Seek Returns logo

KSPI vs. NTAP: A Head-to-Head Stock Comparison

Updated on

Here’s a clear look at KSPI and NTAP, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

KSPI trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, NTAP is a standard domestic listing.

SymbolKSPINTAP
Company NameJoint Stock Company Kaspi.kzNetApp, Inc.
CountryKazakhstanUnited States
GICS SectorFinancialsInformation Technology
GICS IndustryConsumer FinanceTechnology Hardware, Storage & Peripherals
Market Capitalization14.73 billion USD21.60 billion USD
ExchangeNasdaqGSNasdaqGS
Listing DateJanuary 19, 2024November 21, 1995
Security TypeADRCommon Stock

Historical Performance

This chart compares the performance of KSPI and NTAP by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

KSPI vs. NTAP: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolKSPINTAP
5-Day Price Return0.15%-2.72%
13-Week Price Return-22.55%0.60%
26-Week Price Return-8.65%9.96%
52-Week Price Return-34.45%-8.56%
Month-to-Date Return-1.38%-7.08%
Year-to-Date Return-22.12%-5.72%
10-Day Avg. Volume0.55M1.85M
3-Month Avg. Volume0.48M1.88M
3-Month Volatility27.13%28.14%
Beta0.841.38

Profitability

Return on Equity (TTM)

KSPI

67.04%

Consumer Finance Industry

Max
33.41%
Q3
22.03%
Median
12.81%
Q1
8.65%
Min
-3.88%

KSPI’s Return on Equity of 67.04% is exceptionally high, placing it well beyond the typical range for the Consumer Finance industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

NTAP

120.04%

Technology Hardware, Storage & Peripherals Industry

Max
56.93%
Q3
29.31%
Median
7.95%
Q1
5.02%
Min
-7.45%

NTAP’s Return on Equity of 120.04% is exceptionally high, placing it well beyond the typical range for the Technology Hardware, Storage & Peripherals industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

KSPI vs. NTAP: A comparison of their Return on Equity (TTM) against their respective Consumer Finance and Technology Hardware, Storage & Peripherals industry benchmarks.

Net Profit Margin (TTM)

KSPI

--

Consumer Finance Industry

Max
19.71%
Q3
16.62%
Median
13.26%
Q1
9.70%
Min
3.25%

Net Profit Margin data for KSPI is currently unavailable.

NTAP

17.77%

Technology Hardware, Storage & Peripherals Industry

Max
17.92%
Q3
8.33%
Median
4.15%
Q1
1.88%
Min
-3.36%

A Net Profit Margin of 17.77% places NTAP in the upper quartile for the Technology Hardware, Storage & Peripherals industry, signifying strong profitability and more effective cost management than most of its peers.

KSPI vs. NTAP: A comparison of their Net Profit Margin (TTM) against their respective Consumer Finance and Technology Hardware, Storage & Peripherals industry benchmarks.

Operating Profit Margin (TTM)

KSPI

--

Consumer Finance Industry

Max
40.60%
Q3
26.23%
Median
18.39%
Q1
14.99%
Min
2.71%

Operating Profit Margin data for KSPI is currently unavailable.

NTAP

20.70%

Technology Hardware, Storage & Peripherals Industry

Max
20.70%
Q3
10.85%
Median
6.05%
Q1
3.54%
Min
-4.90%

An Operating Profit Margin of 20.70% places NTAP in the upper quartile for the Technology Hardware, Storage & Peripherals industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

KSPI vs. NTAP: A comparison of their Operating Profit Margin (TTM) against their respective Consumer Finance and Technology Hardware, Storage & Peripherals industry benchmarks.

Profitability at a Glance

SymbolKSPINTAP
Return on Equity (TTM)67.04%120.04%
Return on Assets (TTM)12.37%12.17%
Net Profit Margin (TTM)--17.77%
Operating Profit Margin (TTM)--20.70%
Gross Profit Margin (TTM)--70.00%

Financial Strength

Current Ratio (MRQ)

KSPI

--

Consumer Finance Industry

Max
7.85
Q3
4.55
Median
2.28
Q1
0.81
Min
0.03

For the Consumer Finance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

NTAP

1.31

Technology Hardware, Storage & Peripherals Industry

Max
2.51
Q3
1.90
Median
1.38
Q1
0.97
Min
0.11

NTAP’s Current Ratio of 1.31 aligns with the median group of the Technology Hardware, Storage & Peripherals industry, indicating that its short-term liquidity is in line with its sector peers.

KSPI vs. NTAP: A comparison of their Current Ratio (MRQ) against their respective Consumer Finance and Technology Hardware, Storage & Peripherals industry benchmarks.

Debt-to-Equity Ratio (MRQ)

KSPI

0.29

Consumer Finance Industry

Max
6.61
Q3
4.27
Median
2.40
Q1
0.99
Min
0.26

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Consumer Finance industry.

NTAP

2.55

Technology Hardware, Storage & Peripherals Industry

Max
1.34
Q3
0.82
Median
0.42
Q1
0.16
Min
0.00

With a Debt-to-Equity Ratio of 2.55, NTAP operates with exceptionally high leverage compared to the Technology Hardware, Storage & Peripherals industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.

KSPI vs. NTAP: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Consumer Finance and Technology Hardware, Storage & Peripherals industry benchmarks.

