JKHY vs. UBER: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at JKHY and UBER, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | JKHY | UBER |
|---|---|---|
| Company Name | Jack Henry & Associates, Inc. | Uber Technologies, Inc. |
| Country | United States | United States |
| GICS Sector | Financials | Industrials |
| GICS Industry | Financial Services | Ground Transportation |
| Market Capitalization | 11.77 billion USD | 198.45 billion USD |
| Exchange | NasdaqGS | NYSE |
| Listing Date | November 20, 1985 | May 10, 2019 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of JKHY and UBER by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | JKHY | UBER |
|---|---|---|
| 5-Day Price Return | 0.65% | -0.17% |
| 13-Week Price Return | -11.09% | 8.14% |
| 26-Week Price Return | -3.39% | 17.25% |
| 52-Week Price Return | -1.29% | 29.80% |
| Month-to-Date Return | -4.79% | 8.44% |
| Year-to-Date Return | -7.77% | 57.76% |
| 10-Day Avg. Volume | 1.01M | 15.19M |
| 3-Month Avg. Volume | 0.63M | 20.51M |
| 3-Month Volatility | 19.25% | 29.36% |
| Beta | 0.80 | 1.49 |
Profitability
Return on Equity (TTM)
JKHY
22.07%
Financial Services Industry
- Max
- 40.58%
- Q3
- 20.06%
- Median
- 10.67%
- Q1
- 4.19%
- Min
- -10.31%
In the upper quartile for the Financial Services industry, JKHY’s Return on Equity of 22.07% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
UBER
62.42%
Ground Transportation Industry
- Max
- 22.11%
- Q3
- 13.84%
- Median
- 9.66%
- Q1
- 7.55%
- Min
- 0.36%
UBER’s Return on Equity of 62.42% is exceptionally high, placing it well beyond the typical range for the Ground Transportation industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
Net Profit Margin (TTM)
JKHY
19.19%
Financial Services Industry
- Max
- 52.86%
- Q3
- 25.58%
- Median
- 12.23%
- Q1
- 6.64%
- Min
- -9.92%
JKHY’s Net Profit Margin of 19.19% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
UBER
26.68%
Ground Transportation Industry
- Max
- 32.20%
- Q3
- 18.59%
- Median
- 7.11%
- Q1
- 4.13%
- Min
- -10.38%
A Net Profit Margin of 26.68% places UBER in the upper quartile for the Ground Transportation industry, signifying strong profitability and more effective cost management than most of its peers.
Operating Profit Margin (TTM)
JKHY
23.94%
Financial Services Industry
- Max
- 77.28%
- Q3
- 37.68%
- Median
- 18.17%
- Q1
- 9.27%
- Min
- -8.19%
JKHY’s Operating Profit Margin of 23.94% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
UBER
9.03%
Ground Transportation Industry
- Max
- 41.31%
- Q3
- 23.16%
- Median
- 11.33%
- Q1
- 6.82%
- Min
- -12.08%
UBER’s Operating Profit Margin of 9.03% is around the midpoint for the Ground Transportation industry, indicating that its efficiency in managing core business operations is typical for the sector.
Profitability at a Glance
| Symbol | JKHY | UBER |
|---|---|---|
| Return on Equity (TTM) | 22.07% | 62.42% |
| Return on Assets (TTM) | 14.68% | 24.38% |
| Net Profit Margin (TTM) | 19.19% | 26.68% |
| Operating Profit Margin (TTM) | 23.94% | 9.03% |
| Gross Profit Margin (TTM) | 42.71% | 33.93% |
Financial Strength
Current Ratio (MRQ)
JKHY
1.36
Financial Services Industry
- Max
- 4.58
- Q3
- 2.59
- Median
- 1.33
- Q1
- 0.69
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
UBER
1.11
Ground Transportation Industry
- Max
- 2.03
- Q3
- 1.26
- Median
- 0.89
- Q1
- 0.73
- Min
- 0.38
UBER’s Current Ratio of 1.11 aligns with the median group of the Ground Transportation industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
JKHY
0.08
Financial Services Industry
- Max
- 4.96
- Q3
- 2.10
- Median
- 0.57
- Q1
- 0.12
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
UBER
0.42
Ground Transportation Industry
- Max
- 2.51
- Q3
- 1.51
- Median
- 1.06
- Q1
- 0.47
- Min
- 0.00
Falling into the lower quartile for the Ground Transportation industry, UBER’s Debt-to-Equity Ratio of 0.42 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.
