KSPI vs. MU: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at KSPI and MU, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
KSPI trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, MU is a standard domestic listing.
| Symbol | KSPI | MU |
|---|---|---|
| Company Name | Joint Stock Company Kaspi.kz | Micron Technology, Inc. |
| Country | Kazakhstan | United States |
| GICS Sector | Financials | Information Technology |
| GICS Industry | Consumer Finance | Semiconductors & Semiconductor Equipment |
| Market Capitalization | 17.23 billion USD | 131.17 billion USD |
| Exchange | NasdaqGS | NasdaqGS |
| Listing Date | January 19, 2024 | June 1, 1984 |
| Security Type | ADR | Common Stock |
Historical Performance
This chart compares the performance of KSPI and MU by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | KSPI | MU |
|---|---|---|
| 5-Day Price Return | -5.84% | -6.45% |
| 13-Week Price Return | 5.61% | 18.81% |
| 26-Week Price Return | -17.32% | 22.53% |
| 52-Week Price Return | -29.51% | 7.90% |
| Month-to-Date Return | 14.46% | 7.39% |
| Year-to-Date Return | -4.65% | 39.27% |
| 10-Day Avg. Volume | 0.36M | 20.82M |
| 3-Month Avg. Volume | 0.30M | 21.56M |
| 3-Month Volatility | 42.48% | 39.01% |
| Beta | 0.88 | 1.52 |
Profitability
Return on Equity (TTM)
KSPI
74.52%
Consumer Finance Industry
- Max
- 32.87%
- Q3
- 20.39%
- Median
- 14.14%
- Q1
- 7.64%
- Min
- -10.63%
KSPI’s Return on Equity of 74.52% is exceptionally high, placing it well beyond the typical range for the Consumer Finance industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
MU
13.02%
Semiconductors & Semiconductor Equipment Industry
- Max
- 52.74%
- Q3
- 23.49%
- Median
- 11.60%
- Q1
- 3.23%
- Min
- -20.69%
MU’s Return on Equity of 13.02% is on par with the norm for the Semiconductors & Semiconductor Equipment industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 19.68%
- Q3
- 15.94%
- Median
- 13.37%
- Q1
- 9.73%
- Min
- 3.66%
Net Profit Margin data for KSPI is currently unavailable.
MU
18.41%
Semiconductors & Semiconductor Equipment Industry
- Max
- 44.17%
- Q3
- 22.38%
- Median
- 11.95%
- Q1
- 3.21%
- Min
- -25.16%
MU’s Net Profit Margin of 18.41% is aligned with the median group of its peers in the Semiconductors & Semiconductor Equipment industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 50.11%
- Q3
- 29.38%
- Median
- 18.31%
- Q1
- 14.26%
- Min
- -5.45%
Operating Profit Margin data for KSPI is currently unavailable.
MU
22.59%
Semiconductors & Semiconductor Equipment Industry
- Max
- 58.03%
- Q3
- 27.84%
- Median
- 12.45%
- Q1
- 5.15%
- Min
- -28.61%
MU’s Operating Profit Margin of 22.59% is around the midpoint for the Semiconductors & Semiconductor Equipment industry, indicating that its efficiency in managing core business operations is typical for the sector.
Profitability at a Glance
| Symbol | KSPI | MU |
|---|---|---|
| Return on Equity (TTM) | 74.52% | 13.02% |
| Return on Assets (TTM) | 13.24% | 8.52% |
| Net Profit Margin (TTM) | -- | 18.41% |
| Operating Profit Margin (TTM) | -- | 22.59% |
| Gross Profit Margin (TTM) | -- | 37.13% |
Financial Strength
Current Ratio (MRQ)
KSPI
--
Consumer Finance Industry
- Max
- 5.34
- Q3
- 4.21
- Median
- 2.67
- Q1
- 0.71
- Min
- 0.20
For the Consumer Finance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
MU
2.75
Semiconductors & Semiconductor Equipment Industry
- Max
- 8.42
- Q3
- 4.70
- Median
- 2.75
- Q1
- 2.07
- Min
- 1.04
MU’s Current Ratio of 2.75 aligns with the median group of the Semiconductors & Semiconductor Equipment industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
KSPI
0.23
Consumer Finance Industry
- Max
- 6.63
- Q3
- 3.39
- Median
- 2.21
- Q1
- 0.94
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Consumer Finance industry.
MU
0.31
Semiconductors & Semiconductor Equipment Industry
- Max
- 1.09
- Q3
- 0.45
- Median
- 0.22
- Q1
- 0.01
- Min
- 0.00
MU’s Debt-to-Equity Ratio of 0.31 is typical for the Semiconductors & Semiconductor Equipment industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 49.63
- Q3
- 39.33
- Median
- 4.56
- Q1
- 2.97
- Min
- -15.69
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Consumer Finance industry.
