KMX vs. SCI: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at KMX and SCI, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | KMX | SCI |
|---|---|---|
| Company Name | CarMax, Inc. | Service Corporation International |
| Country | United States | United States |
| GICS Sector | Consumer Discretionary | Consumer Discretionary |
| GICS Industry | Specialty Retail | Diversified Consumer Services |
| Market Capitalization | 8.98 billion USD | 11.21 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | February 4, 1997 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of KMX and SCI by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | KMX | SCI |
|---|---|---|
| 5-Day Price Return | 0.81% | -2.18% |
| 13-Week Price Return | -5.31% | 4.32% |
| 26-Week Price Return | -31.54% | 1.28% |
| 52-Week Price Return | -27.12% | 4.83% |
| Month-to-Date Return | 5.74% | 4.70% |
| Year-to-Date Return | -26.79% | 0.10% |
| 10-Day Avg. Volume | 2.40M | 0.77M |
| 3-Month Avg. Volume | 3.23M | 1.06M |
| 3-Month Volatility | 33.48% | 16.62% |
| Beta | 1.33 | 0.91 |
Profitability
Return on Equity (TTM)
KMX
8.96%
Specialty Retail Industry
- Max
- 61.19%
- Q3
- 37.24%
- Median
- 18.81%
- Q1
- 8.92%
- Min
- -13.03%
KMX’s Return on Equity of 8.96% is on par with the norm for the Specialty Retail industry, indicating its profitability relative to shareholder equity is typical for the sector.
SCI
32.84%
Diversified Consumer Services Industry
- Max
- 32.65%
- Q3
- 29.77%
- Median
- 16.63%
- Q1
- 11.08%
- Min
- 2.26%
SCI’s Return on Equity of 32.84% is exceptionally high, placing it well beyond the typical range for the Diversified Consumer Services industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
Net Profit Margin (TTM)
KMX
2.08%
Specialty Retail Industry
- Max
- 21.28%
- Q3
- 10.68%
- Median
- 6.08%
- Q1
- 2.43%
- Min
- -4.54%
Falling into the lower quartile for the Specialty Retail industry, KMX’s Net Profit Margin of 2.08% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
SCI
12.60%
Diversified Consumer Services Industry
- Max
- 18.84%
- Q3
- 13.34%
- Median
- 12.22%
- Q1
- 7.92%
- Min
- 3.76%
SCI’s Net Profit Margin of 12.60% is aligned with the median group of its peers in the Diversified Consumer Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
KMX
2.78%
Specialty Retail Industry
- Max
- 33.35%
- Q3
- 15.84%
- Median
- 9.34%
- Q1
- 3.83%
- Min
- -8.97%
KMX’s Operating Profit Margin of 2.78% is in the lower quartile for the Specialty Retail industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.
SCI
22.39%
Diversified Consumer Services Industry
- Max
- 26.63%
- Q3
- 19.23%
- Median
- 15.23%
- Q1
- 8.71%
- Min
- -0.71%
An Operating Profit Margin of 22.39% places SCI in the upper quartile for the Diversified Consumer Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | KMX | SCI |
|---|---|---|
| Return on Equity (TTM) | 8.96% | 32.84% |
| Return on Assets (TTM) | 2.04% | 3.05% |
| Net Profit Margin (TTM) | 2.08% | 12.60% |
| Operating Profit Margin (TTM) | 2.78% | 22.39% |
| Gross Profit Margin (TTM) | 11.20% | 26.41% |
Financial Strength
Current Ratio (MRQ)
KMX
2.39
Specialty Retail Industry
- Max
- 2.83
- Q3
- 1.89
- Median
- 1.39
- Q1
- 1.11
- Min
- 0.64
KMX’s Current Ratio of 2.39 is in the upper quartile for the Specialty Retail industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.
SCI
0.61
Diversified Consumer Services Industry
- Max
- 3.40
- Q3
- 1.97
- Median
- 1.66
- Q1
- 0.60
- Min
- 0.15
SCI’s Current Ratio of 0.61 aligns with the median group of the Diversified Consumer Services industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
KMX
3.02
Specialty Retail Industry
- Max
- 3.02
- Q3
- 1.57
- Median
- 0.64
- Q1
- 0.20
- Min
- 0.00
KMX’s leverage is in the upper quartile of the Specialty Retail industry, with a Debt-to-Equity Ratio of 3.02. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.
