MCHP vs. UMC: Microchip vs. United Microelectronics Stock Comparison

November 11, 2026

How do Microchip (MCHP) and United Microelectronics (UMC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Microchip (MCHP) and United Microelectronics (UMC) are both classified in the Semiconductors sub-industry within the broader Semiconductors & Semiconductor Equipment industry, placing them in the closest GICS peer bucket.

Microchip (MCHP) trades as ordinary local shares, while United Microelectronics (UMC) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Microchip (MCHP) and United Microelectronics (UMC)
Profile Item	MCHP	UMC
Name	Microchip Technology Inc.	United Microelectronics Corp. ADR
Country/Region	United States	Taiwan
GICS Sector	Information Technology	Information Technology
GICS Industry Group	Semiconductors & Semiconductor Equipment	Semiconductors & Semiconductor Equipment
GICS Industry	Semiconductors & Semiconductor Equipment	Semiconductors & Semiconductor Equipment
GICS Sub-Industry	Semiconductors	Semiconductors
Market Capitalization	31.76 billion USD	34.73 billion USD
Currency	USD	USD
Exchange	Nasdaq	NYSE
Listing Date	March 19, 1993	September 19, 2000
Security Type	Common Stock	ADR

Price Performance

Cumulative Growth

MCHP

UMC

GSPC

Microchip (MCHP) vs. United Microelectronics (UMC), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Microchip (MCHP) and United Microelectronics (UMC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Microchip (MCHP) and United Microelectronics (UMC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Microchip (MCHP) and United Microelectronics (UMC)
Metric	MCHP	UMC
Total Return (1Y)	11.53%	102.63%
Total Return (3Y, Annualized)	-3.63%	31.57%
Total Return (5Y, Annualized)	-3.83%	11.51%

Risk Profile

Drawdown History

MCHP

UMC

GSPC

Microchip (MCHP) vs. United Microelectronics (UMC), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Microchip (MCHP) and United Microelectronics (UMC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Microchip (MCHP) and United Microelectronics (UMC)
Metric	MCHP	UMC
Volatility (1Y, Annualized)	52.96%	67.94%
Beta (5Y)	1.91	1.77
Max Drawdown (5Y)	-63.77%	-54.30%
Avg. Volume (3M)	10.34M	11.82M

Risk-Adjusted Performance

Risk-Return Positioning

MCHP and UMC are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Microchip (MCHP) and United Microelectronics (UMC)
Metric	MCHP	UMC
Sharpe Ratio (1Y)	0.14	1.45
Sortino Ratio (1Y)	0.21	2.35

Profitability

ROE (TTM)

Both Microchip (MCHP) at 12.57% and United Microelectronics (UMC) at 20.37% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

MCHP

Semiconductors & Semiconductor Equipment industry group

12.57%

Max: 52.82%
Q3: 22.26%
MCHP: 12.57%
Median: 10.58%
Q1: 1.29%
Min: -16.89%

UMC

Semiconductors & Semiconductor Equipment industry group

20.37%

Max: 52.82%
Q3: 22.26%
UMC: 20.37%
Median: 10.58%
Q1: 1.29%
Min: -16.89%

Microchip (MCHP) vs. United Microelectronics (UMC): A comparison of their ROE against the Semiconductors & Semiconductor Equipment industry group benchmark.

Net Margin (TTM)

United Microelectronics (UMC) at 31.95% retains a top-quartile share of revenue as profit, ahead of Microchip (MCHP) at 14.96%, which keeps about the industry-typical share.

MCHP

Semiconductors & Semiconductor Equipment industry group

14.96%

Max: 63.80%
Q3: 28.36%
MCHP: 14.96%
Median: 11.44%
Q1: 0.90%
Min: -37.77%

UMC

Semiconductors & Semiconductor Equipment industry group

31.95%

Max: 63.80%
UMC: 31.95%
Q3: 28.36%
Median: 11.44%
Q1: 0.90%
Min: -37.77%

Microchip (MCHP) vs. United Microelectronics (UMC): A comparison of their net margin against the Semiconductors & Semiconductor Equipment industry group benchmark.

