MARA vs. PGR: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at MARA and PGR, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | MARA | PGR |
|---|---|---|
| Company Name | MARA Holdings, Inc. | The Progressive Corporation |
| Country | United States | United States |
| GICS Sector | Information Technology | Financials |
| GICS Industry | Software | Insurance |
| Market Capitalization | 7.48 billion USD | 142.53 billion USD |
| Exchange | NasdaqCM | NYSE |
| Listing Date | May 4, 2012 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of MARA and PGR by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | MARA | PGR |
|---|---|---|
| 5-Day Price Return | 7.50% | -0.18% |
| 13-Week Price Return | 9.43% | -2.94% |
| 26-Week Price Return | 79.88% | -15.31% |
| 52-Week Price Return | 26.33% | -1.00% |
| Month-to-Date Return | 10.62% | -1.58% |
| Year-to-Date Return | 20.45% | 1.44% |
| 10-Day Avg. Volume | 66.34M | 2.76M |
| 3-Month Avg. Volume | 53.38M | 3.33M |
| 3-Month Volatility | 63.83% | 17.59% |
| Beta | 5.44 | 0.40 |
Profitability
Return on Equity (TTM)
MARA
17.52%
Software Industry
- Max
- 66.28%
- Q3
- 21.28%
- Median
- 9.33%
- Q1
- -8.77%
- Min
- -48.16%
MARA’s Return on Equity of 17.52% is on par with the norm for the Software industry, indicating its profitability relative to shareholder equity is typical for the sector.
PGR
36.50%
Insurance Industry
- Max
- 30.96%
- Q3
- 18.76%
- Median
- 14.22%
- Q1
- 10.34%
- Min
- 1.73%
PGR’s Return on Equity of 36.50% is exceptionally high, placing it well beyond the typical range for the Insurance industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
Net Profit Margin (TTM)
MARA
85.02%
Software Industry
- Max
- 51.92%
- Q3
- 19.23%
- Median
- 6.98%
- Q1
- -7.14%
- Min
- -41.00%
MARA’s Net Profit Margin of 85.02% is exceptionally high, placing it well beyond the typical range for the Software industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.
PGR
12.66%
Insurance Industry
- Max
- 26.78%
- Q3
- 14.69%
- Median
- 9.87%
- Q1
- 6.59%
- Min
- -3.51%
PGR’s Net Profit Margin of 12.66% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
MARA
40.16%
Software Industry
- Max
- 60.40%
- Q3
- 21.25%
- Median
- 9.90%
- Q1
- -4.97%
- Min
- -43.50%
An Operating Profit Margin of 40.16% places MARA in the upper quartile for the Software industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
PGR
16.28%
Insurance Industry
- Max
- 34.52%
- Q3
- 20.17%
- Median
- 14.46%
- Q1
- 9.62%
- Min
- -2.51%
In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.
Profitability at a Glance
| Symbol | MARA | PGR |
|---|---|---|
| Return on Equity (TTM) | 17.52% | 36.50% |
| Return on Assets (TTM) | 11.06% | 9.53% |
| Net Profit Margin (TTM) | 85.02% | 12.66% |
| Operating Profit Margin (TTM) | 40.16% | 16.28% |
| Gross Profit Margin (TTM) | -26.24% | -- |
Financial Strength
Current Ratio (MRQ)
MARA
0.54
Software Industry
- Max
- 4.29
- Q3
- 2.37
- Median
- 1.40
- Q1
- 1.03
- Min
- 0.25
MARA’s Current Ratio of 0.54 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
PGR
0.08
Insurance Industry
- Max
- 2.97
- Q3
- 1.37
- Median
- 0.54
- Q1
- 0.15
- Min
- 0.00
For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
MARA
0.54
Software Industry
- Max
- 2.16
- Q3
- 0.86
- Median
- 0.31
- Q1
- 0.00
- Min
- 0.00
MARA’s Debt-to-Equity Ratio of 0.54 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
PGR
0.21
Insurance Industry
- Max
- 1.25
- Q3
- 0.65
- Median
- 0.34
- Q1
- 0.23
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.
