MA vs. TSLA: Mastercard vs. Tesla Stock Comparison

November 11, 2026

How do Mastercard (MA) and Tesla (TSLA) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Mastercard (MA) is classified in the Financials sector (Financial Services), whereas Tesla (TSLA) belongs to Consumer Discretionary (Automobiles & Components) — their GICS classifications point to very different parts of the market.

Company profile comparison for Mastercard (MA) and Tesla (TSLA)
Profile Item	MA	TSLA
Name	Mastercard Inc. Class A Common Stock	Tesla, Inc.
Country/Region	United States	United States
GICS Sector	Financials	Consumer Discretionary
GICS Industry Group	Financial Services	Automobiles & Components
GICS Industry	Financial Services	Automobiles
GICS Sub-Industry	Transaction & Payment Processing Services	Automobile Manufacturers
Market Capitalization	568.62 billion USD	1,415.96 billion USD
Currency	USD	USD
Exchange	NYSE	Nasdaq
Listing Date	May 25, 2006	June 29, 2010
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

TSLA

GSPC

Mastercard (MA) vs. Tesla (TSLA), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Mastercard (MA) and Tesla (TSLA). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Mastercard (MA) and Tesla (TSLA). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Mastercard (MA) and Tesla (TSLA)
Metric	MA	TSLA
Total Return (1Y)	20.00%	-12.23%
Total Return (3Y, Annualized)	19.98%	21.54%
Total Return (5Y, Annualized)	14.49%	2.02%

Risk Profile

Drawdown History

TSLA

GSPC

Mastercard (MA) vs. Tesla (TSLA), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Mastercard (MA) and Tesla (TSLA). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Mastercard (MA) and Tesla (TSLA)
Metric	MA	TSLA
Volatility (1Y, Annualized)	23.57%	45.89%
Beta (5Y)	0.76	1.75
Max Drawdown (5Y)	-28.25%	-72.97%
Avg. Volume (3M)	2.98M	37.45M

Risk-Adjusted Performance

Risk-Return Positioning

MA and TSLA are plotted by 1-year volatility (risk) and 1-year return. Each dashed Capital Allocation Line uses that stock's own industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Mastercard (MA) and Tesla (TSLA)
Metric	MA	TSLA
Sharpe Ratio (1Y)	0.67	-0.36
Sortino Ratio (1Y)	1.00	-0.49

Profitability

ROE (TTM)

Mastercard (MA) at 231.37% clears its industry range for ROE, a sharper capital-efficiency signal than Tesla (TSLA) at 3.84%, which is closer to a typical peer reading.

MA

Financial Services industry group

231.37%

MA: 231.37%
Max: 44.78%
Q3: 21.85%
Median: 12.91%
Q1: 4.48%
Min: -18.71%

TSLA

Automobiles & Components industry group

3.84%

Max: 43.84%
Q3: 11.73%
TSLA: 3.84%
Median: 3.48%
Q1: -19.67%
Min: -54.88%

Mastercard (MA) vs. Tesla (TSLA): A comparison of their ROE against their respective Financial Services and Automobiles & Components industry group benchmarks.

Net Margin (TTM)

Mastercard (MA) at 46.73% retains a top-quartile share of revenue as profit, ahead of Tesla (TSLA) at 3.11%, which keeps about the industry-typical share.

MA

Financial Services industry group

46.73%

Max: 62.84%
MA: 46.73%
Q3: 28.05%
Median: 15.36%
Q1: 4.82%
Min: -28.52%

TSLA

Automobiles & Components industry group

3.11%

Max: 15.15%
Q3: 4.78%
TSLA: 3.11%
Median: 1.56%
Q1: -4.16%
Min: -9.55%

Mastercard (MA) vs. Tesla (TSLA): A comparison of their net margin against their respective Financial Services and Automobiles & Components industry group benchmarks.

Operating Margin (TTM)

Mastercard (MA) at 60.53% operates in the top operating margin quartile, ahead of Tesla (TSLA) at 5.36%, which runs around its industry’s norm.

MA

Financial Services industry group

60.53%

Max: 107.33%
MA: 60.53%
Q3: 55.90%
Median: 30.09%
Q1: 14.60%
Min: -44.34%

TSLA

Automobiles & Components industry group

5.36%

Max: 18.35%
Q3: 8.67%
TSLA: 5.36%
Median: 4.42%
Q1: 0.00%
Min: -8.50%

Mastercard (MA) vs. Tesla (TSLA): A comparison of their operating margin against their respective Financial Services and Automobiles & Components industry group benchmarks.

Profitability Metrics

Profitability metrics for Mastercard (MA) and Tesla (TSLA)
Metric	MA	TSLA
ROE (TTM)	231.37%	3.84%
ROA (TTM)	24.45%	1.35%
Net Margin (TTM)	46.73%	3.11%
Operating Margin (TTM)	60.53%	5.36%
Gross Margin (TTM)	--	19.29%

Growth

Revenue Growth

Mastercard (MA) at 16.42% is around its peer norm for revenue growth, while Tesla (TSLA) at -2.93% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Mastercard (MA) vs. Tesla (TSLA): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Mastercard (MA) at 18.93% and Tesla (TSLA) at -47.06% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Mastercard (MA) vs. Tesla (TSLA): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Mastercard (MA) and Tesla (TSLA)
Metric	MA	TSLA
Revenue Growth (YoY)	16.42%	-2.93%
Revenue Growth (3Y CAGR)	13.82%	5.19%
EPS Growth (YoY)	18.93%	-47.06%
EPS Growth (3Y CAGR)	17.36%	-33.18%

Financial Strength

Current Ratio (MRQ)

Tesla (TSLA) shows current ratio of 1.74; Mastercard (MA) doesn’t get one — Financial Services balance sheets aren’t split into current and non-current buckets, so short-term liquidity there is judged through regulatory measures instead.