MU
20.08
Semiconductors & Semiconductor Equipment Industry
- Max
- 174.00
- Q3
- 81.10
- Median
- 27.22
- Q1
- 7.28
- Min
- -4.26
MU’s Interest Coverage Ratio of 20.08 is positioned comfortably within the norm for the Semiconductors & Semiconductor Equipment industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | KSPI | MU |
|---|---|---|
| Current Ratio (MRQ) | -- | 2.75 |
| Quick Ratio (MRQ) | -- | 1.89 |
| Debt-to-Equity Ratio (MRQ) | 0.23 | 0.31 |
| Interest Coverage Ratio (TTM) | -- | 20.08 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
KSPI
6.73%
Consumer Finance Industry
- Max
- 8.31%
- Q3
- 3.93%
- Median
- 2.51%
- Q1
- 0.84%
- Min
- 0.00%
With a Dividend Yield of 6.73%, KSPI offers a more attractive income stream than most of its peers in the Consumer Finance industry, signaling a strong commitment to shareholder returns.
MU
0.40%
Semiconductors & Semiconductor Equipment Industry
- Max
- 4.16%
- Q3
- 1.78%
- Median
- 0.74%
- Q1
- 0.00%
- Min
- 0.00%
MU’s Dividend Yield of 0.40% is consistent with its peers in the Semiconductors & Semiconductor Equipment industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
KSPI
78.77%
Consumer Finance Industry
- Max
- 145.89%
- Q3
- 88.53%
- Median
- 23.79%
- Q1
- 0.00%
- Min
- 0.00%
KSPI’s Dividend Payout Ratio of 78.77% is within the typical range for the Consumer Finance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
MU
8.37%
Semiconductors & Semiconductor Equipment Industry
- Max
- 196.12%
- Q3
- 87.72%
- Median
- 26.57%
- Q1
- 0.00%
- Min
- 0.00%
MU’s Dividend Payout Ratio of 8.37% is within the typical range for the Semiconductors & Semiconductor Equipment industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | KSPI | MU |
|---|---|---|
| Dividend Yield (TTM) | 6.73% | 0.40% |
| Dividend Payout Ratio (TTM) | 78.77% | 8.37% |
Valuation
Price-to-Earnings Ratio (TTM)
KSPI
8.93
Consumer Finance Industry
- Max
- 34.39
- Q3
- 20.36
- Median
- 13.05
- Q1
- 9.29
- Min
- 4.74
In the lower quartile for the Consumer Finance industry, KSPI’s P/E Ratio of 8.93 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
MU
20.84
Semiconductors & Semiconductor Equipment Industry
- Max
- 109.37
- Q3
- 57.11
- Median
- 28.95
- Q1
- 22.13
- Min
- 11.14
In the lower quartile for the Semiconductors & Semiconductor Equipment industry, MU’s P/E Ratio of 20.84 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
Price-to-Sales Ratio (TTM)
KSPI
--
Consumer Finance Industry
- Max
- 4.28
- Q3
- 2.67
- Median
- 1.88
- Q1
- 1.15
- Min
- 0.55
P/S Ratio data for KSPI is currently unavailable.
MU
3.84
Semiconductors & Semiconductor Equipment Industry
- Max
- 16.09
- Q3
- 10.10
- Median
- 4.82
- Q1
- 2.60
- Min
- 0.93
MU’s P/S Ratio of 3.84 aligns with the market consensus for the Semiconductors & Semiconductor Equipment industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
Price-to-Book Ratio (MRQ)
KSPI
5.70
Consumer Finance Industry
- Max
- 3.63
- Q3
- 2.40
- Median
- 1.96
- Q1
- 1.16
- Min
- 0.26
At 5.70, KSPI’s P/B Ratio is at an extreme premium to the Consumer Finance industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
MU
2.13
Semiconductors & Semiconductor Equipment Industry
- Max
- 13.56
- Q3
- 6.75
- Median
- 3.68
- Q1
- 1.89
- Min
- 0.60
MU’s P/B Ratio of 2.13 is within the conventional range for the Semiconductors & Semiconductor Equipment industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | KSPI | MU |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 8.93 | 20.84 |
| Price-to-Sales Ratio (TTM) | -- | 3.84 |
| Price-to-Book Ratio (MRQ) | 5.70 | 2.13 |
| Price-to-Free Cash Flow Ratio (TTM) | 14.23 | 65.07 |