MFC vs. PUK: A Head-to-Head Stock Comparison

Updated on October 9, 2025

Here’s a clear look at MFC and PUK, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

MFC is a standard domestic listing, while PUK trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

Symbol	MFC	PUK
Company Name	Manulife Financial Corporation	Prudential plc
Country	Canada	Hong Kong
GICS Sector	Financials	Financials
GICS Industry	Insurance	Insurance
Market Capitalization	54.73 billion USD	35.66 billion USD
Exchange	NYSE	NYSE
Listing Date	September 24, 1999	June 29, 2000
Security Type	Common Stock	ADR

Historical Performance

This chart compares the performance of MFC and PUK by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

MFC vs. PUK: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	MFC	PUK
5-Day Price Return	3.24%	-3.62%
13-Week Price Return	4.01%	12.00%
26-Week Price Return	-0.60%	22.31%
52-Week Price Return	10.98%	40.46%
Month-to-Date Return	2.79%	-2.93%
Year-to-Date Return	0.93%	58.63%
10-Day Avg. Volume	5.34M	3.35M
3-Month Avg. Volume	7.04M	3.51M
3-Month Volatility	18.56%	20.06%
Beta	0.20	1.33

Profitability

Return on Equity (TTM)

MFC

11.91%

Insurance Industry

Max: 30.96%
Q3: 18.76%
Median: 14.22%
Q1: 10.34%
Min: 1.73%

MFC’s Return on Equity of 11.91% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

PUK

19.37%

Insurance Industry

Max: 30.96%
Q3: 18.76%
Median: 14.22%
Q1: 10.34%
Min: 1.73%

In the upper quartile for the Insurance industry, PUK’s Return on Equity of 19.37% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

MFC vs. PUK: A comparison of their Return on Equity (TTM) against the Insurance industry benchmark.

Net Profit Margin (TTM)

MFC

15.67%

Insurance Industry

Max: 26.78%
Q3: 14.69%
Median: 9.87%
Q1: 6.59%
Min: -3.51%

A Net Profit Margin of 15.67% places MFC in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.

PUK

26.45%

Insurance Industry

Max: 26.78%
Q3: 14.69%
Median: 9.87%
Q1: 6.59%
Min: -3.51%

A Net Profit Margin of 26.45% places PUK in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.

MFC vs. PUK: A comparison of their Net Profit Margin (TTM) against the Insurance industry benchmark.

Operating Profit Margin (TTM)

MFC

19.19%

Insurance Industry

Max: 34.52%
Q3: 20.17%
Median: 14.46%
Q1: 9.62%
Min: -2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

PUK

27.36%

Insurance Industry

Max: 34.52%
Q3: 20.17%
Median: 14.46%
Q1: 9.62%
Min: -2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

MFC vs. PUK: A comparison of their Operating Profit Margin (TTM) against the Insurance industry benchmark.

Profitability at a Glance

Symbol	MFC	PUK
Return on Equity (TTM)	11.91%	19.37%
Return on Assets (TTM)	0.62%	1.81%
Net Profit Margin (TTM)	15.67%	26.45%
Operating Profit Margin (TTM)	19.19%	27.36%
Gross Profit Margin (TTM)	--	--

Financial Strength

Current Ratio (MRQ)

MFC

1.14

Insurance Industry

Max: 2.97
Q3: 1.37
Median: 0.54
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

PUK

0.38

Insurance Industry

Max: 2.97
Q3: 1.37
Median: 0.54
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

MFC vs. PUK: A comparison of their Current Ratio (MRQ) against the Insurance industry benchmark.

Debt-to-Equity Ratio (MRQ)

MFC

0.27

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.23
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

PUK

0.29

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.23
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

MFC vs. PUK: A comparison of their Debt-to-Equity Ratio (MRQ) against the Insurance industry benchmark.

Interest Coverage Ratio (TTM)

MFC

-0.31

Insurance Industry

Max: 43.68
Q3: 21.45
Median: 9.67
Q1: 3.55
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

PUK

8.97

Insurance Industry

Max: 43.68
Q3: 21.45
Median: 9.67
Q1: 3.55
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

MFC vs. PUK: A comparison of their Interest Coverage Ratio (TTM) against the Insurance industry benchmark.