MA

Financial Services industry group

MA: --
Max: --
Q3: --
Median: --
Q1: --
Min: --

TSLA

Automobiles & Components industry group

1.74

Max: 3.65
Q3: 2.31
TSLA: 1.74
Median: 1.65
Q1: 1.13
Min: 0.32

Mastercard (MA) vs. Tesla (TSLA): MA’s current ratio is not assessed under the Financial Services industry convention, so the chart shows available visual context for TSLA only.

Debt / Equity (MRQ)

Tesla (TSLA) shows debt-to-equity ratio of 0.18; for Mastercard (MA) the ratio is set aside — in Financial Services, balance-sheet leverage is part of the business model itself, so capital-adequacy measures do the job this ratio does elsewhere.

MA

Financial Services industry group

MA: --
Max: --
Q3: --
Median: --
Q1: --
Min: --

TSLA

Automobiles & Components industry group

0.18

Max: 2.03
Q3: 1.13
Median: 0.76
Q1: 0.33
TSLA: 0.18
Min: 0.01

Mastercard (MA) vs. Tesla (TSLA): MA’s debt-to-equity ratio is not assessed under the Financial Services industry convention, so the chart shows available visual context for TSLA only.

Financial Strength Metrics

Financial strength metrics for Mastercard (MA) and Tesla (TSLA)
Metric	MA	TSLA
Current Ratio (MRQ)	--	1.74
Debt / Equity (MRQ)	--	0.18
Net Debt / EBITDA	--	-2.95

Dividends

Dividend Yield (TTM)

Tesla (TSLA) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Mastercard (MA) reports a yield of 0.53%, ranking against industry peers normally.

MA

Financial Services industry group

0.53%

Max: 9.77%
Q3: 3.92%
Median: 1.09%
MA: 0.53%
Q1: 0.00%
Min: 0.00%

TSLA

Automobiles & Components industry group

0.00%

Max: 4.79%
Q3: 2.24%
TSLA: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Mastercard (MA) vs. Tesla (TSLA): A comparison of their dividend yield against their respective Financial Services and Automobiles & Components industry group benchmarks.

Dividend Payout Ratio (TTM)

Tesla (TSLA) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Mastercard (MA) reports a payout of 17.63%, ranking against industry peers normally.

MA

Financial Services industry group

17.63%

Max: 241.07%
Q3: 97.36%
Median: 25.77%
MA: 17.63%
Q1: 0.00%
Min: 0.00%

TSLA

Automobiles & Components industry group

0.00%

Max: 64.17%
Q3: 36.51%
TSLA: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Mastercard (MA) vs. Tesla (TSLA): A comparison of their payout ratio against their respective Financial Services and Automobiles & Components industry group benchmarks.

Dividend Metrics

Dividend metrics for Mastercard (MA) and Tesla (TSLA)
Metric	MA	TSLA
Dividend Yield (TTM)	0.53%	0.00%
Dividend Payout Ratio (TTM)	17.63%	0.00%

Valuation

P/E Ratio (TTM)

Both look expensive on trailing earnings: Mastercard (MA) at 34.15 sits in the richer P/E ratio quartile, and Tesla (TSLA) at 393.65 is richer still, above its industry range.

MA

Financial Services industry group

34.15

Max: 45.85
MA: 34.15
Q3: 24.64
Median: 15.37
Q1: 9.68
Min: 0.16

TSLA

Automobiles & Components industry group

393.65

TSLA: 393.65
Max: 40.42
Q3: 24.40
Median: 19.50
Q1: 11.03
Min: 6.05

Mastercard (MA) vs. Tesla (TSLA): A comparison of their P/E ratio against their respective Financial Services and Automobiles & Components industry group benchmarks.

P/S Ratio (TTM)

Investors are paying well above the peer range per dollar of sales for both Mastercard (MA) at 15.67 and Tesla (TSLA) at 13.67 — each P/S ratio clears its industry’s benchmark range.

MA

Financial Services industry group

15.67

MA: 15.67
Max: 9.23
Q3: 4.57
Median: 2.72
Q1: 1.28
Min: -0.55

TSLA

Automobiles & Components industry group

13.67

TSLA: 13.67
Max: 2.03
Q3: 0.99
Median: 0.51
Q1: 0.23
Min: 0.00

Mastercard (MA) vs. Tesla (TSLA): A comparison of their P/S ratio against their respective Financial Services and Automobiles & Components industry group benchmarks.

P/B Ratio (MRQ)

Measured against book value, both Mastercard (MA) at 84.30 and Tesla (TSLA) at 15.86 look expensive — each P/B ratio sits above its industry’s benchmark range.

MA

Financial Services industry group

84.30

MA: 84.30
Max: 7.79
Q3: 3.63
Median: 1.57
Q1: 0.81
Min: -0.39

TSLA

Automobiles & Components industry group

15.86

TSLA: 15.86
Max: 4.18
Q3: 2.39
Median: 1.33
Q1: 0.72
Min: -1.23

Mastercard (MA) vs. Tesla (TSLA): A comparison of their P/B ratio against their respective Financial Services and Automobiles & Components industry group benchmarks.

Valuation Metrics

Valuation metrics for Mastercard (MA) and Tesla (TSLA)
Metric	MA	TSLA
P/E Ratio (TTM)	34.15	393.65
P/S Ratio (TTM)	15.67	13.67
P/B Ratio (MRQ)	84.30	15.86
Free Cash Flow Yield (TTM)	--	0.35%