JKHY vs. NOK: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at JKHY and NOK, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
JKHY is a standard domestic listing, while NOK trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.
| Symbol | JKHY | NOK |
|---|---|---|
| Company Name | Jack Henry & Associates, Inc. | Nokia Oyj |
| Country | United States | Finland |
| GICS Sector | Financials | Information Technology |
| GICS Industry | Financial Services | Communications Equipment |
| Market Capitalization | 11.86 billion USD | 23.24 billion USD |
| Exchange | NasdaqGS | NYSE |
| Listing Date | November 20, 1985 | July 1, 1994 |
| Security Type | Common Stock | ADR |
Historical Performance
This chart compares the performance of JKHY and NOK by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | JKHY | NOK |
|---|---|---|
| 5-Day Price Return | -0.32% | 1.30% |
| 13-Week Price Return | -11.84% | -21.89% |
| 26-Week Price Return | -4.90% | -23.41% |
| 52-Week Price Return | -3.61% | -30.85% |
| Month-to-Date Return | -4.17% | 2.34% |
| Year-to-Date Return | -7.16% | -14.10% |
| 10-Day Avg. Volume | 0.92M | 8.83M |
| 3-Month Avg. Volume | 0.63M | 9.51M |
| 3-Month Volatility | 19.27% | 29.84% |
| Beta | 0.80 | 0.81 |
Profitability
Return on Equity (TTM)
JKHY
22.07%
Financial Services Industry
- Max
- 40.58%
- Q3
- 20.06%
- Median
- 10.67%
- Q1
- 4.19%
- Min
- -10.31%
In the upper quartile for the Financial Services industry, JKHY’s Return on Equity of 22.07% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
NOK
5.01%
Communications Equipment Industry
- Max
- 32.05%
- Q3
- 19.58%
- Median
- 11.77%
- Q1
- 2.23%
- Min
- -11.93%
NOK’s Return on Equity of 5.01% is on par with the norm for the Communications Equipment industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
JKHY
19.19%
Financial Services Industry
- Max
- 52.86%
- Q3
- 25.58%
- Median
- 12.23%
- Q1
- 6.64%
- Min
- -9.92%
JKHY’s Net Profit Margin of 19.19% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
NOK
5.31%
Communications Equipment Industry
- Max
- 23.65%
- Q3
- 14.32%
- Median
- 5.31%
- Q1
- 1.45%
- Min
- -12.72%
NOK’s Net Profit Margin of 5.31% is aligned with the median group of its peers in the Communications Equipment industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
JKHY
23.94%
Financial Services Industry
- Max
- 77.28%
- Q3
- 37.68%
- Median
- 18.17%
- Q1
- 9.27%
- Min
- -8.19%
JKHY’s Operating Profit Margin of 23.94% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
NOK
6.21%
Communications Equipment Industry
- Max
- 42.27%
- Q3
- 18.90%
- Median
- 6.21%
- Q1
- 2.97%
- Min
- -20.72%
NOK’s Operating Profit Margin of 6.21% is around the midpoint for the Communications Equipment industry, indicating that its efficiency in managing core business operations is typical for the sector.
Profitability at a Glance
| Symbol | JKHY | NOK |
|---|---|---|
| Return on Equity (TTM) | 22.07% | 5.01% |
| Return on Assets (TTM) | 14.68% | 2.68% |
| Net Profit Margin (TTM) | 19.19% | 5.31% |
| Operating Profit Margin (TTM) | 23.94% | 6.21% |
| Gross Profit Margin (TTM) | 42.71% | 44.23% |
Financial Strength
Current Ratio (MRQ)
JKHY
1.36
Financial Services Industry
- Max
- 4.58
- Q3
- 2.59
- Median
- 1.33
- Q1
- 0.69
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
NOK
1.46
Communications Equipment Industry
- Max
- 1.72
- Q3
- 1.72
- Median
- 1.46
- Q1
- 1.18
- Min
- 0.93
NOK’s Current Ratio of 1.46 aligns with the median group of the Communications Equipment industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
JKHY
0.08
Financial Services Industry
- Max
- 4.96
- Q3
- 2.10
- Median
- 0.57
- Q1
- 0.12
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
NOK
0.21
Communications Equipment Industry
- Max
- 1.55
- Q3
- 0.92
- Median
- 0.55
- Q1
- 0.30
- Min
- 0.00
Falling into the lower quartile for the Communications Equipment industry, NOK’s Debt-to-Equity Ratio of 0.21 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.
