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MFG vs. SHG: A Head-to-Head Stock Comparison

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Here’s a clear look at MFG and SHG, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Both MFG and SHG are American Depositary Receipts (ADRs). This provides U.S. investors with straightforward access to investing in these foreign-listed companies.

SymbolMFGSHG
Company NameMizuho Financial Group, Inc.Shinhan Financial Group Co., Ltd.
CountryJapanSouth Korea
GICS SectorFinancialsFinancials
GICS IndustryBanksBanks
Market Capitalization81.48 billion USD23.53 billion USD
ExchangeNYSENYSE
Listing DateNovember 8, 2006September 17, 2003
Security TypeADRADR

Historical Performance

This chart compares the performance of MFG and SHG by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

MFG vs. SHG: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolMFGSHG
5-Day Price Return1.40%-3.60%
13-Week Price Return30.06%28.41%
26-Week Price Return14.71%36.25%
52-Week Price Return53.51%1.10%
Month-to-Date Return6.47%-1.62%
Year-to-Date Return23.21%40.40%
10-Day Avg. Volume10.98M1.08M
3-Month Avg. Volume10.56M1.40M
3-Month Volatility26.17%36.16%
Beta1.440.78

Profitability

Return on Equity (TTM)

MFG

8.44%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

MFG’s Return on Equity of 8.44% is in the lower quartile for the Banks industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

SHG

8.39%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

SHG’s Return on Equity of 8.39% is in the lower quartile for the Banks industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

MFG vs. SHG: A comparison of their Return on Equity (TTM) against the Banks industry benchmark.

Net Profit Margin (TTM)

MFG

19.44%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

Falling into the lower quartile for the Banks industry, MFG’s Net Profit Margin of 19.44% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

SHG

18.67%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

Falling into the lower quartile for the Banks industry, SHG’s Net Profit Margin of 18.67% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

MFG vs. SHG: A comparison of their Net Profit Margin (TTM) against the Banks industry benchmark.

Operating Profit Margin (TTM)

MFG

28.25%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

MFG’s Operating Profit Margin of 28.25% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

SHG

24.63%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

SHG’s Operating Profit Margin of 24.63% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

MFG vs. SHG: A comparison of their Operating Profit Margin (TTM) against the Banks industry benchmark.

Profitability at a Glance

SymbolMFGSHG
Return on Equity (TTM)8.44%8.39%
Return on Assets (TTM)0.31%0.64%
Net Profit Margin (TTM)19.44%18.67%
Operating Profit Margin (TTM)28.25%24.63%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

MFG

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

SHG

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

MFG vs. SHG: A comparison of their Current Ratio (MRQ) against the Banks industry benchmark.

Debt-to-Equity Ratio (MRQ)

MFG

6.16

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

SHG

2.66

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

MFG vs. SHG: A comparison of their Debt-to-Equity Ratio (MRQ) against the Banks industry benchmark.

Interest Coverage Ratio (TTM)

MFG

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

SHG

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

MFG vs. SHG: A comparison of their Interest Coverage Ratio (TTM) against the Banks industry benchmark.

Financial Strength at a Glance

SymbolMFGSHG
Current Ratio (MRQ)----
Quick Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)6.162.66
Interest Coverage Ratio (TTM)----

Growth

Revenue Growth

MFG vs. SHG: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

MFG vs. SHG: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

MFG

2.54%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

MFG’s Dividend Yield of 2.54% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

SHG

4.02%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

SHG’s Dividend Yield of 4.02% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

MFG vs. SHG: A comparison of their Dividend Yield (TTM) against the Banks industry benchmark.

Dividend Payout Ratio (TTM)

MFG

99.19%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

MFG’s Dividend Payout Ratio of 99.19% is in the upper quartile for the Banks industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

SHG

27.06%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

SHG’s Dividend Payout Ratio of 27.06% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

MFG vs. SHG: A comparison of their Dividend Payout Ratio (TTM) against the Banks industry benchmark.

Dividend at a Glance

SymbolMFGSHG
Dividend Yield (TTM)2.54%4.02%
Dividend Payout Ratio (TTM)99.19%27.06%

Valuation

Price-to-Earnings Ratio (TTM)

MFG

13.52

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

A P/E Ratio of 13.52 places MFG in the upper quartile for the Banks industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

SHG

6.74

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

In the lower quartile for the Banks industry, SHG’s P/E Ratio of 6.74 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

MFG vs. SHG: A comparison of their Price-to-Earnings Ratio (TTM) against the Banks industry benchmark.

Price-to-Sales Ratio (TTM)

MFG

1.96

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

SHG

0.83

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

MFG vs. SHG: A comparison of their Price-to-Sales Ratio (TTM) against the Banks industry benchmark.

Price-to-Book Ratio (MRQ)

MFG

0.98

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

MFG’s P/B Ratio of 0.98 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

SHG

0.53

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

SHG’s P/B Ratio of 0.53 is in the lower quartile for the Banks industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

MFG vs. SHG: A comparison of their Price-to-Book Ratio (MRQ) against the Banks industry benchmark.

Valuation at a Glance

SymbolMFGSHG
Price-to-Earnings Ratio (TTM)13.526.74
Price-to-Sales Ratio (TTM)1.960.83
Price-to-Book Ratio (MRQ)0.980.53
Price-to-Free Cash Flow Ratio (TTM)4.162.41