Operating Margin (TTM)

Both Microchip (MCHP) at 29.13% and United Microelectronics (UMC) at 25.09% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

MCHP

Semiconductors & Semiconductor Equipment industry group

29.13%

Max: 58.66%
Q3: 30.23%
MCHP: 29.13%
Median: 15.91%
Q1: 7.54%
Min: -25.74%

UMC

Semiconductors & Semiconductor Equipment industry group

25.09%

Max: 58.66%
Q3: 30.23%
UMC: 25.09%
Median: 15.91%
Q1: 7.54%
Min: -25.74%

Microchip (MCHP) vs. United Microelectronics (UMC): A comparison of their operating margin against the Semiconductors & Semiconductor Equipment industry group benchmark.

Profitability Metrics

Profitability metrics for Microchip (MCHP) and United Microelectronics (UMC)
Metric	MCHP	UMC
ROE (TTM)	12.57%	20.37%
ROA (TTM)	5.19%	5.79%
Net Margin (TTM)	14.96%	31.95%
Operating Margin (TTM)	29.13%	25.09%
Gross Margin (TTM)	62.70%	31.72%

Growth

Revenue Growth

Both Microchip (MCHP) at 7.08% and United Microelectronics (UMC) at 2.26% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Microchip (MCHP) vs. United Microelectronics (UMC): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: United Microelectronics (UMC) reports EPS growth of -12.57%, ranked against its industry; Microchip (MCHP) has no EPS growth figure this period.

Microchip (MCHP) vs. United Microelectronics (UMC): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Microchip (MCHP) and United Microelectronics (UMC)
Metric	MCHP	UMC
Revenue Growth (YoY)	7.08%	2.26%
Revenue Growth (3Y CAGR)	-17.65%	-5.19%
EPS Growth (YoY)	--	-12.57%
EPS Growth (3Y CAGR)	-62.03%	-21.92%

Financial Strength

Current Ratio (MRQ)

United Microelectronics (UMC) at 3.27 keeps current ratio within its industry’s typical mid-range, while Microchip (MCHP) at 2.24 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for MCHP.

MCHP

Semiconductors & Semiconductor Equipment industry group

2.24

Max: 10.33
Q3: 5.62
Median: 3.33
Q1: 2.35
MCHP: 2.24
Min: 1.03

UMC

Semiconductors & Semiconductor Equipment industry group

3.27

Max: 10.33
Q3: 5.62
Median: 3.33
UMC: 3.27
Q1: 2.35
Min: 1.03

Microchip (MCHP) vs. United Microelectronics (UMC): A comparison of their current ratio against the Semiconductors & Semiconductor Equipment industry group benchmark.

Debt / Equity (MRQ)

United Microelectronics (UMC) at 0.17 carries an industry-typical debt-to-equity mix, while Microchip (MCHP) at 0.84 uses more debt funding than most peers.

MCHP

Semiconductors & Semiconductor Equipment industry group

0.84

Max: 1.46
MCHP: 0.84
Q3: 0.65
Median: 0.27
Q1: 0.04
Min: 0.00

UMC

Semiconductors & Semiconductor Equipment industry group

0.17

Max: 1.46
Q3: 0.65
Median: 0.27
UMC: 0.17
Q1: 0.04
Min: 0.00

Microchip (MCHP) vs. United Microelectronics (UMC): A comparison of their debt-to-equity ratio against the Semiconductors & Semiconductor Equipment industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Microchip (MCHP) and United Microelectronics (UMC)
Metric	MCHP	UMC
Current Ratio (MRQ)	2.24	3.27
Debt / Equity (MRQ)	0.84	0.17
Net Debt / EBITDA	2.73	-0.60

Dividends

Dividend Yield (TTM)

Both Microchip (MCHP) at 2.81% and United Microelectronics (UMC) at 19.43% yield above their industries’ entire benchmark ranges — high enough that dividend safety, not income, becomes the first question.

