KSPI vs. TXN: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at KSPI and TXN, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
KSPI trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, TXN is a standard domestic listing.
| Symbol | KSPI | TXN |
|---|---|---|
| Company Name | Joint Stock Company Kaspi.kz | Texas Instruments Incorporated |
| Country | Kazakhstan | United States |
| GICS Sector | Financials | Information Technology |
| GICS Industry | Consumer Finance | Semiconductors & Semiconductor Equipment |
| Market Capitalization | 17.98 billion USD | 187.25 billion USD |
| Exchange | NasdaqGS | NasdaqGS |
| Listing Date | January 19, 2024 | June 1, 1972 |
| Security Type | ADR | Common Stock |
Historical Performance
This chart compares the performance of KSPI and TXN by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | KSPI | TXN |
|---|---|---|
| 5-Day Price Return | -1.65% | 5.12% |
| 13-Week Price Return | 14.35% | 14.29% |
| 26-Week Price Return | -11.23% | 4.92% |
| 52-Week Price Return | -25.61% | 1.08% |
| Month-to-Date Return | 17.26% | 13.76% |
| Year-to-Date Return | -2.31% | 9.84% |
| 10-Day Avg. Volume | 0.24M | 5.60M |
| 3-Month Avg. Volume | 0.30M | 7.00M |
| 3-Month Volatility | 41.41% | 36.59% |
| Beta | 0.89 | 1.03 |
Profitability
Return on Equity (TTM)
KSPI
74.52%
Consumer Finance Industry
- Max
- 32.87%
- Q3
- 20.39%
- Median
- 14.14%
- Q1
- 7.64%
- Min
- -10.63%
KSPI’s Return on Equity of 74.52% is exceptionally high, placing it well beyond the typical range for the Consumer Finance industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
TXN
30.10%
Semiconductors & Semiconductor Equipment Industry
- Max
- 52.74%
- Q3
- 23.49%
- Median
- 11.60%
- Q1
- 3.23%
- Min
- -20.69%
In the upper quartile for the Semiconductors & Semiconductor Equipment industry, TXN’s Return on Equity of 30.10% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Net Profit Margin (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 19.68%
- Q3
- 15.94%
- Median
- 13.37%
- Q1
- 9.73%
- Min
- 3.66%
Net Profit Margin data for KSPI is currently unavailable.
TXN
30.23%
Semiconductors & Semiconductor Equipment Industry
- Max
- 44.17%
- Q3
- 22.38%
- Median
- 11.95%
- Q1
- 3.21%
- Min
- -25.16%
A Net Profit Margin of 30.23% places TXN in the upper quartile for the Semiconductors & Semiconductor Equipment industry, signifying strong profitability and more effective cost management than most of its peers.
Operating Profit Margin (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 50.11%
- Q3
- 29.38%
- Median
- 18.31%
- Q1
- 14.26%
- Min
- -5.45%
Operating Profit Margin data for KSPI is currently unavailable.
TXN
34.89%
Semiconductors & Semiconductor Equipment Industry
- Max
- 58.03%
- Q3
- 27.84%
- Median
- 12.45%
- Q1
- 5.15%
- Min
- -28.61%
An Operating Profit Margin of 34.89% places TXN in the upper quartile for the Semiconductors & Semiconductor Equipment industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | KSPI | TXN |
|---|---|---|
| Return on Equity (TTM) | 74.52% | 30.10% |
| Return on Assets (TTM) | 13.24% | 14.45% |
| Net Profit Margin (TTM) | -- | 30.23% |
| Operating Profit Margin (TTM) | -- | 34.89% |
| Gross Profit Margin (TTM) | -- | 58.03% |
Financial Strength
Current Ratio (MRQ)
KSPI
--
Consumer Finance Industry
- Max
- 5.34
- Q3
- 4.21
- Median
- 2.67
- Q1
- 0.71
- Min
- 0.20
For the Consumer Finance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
TXN
5.81
Semiconductors & Semiconductor Equipment Industry
- Max
- 8.42
- Q3
- 4.70
- Median
- 2.75
- Q1
- 2.07
- Min
- 1.04
TXN’s Current Ratio of 5.81 is in the upper quartile for the Semiconductors & Semiconductor Equipment industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.
Debt-to-Equity Ratio (MRQ)
KSPI
0.23
Consumer Finance Industry
- Max
- 6.63
- Q3
- 3.39
- Median
- 2.21
- Q1
- 0.94
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Consumer Finance industry.
TXN
0.86
Semiconductors & Semiconductor Equipment Industry
- Max
- 1.09
- Q3
- 0.45
- Median
- 0.22
- Q1
- 0.01
- Min
- 0.00
TXN’s leverage is in the upper quartile of the Semiconductors & Semiconductor Equipment industry, with a Debt-to-Equity Ratio of 0.86. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.