Interest Coverage Ratio (TTM)

KSPI

--

Consumer Finance Industry

Max
49.63
Q3
33.37
Median
4.75
Q1
3.20
Min
-15.69

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Consumer Finance industry.

NTAP

17.59

Technology Hardware, Storage & Peripherals Industry

Max
143.63
Q3
62.44
Median
17.59
Q1
5.32
Min
-23.93

NTAP’s Interest Coverage Ratio of 17.59 is positioned comfortably within the norm for the Technology Hardware, Storage & Peripherals industry, indicating a standard and healthy capacity to cover its interest payments.

KSPI vs. NTAP: A comparison of their Interest Coverage Ratio (TTM) against their respective Consumer Finance and Technology Hardware, Storage & Peripherals industry benchmarks.

Financial Strength at a Glance

SymbolKSPINTAP
Current Ratio (MRQ)--1.31
Quick Ratio (MRQ)--1.28
Debt-to-Equity Ratio (MRQ)0.292.55
Interest Coverage Ratio (TTM)--17.59

Growth

Revenue Growth

KSPI vs. NTAP: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

KSPI vs. NTAP: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

KSPI

4.30%

Consumer Finance Industry

Max
7.23%
Q3
3.63%
Median
2.52%
Q1
0.66%
Min
0.00%

With a Dividend Yield of 4.30%, KSPI offers a more attractive income stream than most of its peers in the Consumer Finance industry, signaling a strong commitment to shareholder returns.

NTAP

1.93%

Technology Hardware, Storage & Peripherals Industry

Max
4.93%
Q3
3.31%
Median
1.70%
Q1
0.01%
Min
0.00%

NTAP’s Dividend Yield of 1.93% is consistent with its peers in the Technology Hardware, Storage & Peripherals industry, providing a dividend return that is standard for its sector.

KSPI vs. NTAP: A comparison of their Dividend Yield (TTM) against their respective Consumer Finance and Technology Hardware, Storage & Peripherals industry benchmarks.

Dividend Payout Ratio (TTM)

KSPI

78.77%

Consumer Finance Industry

Max
145.89%
Q3
95.63%
Median
21.64%
Q1
0.00%
Min
0.00%

KSPI’s Dividend Payout Ratio of 78.77% is within the typical range for the Consumer Finance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

NTAP

35.95%

Technology Hardware, Storage & Peripherals Industry

Max
136.56%
Q3
76.58%
Median
35.95%
Q1
0.01%
Min
0.00%

NTAP’s Dividend Payout Ratio of 35.95% is within the typical range for the Technology Hardware, Storage & Peripherals industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

KSPI vs. NTAP: A comparison of their Dividend Payout Ratio (TTM) against their respective Consumer Finance and Technology Hardware, Storage & Peripherals industry benchmarks.

Dividend at a Glance

SymbolKSPINTAP
Dividend Yield (TTM)4.30%1.93%
Dividend Payout Ratio (TTM)78.77%35.95%

Valuation

Price-to-Earnings Ratio (TTM)

KSPI

6.88

Consumer Finance Industry

Max
31.44
Q3
20.75
Median
13.78
Q1
9.09
Min
2.96

In the lower quartile for the Consumer Finance industry, KSPI’s P/E Ratio of 6.88 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

NTAP

18.66

Technology Hardware, Storage & Peripherals Industry

Max
43.58
Q3
27.14
Median
21.23
Q1
15.28
Min
8.31

NTAP’s P/E Ratio of 18.66 is within the middle range for the Technology Hardware, Storage & Peripherals industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

KSPI vs. NTAP: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Consumer Finance and Technology Hardware, Storage & Peripherals industry benchmarks.

Price-to-Sales Ratio (TTM)

KSPI

--

Consumer Finance Industry

Max
4.05
Q3
2.65
Median
1.91
Q1
1.12
Min
0.59

P/S Ratio data for KSPI is currently unavailable.

NTAP

3.32

Technology Hardware, Storage & Peripherals Industry

Max
6.35
Q3
3.45
Median
0.96
Q1
0.46
Min
0.04

NTAP’s P/S Ratio of 3.32 aligns with the market consensus for the Technology Hardware, Storage & Peripherals industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

KSPI vs. NTAP: A comparison of their Price-to-Sales Ratio (TTM) against their respective Consumer Finance and Technology Hardware, Storage & Peripherals industry benchmarks.

Price-to-Book Ratio (MRQ)

KSPI

4.46

Consumer Finance Industry

Max
4.46
Q3
2.65
Median
1.92
Q1
1.15
Min
0.25

KSPI’s P/B Ratio of 4.46 is in the upper tier for the Consumer Finance industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

NTAP

21.54

Technology Hardware, Storage & Peripherals Industry

Max
13.94
Q3
8.15
Median
1.85
Q1
0.94
Min
0.32

At 21.54, NTAP’s P/B Ratio is at an extreme premium to the Technology Hardware, Storage & Peripherals industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

KSPI vs. NTAP: A comparison of their Price-to-Book Ratio (MRQ) against their respective Consumer Finance and Technology Hardware, Storage & Peripherals industry benchmarks.

Valuation at a Glance

SymbolKSPINTAP
Price-to-Earnings Ratio (TTM)6.8818.66
Price-to-Sales Ratio (TTM)--3.32
Price-to-Book Ratio (MRQ)4.4621.54
Price-to-Free Cash Flow Ratio (TTM)9.2013.18