KSPI vs. STM: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at KSPI and STM, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
Both KSPI and STM offer U.S. investors access to foreign companies, with KSPI trading as an American Depositary Receipt (ADR) and STM as New York Registered Shares.
| Symbol | KSPI | STM |
|---|---|---|
| Company Name | Joint Stock Company Kaspi.kz | STMicroelectronics N.V. |
| Country | Kazakhstan | Netherlands |
| GICS Sector | Financials | Information Technology |
| GICS Industry | Consumer Finance | Semiconductors & Semiconductor Equipment |
| Market Capitalization | 16.30 billion USD | 25.49 billion USD |
| Exchange | NasdaqGS | NYSE |
| Listing Date | January 19, 2024 | December 8, 1994 |
| Security Type | ADR | NY Reg Shrs |
Historical Performance
This chart compares the performance of KSPI and STM by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | KSPI | STM |
|---|---|---|
| 5-Day Price Return | -3.20% | -0.95% |
| 13-Week Price Return | -3.78% | -12.24% |
| 26-Week Price Return | -13.34% | 20.45% |
| 52-Week Price Return | -20.69% | -6.56% |
| Month-to-Date Return | -13.07% | 1.01% |
| Year-to-Date Return | -13.76% | -0.76% |
| 10-Day Avg. Volume | 0.46M | 2.34M |
| 3-Month Avg. Volume | 0.32M | 2.52M |
| 3-Month Volatility | 41.83% | 46.18% |
| Beta | 0.86 | 1.19 |
Profitability
Return on Equity (TTM)
KSPI
67.04%
Consumer Finance Industry
- Max
- 32.87%
- Q3
- 21.72%
- Median
- 12.80%
- Q1
- 9.07%
- Min
- -3.88%
KSPI’s Return on Equity of 67.04% is exceptionally high, placing it well beyond the typical range for the Consumer Finance industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
STM
4.88%
Semiconductors & Semiconductor Equipment Industry
- Max
- 47.13%
- Q3
- 23.50%
- Median
- 9.94%
- Q1
- 0.86%
- Min
- -20.69%
STM’s Return on Equity of 4.88% is on par with the norm for the Semiconductors & Semiconductor Equipment industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 19.68%
- Q3
- 17.11%
- Median
- 13.55%
- Q1
- 9.71%
- Min
- -0.75%
Net Profit Margin data for KSPI is currently unavailable.
STM
7.65%
Semiconductors & Semiconductor Equipment Industry
- Max
- 52.41%
- Q3
- 23.88%
- Median
- 10.17%
- Q1
- 1.21%
- Min
- -32.15%
STM’s Net Profit Margin of 7.65% is aligned with the median group of its peers in the Semiconductors & Semiconductor Equipment industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 50.11%
- Q3
- 32.02%
- Median
- 19.92%
- Q1
- 14.90%
- Min
- -5.45%
Operating Profit Margin data for KSPI is currently unavailable.
STM
6.17%
Semiconductors & Semiconductor Equipment Industry
- Max
- 58.09%
- Q3
- 27.54%
- Median
- 11.18%
- Q1
- 3.31%
- Min
- -28.36%
STM’s Operating Profit Margin of 6.17% is around the midpoint for the Semiconductors & Semiconductor Equipment industry, indicating that its efficiency in managing core business operations is typical for the sector.
Profitability at a Glance
| Symbol | KSPI | STM |
|---|---|---|
| Return on Equity (TTM) | 67.04% | 4.88% |
| Return on Assets (TTM) | 12.37% | 3.47% |
| Net Profit Margin (TTM) | -- | 7.65% |
| Operating Profit Margin (TTM) | -- | 6.17% |
| Gross Profit Margin (TTM) | -- | 32.96% |
Financial Strength
Current Ratio (MRQ)
KSPI
--
Consumer Finance Industry
- Max
- 7.85
- Q3
- 4.26
- Median
- 2.28
- Q1
- 0.82
- Min
- 0.07
For the Consumer Finance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
STM
2.32
Semiconductors & Semiconductor Equipment Industry
- Max
- 6.58
- Q3
- 4.24
- Median
- 2.73
- Q1
- 2.13
- Min
- 1.02
STM’s Current Ratio of 2.32 aligns with the median group of the Semiconductors & Semiconductor Equipment industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
KSPI
0.29
Consumer Finance Industry
- Max
- 6.63
- Q3
- 3.60
- Median
- 2.40
- Q1
- 0.99
- Min
- 0.23
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Consumer Finance industry.
