JPMorgan Chase (JPM) vs. Mastercard (MA)
This page compares JPMorgan Chase (JPM) with Mastercard (MA) using historical performance, profitability, financial strength, growth, dividend, and valuation metrics.
Company Profile
JPMorgan Chase (JPM) and Mastercard (MA) share the Financials sector but sit in different industry groups — JPM in Banks and MA in Financial Services.
| Symbol | JPM | MA |
|---|---|---|
| Company Name | JPMorgan Chase & Co. | Mastercard Incorporated |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Financial Services |
| GICS Industry | Banks | Financial Services |
| GICS Sub-Industry | Diversified Banks | Transaction & Payment Processing Services |
| Market Capitalization | 811.89 billion USD | 441.46 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | March 17, 1980 | May 25, 2006 |
| Security Type | Common Stock | Common Stock |
Historical Performance
Historical Performance at a Glance
| Symbol | JPM | MA |
|---|---|---|
| 5-Day Price Return | 1.74% | 1.10% |
| 13-Week Price Return | -1.64% | -3.97% |
| 26-Week Price Return | -2.09% | -10.07% |
| 52-Week Price Return | 16.07% | -12.28% |
| Month-to-Date Return | -3.27% | -0.66% |
| Year-to-Date Return | -5.96% | -12.48% |
| 10-Day Avg. Volume | 8.51M | 3.43M |
| 3-Month Avg. Volume | 10.20M | 3.83M |
| 3-Month Volatility | 22.43% | 25.54% |
| Beta | 1.03 | 0.76 |
Profitability
Return on Equity (TTM)
Mastercard (MA) leads with Return on Equity (TTM) of 206.14%, above its industry benchmark range, while JPMorgan Chase (JPM) at 16.32% also ranks strongly in the top quartile.
JPM
Banks industry group
16.32%
- Max
- 19.43%
- Q3
- 13.59%
- Median
- 10.42%
- Q1
- 8.86%
- Min
- 4.22%
MA
Financial Services industry group
206.14%
- Max
- 47.95%
- Q3
- 23.50%
- Median
- 14.09%
- Q1
- 6.10%
- Min
- -18.72%
Net Profit Margin (TTM)
Mastercard (MA) at 45.88% ranks in the top quartile for Net Profit Margin (TTM), ahead of JPMorgan Chase (JPM) at 33.26%, which sits closer to the industry mid-range.
JPM
Banks industry group
33.26%
- Max
- 45.10%
- Q3
- 33.38%
- Median
- 28.75%
- Q1
- 23.67%
- Min
- 9.48%
MA
Financial Services industry group
45.88%
- Max
- 53.82%
- Q3
- 25.02%
- Median
- 14.32%
- Q1
- 5.67%
- Min
- -19.79%
Operating Profit Margin (TTM)
Mastercard (MA) reports Operating Profit Margin (TTM) of 57.91%; for JPMorgan Chase (JPM), Operating Profit Margin (TTM) isn’t a meaningful figure under the Banks industry convention, so the two aren’t directly comparable here.
JPM
Banks industry group
41.23%
- Max
- 59.75%
- Q3
- 42.28%
- Median
- 36.16%
- Q1
- 30.13%
- Min
- 12.28%
MA
Financial Services industry group
57.91%
- Max
- 73.39%
- Q3
- 36.76%
- Median
- 20.24%
- Q1
- 11.35%
- Min
- -19.92%
Profitability at a Glance
| Symbol | JPM | MA |
|---|---|---|
| Return on Equity (TTM) | 16.32% | 206.14% |
| Return on Assets (TTM) | 1.28% | 29.47% |
| Net Profit Margin (TTM) | 33.26% | 45.88% |
| Operating Profit Margin (TTM) | 41.23% | 57.91% |
| Gross Profit Margin (TTM) | -- | -- |
Financial Strength
Current Ratio (MRQ)
Current Ratio (MRQ) isn’t a meaningful figure for either JPMorgan Chase (JPM) in Banks or Mastercard (MA) in Financial Services under our convention.
JPM
Banks industry group
--
- Max
- 0.20
- Q3
- 0.16
- Median
- 0.13
- Q1
- 0.09
- Min
- 0.06
MA
Financial Services industry group
0.98
- Max
- 4.77
- Q3
- 2.27
- Median
- 1.19
- Q1
- 0.59
- Min
- 0.00
Debt-to-Equity Ratio (MRQ)
Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either JPMorgan Chase (JPM) in Banks or Mastercard (MA) in Financial Services under our convention.
JPM
Banks industry group
3.39
- Max
- 2.32
- Q3
- 0.99
- Median
- 0.21
- Q1
- 0.10
- Min
- 0.00
MA
Financial Services industry group
2.82
- Max
- 8.59
- Q3
- 3.69
- Median
- 1.22
- Q1
- 0.23
- Min
- 0.00
Interest Coverage Ratio (TTM)
Interest Coverage Ratio (TTM) isn’t a meaningful figure for either JPMorgan Chase (JPM) in Banks or Mastercard (MA) in Financial Services under our convention.