Financial Strength at a Glance

Symbol	MFC	PUK
Current Ratio (MRQ)	1.14	0.38
Quick Ratio (MRQ)	1.14	0.38
Debt-to-Equity Ratio (MRQ)	0.27	0.29
Interest Coverage Ratio (TTM)	-0.31	8.97

Growth

Revenue Growth

MFC vs. PUK: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

MFC vs. PUK: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

MFC

4.26%

Insurance Industry

Max: 9.80%
Q3: 5.18%
Median: 3.58%
Q1: 2.07%
Min: 0.00%

MFC’s Dividend Yield of 4.26% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

PUK

1.70%

Insurance Industry

Max: 9.80%
Q3: 5.18%
Median: 3.58%
Q1: 2.07%
Min: 0.00%

PUK’s Dividend Yield of 1.70% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

MFC vs. PUK: A comparison of their Dividend Yield (TTM) against the Insurance industry benchmark.

Dividend Payout Ratio (TTM)

MFC

53.26%

Insurance Industry

Max: 169.40%
Q3: 85.57%
Median: 53.26%
Q1: 23.68%
Min: 0.00%

MFC’s Dividend Payout Ratio of 53.26% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

PUK

17.05%

Insurance Industry

Max: 169.40%
Q3: 85.57%
Median: 53.26%
Q1: 23.68%
Min: 0.00%

PUK’s Dividend Payout Ratio of 17.05% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

MFC vs. PUK: A comparison of their Dividend Payout Ratio (TTM) against the Insurance industry benchmark.

Dividend at a Glance

Symbol	MFC	PUK
Dividend Yield (TTM)	4.26%	1.70%
Dividend Payout Ratio (TTM)	53.26%	17.05%

Valuation

Price-to-Earnings Ratio (TTM)

MFC

12.51

Insurance Industry

Max: 30.75
Q3: 18.11
Median: 12.67
Q1: 9.66
Min: 2.87

MFC’s P/E Ratio of 12.51 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

PUK

10.04

Insurance Industry

Max: 30.75
Q3: 18.11
Median: 12.67
Q1: 9.66
Min: 2.87

PUK’s P/E Ratio of 10.04 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

MFC vs. PUK: A comparison of their Price-to-Earnings Ratio (TTM) against the Insurance industry benchmark.

Price-to-Sales Ratio (TTM)

MFC

1.96

Insurance Industry

Max: 3.41
Q3: 1.88
Median: 1.22
Q1: 0.80
Min: 0.23

MFC’s P/S Ratio of 1.96 is in the upper echelon for the Insurance industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

PUK

2.65

Insurance Industry

Max: 3.41
Q3: 1.88
Median: 1.22
Q1: 0.80
Min: 0.23

PUK’s P/S Ratio of 2.65 is in the upper echelon for the Insurance industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

MFC vs. PUK: A comparison of their Price-to-Sales Ratio (TTM) against the Insurance industry benchmark.

Price-to-Book Ratio (MRQ)

MFC

1.48

Insurance Industry

Max: 4.57
Q3: 2.56
Median: 1.88
Q1: 1.20
Min: 0.17

MFC’s P/B Ratio of 1.48 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

PUK

1.75

Insurance Industry

Max: 4.57
Q3: 2.56
Median: 1.88
Q1: 1.20
Min: 0.17

PUK’s P/B Ratio of 1.75 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

MFC vs. PUK: A comparison of their Price-to-Book Ratio (MRQ) against the Insurance industry benchmark.

Valuation at a Glance

Symbol	MFC	PUK
Price-to-Earnings Ratio (TTM)	12.51	10.04
Price-to-Sales Ratio (TTM)	1.96	2.65
Price-to-Book Ratio (MRQ)	1.48	1.75
Price-to-Free Cash Flow Ratio (TTM)	2.65	16.63