KSPI vs. ZBRA: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at KSPI and ZBRA, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
KSPI trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, ZBRA is a standard domestic listing.
| Symbol | KSPI | ZBRA |
|---|---|---|
| Company Name | Joint Stock Company Kaspi.kz | Zebra Technologies Corporation |
| Country | Kazakhstan | United States |
| GICS Sector | Financials | Information Technology |
| GICS Industry | Consumer Finance | Electronic Equipment, Instruments & Components |
| Market Capitalization | 16.17 billion USD | 15.51 billion USD |
| Exchange | NasdaqGS | NasdaqGS |
| Listing Date | January 19, 2024 | August 15, 1991 |
| Security Type | ADR | Common Stock |
Historical Performance
This chart compares the performance of KSPI and ZBRA by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | KSPI | ZBRA |
|---|---|---|
| 5-Day Price Return | -2.25% | 2.72% |
| 13-Week Price Return | -5.51% | -5.78% |
| 26-Week Price Return | -13.86% | 7.95% |
| 52-Week Price Return | -26.20% | -17.27% |
| Month-to-Date Return | -2.08% | 2.64% |
| Year-to-Date Return | -15.55% | -21.03% |
| 10-Day Avg. Volume | 0.53M | 0.44M |
| 3-Month Avg. Volume | 0.34M | 0.51M |
| 3-Month Volatility | 42.10% | 36.86% |
| Beta | 0.86 | 1.69 |
Profitability
Return on Equity (TTM)
KSPI
67.04%
Consumer Finance Industry
- Max
- 32.87%
- Q3
- 21.72%
- Median
- 12.80%
- Q1
- 9.07%
- Min
- -3.88%
KSPI’s Return on Equity of 67.04% is exceptionally high, placing it well beyond the typical range for the Consumer Finance industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
ZBRA
15.38%
Electronic Equipment, Instruments & Components Industry
- Max
- 21.57%
- Q3
- 13.27%
- Median
- 8.55%
- Q1
- 4.42%
- Min
- -4.21%
In the upper quartile for the Electronic Equipment, Instruments & Components industry, ZBRA’s Return on Equity of 15.38% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Net Profit Margin (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 19.68%
- Q3
- 17.11%
- Median
- 13.55%
- Q1
- 9.71%
- Min
- -0.75%
Net Profit Margin data for KSPI is currently unavailable.
ZBRA
10.56%
Electronic Equipment, Instruments & Components Industry
- Max
- 17.31%
- Q3
- 10.85%
- Median
- 7.26%
- Q1
- 3.13%
- Min
- -3.00%
ZBRA’s Net Profit Margin of 10.56% is aligned with the median group of its peers in the Electronic Equipment, Instruments & Components industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 50.11%
- Q3
- 32.02%
- Median
- 19.92%
- Q1
- 14.90%
- Min
- -5.45%
Operating Profit Margin data for KSPI is currently unavailable.
ZBRA
15.30%
Electronic Equipment, Instruments & Components Industry
- Max
- 30.04%
- Q3
- 15.08%
- Median
- 9.55%
- Q1
- 4.27%
- Min
- -3.83%
An Operating Profit Margin of 15.30% places ZBRA in the upper quartile for the Electronic Equipment, Instruments & Components industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | KSPI | ZBRA |
|---|---|---|
| Return on Equity (TTM) | 67.04% | 15.38% |
| Return on Assets (TTM) | 12.37% | 6.96% |
| Net Profit Margin (TTM) | -- | 10.56% |
| Operating Profit Margin (TTM) | -- | 15.30% |
| Gross Profit Margin (TTM) | -- | 48.59% |
Financial Strength
Current Ratio (MRQ)
KSPI
--
Consumer Finance Industry
- Max
- 7.85
- Q3
- 4.26
- Median
- 2.28
- Q1
- 0.82
- Min
- 0.07
For the Consumer Finance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
ZBRA
1.46
Electronic Equipment, Instruments & Components Industry
- Max
- 4.57
- Q3
- 2.85
- Median
- 2.03
- Q1
- 1.51
- Min
- 0.62
ZBRA’s Current Ratio of 1.46 falls into the lower quartile for the Electronic Equipment, Instruments & Components industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
Debt-to-Equity Ratio (MRQ)
KSPI
0.29
Consumer Finance Industry
- Max
- 6.63
- Q3
- 3.60
- Median
- 2.40
- Q1
- 0.99
- Min
- 0.23
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Consumer Finance industry.