STM
0.15
Semiconductors & Semiconductor Equipment Industry
- Max
- 1.09
- Q3
- 0.48
- Median
- 0.25
- Q1
- 0.01
- Min
- 0.00
STM’s Debt-to-Equity Ratio of 0.15 is typical for the Semiconductors & Semiconductor Equipment industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 49.63
- Q3
- 28.11
- Median
- 4.75
- Q1
- 2.86
- Min
- -15.69
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Consumer Finance industry.
STM
5.37
Semiconductors & Semiconductor Equipment Industry
- Max
- 174.00
- Q3
- 74.71
- Median
- 26.06
- Q1
- 6.43
- Min
- -7.80
In the lower quartile for the Semiconductors & Semiconductor Equipment industry, STM’s Interest Coverage Ratio of 5.37 indicates a tighter cushion for servicing debt, suggesting less financial flexibility than many of its competitors.
Financial Strength at a Glance
| Symbol | KSPI | STM |
|---|---|---|
| Current Ratio (MRQ) | -- | 2.32 |
| Quick Ratio (MRQ) | -- | 1.61 |
| Debt-to-Equity Ratio (MRQ) | 0.29 | 0.15 |
| Interest Coverage Ratio (TTM) | -- | 5.37 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
KSPI
3.58%
Consumer Finance Industry
- Max
- 7.21%
- Q3
- 3.38%
- Median
- 2.39%
- Q1
- 0.67%
- Min
- 0.00%
With a Dividend Yield of 3.58%, KSPI offers a more attractive income stream than most of its peers in the Consumer Finance industry, signaling a strong commitment to shareholder returns.
STM
1.28%
Semiconductors & Semiconductor Equipment Industry
- Max
- 3.72%
- Q3
- 1.51%
- Median
- 0.69%
- Q1
- 0.00%
- Min
- 0.00%
STM’s Dividend Yield of 1.28% is consistent with its peers in the Semiconductors & Semiconductor Equipment industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
KSPI
78.77%
Consumer Finance Industry
- Max
- 145.89%
- Q3
- 88.89%
- Median
- 25.97%
- Q1
- 9.25%
- Min
- 0.00%
KSPI’s Dividend Payout Ratio of 78.77% is within the typical range for the Consumer Finance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
STM
35.28%
Semiconductors & Semiconductor Equipment Industry
- Max
- 205.27%
- Q3
- 88.01%
- Median
- 27.13%
- Q1
- 0.00%
- Min
- 0.00%
STM’s Dividend Payout Ratio of 35.28% is within the typical range for the Semiconductors & Semiconductor Equipment industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | KSPI | STM |
|---|---|---|
| Dividend Yield (TTM) | 3.58% | 1.28% |
| Dividend Payout Ratio (TTM) | 78.77% | 35.28% |
Valuation
Price-to-Earnings Ratio (TTM)
KSPI
8.25
Consumer Finance Industry
- Max
- 35.93
- Q3
- 20.63
- Median
- 12.65
- Q1
- 9.73
- Min
- 3.96
In the lower quartile for the Consumer Finance industry, KSPI’s P/E Ratio of 8.25 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
STM
27.49
Semiconductors & Semiconductor Equipment Industry
- Max
- 106.30
- Q3
- 61.93
- Median
- 38.96
- Q1
- 23.71
- Min
- 13.06
STM’s P/E Ratio of 27.49 is within the middle range for the Semiconductors & Semiconductor Equipment industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 3.79
- Q3
- 2.71
- Median
- 1.91
- Q1
- 1.14
- Min
- 0.61
P/S Ratio data for KSPI is currently unavailable.
STM
2.10
Semiconductors & Semiconductor Equipment Industry
- Max
- 19.99
- Q3
- 10.21
- Median
- 5.23
- Q1
- 2.88
- Min
- 1.13
In the lower quartile for the Semiconductors & Semiconductor Equipment industry, STM’s P/S Ratio of 2.10 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
Price-to-Book Ratio (MRQ)
KSPI
4.68
Consumer Finance Industry
- Max
- 3.80
- Q3
- 2.83
- Median
- 2.02
- Q1
- 1.18
- Min
- 0.26
At 4.68, KSPI’s P/B Ratio is at an extreme premium to the Consumer Finance industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
STM
1.48
Semiconductors & Semiconductor Equipment Industry
- Max
- 14.22
- Q3
- 6.94
- Median
- 4.29
- Q1
- 1.99
- Min
- 0.67
STM’s P/B Ratio of 1.48 is in the lower quartile for the Semiconductors & Semiconductor Equipment industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
Valuation at a Glance
| Symbol | KSPI | STM |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 8.25 | 27.49 |
| Price-to-Sales Ratio (TTM) | -- | 2.10 |
| Price-to-Book Ratio (MRQ) | 4.68 | 1.48 |
| Price-to-Free Cash Flow Ratio (TTM) | 11.03 | 277.00 |