KSPI vs. TEL: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at KSPI and TEL, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
KSPI trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, TEL is a standard domestic listing.
| Symbol | KSPI | TEL |
|---|---|---|
| Company Name | Joint Stock Company Kaspi.kz | TE Connectivity plc |
| Country | Kazakhstan | Ireland |
| GICS Sector | Financials | Information Technology |
| GICS Industry | Consumer Finance | Electronic Equipment, Instruments & Components |
| Market Capitalization | 14.26 billion USD | 64.49 billion USD |
| Exchange | NasdaqGS | NYSE |
| Listing Date | January 19, 2024 | June 14, 2007 |
| Security Type | ADR | Common Stock |
Historical Performance
This chart compares the performance of KSPI and TEL by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | KSPI | TEL |
|---|---|---|
| 5-Day Price Return | -3.15% | -9.62% |
| 13-Week Price Return | -21.82% | 7.08% |
| 26-Week Price Return | -16.45% | 31.69% |
| 52-Week Price Return | -34.94% | 45.96% |
| Month-to-Date Return | -4.48% | -13.17% |
| Year-to-Date Return | -24.57% | 50.02% |
| 10-Day Avg. Volume | 0.60M | 2.14M |
| 3-Month Avg. Volume | 0.49M | 1.88M |
| 3-Month Volatility | 26.31% | 25.51% |
| Beta | 0.85 | 1.29 |
Profitability
Return on Equity (TTM)
KSPI
67.04%
Consumer Finance Industry
- Max
- 33.41%
- Q3
- 22.03%
- Median
- 12.81%
- Q1
- 8.65%
- Min
- -3.88%
KSPI’s Return on Equity of 67.04% is exceptionally high, placing it well beyond the typical range for the Consumer Finance industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
TEL
14.90%
Electronic Equipment, Instruments & Components Industry
- Max
- 25.62%
- Q3
- 13.32%
- Median
- 9.23%
- Q1
- 4.70%
- Min
- -3.60%
In the upper quartile for the Electronic Equipment, Instruments & Components industry, TEL’s Return on Equity of 14.90% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Net Profit Margin (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 19.71%
- Q3
- 16.62%
- Median
- 13.26%
- Q1
- 9.70%
- Min
- 3.25%
Net Profit Margin data for KSPI is currently unavailable.
TEL
10.67%
Electronic Equipment, Instruments & Components Industry
- Max
- 18.22%
- Q3
- 10.34%
- Median
- 7.81%
- Q1
- 3.28%
- Min
- -4.57%
A Net Profit Margin of 10.67% places TEL in the upper quartile for the Electronic Equipment, Instruments & Components industry, signifying strong profitability and more effective cost management than most of its peers.
Operating Profit Margin (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 40.60%
- Q3
- 26.23%
- Median
- 18.39%
- Q1
- 14.99%
- Min
- 2.71%
Operating Profit Margin data for KSPI is currently unavailable.
TEL
18.60%
Electronic Equipment, Instruments & Components Industry
- Max
- 26.64%
- Q3
- 15.10%
- Median
- 9.55%
- Q1
- 4.57%
- Min
- -7.07%
An Operating Profit Margin of 18.60% places TEL in the upper quartile for the Electronic Equipment, Instruments & Components industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | KSPI | TEL |
|---|---|---|
| Return on Equity (TTM) | 67.04% | 14.90% |
| Return on Assets (TTM) | 12.37% | 7.67% |
| Net Profit Margin (TTM) | -- | 10.67% |
| Operating Profit Margin (TTM) | -- | 18.60% |
| Gross Profit Margin (TTM) | -- | 35.22% |
Financial Strength
Current Ratio (MRQ)
KSPI
--
Consumer Finance Industry
- Max
- 7.85
- Q3
- 4.55
- Median
- 2.28
- Q1
- 0.81
- Min
- 0.03
For the Consumer Finance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
TEL
1.56
Electronic Equipment, Instruments & Components Industry
- Max
- 5.52
- Q3
- 3.20
- Median
- 2.02
- Q1
- 1.51
- Min
- 0.33
TEL’s Current Ratio of 1.56 aligns with the median group of the Electronic Equipment, Instruments & Components industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
KSPI
0.29
Consumer Finance Industry
- Max
- 6.61
- Q3
- 4.27
- Median
- 2.40
- Q1
- 0.99
- Min
- 0.26
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Consumer Finance industry.
