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JKHY vs. STX: A Head-to-Head Stock Comparison

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Here’s a clear look at JKHY and STX, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolJKHYSTX
Company NameJack Henry & Associates, Inc.Seagate Technology Holdings plc
CountryUnited StatesSingapore
GICS SectorFinancialsInformation Technology
GICS IndustryFinancial ServicesTechnology Hardware, Storage & Peripherals
Market Capitalization11.77 billion USD34.88 billion USD
ExchangeNasdaqGSNasdaqGS
Listing DateNovember 20, 1985December 11, 2002
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of JKHY and STX by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

JKHY vs. STX: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolJKHYSTX
5-Day Price Return0.65%3.84%
13-Week Price Return-11.09%50.65%
26-Week Price Return-3.39%59.22%
52-Week Price Return-1.29%58.87%
Month-to-Date Return-4.79%4.45%
Year-to-Date Return-7.77%90.01%
10-Day Avg. Volume1.01M2.16M
3-Month Avg. Volume0.63M4.02M
3-Month Volatility19.25%32.22%
Beta0.801.60

Profitability

Return on Equity (TTM)

JKHY

22.07%

Financial Services Industry

Max
40.58%
Q3
20.06%
Median
10.67%
Q1
4.19%
Min
-10.31%

In the upper quartile for the Financial Services industry, JKHY’s Return on Equity of 22.07% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

STX

398.07%

Technology Hardware, Storage & Peripherals Industry

Max
47.24%
Q3
29.40%
Median
9.11%
Q1
6.06%
Min
-0.79%

STX’s Return on Equity of 398.07% is exceptionally high, placing it well beyond the typical range for the Technology Hardware, Storage & Peripherals industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

JKHY vs. STX: A comparison of their Return on Equity (TTM) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Net Profit Margin (TTM)

JKHY

19.19%

Financial Services Industry

Max
52.86%
Q3
25.58%
Median
12.23%
Q1
6.64%
Min
-9.92%

JKHY’s Net Profit Margin of 19.19% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

STX

16.15%

Technology Hardware, Storage & Peripherals Industry

Max
13.86%
Q3
8.17%
Median
4.62%
Q1
3.65%
Min
-0.21%

STX’s Net Profit Margin of 16.15% is exceptionally high, placing it well beyond the typical range for the Technology Hardware, Storage & Peripherals industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.

JKHY vs. STX: A comparison of their Net Profit Margin (TTM) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Operating Profit Margin (TTM)

JKHY

23.94%

Financial Services Industry

Max
77.28%
Q3
37.68%
Median
18.17%
Q1
9.27%
Min
-8.19%

JKHY’s Operating Profit Margin of 23.94% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

STX

20.88%

Technology Hardware, Storage & Peripherals Industry

Max
17.80%
Q3
10.33%
Median
6.31%
Q1
4.86%
Min
2.53%

STX’s Operating Profit Margin of 20.88% is exceptionally high, placing it well above the typical range for the Technology Hardware, Storage & Peripherals industry. This demonstrates outstanding efficiency in managing its core operations, which can be a result of strong pricing power or superior cost control.

JKHY vs. STX: A comparison of their Operating Profit Margin (TTM) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Profitability at a Glance

SymbolJKHYSTX
Return on Equity (TTM)22.07%398.07%
Return on Assets (TTM)14.68%18.64%
Net Profit Margin (TTM)19.19%16.15%
Operating Profit Margin (TTM)23.94%20.88%
Gross Profit Margin (TTM)42.71%35.32%

Financial Strength

Current Ratio (MRQ)

JKHY

1.36

Financial Services Industry

Max
4.58
Q3
2.59
Median
1.33
Q1
0.69
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

STX

1.38

Technology Hardware, Storage & Peripherals Industry

Max
2.47
Q3
1.98
Median
1.40
Q1
1.26
Min
0.70

STX’s Current Ratio of 1.38 aligns with the median group of the Technology Hardware, Storage & Peripherals industry, indicating that its short-term liquidity is in line with its sector peers.

JKHY vs. STX: A comparison of their Current Ratio (MRQ) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Debt-to-Equity Ratio (MRQ)

JKHY

0.08

Financial Services Industry

Max
4.96
Q3
2.10
Median
0.57
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

STX

51.80

Technology Hardware, Storage & Peripherals Industry

Max
1.47
Q3
0.93
Median
0.32
Q1
0.19
Min
0.00

With a Debt-to-Equity Ratio of 51.80, STX operates with exceptionally high leverage compared to the Technology Hardware, Storage & Peripherals industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.

