MA vs. PG: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at MA and PG, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | MA | PG |
|---|---|---|
| Company Name | Mastercard Incorporated | The Procter & Gamble Company |
| Country | United States | United States |
| GICS Sector | Financials | Consumer Staples |
| GICS Industry | Financial Services | Household Products |
| Market Capitalization | 490.65 billion USD | 340.77 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | May 25, 2006 | January 2, 1962 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of MA and PG by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | MA | PG |
|---|---|---|
| 5-Day Price Return | -1.31% | 1.49% |
| 13-Week Price Return | -6.18% | -4.33% |
| 26-Week Price Return | -5.35% | -6.97% |
| 52-Week Price Return | 4.57% | -11.35% |
| Month-to-Date Return | -1.13% | -1.80% |
| Year-to-Date Return | 3.64% | -11.92% |
| 10-Day Avg. Volume | 2.33M | 9.01M |
| 3-Month Avg. Volume | 2.61M | 7.52M |
| 3-Month Volatility | 16.40% | 14.43% |
| Beta | 0.87 | 0.39 |
Profitability
Return on Equity (TTM)
MA
197.14%
Financial Services Industry
- Max
- 34.42%
- Q3
- 16.76%
- Median
- 9.18%
- Q1
- 3.90%
- Min
- -10.16%
MA’s Return on Equity of 197.14% is exceptionally high, placing it well beyond the typical range for the Financial Services industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
PG
32.09%
Household Products Industry
- Max
- 173.33%
- Q3
- 128.99%
- Median
- 18.47%
- Q1
- 9.92%
- Min
- -6.34%
PG’s Return on Equity of 32.09% is on par with the norm for the Household Products industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
MA
45.28%
Financial Services Industry
- Max
- 52.16%
- Q3
- 25.33%
- Median
- 13.11%
- Q1
- 7.04%
- Min
- -8.99%
A Net Profit Margin of 45.28% places MA in the upper quartile for the Financial Services industry, signifying strong profitability and more effective cost management than most of its peers.
PG
19.74%
Household Products Industry
- Max
- 14.68%
- Q3
- 12.48%
- Median
- 9.30%
- Q1
- 8.70%
- Min
- 5.05%
PG’s Net Profit Margin of 19.74% is exceptionally high, placing it well beyond the typical range for the Household Products industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.
Operating Profit Margin (TTM)
MA
56.95%
Financial Services Industry
- Max
- 81.07%
- Q3
- 40.32%
- Median
- 19.93%
- Q1
- 10.20%
- Min
- -34.40%
An Operating Profit Margin of 56.95% places MA in the upper quartile for the Financial Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
PG
24.13%
Household Products Industry
- Max
- 21.46%
- Q3
- 16.57%
- Median
- 14.01%
- Q1
- 12.86%
- Min
- 12.78%
PG’s Operating Profit Margin of 24.13% is exceptionally high, placing it well above the typical range for the Household Products industry. This demonstrates outstanding efficiency in managing its core operations, which can be a result of strong pricing power or superior cost control.
