MMM vs. PCAR: 3M vs. PACCAR Stock Comparison

November 11, 2026

How do 3M (MMM) and PACCAR (PCAR) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

3M (MMM) and PACCAR (PCAR) both fall under the Capital Goods industry group, but MMM is classified in Industrial Conglomerates while PCAR is classified in Machinery.

Company profile comparison for 3M (MMM) and PACCAR (PCAR)
Profile Item	MMM	PCAR
Name	3M Company	PACCAR Inc.
Country/Region	United States	United States
GICS Sector	Industrials	Industrials
GICS Industry Group	Capital Goods	Capital Goods
GICS Industry	Industrial Conglomerates	Machinery
GICS Sub-Industry	Industrial Conglomerates	Construction Machinery & Heavy Transportation Equipment
Market Capitalization	95.67 billion USD	53.69 billion USD
Currency	USD	USD
Exchange	NYSE	Nasdaq
Listing Date	January 2, 1962	March 17, 1980
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

MMM

PCAR

GSPC

3M (MMM) vs. PACCAR (PCAR), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for 3M (MMM) and PACCAR (PCAR). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for 3M (MMM) and PACCAR (PCAR). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for 3M (MMM) and PACCAR (PCAR)
Metric	MMM	PCAR
Total Return (1Y)	16.26%	9.49%
Total Return (3Y, Annualized)	38.64%	11.04%
Total Return (5Y, Annualized)	8.14%	16.64%

Risk Profile

Drawdown History

MMM

PCAR

GSPC

3M (MMM) vs. PACCAR (PCAR), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for 3M (MMM) and PACCAR (PCAR). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for 3M (MMM) and PACCAR (PCAR)
Metric	MMM	PCAR
Volatility (1Y, Annualized)	27.61%	27.23%
Beta (5Y)	0.97	0.94
Max Drawdown (5Y)	-48.86%	-27.75%
Avg. Volume (3M)	3.14M	3.33M

Risk-Adjusted Performance

Risk-Return Positioning

MMM and PCAR are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for 3M (MMM) and PACCAR (PCAR)
Metric	MMM	PCAR
Sharpe Ratio (1Y)	0.43	0.19
Sortino Ratio (1Y)	0.70	0.30

Profitability

ROE (TTM)

3M (MMM) at 72.97% clears its industry range for ROE, a sharper capital-efficiency signal than PACCAR (PCAR) at 13.71%, which is closer to a typical peer reading.

MMM

Capital Goods industry group

72.97%

MMM: 72.97%
Max: 40.55%
Q3: 19.29%
Median: 12.12%
Q1: 4.08%
Min: -17.12%

PCAR

Capital Goods industry group

13.71%

Max: 40.55%
Q3: 19.29%
PCAR: 13.71%
Median: 12.12%
Q1: 4.08%
Min: -17.12%

3M (MMM) vs. PACCAR (PCAR): A comparison of their ROE against the Capital Goods industry group benchmark.

Net Margin (TTM)

3M (MMM) at 14.01% retains a top-quartile share of revenue as profit, ahead of PACCAR (PCAR) at 9.50%, which keeps about the industry-typical share.

MMM

Capital Goods industry group

14.01%

Max: 27.47%
MMM: 14.01%
Q3: 12.10%
Median: 6.30%
Q1: 1.40%
Min: -12.89%

PCAR

Capital Goods industry group

9.50%

Max: 27.47%
Q3: 12.10%
PCAR: 9.50%
Median: 6.30%
Q1: 1.40%
Min: -12.89%

3M (MMM) vs. PACCAR (PCAR): A comparison of their net margin against the Capital Goods industry group benchmark.

Operating Margin (TTM)

3M (MMM) at 23.69% operates in the top operating margin quartile, ahead of PACCAR (PCAR) at 12.59%, which runs around its industry’s norm.

MMM

Capital Goods industry group

23.69%

Max: 36.60%
MMM: 23.69%
Q3: 18.33%
Median: 11.12%
Q1: 5.14%
Min: -12.63%

PCAR

Capital Goods industry group

12.59%

Max: 36.60%
Q3: 18.33%
PCAR: 12.59%
Median: 11.12%
Q1: 5.14%
Min: -12.63%

3M (MMM) vs. PACCAR (PCAR): A comparison of their operating margin against the Capital Goods industry group benchmark.

Profitability Metrics

Profitability metrics for 3M (MMM) and PACCAR (PCAR)
Metric	MMM	PCAR
ROE (TTM)	72.97%	13.71%
ROA (TTM)	8.22%	4.53%
Net Margin (TTM)	14.01%	9.50%
Operating Margin (TTM)	23.69%	12.59%
Gross Margin (TTM)	39.53%	14.21%

Growth

Revenue Growth

Both 3M (MMM) at 1.52% and PACCAR (PCAR) at -15.50% post bottom-quartile revenue growth versus peers, pointing to weaker demand or pricing momentum than typical rivals.

3M (MMM) vs. PACCAR (PCAR): A comparison of their Revenue Growth across different time periods.

EPS Growth

3M (MMM) at -20.53% is around its peer norm for EPS growth, while PACCAR (PCAR) at -42.91% drops into the bottom quartile, signaling weaker earnings momentum.

3M (MMM) vs. PACCAR (PCAR): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for 3M (MMM) and PACCAR (PCAR)
Metric	MMM	PCAR
Revenue Growth (YoY)	1.52%	-15.50%
Revenue Growth (3Y CAGR)	-1.57%	-0.44%
EPS Growth (YoY)	-20.53%	-42.91%
EPS Growth (3Y CAGR)	-16.16%	-7.80%

Financial Strength

Current Ratio (MRQ)

PACCAR (PCAR) at 5.47 carries current ratio above its industry’s typical mid-range, while 3M (MMM) at 1.41 runs in the tighter-liquidity quartile — different working-capital profiles, both worth examining.

