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JPM vs. ORCL: JPMorgan Chase vs. Oracle Stock Comparison

How do JPMorgan Chase (JPM) and Oracle (ORCL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

JPMorgan Chase (JPM) is classified in the Financials sector (Banks), whereas Oracle (ORCL) belongs to Information Technology (Software & Services) — their GICS classifications point to very different parts of the market.

Company profile comparison for JPMorgan Chase (JPM) and Oracle (ORCL)
Profile ItemJPMORCL
NameJPMorgan Chase & Co.Oracle Corporation
Country/RegionUnited StatesUnited States
GICS SectorFinancialsInformation Technology
GICS Industry GroupBanksSoftware & Services
GICS IndustryBanksSoftware
GICS Sub-IndustryDiversified BanksSystems Software
Market Capitalization888.27 billion USD361.97 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMarch 17, 1980March 12, 1986
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

JPM
ORCL
GSPC
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JPMorgan Chase (JPM) vs. Oracle (ORCL), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for JPMorgan Chase (JPM) and Oracle (ORCL). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for JPMorgan Chase (JPM) and Oracle (ORCL). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for JPMorgan Chase (JPM) and Oracle (ORCL)
MetricJPMORCL
Total Return (1Y)11.23%-49.72%
Total Return (3Y, Annualized)36.31%3.11%
Total Return (5Y, Annualized)18.27%6.07%

Risk Profile

Drawdown History

JPM
ORCL
GSPC
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JPMorgan Chase (JPM) vs. Oracle (ORCL), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for JPMorgan Chase (JPM) and Oracle (ORCL). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for JPMorgan Chase (JPM) and Oracle (ORCL)
MetricJPMORCL
Volatility (1Y, Annualized)23.08%59.45%
Beta (5Y)1.021.80
Max Drawdown (5Y)-37.93%-64.58%
Avg. Volume (3M)7.03M33.24M

Risk-Adjusted Performance

Risk-Return Positioning

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JPM and ORCL are plotted by 1-year volatility (risk) and 1-year return. Each dashed Capital Allocation Line uses that stock's own industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for JPMorgan Chase (JPM) and Oracle (ORCL)
MetricJPMORCL
Sharpe Ratio (1Y)0.30-0.91
Sortino Ratio (1Y)0.42-1.29

Profitability

ROE (TTM)

Both JPMorgan Chase (JPM) at 18.01% and Oracle (ORCL) at 41.19% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.

JPM

Banks industry group

18.01%

Max
19.84%
JPM
18.01%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%

ORCL

Software & Services industry group

41.19%

Max
53.85%
ORCL
41.19%
Q3
17.90%
Median
6.59%
Q1
-9.59%
Min
-50.52%
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JPMorgan Chase (JPM) vs. Oracle (ORCL): A comparison of their ROE against their respective Banks and Software & Services industry group benchmarks.

Net Margin (TTM)

Oracle (ORCL) at 26.36% retains a top-quartile share of revenue as profit, ahead of JPMorgan Chase (JPM) at 34.59%, which keeps about the industry-typical share.

JPM

Banks industry group

34.59%

Max
47.19%
Q3
35.25%
JPM
34.59%
Median
31.21%
Q1
27.11%
Min
14.93%

ORCL

Software & Services industry group

26.36%

Max
41.17%
ORCL
26.36%
Q3
15.28%
Median
4.63%
Q1
-5.42%
Min
-33.17%
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JPMorgan Chase (JPM) vs. Oracle (ORCL): A comparison of their net margin against their respective Banks and Software & Services industry group benchmarks.

Operating Margin (TTM)

Oracle (ORCL) reports operating margin of 35.63%; JPMorgan Chase (JPM) doesn’t report a comparable line — in Banks, funding costs sit inside the core business rather than below an operating line, so profitability is better judged on net margin or ROE.

JPM

Banks industry group

--

JPM
--
Max
--
Q3
--
Median
--
Q1
--
Min
--

ORCL

Software & Services industry group

35.63%

Max
46.89%
ORCL
35.63%
Q3
17.64%
Median
8.73%
Q1
-2.13%
Min
-30.45%
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JPMorgan Chase (JPM) vs. Oracle (ORCL): JPM’s operating margin is not assessed under the Banks industry convention, so the chart shows available visual context for ORCL only.

Profitability Metrics

Profitability metrics for JPMorgan Chase (JPM) and Oracle (ORCL)
MetricJPMORCL
ROE (TTM)18.01%41.19%
ROA (TTM)1.37%6.36%
Net Margin (TTM)34.59%26.36%
Operating Margin (TTM)--35.63%
Gross Margin (TTM)--63.96%

Growth

Revenue Growth

Both JPMorgan Chase (JPM) at 7.32% and Oracle (ORCL) at 17.35% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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JPMorgan Chase (JPM) vs. Oracle (ORCL): A comparison of their Revenue Growth across different time periods.

EPS Growth

Oracle (ORCL) at 34.33% is around its peer norm for EPS growth, while JPMorgan Chase (JPM) at 1.37% drops into the bottom quartile, signaling weaker earnings momentum.

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JPMorgan Chase (JPM) vs. Oracle (ORCL): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for JPMorgan Chase (JPM) and Oracle (ORCL)
MetricJPMORCL
Revenue Growth (YoY)7.32%17.35%
Revenue Growth (3Y CAGR)12.50%10.48%
EPS Growth (YoY)1.37%34.33%
EPS Growth (3Y CAGR)18.31%23.84%

Financial Strength

Current Ratio (MRQ)

Oracle (ORCL) shows current ratio of 1.17; JPMorgan Chase (JPM) doesn’t get one — Banks balance sheets aren’t split into current and non-current buckets, so short-term liquidity there is judged through regulatory measures instead.