ZBRA
0.60
Electronic Equipment, Instruments & Components Industry
- Max
- 1.14
- Q3
- 0.54
- Median
- 0.30
- Q1
- 0.11
- Min
- 0.00
ZBRA’s leverage is in the upper quartile of the Electronic Equipment, Instruments & Components industry, with a Debt-to-Equity Ratio of 0.60. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.
Interest Coverage Ratio (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 49.63
- Q3
- 28.11
- Median
- 4.75
- Q1
- 2.86
- Min
- -15.69
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Consumer Finance industry.
ZBRA
7.83
Electronic Equipment, Instruments & Components Industry
- Max
- 79.05
- Q3
- 36.62
- Median
- 12.51
- Q1
- 3.72
- Min
- -18.73
ZBRA’s Interest Coverage Ratio of 7.83 is positioned comfortably within the norm for the Electronic Equipment, Instruments & Components industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | KSPI | ZBRA |
|---|---|---|
| Current Ratio (MRQ) | -- | 1.46 |
| Quick Ratio (MRQ) | -- | 0.98 |
| Debt-to-Equity Ratio (MRQ) | 0.29 | 0.60 |
| Interest Coverage Ratio (TTM) | -- | 7.83 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
KSPI
3.68%
Consumer Finance Industry
- Max
- 7.21%
- Q3
- 3.38%
- Median
- 2.39%
- Q1
- 0.67%
- Min
- 0.00%
With a Dividend Yield of 3.68%, KSPI offers a more attractive income stream than most of its peers in the Consumer Finance industry, signaling a strong commitment to shareholder returns.
ZBRA
0.00%
Electronic Equipment, Instruments & Components Industry
- Max
- 5.36%
- Q3
- 2.53%
- Median
- 1.28%
- Q1
- 0.16%
- Min
- 0.00%
ZBRA currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
Dividend Payout Ratio (TTM)
KSPI
78.77%
Consumer Finance Industry
- Max
- 145.89%
- Q3
- 88.89%
- Median
- 25.97%
- Q1
- 9.25%
- Min
- 0.00%
KSPI’s Dividend Payout Ratio of 78.77% is within the typical range for the Consumer Finance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
ZBRA
0.00%
Electronic Equipment, Instruments & Components Industry
- Max
- 218.94%
- Q3
- 90.25%
- Median
- 38.81%
- Q1
- 3.69%
- Min
- 0.00%
ZBRA has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
Dividend at a Glance
| Symbol | KSPI | ZBRA |
|---|---|---|
| Dividend Yield (TTM) | 3.68% | 0.00% |
| Dividend Payout Ratio (TTM) | 78.77% | 0.00% |
Valuation
Price-to-Earnings Ratio (TTM)
KSPI
8.02
Consumer Finance Industry
- Max
- 35.93
- Q3
- 20.63
- Median
- 12.65
- Q1
- 9.73
- Min
- 3.96
In the lower quartile for the Consumer Finance industry, KSPI’s P/E Ratio of 8.02 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
ZBRA
27.45
Electronic Equipment, Instruments & Components Industry
- Max
- 74.74
- Q3
- 42.40
- Median
- 26.55
- Q1
- 20.05
- Min
- 10.12
ZBRA’s P/E Ratio of 27.45 is within the middle range for the Electronic Equipment, Instruments & Components industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 3.79
- Q3
- 2.71
- Median
- 1.91
- Q1
- 1.14
- Min
- 0.61
P/S Ratio data for KSPI is currently unavailable.
ZBRA
2.90
Electronic Equipment, Instruments & Components Industry
- Max
- 6.79
- Q3
- 3.58
- Median
- 2.05
- Q1
- 1.29
- Min
- 0.20
ZBRA’s P/S Ratio of 2.90 aligns with the market consensus for the Electronic Equipment, Instruments & Components industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
Price-to-Book Ratio (MRQ)
KSPI
4.67
Consumer Finance Industry
- Max
- 3.80
- Q3
- 2.83
- Median
- 2.02
- Q1
- 1.18
- Min
- 0.26
At 4.67, KSPI’s P/B Ratio is at an extreme premium to the Consumer Finance industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
ZBRA
4.34
Electronic Equipment, Instruments & Components Industry
- Max
- 6.92
- Q3
- 3.80
- Median
- 2.23
- Q1
- 1.42
- Min
- 0.44
ZBRA’s P/B Ratio of 4.34 is in the upper tier for the Electronic Equipment, Instruments & Components industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
Valuation at a Glance
| Symbol | KSPI | ZBRA |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 8.02 | 27.45 |
| Price-to-Sales Ratio (TTM) | -- | 2.90 |
| Price-to-Book Ratio (MRQ) | 4.67 | 4.34 |
| Price-to-Free Cash Flow Ratio (TTM) | 10.73 | 17.63 |