Interest Coverage Ratio (TTM)
JKHY
78.80
Financial Services Industry
- Max
- 136.23
- Q3
- 56.08
- Median
- 6.55
- Q1
- 2.01
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
UBER
-0.24
Ground Transportation Industry
- Max
- 51.07
- Q3
- 22.54
- Median
- 7.94
- Q1
- 2.72
- Min
- -24.57
UBER has a negative Interest Coverage Ratio of -0.24. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.
Financial Strength at a Glance
| Symbol | JKHY | UBER |
|---|---|---|
| Current Ratio (MRQ) | 1.36 | 1.11 |
| Quick Ratio (MRQ) | 1.01 | 0.97 |
| Debt-to-Equity Ratio (MRQ) | 0.08 | 0.42 |
| Interest Coverage Ratio (TTM) | 78.80 | -0.24 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
JKHY
1.35%
Financial Services Industry
- Max
- 8.18%
- Q3
- 3.60%
- Median
- 1.56%
- Q1
- 0.00%
- Min
- 0.00%
JKHY’s Dividend Yield of 1.35% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.
UBER
0.00%
Ground Transportation Industry
- Max
- 5.44%
- Q3
- 2.49%
- Median
- 1.53%
- Q1
- 0.39%
- Min
- 0.00%
UBER currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
Dividend Payout Ratio (TTM)
JKHY
37.87%
Financial Services Industry
- Max
- 155.56%
- Q3
- 63.71%
- Median
- 18.08%
- Q1
- 0.00%
- Min
- 0.00%
JKHY’s Dividend Payout Ratio of 37.87% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
UBER
0.00%
Ground Transportation Industry
- Max
- 137.07%
- Q3
- 74.71%
- Median
- 41.16%
- Q1
- 15.12%
- Min
- 0.00%
UBER has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
Dividend at a Glance
| Symbol | JKHY | UBER |
|---|---|---|
| Dividend Yield (TTM) | 1.35% | 0.00% |
| Dividend Payout Ratio (TTM) | 37.87% | 0.00% |
Valuation
Price-to-Earnings Ratio (TTM)
JKHY
26.34
Financial Services Industry
- Max
- 63.23
- Q3
- 32.10
- Median
- 14.41
- Q1
- 10.81
- Min
- 0.37
JKHY’s P/E Ratio of 26.34 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
UBER
15.49
Ground Transportation Industry
- Max
- 42.59
- Q3
- 24.86
- Median
- 16.38
- Q1
- 12.79
- Min
- 4.37
UBER’s P/E Ratio of 15.49 is within the middle range for the Ground Transportation industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
JKHY
5.05
Financial Services Industry
- Max
- 11.16
- Q3
- 5.45
- Median
- 2.61
- Q1
- 1.25
- Min
- 0.04
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
UBER
4.13
Ground Transportation Industry
- Max
- 4.02
- Q3
- 2.20
- Median
- 1.23
- Q1
- 0.87
- Min
- 0.22
With a P/S Ratio of 4.13, UBER trades at a valuation that eclipses even the highest in the Ground Transportation industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.
Price-to-Book Ratio (MRQ)
JKHY
6.54
Financial Services Industry
- Max
- 7.09
- Q3
- 3.79
- Median
- 1.46
- Q1
- 0.83
- Min
- 0.04
JKHY’s P/B Ratio of 6.54 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
UBER
8.63
Ground Transportation Industry
- Max
- 4.95
- Q3
- 2.78
- Median
- 1.38
- Q1
- 1.17
- Min
- 0.64
At 8.63, UBER’s P/B Ratio is at an extreme premium to the Ground Transportation industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
Valuation at a Glance
| Symbol | JKHY | UBER |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 26.34 | 15.49 |
| Price-to-Sales Ratio (TTM) | 5.05 | 4.13 |
| Price-to-Book Ratio (MRQ) | 6.54 | 8.63 |
| Price-to-Free Cash Flow Ratio (TTM) | 39.66 | 22.90 |