Interest Coverage Ratio (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 49.63
- Q3
- 39.33
- Median
- 4.56
- Q1
- 2.97
- Min
- -15.69
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Consumer Finance industry.
TXN
11.73
Semiconductors & Semiconductor Equipment Industry
- Max
- 174.00
- Q3
- 81.10
- Median
- 27.22
- Q1
- 7.28
- Min
- -4.26
TXN’s Interest Coverage Ratio of 11.73 is positioned comfortably within the norm for the Semiconductors & Semiconductor Equipment industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | KSPI | TXN |
|---|---|---|
| Current Ratio (MRQ) | -- | 5.81 |
| Quick Ratio (MRQ) | -- | 2.93 |
| Debt-to-Equity Ratio (MRQ) | 0.23 | 0.86 |
| Interest Coverage Ratio (TTM) | -- | 11.73 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
KSPI
6.73%
Consumer Finance Industry
- Max
- 8.31%
- Q3
- 3.93%
- Median
- 2.51%
- Q1
- 0.84%
- Min
- 0.00%
With a Dividend Yield of 6.73%, KSPI offers a more attractive income stream than most of its peers in the Consumer Finance industry, signaling a strong commitment to shareholder returns.
TXN
2.73%
Semiconductors & Semiconductor Equipment Industry
- Max
- 4.16%
- Q3
- 1.78%
- Median
- 0.74%
- Q1
- 0.00%
- Min
- 0.00%
With a Dividend Yield of 2.73%, TXN offers a more attractive income stream than most of its peers in the Semiconductors & Semiconductor Equipment industry, signaling a strong commitment to shareholder returns.
Dividend Payout Ratio (TTM)
KSPI
78.77%
Consumer Finance Industry
- Max
- 145.89%
- Q3
- 88.53%
- Median
- 23.79%
- Q1
- 0.00%
- Min
- 0.00%
KSPI’s Dividend Payout Ratio of 78.77% is within the typical range for the Consumer Finance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
TXN
97.20%
Semiconductors & Semiconductor Equipment Industry
- Max
- 196.12%
- Q3
- 87.72%
- Median
- 26.57%
- Q1
- 0.00%
- Min
- 0.00%
TXN’s Dividend Payout Ratio of 97.20% is in the upper quartile for the Semiconductors & Semiconductor Equipment industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.
Dividend at a Glance
| Symbol | KSPI | TXN |
|---|---|---|
| Dividend Yield (TTM) | 6.73% | 2.73% |
| Dividend Payout Ratio (TTM) | 78.77% | 97.20% |
Valuation
Price-to-Earnings Ratio (TTM)
KSPI
8.93
Consumer Finance Industry
- Max
- 34.39
- Q3
- 20.36
- Median
- 13.05
- Q1
- 9.29
- Min
- 4.74
In the lower quartile for the Consumer Finance industry, KSPI’s P/E Ratio of 8.93 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
TXN
35.59
Semiconductors & Semiconductor Equipment Industry
- Max
- 109.37
- Q3
- 57.11
- Median
- 28.95
- Q1
- 22.13
- Min
- 11.14
TXN’s P/E Ratio of 35.59 is within the middle range for the Semiconductors & Semiconductor Equipment industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 4.28
- Q3
- 2.67
- Median
- 1.88
- Q1
- 1.15
- Min
- 0.55
P/S Ratio data for KSPI is currently unavailable.
TXN
10.76
Semiconductors & Semiconductor Equipment Industry
- Max
- 16.09
- Q3
- 10.10
- Median
- 4.82
- Q1
- 2.60
- Min
- 0.93
TXN’s P/S Ratio of 10.76 is in the upper echelon for the Semiconductors & Semiconductor Equipment industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
Price-to-Book Ratio (MRQ)
KSPI
5.70
Consumer Finance Industry
- Max
- 3.63
- Q3
- 2.40
- Median
- 1.96
- Q1
- 1.16
- Min
- 0.26
At 5.70, KSPI’s P/B Ratio is at an extreme premium to the Consumer Finance industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
TXN
11.50
Semiconductors & Semiconductor Equipment Industry
- Max
- 13.56
- Q3
- 6.75
- Median
- 3.68
- Q1
- 1.89
- Min
- 0.60
TXN’s P/B Ratio of 11.50 is in the upper tier for the Semiconductors & Semiconductor Equipment industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
Valuation at a Glance
| Symbol | KSPI | TXN |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 8.93 | 35.59 |
| Price-to-Sales Ratio (TTM) | -- | 10.76 |
| Price-to-Book Ratio (MRQ) | 5.70 | 11.50 |
| Price-to-Free Cash Flow Ratio (TTM) | 14.23 | 100.96 |