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MA vs. RKT: Mastercard vs. Rocket Stock Comparison

How do Mastercard (MA) and Rocket (RKT) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Mastercard (MA) and Rocket (RKT) both belong to the Financial Services industry, though MA is classified under Transaction & Payment Processing Services while RKT falls under Commercial & Residential Mortgage Finance.

Mastercard (MA) has more than two decades of public-market history since May 25, 2006, whereas Rocket (RKT) listed on August 6, 2020 and has a much shorter record to draw on.

Company profile comparison for Mastercard (MA) and Rocket (RKT)
Profile ItemMARKT
NameMastercard Inc. Class A Common StockRocket Companies Inc. Class A Common Stock
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryFinancial ServicesFinancial Services
GICS Sub-IndustryTransaction & Payment Processing ServicesCommercial & Residential Mortgage Finance
Market Capitalization568.62 billion USD42.74 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMay 25, 2006August 6, 2020
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

MA
RKT
GSPC
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Mastercard (MA) vs. Rocket (RKT), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Mastercard (MA) and Rocket (RKT). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Mastercard (MA) and Rocket (RKT). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Mastercard (MA) and Rocket (RKT)
MetricMARKT
Total Return (1Y)20.00%-7.27%
Total Return (3Y, Annualized)19.98%26.30%
Total Return (5Y, Annualized)14.49%0.22%

Risk Profile

Drawdown History

MA
RKT
GSPC
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Mastercard (MA) vs. Rocket (RKT), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Mastercard (MA) and Rocket (RKT). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Rocket (RKT) carries a highly aggressive beta of 2.19, indicating much higher sensitivity to broad-market moves, whereas Mastercard (MA) is closer to market-like at 0.76 — a noticeable difference in market-sensitivity profile.

Risk profile metrics for Mastercard (MA) and Rocket (RKT)
MetricMARKT
Volatility (1Y, Annualized)23.57%58.88%
Beta (5Y)0.762.19
Max Drawdown (5Y)-28.25%-59.90%
Avg. Volume (3M)2.98M34.27M

Risk-Adjusted Performance

Risk-Return Positioning

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MA and RKT are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Mastercard (MA) and Rocket (RKT)
MetricMARKT
Sharpe Ratio (1Y)0.67-0.20
Sortino Ratio (1Y)1.00-0.29

Profitability

ROE (TTM)

Mastercard (MA) at 231.37% clears its industry range for ROE, a sharper capital-efficiency signal than Rocket (RKT) at 7.86%, which is closer to a typical peer reading.

MA

Financial Services industry group

231.37%

MA
231.37%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%

RKT

Financial Services industry group

7.86%

Max
44.78%
Q3
21.85%
Median
12.91%
RKT
7.86%
Q1
4.48%
Min
-18.71%
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Mastercard (MA) vs. Rocket (RKT): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Mastercard (MA) at 46.73% retains a top-quartile share of revenue as profit, ahead of Rocket (RKT) at 11.02%, which keeps about the industry-typical share.

MA

Financial Services industry group

46.73%

Max
62.84%
MA
46.73%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%

RKT

Financial Services industry group

11.02%

Max
62.84%
Q3
28.05%
Median
15.36%
RKT
11.02%
Q1
4.82%
Min
-28.52%
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Mastercard (MA) vs. Rocket (RKT): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Mastercard (MA) at 60.53% operates in the top operating margin quartile, ahead of Rocket (RKT) at 43.54%, which runs around its industry’s norm.

MA

Financial Services industry group

60.53%

Max
107.33%
MA
60.53%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%

RKT

Financial Services industry group

43.54%

Max
107.33%
Q3
55.90%
RKT
43.54%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Mastercard (MA) vs. Rocket (RKT): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Mastercard (MA) and Rocket (RKT)
MetricMARKT
ROE (TTM)231.37%7.86%
ROA (TTM)24.45%4.45%
Net Margin (TTM)46.73%11.02%
Operating Margin (TTM)60.53%43.54%
Gross Margin (TTM)----

Growth

Revenue Growth

Rocket (RKT) at 26.87% sits in the top revenue growth quartile, while Mastercard (MA) at 16.42% is closer to the peer norm — faster top-line expansion for RKT.

