MFC vs. PRU: Manulife Financial vs. Prudential Financial Stock Comparison

June 13, 2026

This page compares Manulife Financial (MFC) with Prudential Financial (PRU) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.

Performance

Cumulative Growth

MFC

PRU

Manulife Financial (MFC) vs. Prudential Financial (PRU): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Manulife Financial (MFC) and Prudential Financial (PRU). Returns over one year are annualized.

Performance at a Glance

Performance metrics for Manulife Financial (MFC) and Prudential Financial (PRU)
Metric	MFC	PRU
1-Year Return	27.85%	9.05%

Risk

Drawdown

MFC

PRU

Manulife Financial (MFC) vs. Prudential Financial (PRU): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Risk at a Glance

Risk metrics for Manulife Financial (MFC) and Prudential Financial (PRU)
Metric	MFC	PRU
1-Year Volatility	20.87%	22.71%
Beta	0.84	0.85
3-Month Avg. Volume	2.20M	2.16M

Company Profile

Manulife Financial (MFC) and Prudential Financial (PRU) are both classified in the Life & Health Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.

Company profile comparison for Manulife Financial (MFC) and Prudential Financial (PRU)
Profile Item	MFC	PRU
Name	Manulife Financial Corporation	Prudential Financial, Inc.
Country/Region	Canada	United States
GICS Sector	Financials	Financials
GICS Industry Group	Insurance	Insurance
GICS Industry	Insurance	Insurance
GICS Sub-Industry	Life & Health Insurance	Life & Health Insurance
Market Capitalization	67.14 billion USD	37.68 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	September 24, 1999	December 13, 2001
Security Type	Common Stock	Common Stock

Valuation

Price-to-Earnings Ratio (TTM)

Both Manulife Financial (MFC) at 16.19 and Prudential Financial (PRU) at 11.17 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

MFC

Insurance industry group

16.19

Max: 25.24
Q3: 16.46
MFC: 16.19
Median: 12.28
Q1: 8.66
Min: 3.44

PRU

Insurance industry group

11.17

Max: 25.24
Q3: 16.46
Median: 12.28
PRU: 11.17
Q1: 8.66
Min: 3.44

Manulife Financial (MFC) vs. Prudential Financial (PRU): A comparison of their P/E ratio against the Insurance industry group benchmark.

Price-to-Sales Ratio (TTM)

Prudential Financial (PRU) at 0.60 sits in the cheaper P/S ratio quartile while Manulife Financial (MFC) at 2.10 prices around its industry’s middle — PRU costs less per dollar of sales, though read it alongside growth and margins.

MFC

Insurance industry group

2.10

Max: 3.96
Q3: 2.13
MFC: 2.10
Median: 1.17
Q1: 0.82
Min: 0.13

PRU

Insurance industry group

0.60

Max: 3.96
Q3: 2.13
Median: 1.17
Q1: 0.82
PRU: 0.60
Min: 0.13

Manulife Financial (MFC) vs. Prudential Financial (PRU): A comparison of their P/S ratio against the Insurance industry group benchmark.

Price-to-Book Ratio (MRQ)

On P/B ratio, both Manulife Financial (MFC) at 1.92 and Prudential Financial (PRU) at 1.18 are valued close to their industries’ norm against book — neither stands out from peers.

MFC

Insurance industry group

1.92

Max: 3.70
Q3: 2.21
MFC: 1.92
Median: 1.61
Q1: 1.12
Min: -0.14

PRU

Insurance industry group

1.18

Max: 3.70
Q3: 2.21
Median: 1.61
PRU: 1.18
Q1: 1.12
Min: -0.14

Manulife Financial (MFC) vs. Prudential Financial (PRU): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation at a Glance

Valuation metrics for Manulife Financial (MFC) and Prudential Financial (PRU)
Metric	MFC	PRU
Price-to-Earnings Ratio (TTM)	16.19	11.17
Price-to-Sales Ratio (TTM)	2.10	0.60
Price-to-Book Ratio (MRQ)	1.92	1.18
Free Cash Flow Yield	--	--

Profitability

Return on Equity (TTM)

Both Manulife Financial (MFC) at 12.56% and Prudential Financial (PRU) at 10.71% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

MFC

Insurance industry group

12.56%

Max: 38.88%
Q3: 22.34%
Median: 14.13%
MFC: 12.56%
Q1: 9.51%
Min: -6.23%

PRU

Insurance industry group

10.71%

Max: 38.88%
Q3: 22.34%
Median: 14.13%
PRU: 10.71%
Q1: 9.51%
Min: -6.23%

Manulife Financial (MFC) vs. Prudential Financial (PRU): A comparison of their ROE against the Insurance industry group benchmark.