MMM

Capital Goods industry group

1.41

Max: 5.22
Q3: 2.95
Median: 2.08
Q1: 1.43
MMM: 1.41
Min: 0.36

PCAR

Capital Goods industry group

5.47

PCAR: 5.47
Max: 5.22
Q3: 2.95
Median: 2.08
Q1: 1.43
Min: 0.36

3M (MMM) vs. PACCAR (PCAR): A comparison of their current ratio against the Capital Goods industry group benchmark.

Debt / Equity (MRQ)

PACCAR (PCAR) at 0.72 is near its industry mid-range for debt-to-equity ratio, while 3M (MMM) at 3.04 sits above its benchmark range, pointing to a heavier debt load relative to equity.

MMM

Capital Goods industry group

3.04

MMM: 3.04
Max: 2.33
Q3: 1.12
Median: 0.60
Q1: 0.29
Min: 0.00

PCAR

Capital Goods industry group

0.72

Max: 2.33
Q3: 1.12
PCAR: 0.72
Median: 0.60
Q1: 0.29
Min: 0.00

3M (MMM) vs. PACCAR (PCAR): A comparison of their debt-to-equity ratio against the Capital Goods industry group benchmark.

Financial Strength Metrics

Financial strength metrics for 3M (MMM) and PACCAR (PCAR)
Metric	MMM	PCAR
Current Ratio (MRQ)	1.41	5.47
Debt / Equity (MRQ)	3.04	0.72
Net Debt / EBITDA	1.26	1.62

Dividends

Dividend Yield (TTM)

Both 3M (MMM) at 1.64% and PACCAR (PCAR) at 1.30% offer top-quartile dividend income relative to share price within their industries.

MMM

Capital Goods industry group

1.64%

Max: 2.66%
MMM: 1.64%
Q3: 1.14%
Median: 0.24%
Q1: 0.00%
Min: 0.00%

PCAR

Capital Goods industry group

1.30%

Max: 2.66%
PCAR: 1.30%
Q3: 1.14%
Median: 0.24%
Q1: 0.00%
Min: 0.00%

3M (MMM) vs. PACCAR (PCAR): A comparison of their dividend yield against the Capital Goods industry group benchmark.

Dividend Payout Ratio (TTM)

PACCAR (PCAR) at 25.95% pays out a band-typical share of earnings, while 3M (MMM) at 45.82% distributes more than its industry norm — less retained, thinner cover.

MMM

Capital Goods industry group

45.82%

Max: 67.39%
MMM: 45.82%
Q3: 28.02%
Median: 6.86%
Q1: 0.00%
Min: 0.00%

PCAR

Capital Goods industry group

25.95%

Max: 67.39%
Q3: 28.02%
PCAR: 25.95%
Median: 6.86%
Q1: 0.00%
Min: 0.00%

3M (MMM) vs. PACCAR (PCAR): A comparison of their payout ratio against the Capital Goods industry group benchmark.

Dividend Metrics

Dividend metrics for 3M (MMM) and PACCAR (PCAR)
Metric	MMM	PCAR
Dividend Yield (TTM)	1.64%	1.30%
Dividend Payout Ratio (TTM)	45.82%	25.95%

Valuation

P/E Ratio (TTM)

PACCAR (PCAR) at 19.46 sits in the cheaper P/E ratio quartile, while 3M (MMM) at 27.63 is closer to its industry’s usual earnings multiple — a discount for PCAR, though growth and earnings durability still matter.

MMM

Capital Goods industry group

27.63

Max: 59.38
Q3: 35.92
MMM: 27.63
Median: 25.41
Q1: 19.47
Min: 3.03

PCAR

Capital Goods industry group

19.46

Max: 59.38
Q3: 35.92
Median: 25.41
Q1: 19.47
PCAR: 19.46
Min: 3.03

3M (MMM) vs. PACCAR (PCAR): A comparison of their P/E ratio against the Capital Goods industry group benchmark.

P/S Ratio (TTM)

PACCAR (PCAR) at 1.85 is priced about in line with its industry on P/S ratio, while 3M (MMM) at 3.79 sits in the pricier quartile — MMM costs more per dollar of sales.

MMM

Capital Goods industry group

3.79

Max: 7.54
MMM: 3.79
Q3: 3.76
Median: 2.15
Q1: 1.03
Min: 0.03

PCAR

Capital Goods industry group

1.85

Max: 7.54
Q3: 3.76
Median: 2.15
PCAR: 1.85
Q1: 1.03
Min: 0.03

3M (MMM) vs. PACCAR (PCAR): A comparison of their P/S ratio against the Capital Goods industry group benchmark.

P/B Ratio (MRQ)

PACCAR (PCAR) at 2.57 sits near its industry’s typical P/B ratio, while 3M (MMM) at 23.18 prices above its benchmark range — MMM looks rich relative to book.

MMM

Capital Goods industry group

23.18

MMM: 23.18
Max: 9.66
Q3: 5.00
Median: 3.12
Q1: 1.81
Min: -1.08

PCAR

Capital Goods industry group

2.57

Max: 9.66
Q3: 5.00
Median: 3.12
PCAR: 2.57
Q1: 1.81
Min: -1.08

3M (MMM) vs. PACCAR (PCAR): A comparison of their P/B ratio against the Capital Goods industry group benchmark.

Valuation Metrics

Valuation metrics for 3M (MMM) and PACCAR (PCAR)
Metric	MMM	PCAR
P/E Ratio (TTM)	27.63	19.46
P/S Ratio (TTM)	3.79	1.85
P/B Ratio (MRQ)	23.18	2.57
Free Cash Flow Yield (TTM)	6.66%	3.23%