Profitability at a Glance
| Symbol | MA | PG |
|---|---|---|
| Return on Equity (TTM) | 197.14% | 32.09% |
| Return on Assets (TTM) | 28.32% | 13.45% |
| Net Profit Margin (TTM) | 45.28% | 19.74% |
| Operating Profit Margin (TTM) | 56.95% | 24.13% |
| Gross Profit Margin (TTM) | -- | 51.23% |
Financial Strength
Current Ratio (MRQ)
MA
1.12
Financial Services Industry
- Max
- 4.36
- Q3
- 2.26
- Median
- 1.33
- Q1
- 0.86
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
PG
0.71
Household Products Industry
- Max
- 2.79
- Q3
- 1.98
- Median
- 1.21
- Q1
- 0.76
- Min
- 0.50
PG’s Current Ratio of 0.71 falls into the lower quartile for the Household Products industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
Debt-to-Equity Ratio (MRQ)
MA
2.40
Financial Services Industry
- Max
- 5.07
- Q3
- 2.14
- Median
- 0.55
- Q1
- 0.11
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
PG
0.67
Household Products Industry
- Max
- 1.47
- Q3
- 1.47
- Median
- 0.49
- Q1
- 0.16
- Min
- 0.01
PG’s Debt-to-Equity Ratio of 0.67 is typical for the Household Products industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
MA
37.93
Financial Services Industry
- Max
- 140.54
- Q3
- 57.67
- Median
- 6.72
- Q1
- 1.93
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
PG
47.04
Household Products Industry
- Max
- 83.52
- Q3
- 68.49
- Median
- 17.34
- Q1
- 9.99
- Min
- 5.60
PG’s Interest Coverage Ratio of 47.04 is positioned comfortably within the norm for the Household Products industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | MA | PG |
|---|---|---|
| Current Ratio (MRQ) | 1.12 | 0.71 |
| Quick Ratio (MRQ) | 1.12 | 0.46 |
| Debt-to-Equity Ratio (MRQ) | 2.40 | 0.67 |
| Interest Coverage Ratio (TTM) | 37.93 | 47.04 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
MA
0.55%
Financial Services Industry
- Max
- 7.52%
- Q3
- 3.60%
- Median
- 1.75%
- Q1
- 0.00%
- Min
- 0.00%
MA’s Dividend Yield of 0.55% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.
PG
2.93%
Household Products Industry
- Max
- 5.56%
- Q3
- 3.53%
- Median
- 3.05%
- Q1
- 2.11%
- Min
- 1.42%
PG’s Dividend Yield of 2.93% is consistent with its peers in the Household Products industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
MA
18.79%
Financial Services Industry
- Max
- 132.10%
- Q3
- 64.32%
- Median
- 17.51%
- Q1
- 0.00%
- Min
- 0.00%
MA’s Dividend Payout Ratio of 18.79% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
PG
59.51%
Household Products Industry
- Max
- 189.95%
- Q3
- 111.93%
- Median
- 74.93%
- Q1
- 56.30%
- Min
- 30.76%
PG’s Dividend Payout Ratio of 59.51% is within the typical range for the Household Products industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | MA | PG |
|---|---|---|
| Dividend Yield (TTM) | 0.55% | 2.93% |
| Dividend Payout Ratio (TTM) | 18.79% | 59.51% |
Valuation
Price-to-Earnings Ratio (TTM)
MA
34.39
Financial Services Industry
- Max
- 46.13
- Q3
- 28.79
- Median
- 13.18
- Q1
- 9.14
- Min
- 0.47
A P/E Ratio of 34.39 places MA in the upper quartile for the Financial Services industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
PG
20.34
Household Products Industry
- Max
- 31.74
- Q3
- 25.68
- Median
- 20.54
- Q1
- 14.94
- Min
- 14.20
PG’s P/E Ratio of 20.34 is within the middle range for the Household Products industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
MA
15.57
Financial Services Industry
- Max
- 9.71
- Q3
- 4.81
- Median
- 2.49
- Q1
- 1.25
- Min
- 0.04
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
PG
4.01
Household Products Industry
- Max
- 4.24
- Q3
- 2.79
- Median
- 1.94
- Q1
- 1.34
- Min
- 1.04
PG’s P/S Ratio of 4.01 is in the upper echelon for the Household Products industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
Price-to-Book Ratio (MRQ)
MA
65.06
Financial Services Industry
- Max
- 7.21
- Q3
- 3.51
- Median
- 1.52
- Q1
- 0.88
- Min
- 0.08
At 65.06, MA’s P/B Ratio is at an extreme premium to the Financial Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
PG
6.75
Household Products Industry
- Max
- 46.10
- Q3
- 20.24
- Median
- 5.19
- Q1
- 2.28
- Min
- 1.41
PG’s P/B Ratio of 6.75 is within the conventional range for the Household Products industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | MA | PG |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 34.39 | 20.34 |
| Price-to-Sales Ratio (TTM) | 15.57 | 4.01 |
| Price-to-Book Ratio (MRQ) | 65.06 | 6.75 |
| Price-to-Free Cash Flow Ratio (TTM) | 30.06 | 22.81 |