JPM vs. PM: A Head-to-Head Stock Comparison

Updated on August 26, 2025

Here’s a clear look at JPM and PM, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	JPM	PM
Company Name	JPMorgan Chase & Co.	Philip Morris International Inc.
Country	United States	United States
GICS Sector	Financials	Consumer Staples
GICS Industry	Banks	Tobacco
Market Capitalization	810.90 billion USD	260.53 billion USD
Exchange	NYSE	NYSE
Listing Date	March 17, 1980	March 17, 2008
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of JPM and PM by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

JPM vs. PM: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	JPM	PM
5-Day Price Return	1.46%	-0.83%
13-Week Price Return	13.13%	-4.49%
26-Week Price Return	5.60%	11.73%
52-Week Price Return	36.13%	39.36%
Month-to-Date Return	-0.45%	2.02%
Year-to-Date Return	23.02%	39.07%
10-Day Avg. Volume	7.05M	4.48M
3-Month Avg. Volume	8.43M	5.75M
3-Month Volatility	16.50%	25.91%
Beta	1.15	0.50

Profitability

Return on Equity (TTM)

JPM

16.16%

Banks Industry

Max: 26.37%
Q3: 15.92%
Median: 12.25%
Q1: 8.69%
Min: 0.15%

In the upper quartile for the Banks industry, JPM’s Return on Equity of 16.16% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

PM

575.44%

Tobacco Industry

Max: 49.48%
Q3: 49.48%
Median: 7.92%
Q1: 5.28%
Min: 4.04%

PM’s Return on Equity of 575.44% is exceptionally high, placing it well beyond the typical range for the Tobacco industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

JPM vs. PM: A comparison of their Return on Equity (TTM) against their respective Banks and Tobacco industry benchmarks.

Net Profit Margin (TTM)

JPM

33.26%

Banks Industry

Max: 54.20%
Q3: 35.70%
Median: 28.97%
Q1: 22.53%
Min: 6.98%

JPM’s Net Profit Margin of 33.26% is aligned with the median group of its peers in the Banks industry. This indicates its ability to convert revenue into profit is typical for the sector.

PM

21.08%

Tobacco Industry

Max: 21.36%
Q3: 18.49%
Median: 11.05%
Q1: 6.80%
Min: 5.37%

A Net Profit Margin of 21.08% places PM in the upper quartile for the Tobacco industry, signifying strong profitability and more effective cost management than most of its peers.

JPM vs. PM: A comparison of their Net Profit Margin (TTM) against their respective Banks and Tobacco industry benchmarks.

Operating Profit Margin (TTM)

JPM

41.23%

Banks Industry

Max: 63.35%
Q3: 44.59%
Median: 37.24%
Q1: 28.25%
Min: 13.37%

JPM’s Operating Profit Margin of 41.23% is around the midpoint for the Banks industry, indicating that its efficiency in managing core business operations is typical for the sector.

PM

36.28%

Tobacco Industry

Max: 14.35%
Q3: 12.68%
Median: 11.00%
Q1: 10.58%
Min: 10.58%

PM’s Operating Profit Margin of 36.28% is exceptionally high, placing it well above the typical range for the Tobacco industry. This demonstrates outstanding efficiency in managing its core operations, which can be a result of strong pricing power or superior cost control.

JPM vs. PM: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Tobacco industry benchmarks.

Profitability at a Glance

Symbol	JPM	PM
Return on Equity (TTM)	16.16%	575.44%
Return on Assets (TTM)	1.32%	12.56%
Net Profit Margin (TTM)	33.26%	21.08%
Operating Profit Margin (TTM)	41.23%	36.28%
Gross Profit Margin (TTM)	--	66.46%

Financial Strength

Current Ratio (MRQ)

JPM

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

PM

0.83

Tobacco Industry

Max: 3.20
Q3: 1.83
Median: 0.83
Q1: 0.72
Min: 0.57

PM’s Current Ratio of 0.83 aligns with the median group of the Tobacco industry, indicating that its short-term liquidity is in line with its sector peers.

JPM vs. PM: A comparison of their Current Ratio (MRQ) against their respective Banks and Tobacco industry benchmarks.

Debt-to-Equity Ratio (MRQ)

JPM

3.03

Banks Industry

Max: 4.75
Q3: 2.62
Median: 1.02
Q1: 0.39
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

PM

186.08

Tobacco Industry

Max: 2.19
Q3: 2.19
Median: 0.74
Q1: 0.26
Min: 0.01

With a Debt-to-Equity Ratio of 186.08, PM operates with exceptionally high leverage compared to the Tobacco industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.

