Seek Returns logo

MET vs. WF: A Head-to-Head Stock Comparison

Updated on

Here’s a clear look at MET and WF, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

MET is a standard domestic listing, while WF trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

SymbolMETWF
Company NameMetLife, Inc.Woori Financial Group Inc.
CountryUnited StatesSouth Korea
GICS SectorFinancialsFinancials
GICS IndustryInsuranceBanks
Market Capitalization50.87 billion USD13.32 billion USD
ExchangeNYSENYSE
Listing DateApril 5, 2000October 1, 2003
Security TypeCommon StockADR

Historical Performance

This chart compares the performance of MET and WF by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

MET vs. WF: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolMETWF
5-Day Price Return-2.91%2.29%
13-Week Price Return-2.84%6.35%
26-Week Price Return-5.53%50.31%
52-Week Price Return-8.56%5.12%
Month-to-Date Return-5.37%5.51%
Year-to-Date Return-7.76%74.37%
10-Day Avg. Volume4.75M2.79M
3-Month Avg. Volume3.40M1.89M
3-Month Volatility22.57%25.54%
Beta0.780.84

Profitability

Return on Equity (TTM)

MET

13.54%

Insurance Industry

Max
31.64%
Q3
19.22%
Median
14.77%
Q1
10.48%
Min
2.20%

MET’s Return on Equity of 13.54% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

WF

8.49%

Banks Industry

Max
25.75%
Q3
15.51%
Median
11.91%
Q1
8.65%
Min
-1.41%

WF’s Return on Equity of 8.49% is in the lower quartile for the Banks industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

MET vs. WF: A comparison of their Return on Equity (TTM) against their respective Insurance and Banks industry benchmarks.

Net Profit Margin (TTM)

MET

5.34%

Insurance Industry

Max
28.47%
Q3
15.63%
Median
10.40%
Q1
6.94%
Min
-3.51%

Falling into the lower quartile for the Insurance industry, MET’s Net Profit Margin of 5.34% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

WF

19.91%

Banks Industry

Max
54.20%
Q3
35.60%
Median
28.95%
Q1
22.27%
Min
2.66%

Falling into the lower quartile for the Banks industry, WF’s Net Profit Margin of 19.91% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

MET vs. WF: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Operating Profit Margin (TTM)

MET

8.32%

Insurance Industry

Max
35.59%
Q3
21.31%
Median
14.99%
Q1
10.34%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

WF

26.81%

Banks Industry

Max
63.35%
Q3
44.30%
Median
37.14%
Q1
28.21%
Min
12.28%

WF’s Operating Profit Margin of 26.81% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

MET vs. WF: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Profitability at a Glance

SymbolMETWF
Return on Equity (TTM)13.54%8.49%
Return on Assets (TTM)0.55%0.54%
Net Profit Margin (TTM)5.34%19.91%
Operating Profit Margin (TTM)8.32%26.81%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

MET

0.04

Insurance Industry

Max
2.64
Q3
1.19
Median
0.53
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

WF

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

MET vs. WF: A comparison of their Current Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

MET

0.61

Insurance Industry

Max
1.10
Q3
0.65
Median
0.35
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

WF

2.50

Banks Industry

Max
5.78
Q3
2.55
Median
0.94
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

MET vs. WF: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

MET

6.12

Insurance Industry

Max
49.59
Q3
22.05
Median
9.63
Q1
3.42
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

WF

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

MET vs. WF: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Financial Strength at a Glance

SymbolMETWF
Current Ratio (MRQ)0.04--
Quick Ratio (MRQ)0.04--
Debt-to-Equity Ratio (MRQ)0.612.50
Interest Coverage Ratio (TTM)6.12--

Growth

Revenue Growth

MET vs. WF: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

MET vs. WF: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

MET

3.37%

Insurance Industry

Max
9.43%
Q3
5.10%
Median
3.57%
Q1
2.02%
Min
0.00%

MET’s Dividend Yield of 3.37% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

WF

4.61%

Banks Industry

Max
9.92%
Q3
5.44%
Median
3.78%
Q1
2.38%
Min
0.00%

WF’s Dividend Yield of 4.61% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

MET vs. WF: A comparison of their Dividend Yield (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

MET

39.96%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
50.55%
Q1
22.12%
Min
0.00%

MET’s Dividend Payout Ratio of 39.96% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

WF

39.77%

Banks Industry

Max
135.42%
Q3
78.13%
Median
52.54%
Q1
35.48%
Min
0.00%

WF’s Dividend Payout Ratio of 39.77% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

MET vs. WF: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend at a Glance

SymbolMETWF
Dividend Yield (TTM)3.37%4.61%
Dividend Payout Ratio (TTM)39.96%39.77%

Valuation

Price-to-Earnings Ratio (TTM)

MET

13.25

Insurance Industry

Max
27.66
Q3
17.29
Median
12.59
Q1
9.86
Min
3.13

MET’s P/E Ratio of 13.25 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

WF

6.78

Banks Industry

Max
21.36
Q3
13.70
Median
10.55
Q1
8.08
Min
2.84

In the lower quartile for the Banks industry, WF’s P/E Ratio of 6.78 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

MET vs. WF: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

MET

0.71

Insurance Industry

Max
3.39
Q3
1.95
Median
1.25
Q1
0.83
Min
0.22

In the lower quartile for the Insurance industry, MET’s P/S Ratio of 0.71 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

WF

0.62

Banks Industry

Max
4.90
Q3
2.97
Median
2.24
Q1
1.58
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

MET vs. WF: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

MET

1.77

Insurance Industry

Max
4.36
Q3
2.47
Median
1.77
Q1
1.18
Min
0.17

MET’s P/B Ratio of 1.77 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

WF

0.48

Banks Industry

Max
2.14
Q3
1.43
Median
1.13
Q1
0.87
Min
0.25

WF’s P/B Ratio of 0.48 is in the lower quartile for the Banks industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

MET vs. WF: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Valuation at a Glance

SymbolMETWF
Price-to-Earnings Ratio (TTM)13.256.78
Price-to-Sales Ratio (TTM)0.710.62
Price-to-Book Ratio (MRQ)1.770.48
Price-to-Free Cash Flow Ratio (TTM)3.3411.57