Interest Coverage Ratio (TTM)
MARA
10.78
Software Industry
- Max
- 89.65
- Q3
- 32.64
- Median
- 1.00
- Q1
- -9.84
- Min
- -71.23
MARA’s Interest Coverage Ratio of 10.78 is positioned comfortably within the norm for the Software industry, indicating a standard and healthy capacity to cover its interest payments.
PGR
39.40
Insurance Industry
- Max
- 43.68
- Q3
- 21.45
- Median
- 9.67
- Q1
- 3.55
- Min
- -5.73
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.
Financial Strength at a Glance
| Symbol | MARA | PGR |
|---|---|---|
| Current Ratio (MRQ) | 0.54 | 0.08 |
| Quick Ratio (MRQ) | 0.44 | 0.04 |
| Debt-to-Equity Ratio (MRQ) | 0.54 | 0.21 |
| Interest Coverage Ratio (TTM) | 10.78 | 39.40 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
MARA
0.00%
Software Industry
- Max
- 0.22%
- Q3
- 0.11%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
MARA currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
PGR
2.01%
Insurance Industry
- Max
- 9.80%
- Q3
- 5.18%
- Median
- 3.58%
- Q1
- 2.07%
- Min
- 0.00%
PGR’s Dividend Yield of 2.01% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.
Dividend Payout Ratio (TTM)
MARA
0.00%
Software Industry
- Max
- 3.29%
- Q3
- 2.41%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
MARA has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
PGR
27.53%
Insurance Industry
- Max
- 169.40%
- Q3
- 85.57%
- Median
- 53.26%
- Q1
- 23.68%
- Min
- 0.00%
PGR’s Dividend Payout Ratio of 27.53% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | MARA | PGR |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 2.01% |
| Dividend Payout Ratio (TTM) | 0.00% | 27.53% |
Valuation
Price-to-Earnings Ratio (TTM)
MARA
11.13
Software Industry
- Max
- 145.74
- Q3
- 94.88
- Median
- 45.35
- Q1
- 26.66
- Min
- 8.80
In the lower quartile for the Software industry, MARA’s P/E Ratio of 11.13 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
PGR
13.71
Insurance Industry
- Max
- 30.75
- Q3
- 18.11
- Median
- 12.67
- Q1
- 9.66
- Min
- 2.87
PGR’s P/E Ratio of 13.71 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
MARA
9.46
Software Industry
- Max
- 25.67
- Q3
- 13.68
- Median
- 8.28
- Q1
- 4.95
- Min
- 0.90
MARA’s P/S Ratio of 9.46 aligns with the market consensus for the Software industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
PGR
1.74
Insurance Industry
- Max
- 3.41
- Q3
- 1.88
- Median
- 1.22
- Q1
- 0.80
- Min
- 0.23
PGR’s P/S Ratio of 1.74 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
Price-to-Book Ratio (MRQ)
MARA
1.15
Software Industry
- Max
- 30.67
- Q3
- 14.92
- Median
- 8.52
- Q1
- 3.89
- Min
- 0.38
MARA’s P/B Ratio of 1.15 is in the lower quartile for the Software industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
PGR
4.80
Insurance Industry
- Max
- 4.57
- Q3
- 2.56
- Median
- 1.88
- Q1
- 1.20
- Min
- 0.17
At 4.80, PGR’s P/B Ratio is at an extreme premium to the Insurance industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
Valuation at a Glance
| Symbol | MARA | PGR |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 11.13 | 13.71 |
| Price-to-Sales Ratio (TTM) | 9.46 | 1.74 |
| Price-to-Book Ratio (MRQ) | 1.15 | 4.80 |
| Price-to-Free Cash Flow Ratio (TTM) | 1,887.95 | 8.68 |