JPM vs. PM: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Tobacco industry benchmarks.

Interest Coverage Ratio (TTM)

JPM

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

PM

11.67

Tobacco Industry

Max: 36.48
Q3: 28.54
Median: 7.02
Q1: 6.32
Min: -11.45

PM’s Interest Coverage Ratio of 11.67 is positioned comfortably within the norm for the Tobacco industry, indicating a standard and healthy capacity to cover its interest payments.

JPM vs. PM: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Tobacco industry benchmarks.

Financial Strength at a Glance

Symbol	JPM	PM
Current Ratio (MRQ)	--	0.83
Quick Ratio (MRQ)	--	0.83
Debt-to-Equity Ratio (MRQ)	3.03	186.08
Interest Coverage Ratio (TTM)	--	11.67

Growth

Revenue Growth

JPM vs. PM: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

JPM vs. PM: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

JPM

1.94%

Banks Industry

Max: 10.27%
Q3: 5.83%
Median: 3.81%
Q1: 2.50%
Min: 0.00%

JPM’s Dividend Yield of 1.94% is in the lower quartile for the Banks industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

PM

3.10%

Tobacco Industry

Max: 6.71%
Q3: 6.06%
Median: 5.48%
Q1: 3.91%
Min: 3.27%

PM’s Dividend Yield of 3.10% is below the typical range for the Tobacco industry. This indicates that shareholder returns are likely driven more by potential capital appreciation than by dividend income.

JPM vs. PM: A comparison of their Dividend Yield (TTM) against their respective Banks and Tobacco industry benchmarks.

Dividend Payout Ratio (TTM)

JPM

27.49%

Banks Industry

Max: 147.07%
Q3: 80.55%
Median: 54.40%
Q1: 35.71%
Min: 0.00%

JPM’s Dividend Payout Ratio of 27.49% is in the lower quartile for the Banks industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

PM

70.92%

Tobacco Industry

Max: 77.64%
Q3: 76.55%
Median: 50.14%
Q1: 47.08%
Min: 42.39%

PM’s Dividend Payout Ratio of 70.92% is within the typical range for the Tobacco industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

JPM vs. PM: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Tobacco industry benchmarks.

Dividend at a Glance

Symbol	JPM	PM
Dividend Yield (TTM)	1.94%	3.10%
Dividend Payout Ratio (TTM)	27.49%	70.92%

Valuation

Price-to-Earnings Ratio (TTM)

JPM

14.18

Banks Industry

Max: 20.05
Q3: 12.65
Median: 10.21
Q1: 7.54
Min: 2.74

A P/E Ratio of 14.18 places JPM in the upper quartile for the Banks industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

PM

32.70

Tobacco Industry

Max: 42.16
Q3: 36.45
Median: 20.93
Q1: 10.52
Min: 9.15

PM’s P/E Ratio of 32.70 is within the middle range for the Tobacco industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

JPM vs. PM: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Tobacco industry benchmarks.

Price-to-Sales Ratio (TTM)

JPM

2.90

Banks Industry

Max: 5.06
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

PM

6.89

Tobacco Industry

Max: 10.48
Q3: 5.39
Median: 3.32
Q1: 1.54
Min: 0.59

PM’s P/S Ratio of 6.89 is in the upper echelon for the Tobacco industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

JPM vs. PM: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Tobacco industry benchmarks.

Price-to-Book Ratio (MRQ)

JPM

2.26

Banks Industry

Max: 2.18
Q3: 1.36
Median: 1.09
Q1: 0.81
Min: 0.20

At 2.26, JPM’s P/B Ratio is at an extreme premium to the Banks industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

PM

1,368.86

Tobacco Industry

Max: 4.76
Q3: 4.76
Median: 2.18
Q1: 1.70
Min: 1.06

At 1,368.86, PM’s P/B Ratio is at an extreme premium to the Tobacco industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

JPM vs. PM: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Tobacco industry benchmarks.

Valuation at a Glance

Symbol	JPM	PM
Price-to-Earnings Ratio (TTM)	14.18	32.70
Price-to-Sales Ratio (TTM)	2.90	6.89
Price-to-Book Ratio (MRQ)	2.26	1,368.86
Price-to-Free Cash Flow Ratio (TTM)	4.52	27.63