MET vs. RGA: MetLife vs. Reinsurance Group of America Stock Comparison

November 11, 2026

How do MetLife (MET) and Reinsurance Group of America (RGA) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

MetLife (MET) and Reinsurance Group of America (RGA) both belong to the Insurance industry, though MET is classified under Life & Health Insurance while RGA falls under Reinsurance.

Company profile comparison for MetLife (MET) and Reinsurance Group of America (RGA)
Profile Item	MET	RGA
Name	MetLife, Inc.	Reinsurance Group of America, Inc.
Country/Region	United States	United States
GICS Sector	Financials	Financials
GICS Industry Group	Insurance	Insurance
GICS Industry	Insurance	Insurance
GICS Sub-Industry	Life & Health Insurance	Reinsurance
Market Capitalization	61.76 billion USD	17.03 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	April 5, 2000	September 12, 2008
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

MET

RGA

GSPC

MetLife (MET) vs. Reinsurance Group of America (RGA), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for MetLife (MET) and Reinsurance Group of America (RGA). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for MetLife (MET) and Reinsurance Group of America (RGA). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for MetLife (MET) and Reinsurance Group of America (RGA)
Metric	MET	RGA
Total Return (1Y)	38.57%	44.56%
Total Return (3Y, Annualized)	23.59%	22.51%
Total Return (5Y, Annualized)	13.62%	21.95%

Risk Profile

Drawdown History

MET

RGA

GSPC

MetLife (MET) vs. Reinsurance Group of America (RGA), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for MetLife (MET) and Reinsurance Group of America (RGA). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for MetLife (MET) and Reinsurance Group of America (RGA)
Metric	MET	RGA
Volatility (1Y, Annualized)	24.21%	22.31%
Beta (5Y)	0.77	0.40
Max Drawdown (5Y)	-35.09%	-27.11%
Avg. Volume (3M)	3.05M	391.28K

Risk-Adjusted Performance

Risk-Return Positioning

MET and RGA are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for MetLife (MET) and Reinsurance Group of America (RGA)
Metric	MET	RGA
Sharpe Ratio (1Y)	1.42	1.81
Sortino Ratio (1Y)	2.10	3.06

Profitability

ROE (TTM)

Both MetLife (MET) at 19.92% and Reinsurance Group of America (RGA) at 13.85% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

MET

Insurance industry group

19.92%

Max: 41.68%
Q3: 22.04%
MET: 19.92%
Median: 14.81%
Q1: 8.79%
Min: -10.66%

RGA

Insurance industry group

13.85%

Max: 41.68%
Q3: 22.04%
Median: 14.81%
RGA: 13.85%
Q1: 8.79%
Min: -10.66%

MetLife (MET) vs. Reinsurance Group of America (RGA): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Both MetLife (MET) at 6.21% and Reinsurance Group of America (RGA) at 6.26% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

MET

Insurance industry group

6.21%

Max: 29.92%
Q3: 17.03%
Median: 10.97%
MET: 6.21%
Q1: 6.21%
Min: -4.68%

RGA

Insurance industry group

6.26%

Max: 29.92%
Q3: 17.03%
Median: 10.97%
RGA: 6.26%
Q1: 6.21%
Min: -4.68%

MetLife (MET) vs. Reinsurance Group of America (RGA): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for MetLife (MET) in Insurance and Reinsurance Group of America (RGA) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for MetLife (MET) and Reinsurance Group of America (RGA)
Metric	MET	RGA
ROE (TTM)	19.92%	13.85%
ROA (TTM)	0.60%	1.00%
Net Margin (TTM)	6.21%	6.26%
Operating Margin (TTM)	--	--
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Both MetLife (MET) at 7.88% and Reinsurance Group of America (RGA) at 7.42% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

MetLife (MET) vs. Reinsurance Group of America (RGA): A comparison of their Revenue Growth across different time periods.

EPS Growth

Reinsurance Group of America (RGA) at 64.86% sits in the top EPS growth quartile, while MetLife (MET) at -21.04% is in the bottom quartile, showing a clear gap in earnings momentum.