Interest Coverage Ratio (TTM)
JKHY
78.80
Financial Services Industry
- Max
- 136.23
- Q3
- 56.08
- Median
- 6.55
- Q1
- 2.01
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
NOK
34.19
Communications Equipment Industry
- Max
- 181.73
- Q3
- 113.63
- Median
- 7.59
- Q1
- 3.82
- Min
- -5.39
NOK’s Interest Coverage Ratio of 34.19 is positioned comfortably within the norm for the Communications Equipment industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | JKHY | NOK |
|---|---|---|
| Current Ratio (MRQ) | 1.36 | 1.46 |
| Quick Ratio (MRQ) | 1.01 | 1.21 |
| Debt-to-Equity Ratio (MRQ) | 0.08 | 0.21 |
| Interest Coverage Ratio (TTM) | 78.80 | 34.19 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
JKHY
1.35%
Financial Services Industry
- Max
- 8.18%
- Q3
- 3.60%
- Median
- 1.56%
- Q1
- 0.00%
- Min
- 0.00%
JKHY’s Dividend Yield of 1.35% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.
NOK
3.61%
Communications Equipment Industry
- Max
- 3.88%
- Q3
- 2.75%
- Median
- 0.93%
- Q1
- 0.00%
- Min
- 0.00%
With a Dividend Yield of 3.61%, NOK offers a more attractive income stream than most of its peers in the Communications Equipment industry, signaling a strong commitment to shareholder returns.
Dividend Payout Ratio (TTM)
JKHY
37.87%
Financial Services Industry
- Max
- 155.56%
- Q3
- 63.71%
- Median
- 18.08%
- Q1
- 0.00%
- Min
- 0.00%
JKHY’s Dividend Payout Ratio of 37.87% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
NOK
50.74%
Communications Equipment Industry
- Max
- 111.16%
- Q3
- 55.91%
- Median
- 28.42%
- Q1
- 0.00%
- Min
- 0.00%
NOK’s Dividend Payout Ratio of 50.74% is within the typical range for the Communications Equipment industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | JKHY | NOK |
|---|---|---|
| Dividend Yield (TTM) | 1.35% | 3.61% |
| Dividend Payout Ratio (TTM) | 37.87% | 50.74% |
Valuation
Price-to-Earnings Ratio (TTM)
JKHY
26.34
Financial Services Industry
- Max
- 63.23
- Q3
- 32.10
- Median
- 14.41
- Q1
- 10.81
- Min
- 0.37
JKHY’s P/E Ratio of 26.34 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
NOK
19.25
Communications Equipment Industry
- Max
- 57.30
- Q3
- 47.92
- Median
- 27.50
- Q1
- 17.89
- Min
- 13.89
NOK’s P/E Ratio of 19.25 is within the middle range for the Communications Equipment industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
JKHY
5.05
Financial Services Industry
- Max
- 11.16
- Q3
- 5.45
- Median
- 2.61
- Q1
- 1.25
- Min
- 0.04
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
NOK
1.02
Communications Equipment Industry
- Max
- 11.03
- Q3
- 5.53
- Median
- 2.20
- Q1
- 0.99
- Min
- 0.40
NOK’s P/S Ratio of 1.02 aligns with the market consensus for the Communications Equipment industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
Price-to-Book Ratio (MRQ)
JKHY
6.54
Financial Services Industry
- Max
- 7.09
- Q3
- 3.79
- Median
- 1.46
- Q1
- 0.83
- Min
- 0.04
JKHY’s P/B Ratio of 6.54 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
NOK
1.21
Communications Equipment Industry
- Max
- 9.66
- Q3
- 5.60
- Median
- 3.73
- Q1
- 2.67
- Min
- 0.30
NOK’s P/B Ratio of 1.21 is in the lower quartile for the Communications Equipment industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
Valuation at a Glance
| Symbol | JKHY | NOK |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 26.34 | 19.25 |
| Price-to-Sales Ratio (TTM) | 5.05 | 1.02 |
| Price-to-Book Ratio (MRQ) | 6.54 | 1.21 |
| Price-to-Free Cash Flow Ratio (TTM) | 39.66 | 13.27 |