TEL
0.45
Electronic Equipment, Instruments & Components Industry
- Max
- 1.12
- Q3
- 0.55
- Median
- 0.33
- Q1
- 0.10
- Min
- 0.00
TEL’s Debt-to-Equity Ratio of 0.45 is typical for the Electronic Equipment, Instruments & Components industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 49.63
- Q3
- 33.37
- Median
- 4.75
- Q1
- 3.20
- Min
- -15.69
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Consumer Finance industry.
TEL
114.40
Electronic Equipment, Instruments & Components Industry
- Max
- 114.40
- Q3
- 51.32
- Median
- 14.03
- Q1
- 3.74
- Min
- -61.15
TEL’s Interest Coverage Ratio of 114.40 is in the upper quartile for the Electronic Equipment, Instruments & Components industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.
Financial Strength at a Glance
| Symbol | KSPI | TEL |
|---|---|---|
| Current Ratio (MRQ) | -- | 1.56 |
| Quick Ratio (MRQ) | -- | 0.91 |
| Debt-to-Equity Ratio (MRQ) | 0.29 | 0.45 |
| Interest Coverage Ratio (TTM) | -- | 114.40 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
KSPI
4.39%
Consumer Finance Industry
- Max
- 7.23%
- Q3
- 3.63%
- Median
- 2.52%
- Q1
- 0.66%
- Min
- 0.00%
With a Dividend Yield of 4.39%, KSPI offers a more attractive income stream than most of its peers in the Consumer Finance industry, signaling a strong commitment to shareholder returns.
TEL
1.27%
Electronic Equipment, Instruments & Components Industry
- Max
- 5.16%
- Q3
- 2.39%
- Median
- 1.18%
- Q1
- 0.12%
- Min
- 0.00%
TEL’s Dividend Yield of 1.27% is consistent with its peers in the Electronic Equipment, Instruments & Components industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
KSPI
78.77%
Consumer Finance Industry
- Max
- 145.89%
- Q3
- 95.63%
- Median
- 21.64%
- Q1
- 0.00%
- Min
- 0.00%
KSPI’s Dividend Payout Ratio of 78.77% is within the typical range for the Consumer Finance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
TEL
43.59%
Electronic Equipment, Instruments & Components Industry
- Max
- 197.57%
- Q3
- 87.33%
- Median
- 36.23%
- Q1
- 3.99%
- Min
- 0.00%
TEL’s Dividend Payout Ratio of 43.59% is within the typical range for the Electronic Equipment, Instruments & Components industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | KSPI | TEL |
|---|---|---|
| Dividend Yield (TTM) | 4.39% | 1.27% |
| Dividend Payout Ratio (TTM) | 78.77% | 43.59% |
Valuation
Price-to-Earnings Ratio (TTM)
KSPI
6.73
Consumer Finance Industry
- Max
- 31.44
- Q3
- 20.75
- Median
- 13.78
- Q1
- 9.09
- Min
- 2.96
In the lower quartile for the Consumer Finance industry, KSPI’s P/E Ratio of 6.73 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
TEL
34.26
Electronic Equipment, Instruments & Components Industry
- Max
- 71.05
- Q3
- 42.87
- Median
- 27.84
- Q1
- 19.17
- Min
- 7.73
TEL’s P/E Ratio of 34.26 is within the middle range for the Electronic Equipment, Instruments & Components industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 4.05
- Q3
- 2.65
- Median
- 1.91
- Q1
- 1.12
- Min
- 0.59
P/S Ratio data for KSPI is currently unavailable.
TEL
3.66
Electronic Equipment, Instruments & Components Industry
- Max
- 7.81
- Q3
- 4.01
- Median
- 2.09
- Q1
- 1.25
- Min
- 0.16
TEL’s P/S Ratio of 3.66 aligns with the market consensus for the Electronic Equipment, Instruments & Components industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
Price-to-Book Ratio (MRQ)
KSPI
4.43
Consumer Finance Industry
- Max
- 4.46
- Q3
- 2.65
- Median
- 1.92
- Q1
- 1.15
- Min
- 0.25
KSPI’s P/B Ratio of 4.43 is in the upper tier for the Consumer Finance industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
TEL
5.10
Electronic Equipment, Instruments & Components Industry
- Max
- 7.49
- Q3
- 4.09
- Median
- 2.35
- Q1
- 1.55
- Min
- 0.44
TEL’s P/B Ratio of 5.10 is in the upper tier for the Electronic Equipment, Instruments & Components industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
Valuation at a Glance
| Symbol | KSPI | TEL |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 6.73 | 34.26 |
| Price-to-Sales Ratio (TTM) | -- | 3.66 |
| Price-to-Book Ratio (MRQ) | 4.43 | 5.10 |
| Price-to-Free Cash Flow Ratio (TTM) | 9.00 | 19.70 |