MetLife (MET) vs. Reinsurance Group of America (RGA): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for MetLife (MET) and Reinsurance Group of America (RGA)
Metric	MET	RGA
Revenue Growth (YoY)	7.88%	7.42%
Revenue Growth (3Y CAGR)	3.92%	14.25%
EPS Growth (YoY)	-21.04%	64.86%
EPS Growth (3Y CAGR)	18.50%	32.30%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: MetLife (MET) in Insurance and Reinsurance Group of America (RGA) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: MetLife (MET) in Insurance and Reinsurance Group of America (RGA) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for MetLife (MET) and Reinsurance Group of America (RGA)
Metric	MET	RGA
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Both MetLife (MET) at 0.57% and Reinsurance Group of America (RGA) at 1.44% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

MET

Insurance industry group

0.57%

Max: 5.12%
Q3: 2.15%
Median: 0.98%
MET: 0.57%
Q1: 0.00%
Min: 0.00%

RGA

Insurance industry group

1.44%

Max: 5.12%
Q3: 2.15%
RGA: 1.44%
Median: 0.98%
Q1: 0.00%
Min: 0.00%

MetLife (MET) vs. Reinsurance Group of America (RGA): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Both MetLife (MET) at 30.33% and Reinsurance Group of America (RGA) at 14.60% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

MET

Insurance industry group

30.33%

Max: 76.67%
Q3: 35.18%
MET: 30.33%
Median: 14.74%
Q1: 0.00%
Min: 0.00%

RGA

Insurance industry group

14.60%

Max: 76.67%
Q3: 35.18%
Median: 14.74%
RGA: 14.60%
Q1: 0.00%
Min: 0.00%

MetLife (MET) vs. Reinsurance Group of America (RGA): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for MetLife (MET) and Reinsurance Group of America (RGA)
Metric	MET	RGA
Dividend Yield (TTM)	0.57%	1.44%
Dividend Payout Ratio (TTM)	30.33%	14.60%

Valuation

P/E Ratio (TTM)

Both MetLife (MET) at 12.85 and Reinsurance Group of America (RGA) at 10.14 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

MET

Insurance industry group

12.85

Max: 28.37
Q3: 18.75
MET: 12.85
Median: 12.23
Q1: 9.08
Min: 2.32

RGA

Insurance industry group

10.14

Max: 28.37
Q3: 18.75
Median: 12.23
RGA: 10.14
Q1: 9.08
Min: 2.32

MetLife (MET) vs. Reinsurance Group of America (RGA): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

Both MetLife (MET) at 0.75 and Reinsurance Group of America (RGA) at 0.62 fetch a relatively low price per dollar of sales, landing in the cheaper P/S ratio quartile of their industries.

MET

Insurance industry group

0.75

Max: 4.03
Q3: 2.25
Median: 1.23
Q1: 0.85
MET: 0.75
Min: 0.07

RGA

Insurance industry group

0.62

Max: 4.03
Q3: 2.25
Median: 1.23
Q1: 0.85
RGA: 0.62
Min: 0.07

MetLife (MET) vs. Reinsurance Group of America (RGA): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both MetLife (MET) at 2.79 and Reinsurance Group of America (RGA) at 1.46 are valued close to their industries’ norm against book — neither stands out from peers.

MET

Insurance industry group

2.79

Max: 5.07
Q3: 2.79
MET: 2.79
Median: 1.76
Q1: 1.23
Min: 0.30

RGA

Insurance industry group

1.46

Max: 5.07
Q3: 2.79
Median: 1.76
RGA: 1.46
Q1: 1.23
Min: 0.30

MetLife (MET) vs. Reinsurance Group of America (RGA): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for MetLife (MET) and Reinsurance Group of America (RGA)
Metric	MET	RGA
P/E Ratio (TTM)	12.85	10.14
P/S Ratio (TTM)	0.75	0.62
P/B Ratio (MRQ)	2.79	1.46
Free Cash Flow Yield (TTM)	--	--