JKHY vs. STX: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Interest Coverage Ratio (TTM)

JKHY

78.80

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

STX

6.11

Technology Hardware, Storage & Peripherals Industry

Max
204.63
Q3
90.22
Median
21.70
Q1
6.79
Min
-23.93

In the lower quartile for the Technology Hardware, Storage & Peripherals industry, STX’s Interest Coverage Ratio of 6.11 indicates a tighter cushion for servicing debt, suggesting less financial flexibility than many of its competitors.

JKHY vs. STX: A comparison of their Interest Coverage Ratio (TTM) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Financial Strength at a Glance

SymbolJKHYSTX
Current Ratio (MRQ)1.361.38
Quick Ratio (MRQ)1.010.84
Debt-to-Equity Ratio (MRQ)0.0851.80
Interest Coverage Ratio (TTM)78.806.11

Growth

Revenue Growth

JKHY vs. STX: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

JKHY vs. STX: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

JKHY

1.35%

Financial Services Industry

Max
8.18%
Q3
3.60%
Median
1.56%
Q1
0.00%
Min
0.00%

JKHY’s Dividend Yield of 1.35% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.

STX

1.78%

Technology Hardware, Storage & Peripherals Industry

Max
4.50%
Q3
3.66%
Median
1.90%
Q1
0.00%
Min
0.00%

STX’s Dividend Yield of 1.78% is consistent with its peers in the Technology Hardware, Storage & Peripherals industry, providing a dividend return that is standard for its sector.

JKHY vs. STX: A comparison of their Dividend Yield (TTM) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Dividend Payout Ratio (TTM)

JKHY

37.87%

Financial Services Industry

Max
155.56%
Q3
63.71%
Median
18.08%
Q1
0.00%
Min
0.00%

JKHY’s Dividend Payout Ratio of 37.87% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

STX

40.84%

Technology Hardware, Storage & Peripherals Industry

Max
142.87%
Q3
66.07%
Median
42.79%
Q1
0.00%
Min
0.00%

STX’s Dividend Payout Ratio of 40.84% is within the typical range for the Technology Hardware, Storage & Peripherals industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

JKHY vs. STX: A comparison of their Dividend Payout Ratio (TTM) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Dividend at a Glance

SymbolJKHYSTX
Dividend Yield (TTM)1.35%1.78%
Dividend Payout Ratio (TTM)37.87%40.84%

Valuation

Price-to-Earnings Ratio (TTM)

JKHY

26.34

Financial Services Industry

Max
63.23
Q3
32.10
Median
14.41
Q1
10.81
Min
0.37

JKHY’s P/E Ratio of 26.34 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

STX

22.93

Technology Hardware, Storage & Peripherals Industry

Max
43.16
Q3
27.56
Median
17.85
Q1
12.48
Min
6.21

STX’s P/E Ratio of 22.93 is within the middle range for the Technology Hardware, Storage & Peripherals industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

JKHY vs. STX: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Price-to-Sales Ratio (TTM)

JKHY

5.05

Financial Services Industry

Max
11.16
Q3
5.45
Median
2.61
Q1
1.25
Min
0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

STX

3.70

Technology Hardware, Storage & Peripherals Industry

Max
4.27
Q3
1.99
Median
0.93
Q1
0.45
Min
0.04

STX’s P/S Ratio of 3.70 is in the upper echelon for the Technology Hardware, Storage & Peripherals industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

JKHY vs. STX: A comparison of their Price-to-Sales Ratio (TTM) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Price-to-Book Ratio (MRQ)

JKHY

6.54

Financial Services Industry

Max
7.09
Q3
3.79
Median
1.46
Q1
0.83
Min
0.04

JKHY’s P/B Ratio of 6.54 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

STX

136.18

Technology Hardware, Storage & Peripherals Industry

Max
12.51
Q3
6.11
Median
1.73
Q1
1.01
Min
0.31

At 136.18, STX’s P/B Ratio is at an extreme premium to the Technology Hardware, Storage & Peripherals industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

JKHY vs. STX: A comparison of their Price-to-Book Ratio (MRQ) against their respective Financial Services and Technology Hardware, Storage & Peripherals industry benchmarks.

Valuation at a Glance

SymbolJKHYSTX
Price-to-Earnings Ratio (TTM)26.3422.93
Price-to-Sales Ratio (TTM)5.053.70
Price-to-Book Ratio (MRQ)6.54136.18
Price-to-Free Cash Flow Ratio (TTM)39.6641.18