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L vs. PNC: A Head-to-Head Stock Comparison

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Here’s a clear look at L and PNC, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolLPNC
Company NameLoews CorporationThe PNC Financial Services Group, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryInsuranceBanks
Market Capitalization19.79 billion USD76.16 billion USD
ExchangeNYSENYSE
Listing DateMarch 17, 1980November 17, 1975
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of L and PNC by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

L vs. PNC: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolLPNC
5-Day Price Return2.34%3.36%
13-Week Price Return6.88%10.51%
26-Week Price Return9.91%-4.46%
52-Week Price Return24.02%15.79%
Month-to-Date Return5.38%1.65%
Year-to-Date Return12.66%0.29%
10-Day Avg. Volume0.73M1.58M
3-Month Avg. Volume0.79M2.37M
3-Month Volatility15.14%21.35%
Beta0.741.13

Profitability

Return on Equity (TTM)

L

7.81%

Insurance Industry

Max
29.03%
Q3
18.11%
Median
13.90%
Q1
10.42%
Min
-0.64%

L’s Return on Equity of 7.81% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

PNC

11.08%

Banks Industry

Max
26.37%
Q3
15.92%
Median
12.25%
Q1
8.69%
Min
0.15%

PNC’s Return on Equity of 11.08% is on par with the norm for the Banks industry, indicating its profitability relative to shareholder equity is typical for the sector.

L vs. PNC: A comparison of their Return on Equity (TTM) against their respective Insurance and Banks industry benchmarks.

Net Profit Margin (TTM)

L

7.45%

Insurance Industry

Max
26.78%
Q3
14.06%
Median
9.15%
Q1
5.48%
Min
-7.05%

L’s Net Profit Margin of 7.45% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

PNC

28.83%

Banks Industry

Max
54.20%
Q3
35.70%
Median
28.97%
Q1
22.53%
Min
6.98%

PNC’s Net Profit Margin of 28.83% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

L vs. PNC: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Operating Profit Margin (TTM)

L

12.10%

Insurance Industry

Max
35.49%
Q3
19.49%
Median
14.35%
Q1
8.53%
Min
-5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

PNC

34.54%

Banks Industry

Max
63.35%
Q3
44.59%
Median
37.24%
Q1
28.25%
Min
13.37%

PNC’s Operating Profit Margin of 34.54% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

L vs. PNC: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Banks industry benchmarks.

Profitability at a Glance

SymbolLPNC
Return on Equity (TTM)7.81%11.08%
Return on Assets (TTM)1.62%1.11%
Net Profit Margin (TTM)7.45%28.83%
Operating Profit Margin (TTM)12.10%34.54%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

L

287.78

Insurance Industry

Max
2.97
Q3
1.33
Median
0.55
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

PNC

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

L vs. PNC: A comparison of their Current Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Debt-to-Equity Ratio (MRQ)

L

0.51

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.22
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

PNC

0.74

Banks Industry

Max
4.75
Q3
2.62
Median
1.02
Q1
0.39
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

L vs. PNC: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Interest Coverage Ratio (TTM)

L

6.18

Insurance Industry

Max
43.68
Q3
20.84
Median
9.56
Q1
3.34
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

PNC

--

Banks Industry

Max
--
Q3
--
Median
--
Q1
--
Min
--

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

L vs. PNC: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Financial Strength at a Glance

SymbolLPNC
Current Ratio (MRQ)287.78--
Quick Ratio (MRQ)287.78--
Debt-to-Equity Ratio (MRQ)0.510.74
Interest Coverage Ratio (TTM)6.18--

Growth

Revenue Growth

L vs. PNC: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

L vs. PNC: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

L

0.27%

Insurance Industry

Max
8.23%
Q3
4.54%
Median
3.42%
Q1
1.97%
Min
0.00%

L’s Dividend Yield of 0.27% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

PNC

3.84%

Banks Industry

Max
10.27%
Q3
5.83%
Median
3.81%
Q1
2.50%
Min
0.00%

PNC’s Dividend Yield of 3.84% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

L vs. PNC: A comparison of their Dividend Yield (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend Payout Ratio (TTM)

L

3.93%

Insurance Industry

Max
168.02%
Q3
85.57%
Median
50.71%
Q1
22.04%
Min
0.00%

L’s Dividend Payout Ratio of 3.93% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

PNC

46.73%

Banks Industry

Max
147.07%
Q3
80.55%
Median
54.40%
Q1
35.71%
Min
0.00%

PNC’s Dividend Payout Ratio of 46.73% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

L vs. PNC: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Dividend at a Glance

SymbolLPNC
Dividend Yield (TTM)0.27%3.84%
Dividend Payout Ratio (TTM)3.93%46.73%

Valuation

Price-to-Earnings Ratio (TTM)

L

14.53

Insurance Industry

Max
28.91
Q3
17.76
Median
13.63
Q1
10.02
Min
2.89

L’s P/E Ratio of 14.53 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

PNC

12.17

Banks Industry

Max
20.05
Q3
12.65
Median
10.21
Q1
7.54
Min
2.74

PNC’s P/E Ratio of 12.17 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

L vs. PNC: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Sales Ratio (TTM)

L

1.08

Insurance Industry

Max
3.72
Q3
1.98
Median
1.23
Q1
0.81
Min
0.23

L’s P/S Ratio of 1.08 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

PNC

2.34

Banks Industry

Max
5.06
Q3
2.98
Median
2.24
Q1
1.59
Min
0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

L vs. PNC: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Banks industry benchmarks.

Price-to-Book Ratio (MRQ)

L

1.10

Insurance Industry

Max
4.37
Q3
2.48
Median
1.68
Q1
1.19
Min
0.19

L’s P/B Ratio of 1.10 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

PNC

1.28

Banks Industry

Max
2.18
Q3
1.36
Median
1.09
Q1
0.81
Min
0.20

PNC’s P/B Ratio of 1.28 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

L vs. PNC: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Banks industry benchmarks.

Valuation at a Glance

SymbolLPNC
Price-to-Earnings Ratio (TTM)14.5312.17
Price-to-Sales Ratio (TTM)1.082.34
Price-to-Book Ratio (MRQ)1.101.28
Price-to-Free Cash Flow Ratio (TTM)6.3811.50