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Mastercard (MA) vs. Rocket (RKT): A comparison of their Revenue Growth across different time periods.

EPS Growth

Mastercard (MA) at 18.93% is around its peer norm for EPS growth, while Rocket (RKT) at -123.81% drops into the bottom quartile, signaling weaker earnings momentum.

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Mastercard (MA) vs. Rocket (RKT): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Mastercard (MA) and Rocket (RKT)
MetricMARKT
Revenue Growth (YoY)16.42%26.87%
Revenue Growth (3Y CAGR)13.82%3.25%
EPS Growth (YoY)18.93%-123.81%
EPS Growth (3Y CAGR)17.36%--

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Mastercard (MA) in Financial Services and Rocket (RKT) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Mastercard (MA) in Financial Services and Rocket (RKT) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Mastercard (MA) and Rocket (RKT)
MetricMARKT
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Rocket (RKT) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Mastercard (MA) reports a yield of 0.53%, ranking against industry peers normally.

MA

Financial Services industry group

0.53%

Max
9.77%
Q3
3.92%
Median
1.09%
MA
0.53%
Q1
0.00%
Min
0.00%

RKT

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
RKT
0.00%
Q1
0.00%
Min
0.00%
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Mastercard (MA) vs. Rocket (RKT): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Rocket (RKT) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Mastercard (MA) reports a payout of 17.63%, ranking against industry peers normally.

MA

Financial Services industry group

17.63%

Max
241.07%
Q3
97.36%
Median
25.77%
MA
17.63%
Q1
0.00%
Min
0.00%

RKT

Financial Services industry group

0.00%

Max
241.07%
Q3
97.36%
Median
25.77%
RKT
0.00%
Q1
0.00%
Min
0.00%
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Mastercard (MA) vs. Rocket (RKT): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Mastercard (MA) and Rocket (RKT)
MetricMARKT
Dividend Yield (TTM)0.53%0.00%
Dividend Payout Ratio (TTM)17.63%0.00%

Valuation

P/E Ratio (TTM)

An earnings multiple is available for just one side: Mastercard (MA) trades at 34.15 times trailing earnings, ranked against its peers, while Rocket (RKT) has no P/E ratio this period.

MA

Financial Services industry group

34.15

Max
45.85
MA
34.15
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16

RKT

Financial Services industry group

--

Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
RKT
--
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Mastercard (MA) vs. Rocket (RKT): RKT does not report P/E ratio, so it has no value marker; MA is benchmarked against the Financial Services industry group.

P/S Ratio (TTM)

Rocket (RKT) at 3.61 prices around its industry’s typical P/S ratio, while Mastercard (MA) at 15.67 clears its benchmark range — MA looks notably rich on sales.

MA

Financial Services industry group

15.67

MA
15.67
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55

RKT

Financial Services industry group

3.61

Max
9.23
Q3
4.57
RKT
3.61
Median
2.72
Q1
1.28
Min
-0.55
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Mastercard (MA) vs. Rocket (RKT): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Rocket (RKT) at 1.76 sits near its industry’s typical P/B ratio, while Mastercard (MA) at 84.30 prices above its benchmark range — MA looks rich relative to book.

MA

Financial Services industry group

84.30

MA
84.30
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39

RKT

Financial Services industry group

1.76

Max
7.79
Q3
3.63
RKT
1.76
Median
1.57
Q1
0.81
Min
-0.39
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Mastercard (MA) vs. Rocket (RKT): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Mastercard (MA) and Rocket (RKT)
MetricMARKT
P/E Ratio (TTM)34.15--
P/S Ratio (TTM)15.673.61
P/B Ratio (MRQ)84.301.76
Free Cash Flow Yield (TTM)----