SCI
3.23
Diversified Consumer Services Industry
- Max
- 2.92
- Q3
- 1.22
- Median
- 0.36
- Q1
- 0.01
- Min
- 0.00
With a Debt-to-Equity Ratio of 3.23, SCI operates with exceptionally high leverage compared to the Diversified Consumer Services industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.
Interest Coverage Ratio (TTM)
KMX
--
Specialty Retail Industry
- Max
- 48.12
- Q3
- 35.95
- Median
- 14.13
- Q1
- 3.61
- Min
- -36.00
Interest Coverage Ratio data for KMX is currently unavailable.
SCI
3.62
Diversified Consumer Services Industry
- Max
- 13.44
- Q3
- 10.58
- Median
- 5.57
- Q1
- 3.04
- Min
- -2.17
SCI’s Interest Coverage Ratio of 3.62 is positioned comfortably within the norm for the Diversified Consumer Services industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | KMX | SCI |
|---|---|---|
| Current Ratio (MRQ) | 2.39 | 0.61 |
| Quick Ratio (MRQ) | 0.80 | 0.56 |
| Debt-to-Equity Ratio (MRQ) | 3.02 | 3.23 |
| Interest Coverage Ratio (TTM) | -- | 3.62 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
KMX
0.00%
Specialty Retail Industry
- Max
- 6.53%
- Q3
- 2.69%
- Median
- 1.08%
- Q1
- 0.00%
- Min
- 0.00%
KMX currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
SCI
1.57%
Diversified Consumer Services Industry
- Max
- 2.29%
- Q3
- 0.98%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
With a Dividend Yield of 1.57%, SCI offers a more attractive income stream than most of its peers in the Diversified Consumer Services industry, signaling a strong commitment to shareholder returns.
Dividend Payout Ratio (TTM)
KMX
0.00%
Specialty Retail Industry
- Max
- 165.81%
- Q3
- 80.94%
- Median
- 31.61%
- Q1
- 0.00%
- Min
- 0.00%
KMX has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
SCI
33.29%
Diversified Consumer Services Industry
- Max
- 35.94%
- Q3
- 25.79%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
SCI’s Dividend Payout Ratio of 33.29% is in the upper quartile for the Diversified Consumer Services industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.
Dividend at a Glance
| Symbol | KMX | SCI |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 1.57% |
| Dividend Payout Ratio (TTM) | 0.00% | 33.29% |
Valuation
Price-to-Earnings Ratio (TTM)
KMX
15.58
Specialty Retail Industry
- Max
- 48.56
- Q3
- 29.15
- Median
- 22.00
- Q1
- 15.46
- Min
- 7.95
KMX’s P/E Ratio of 15.58 is within the middle range for the Specialty Retail industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
SCI
21.22
Diversified Consumer Services Industry
- Max
- 33.95
- Q3
- 25.14
- Median
- 19.27
- Q1
- 15.30
- Min
- 5.58
SCI’s P/E Ratio of 21.22 is within the middle range for the Diversified Consumer Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
KMX
0.32
Specialty Retail Industry
- Max
- 5.08
- Q3
- 2.69
- Median
- 1.23
- Q1
- 0.48
- Min
- 0.09
In the lower quartile for the Specialty Retail industry, KMX’s P/S Ratio of 0.32 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
SCI
2.67
Diversified Consumer Services Industry
- Max
- 3.29
- Q3
- 2.54
- Median
- 2.27
- Q1
- 1.92
- Min
- 1.28
SCI’s P/S Ratio of 2.67 is in the upper echelon for the Diversified Consumer Services industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
Price-to-Book Ratio (MRQ)
KMX
1.54
Specialty Retail Industry
- Max
- 16.93
- Q3
- 7.98
- Median
- 3.69
- Q1
- 1.79
- Min
- 0.21
KMX’s P/B Ratio of 1.54 is in the lower quartile for the Specialty Retail industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
SCI
7.43
Diversified Consumer Services Industry
- Max
- 7.00
- Q3
- 6.37
- Median
- 3.31
- Q1
- 2.13
- Min
- 0.98
At 7.43, SCI’s P/B Ratio is at an extreme premium to the Diversified Consumer Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
Valuation at a Glance
| Symbol | KMX | SCI |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 15.58 | 21.22 |
| Price-to-Sales Ratio (TTM) | 0.32 | 2.67 |
| Price-to-Book Ratio (MRQ) | 1.54 | 7.43 |
| Price-to-Free Cash Flow Ratio (TTM) | 12.58 | 17.99 |