JPM
Banks industry group
--
- Max
- 1.51
- Q3
- 0.91
- Median
- 0.30
- Q1
- -0.30
- Min
- -0.91
MA
Financial Services industry group
32.07
- Max
- 33.37
- Q3
- 20.09
- Median
- 5.74
- Q1
- 1.25
- Min
- -3.76
Financial Strength at a Glance
| Symbol | JPM | MA |
|---|---|---|
| Current Ratio (MRQ) | -- | 0.98 |
| Quick Ratio (MRQ) | -- | 0.98 |
| Debt-to-Equity Ratio (MRQ) | 3.39 | 2.82 |
| Interest Coverage Ratio (TTM) | -- | 32.07 |
Growth
Revenue Growth
Revenue Growth at a Glance
| Symbol | JPM | MA |
|---|---|---|
| Revenue Growth (MRQ vs Prior YoY) | 73.97% | 15.83% |
| Revenue Growth (TTM vs Prior YoY) | 108.98% | 16.75% |
| 3-Year Revenue CAGR | 3.36% | 13.82% |
| 5-Year Revenue CAGR | 7.73% | 16.47% |
EPS Growth
EPS Growth at a Glance
| Symbol | JPM | MA |
|---|---|---|
| EPS Growth (MRQ vs Prior YoY) | 16.95% | 21.14% |
| EPS Growth (TTM vs Prior YoY) | 2.39% | 21.21% |
| 3-Year EPS CAGR | 17.37% | 17.34% |
| 5-Year EPS CAGR | 16.80% | 20.99% |
Dividend
Dividend Yield (TTM)
Both JPMorgan Chase (JPM) at 2.12% and Mastercard (MA) at 0.64% report Dividend Yield (TTM) near their industry mid-ranges, so neither company stands out strongly from peers on cash yield relative to share price.
JPM
Banks industry group
2.12%
- Max
- 5.73%
- Q3
- 3.62%
- Median
- 2.88%
- Q1
- 2.06%
- Min
- 0.00%
MA
Financial Services industry group
0.64%
- Max
- 9.30%
- Q3
- 3.78%
- Median
- 1.47%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both JPMorgan Chase (JPM) at 29.16% and Mastercard (MA) at 18.23% maintain Dividend Payout Ratio (TTM) around their industries’ median — balanced dividend policy on both sides, returning cash while leaving part of reported earnings available for reinvestment or balance-sheet flexibility.
JPM
Banks industry group
29.16%
- Max
- 82.25%
- Q3
- 49.73%
- Median
- 36.98%
- Q1
- 27.46%
- Min
- 0.00%
MA
Financial Services industry group
18.23%
- Max
- 119.94%
- Q3
- 55.80%
- Median
- 23.88%
- Q1
- 0.00%
- Min
- 0.00%
Dividend at a Glance
| Symbol | JPM | MA |
|---|---|---|
| Dividend Yield (TTM) | 2.12% | 0.64% |
| Dividend Payout Ratio (TTM) | 29.16% | 18.23% |
Valuation
Price-to-Earnings Ratio (TTM)
JPMorgan Chase (JPM) at 13.78 carries typical industry Price-to-Earnings Ratio (TTM), while Mastercard (MA) at 28.36 sits in the higher-multiple quartile — MA carries a higher trailing earnings multiple relative to peers.
JPM
Banks industry group
13.78
- Max
- 21.85
- Q3
- 15.07
- Median
- 12.04
- Q1
- 10.51
- Min
- 5.41
MA
Financial Services industry group
28.36
- Max
- 54.42
- Q3
- 28.33
- Median
- 16.17
- Q1
- 10.23
- Min
- 1.22
Price-to-Sales Ratio (TTM)
Mastercard (MA) reports Price-to-Sales Ratio (TTM) of 13.01; for JPMorgan Chase (JPM), revenue-based Price-to-Sales Ratio (TTM) isn’t a meaningful figure under the Banks industry convention, so the two aren’t directly comparable here.
JPM
Banks industry group
2.90
- Max
- 4.88
- Q3
- 3.19
- Median
- 2.36
- Q1
- 1.99
- Min
- 0.52
MA
Financial Services industry group
13.01
- Max
- 9.16
- Q3
- 4.55
- Median
- 2.49
- Q1
- 1.38
- Min
- 0.02
Price-to-Book Ratio (MRQ)
JPMorgan Chase (JPM) at 2.17 sits in the higher-multiple quartile for Price-to-Book Ratio (MRQ), but Mastercard (MA) at 66.32 is higher still, above its industry benchmark range — both carry elevated book-value multiples relative to peers, with MA higher.
JPM
Banks industry group
2.17
- Max
- 2.17
- Q3
- 1.47
- Median
- 1.16
- Q1
- 1.00
- Min
- 0.57
MA
Financial Services industry group
66.32
- Max
- 9.08
- Q3
- 4.33
- Median
- 2.13
- Q1
- 1.08
- Min
- 0.20
Valuation at a Glance
| Symbol | JPM | MA |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 13.78 | 28.36 |
| Price-to-Sales Ratio (TTM) | 2.90 | 13.01 |
| Price-to-Book Ratio (MRQ) | 2.17 | 66.32 |
| Price-to-Free Cash Flow Ratio (TTM) | 5.44 | 25.86 |