Net Profit Margin (TTM)

Manulife Financial (MFC) at 20.04% retains a top-quartile share of revenue as profit, ahead of Prudential Financial (PRU) at 5.48%, which keeps about the industry-typical share.

MFC

Insurance industry group

20.04%

Max: 38.86%
MFC: 20.04%
Q3: 19.36%
Median: 11.07%
Q1: 5.09%
Min: -2.80%

PRU

Insurance industry group

5.48%

Max: 38.86%
Q3: 19.36%
Median: 11.07%
PRU: 5.48%
Q1: 5.09%
Min: -2.80%

Manulife Financial (MFC) vs. Prudential Financial (PRU): A comparison of their net margin against the Insurance industry group benchmark.

Operating Profit Margin (TTM)

Neither side reports a meaningful operating margin: for Manulife Financial (MFC) in Insurance and Prudential Financial (PRU) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability at a Glance

Profitability metrics for Manulife Financial (MFC) and Prudential Financial (PRU)
Metric	MFC	PRU
Return on Equity (TTM)	12.56%	10.71%
Return on Assets (TTM)	0.59%	0.41%
Net Profit Margin (TTM)	20.04%	5.48%
Operating Profit Margin (TTM)	--	--
Gross Profit Margin (TTM)	--	--

Growth

Revenue Growth

Manulife Financial (MFC) vs. Prudential Financial (PRU): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

Revenue growth metrics for Manulife Financial (MFC) and Prudential Financial (PRU)
Metric	MFC	PRU
1-Year Revenue Growth	--	-13.74%
3-Year Revenue CAGR	29.95%	2.28%

EPS Growth

Manulife Financial (MFC) vs. Prudential Financial (PRU): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

EPS growth metrics for Manulife Financial (MFC) and Prudential Financial (PRU)
Metric	MFC	PRU
1-Year EPS Growth	8.10%	33.20%
3-Year EPS CAGR	-5.86%	--

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Manulife Financial (MFC) in Insurance and Prudential Financial (PRU) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt-to-Equity Ratio (MRQ)

debt-to-equity ratio is set aside for both: Manulife Financial (MFC) in Insurance and Prudential Financial (PRU) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength at a Glance

Financial strength metrics for Manulife Financial (MFC) and Prudential Financial (PRU)
Metric	MFC	PRU
Current Ratio (MRQ)	--	--
Debt-to-Equity Ratio (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Both Manulife Financial (MFC) at 3.33% and Prudential Financial (PRU) at 5.16% offer top-quartile dividend income relative to share price within their industries.

MFC

Insurance industry group

3.33%

Max: 5.43%
MFC: 3.33%
Q3: 2.64%
Median: 1.35%
Q1: 0.00%
Min: 0.00%

PRU

Insurance industry group

5.16%

Max: 5.43%
PRU: 5.16%
Q3: 2.64%
Median: 1.35%
Q1: 0.00%
Min: 0.00%

Manulife Financial (MFC) vs. Prudential Financial (PRU): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Both Manulife Financial (MFC) at 52.02% and Prudential Financial (PRU) at 56.13% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

MFC

Insurance industry group

52.02%

Max: 86.52%
MFC: 52.02%
Q3: 35.43%
Median: 14.92%
Q1: 0.00%
Min: 0.00%

PRU

Insurance industry group

56.13%

Max: 86.52%
PRU: 56.13%
Q3: 35.43%
Median: 14.92%
Q1: 0.00%
Min: 0.00%

Manulife Financial (MFC) vs. Prudential Financial (PRU): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividends at a Glance

Dividend metrics for Manulife Financial (MFC) and Prudential Financial (PRU)
Metric	MFC	PRU
Dividend Yield (TTM)	3.33%	5.16%
Dividend Payout Ratio (TTM)	52.02%	56.13%