MSTR | UNH |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 7.25 | 16.74 |
| Price-to-Sales Ratio (TTM) | 120.85 | 0.68 |
| Price-to-Book Ratio (MRQ) | 1.59 | 3.26 |
| Price-to-Free Cash Flow Ratio (TTM) | 978.70 | 16.94 |