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MA vs. TM: A Head-to-Head Stock Comparison

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Here’s a clear look at MA and TM, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

MA is a standard domestic listing, while TM trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

SymbolMATM
Company NameMastercard IncorporatedToyota Motor Corporation
CountryUnited StatesJapan
GICS SectorFinancialsConsumer Discretionary
GICS IndustryFinancial ServicesAutomobiles
Market Capitalization541.47 billion USD262.45 billion USD
ExchangeNYSENYSE
Listing DateMay 25, 2006March 17, 1980
Security TypeCommon StockADR

Historical Performance

This chart compares the performance of MA and TM by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

MA vs. TM: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolMATM
5-Day Price Return2.54%1.38%
13-Week Price Return5.17%12.33%
26-Week Price Return5.34%4.16%
52-Week Price Return27.98%14.38%
Month-to-Date Return5.74%9.14%
Year-to-Date Return13.75%-6.45%
10-Day Avg. Volume2.37M27.75M
3-Month Avg. Volume2.68M28.99M
3-Month Volatility21.62%36.70%
Beta0.991.47

Profitability

Return on Equity (TTM)

MA

191.02%

Financial Services Industry

Max
40.58%
Q3
20.06%
Median
10.67%
Q1
4.19%
Min
-10.31%

MA’s Return on Equity of 191.02% is exceptionally high, placing it well beyond the typical range for the Financial Services industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

TM

12.02%

Automobiles Industry

Max
25.70%
Q3
12.88%
Median
6.92%
Q1
0.71%
Min
-15.89%

TM’s Return on Equity of 12.02% is on par with the norm for the Automobiles industry, indicating its profitability relative to shareholder equity is typical for the sector.

MA vs. TM: A comparison of their Return on Equity (TTM) against their respective Financial Services and Automobiles industry benchmarks.

Net Profit Margin (TTM)

MA

44.93%

Financial Services Industry

Max
52.86%
Q3
25.58%
Median
12.23%
Q1
6.64%
Min
-9.92%

A Net Profit Margin of 44.93% places MA in the upper quartile for the Financial Services industry, signifying strong profitability and more effective cost management than most of its peers.

TM

8.82%

Automobiles Industry

Max
9.92%
Q3
5.78%
Median
3.23%
Q1
0.11%
Min
-5.31%

A Net Profit Margin of 8.82% places TM in the upper quartile for the Automobiles industry, signifying strong profitability and more effective cost management than most of its peers.

MA vs. TM: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Automobiles industry benchmarks.

Operating Profit Margin (TTM)

MA

55.78%

Financial Services Industry

Max
77.28%
Q3
37.68%
Median
18.17%
Q1
9.27%
Min
-8.19%

An Operating Profit Margin of 55.78% places MA in the upper quartile for the Financial Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

TM

9.60%

Automobiles Industry

Max
13.07%
Q3
7.22%
Median
5.29%
Q1
0.43%
Min
-4.46%

An Operating Profit Margin of 9.60% places TM in the upper quartile for the Automobiles industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

MA vs. TM: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Automobiles industry benchmarks.

Profitability at a Glance

SymbolMATM
Return on Equity (TTM)191.02%12.02%
Return on Assets (TTM)27.84%4.61%
Net Profit Margin (TTM)44.93%8.82%
Operating Profit Margin (TTM)55.78%9.60%
Gross Profit Margin (TTM)--19.29%

Financial Strength

Current Ratio (MRQ)

MA

1.16

Financial Services Industry

Max
4.58
Q3
2.59
Median
1.33
Q1
0.69
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

TM

1.27

Automobiles Industry

Max
2.19
Q3
1.54
Median
1.26
Q1
1.09
Min
0.48

TM’s Current Ratio of 1.27 aligns with the median group of the Automobiles industry, indicating that its short-term liquidity is in line with its sector peers.

MA vs. TM: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Automobiles industry benchmarks.