MCHP

Semiconductors & Semiconductor Equipment industry group

2.81%

MCHP: 2.81%
Max: 1.37%
Q3: 0.65%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

UMC

Semiconductors & Semiconductor Equipment industry group

19.43%

UMC: 19.43%
Max: 1.37%
Q3: 0.65%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Microchip (MCHP) vs. United Microelectronics (UMC): A comparison of their dividend yield against the Semiconductors & Semiconductor Equipment industry group benchmark.

Dividend Payout Ratio (TTM)

Microchip (MCHP) reports payout ratio above 100% at 136.84%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile United Microelectronics (UMC) reports 37.46%, ranking against industry peers normally.

MCHP

Semiconductors & Semiconductor Equipment industry group

136.84%

MCHP: 136.84%
Max: 49.64%
Q3: 21.71%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

UMC

Semiconductors & Semiconductor Equipment industry group

37.46%

Max: 49.64%
UMC: 37.46%
Q3: 21.71%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Microchip (MCHP) vs. United Microelectronics (UMC): A comparison of their payout ratio against the Semiconductors & Semiconductor Equipment industry group benchmark.

Dividend Metrics

Dividend metrics for Microchip (MCHP) and United Microelectronics (UMC)
Metric	MCHP	UMC
Dividend Yield (TTM)	2.81%	19.43%
Dividend Payout Ratio (TTM)	136.84%	37.46%

Valuation

P/E Ratio (TTM)

United Microelectronics (UMC) at 13.07 sits in the cheaper P/E ratio quartile, while Microchip (MCHP) at 43.87 is closer to its industry’s usual earnings multiple — a discount for UMC, though growth and earnings durability still matter.

MCHP

Semiconductors & Semiconductor Equipment industry group

43.87

Max: 110.34
Q3: 66.81
MCHP: 43.87
Median: 37.02
Q1: 23.96
Min: 8.12

UMC

Semiconductors & Semiconductor Equipment industry group

13.07

Max: 110.34
Q3: 66.81
Median: 37.02
Q1: 23.96
UMC: 13.07
Min: 8.12

Microchip (MCHP) vs. United Microelectronics (UMC): A comparison of their P/E ratio against the Semiconductors & Semiconductor Equipment industry group benchmark.

P/S Ratio (TTM)

United Microelectronics (UMC) at 0.13 sits in the cheaper P/S ratio quartile while Microchip (MCHP) at 5.67 prices around its industry’s middle — UMC costs less per dollar of sales, though read it alongside growth and margins.

MCHP

Semiconductors & Semiconductor Equipment industry group

5.67

Max: 21.42
Q3: 12.27
Median: 5.76
MCHP: 5.67
Q1: 2.73
Min: 0.00

UMC

Semiconductors & Semiconductor Equipment industry group

0.13

Max: 21.42
Q3: 12.27
Median: 5.76
Q1: 2.73
UMC: 0.13
Min: 0.00

Microchip (MCHP) vs. United Microelectronics (UMC): A comparison of their P/S ratio against the Semiconductors & Semiconductor Equipment industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Microchip (MCHP) at 4.78 and United Microelectronics (UMC) at 2.39 are valued close to their industries’ norm against book — neither stands out from peers.

MCHP

Semiconductors & Semiconductor Equipment industry group

4.78

Max: 14.06
Q3: 7.44
MCHP: 4.78
Median: 4.29
Q1: 2.30
Min: 0.20

UMC

Semiconductors & Semiconductor Equipment industry group

2.39

Max: 14.06
Q3: 7.44
Median: 4.29
UMC: 2.39
Q1: 2.30
Min: 0.20

Microchip (MCHP) vs. United Microelectronics (UMC): A comparison of their P/B ratio against the Semiconductors & Semiconductor Equipment industry group benchmark.

Valuation Metrics

Valuation metrics for Microchip (MCHP) and United Microelectronics (UMC)
Metric	MCHP	UMC
P/E Ratio (TTM)	43.87	13.07
P/S Ratio (TTM)	5.67	0.13
P/B Ratio (MRQ)	4.78	2.39
Free Cash Flow Yield (TTM)	4.85%	129.43%