JPM

Banks industry group

--

JPM
--
Max
--
Q3
--
Median
--
Q1
--
Min
--

ORCL

Software & Services industry group

1.17

Max
5.11
Q3
2.77
Median
1.67
ORCL
1.17
Q1
1.01
Min
0.03
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JPMorgan Chase (JPM) vs. Oracle (ORCL): JPM’s current ratio is not assessed under the Banks industry convention, so the chart shows available visual context for ORCL only.

Debt / Equity (MRQ)

Oracle (ORCL) shows debt-to-equity ratio of 2.52; for JPMorgan Chase (JPM) the ratio is set aside — in Banks, balance-sheet leverage is part of the business model itself, so capital-adequacy measures do the job this ratio does elsewhere.

JPM

Banks industry group

--

JPM
--
Max
--
Q3
--
Median
--
Q1
--
Min
--

ORCL

Software & Services industry group

2.52

ORCL
2.52
Max
2.52
Q3
1.13
Median
0.40
Q1
0.07
Min
0.00
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JPMorgan Chase (JPM) vs. Oracle (ORCL): JPM’s debt-to-equity ratio is not assessed under the Banks industry convention, so the chart shows available visual context for ORCL only.

Financial Strength Metrics

Financial strength metrics for JPMorgan Chase (JPM) and Oracle (ORCL)
MetricJPMORCL
Current Ratio (MRQ)--1.17
Debt / Equity (MRQ)--2.52
Net Debt / EBITDA--3.84

Dividends

Dividend Yield (TTM)

JPMorgan Chase (JPM) at 1.82% pays an industry-typical yield; Oracle (ORCL) at 1.74% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.

JPM

Banks industry group

1.82%

Max
5.79%
Q3
3.18%
Median
2.39%
JPM
1.82%
Q1
1.20%
Min
0.00%

ORCL

Software & Services industry group

1.74%

ORCL
1.74%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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JPMorgan Chase (JPM) vs. Oracle (ORCL): A comparison of their dividend yield against their respective Banks and Software & Services industry group benchmarks.

Dividend Payout Ratio (TTM)

JPMorgan Chase (JPM) at 25.80% keeps its payout in the industry’s typical band, while Oracle (ORCL) at 31.35% pays out more than any of its peers — the most stretched cover in its group.

JPM

Banks industry group

25.80%

Max
70.75%
Q3
41.28%
Median
29.26%
JPM
25.80%
Q1
18.98%
Min
0.00%

ORCL

Software & Services industry group

31.35%

ORCL
31.35%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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JPMorgan Chase (JPM) vs. Oracle (ORCL): A comparison of their payout ratio against their respective Banks and Software & Services industry group benchmarks.

Dividend Metrics

Dividend metrics for JPMorgan Chase (JPM) and Oracle (ORCL)
MetricJPMORCL
Dividend Yield (TTM)1.82%1.74%
Dividend Payout Ratio (TTM)25.80%31.35%

Valuation

P/E Ratio (TTM)

Oracle (ORCL) at 18.20 sits in the cheaper P/E ratio quartile, while JPMorgan Chase (JPM) at 14.03 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.

JPM

Banks industry group

14.03

Max
18.16
JPM
14.03
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49

ORCL

Software & Services industry group

18.20

Max
112.94
Q3
60.32
Median
32.91
Q1
18.77
ORCL
18.20
Min
6.69
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JPMorgan Chase (JPM) vs. Oracle (ORCL): A comparison of their P/E ratio against their respective Banks and Software & Services industry group benchmarks.

P/S Ratio (TTM)

Oracle (ORCL) shows P/S ratio of 5.04; for JPMorgan Chase (JPM) the multiple is skipped — in Banks, income is dominated by interest spread rather than a conventional revenue line, so pricing per dollar of sales loses meaning and book- or earnings-based multiples carry the comparison.

JPM

Banks industry group

--

JPM
--
Max
--
Q3
--
Median
--
Q1
--
Min
--

ORCL

Software & Services industry group

5.04

Max
17.91
Q3
8.78
ORCL
5.04
Median
4.25
Q1
2.23
Min
0.02
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JPMorgan Chase (JPM) vs. Oracle (ORCL): JPM’s P/S ratio is not assessed under the Banks industry convention, so the chart shows available visual context for ORCL only.

P/B Ratio (MRQ)

Oracle (ORCL) at 5.68 sits near its industry’s typical P/B ratio, while JPMorgan Chase (JPM) at 2.53 prices above its benchmark range — JPM looks rich relative to book.

JPM

Banks industry group

2.53

JPM
2.53
Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59

ORCL

Software & Services industry group

5.68

Max
16.63
Q3
8.50
ORCL
5.68
Median
4.30
Q1
1.92
Min
-3.90
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JPMorgan Chase (JPM) vs. Oracle (ORCL): A comparison of their P/B ratio against their respective Banks and Software & Services industry group benchmarks.

Valuation Metrics

Valuation metrics for JPMorgan Chase (JPM) and Oracle (ORCL)
MetricJPMORCL
P/E Ratio (TTM)14.0318.20
P/S Ratio (TTM)--5.04
P/B Ratio (MRQ)2.535.68
Free Cash Flow Yield (TTM)---12.67%