Debt-to-Equity Ratio (MRQ)

MA

2.42

Financial Services Industry

Max
4.96
Q3
2.10
Median
0.57
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

TM

1.07

Automobiles Industry

Max
2.34
Q3
1.13
Median
0.58
Q1
0.28
Min
0.06

TM’s Debt-to-Equity Ratio of 1.07 is typical for the Automobiles industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

MA vs. TM: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Automobiles industry benchmarks.

Interest Coverage Ratio (TTM)

MA

37.93

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

TM

--

Automobiles Industry

Max
77.87
Q3
42.86
Median
13.88
Q1
2.13
Min
-49.07

Interest Coverage Ratio data for TM is currently unavailable.

MA vs. TM: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Automobiles industry benchmarks.

Financial Strength at a Glance

SymbolMATM
Current Ratio (MRQ)1.161.27
Quick Ratio (MRQ)1.161.11
Debt-to-Equity Ratio (MRQ)2.421.07
Interest Coverage Ratio (TTM)37.93--

Growth

Revenue Growth

MA vs. TM: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

MA vs. TM: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

MA

0.49%

Financial Services Industry

Max
8.18%
Q3
3.60%
Median
1.56%
Q1
0.00%
Min
0.00%

MA’s Dividend Yield of 0.49% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.

TM

3.09%

Automobiles Industry

Max
10.71%
Q3
5.39%
Median
3.14%
Q1
0.00%
Min
0.00%

TM’s Dividend Yield of 3.09% is consistent with its peers in the Automobiles industry, providing a dividend return that is standard for its sector.

MA vs. TM: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Automobiles industry benchmarks.

Dividend Payout Ratio (TTM)

MA

19.15%

Financial Services Industry

Max
155.56%
Q3
63.71%
Median
18.08%
Q1
0.00%
Min
0.00%

MA’s Dividend Payout Ratio of 19.15% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

TM

38.83%

Automobiles Industry

Max
114.43%
Q3
59.30%
Median
37.15%
Q1
16.40%
Min
0.00%

TM’s Dividend Payout Ratio of 38.83% is within the typical range for the Automobiles industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

MA vs. TM: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Automobiles industry benchmarks.

Dividend at a Glance

SymbolMATM
Dividend Yield (TTM)0.49%3.09%
Dividend Payout Ratio (TTM)19.15%38.83%

Valuation

Price-to-Earnings Ratio (TTM)

MA

39.22

Financial Services Industry

Max
63.23
Q3
32.10
Median
14.41
Q1
10.81
Min
0.37

A P/E Ratio of 39.22 places MA in the upper quartile for the Financial Services industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

TM

8.93

Automobiles Industry

Max
27.69
Q3
19.99
Median
9.85
Q1
6.60
Min
4.25

TM’s P/E Ratio of 8.93 is within the middle range for the Automobiles industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

MA vs. TM: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Automobiles industry benchmarks.

Price-to-Sales Ratio (TTM)

MA

17.62

Financial Services Industry

Max
11.16
Q3
5.45
Median
2.61
Q1
1.25
Min
0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

TM

0.79

Automobiles Industry

Max
1.52
Q3
0.84
Median
0.41
Q1
0.23
Min
0.08

TM’s P/S Ratio of 0.79 aligns with the market consensus for the Automobiles industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

MA vs. TM: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Automobiles industry benchmarks.

Price-to-Book Ratio (MRQ)

MA

64.98

Financial Services Industry

Max
7.09
Q3
3.79
Median
1.46
Q1
0.83
Min
0.04

At 64.98, MA’s P/B Ratio is at an extreme premium to the Financial Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

TM

1.09

Automobiles Industry

Max
4.25
Q3
2.00
Median
0.87
Q1
0.46
Min
0.19

TM’s P/B Ratio of 1.09 is within the conventional range for the Automobiles industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

MA vs. TM: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Automobiles industry benchmarks.

Valuation at a Glance

SymbolMATM
Price-to-Earnings Ratio (TTM)39.228.93
Price-to-Sales Ratio (TTM)17.620.79
Price-to-Book Ratio (MRQ)64.981.09
Price-to-Free Cash Flow Ratio (TTM)33.5852.42