JKHY vs. MU: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at JKHY and MU, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | JKHY | MU |
|---|---|---|
| Company Name | Jack Henry & Associates, Inc. | Micron Technology, Inc. |
| Country | United States | United States |
| GICS Sector | Financials | Information Technology |
| GICS Industry | Financial Services | Semiconductors & Semiconductor Equipment |
| Market Capitalization | 11.90 billion USD | 133.19 billion USD |
| Exchange | NasdaqGS | NasdaqGS |
| Listing Date | November 20, 1985 | June 1, 1984 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of JKHY and MU by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | JKHY | MU |
|---|---|---|
| 5-Day Price Return | 0.98% | 2.22% |
| 13-Week Price Return | -9.34% | 22.94% |
| 26-Week Price Return | -6.20% | 27.67% |
| 52-Week Price Return | -6.04% | 25.46% |
| Month-to-Date Return | -3.86% | 9.04% |
| Year-to-Date Return | -6.87% | 41.41% |
| 10-Day Avg. Volume | 0.86M | 15.04M |
| 3-Month Avg. Volume | 0.64M | 20.77M |
| 3-Month Volatility | 18.89% | 39.17% |
| Beta | 0.80 | 1.52 |
Profitability
Return on Equity (TTM)
JKHY
22.07%
Financial Services Industry
- Max
- 40.58%
- Q3
- 20.06%
- Median
- 10.67%
- Q1
- 4.19%
- Min
- -10.31%
In the upper quartile for the Financial Services industry, JKHY’s Return on Equity of 22.07% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
MU
13.02%
Semiconductors & Semiconductor Equipment Industry
- Max
- 52.74%
- Q3
- 23.49%
- Median
- 11.60%
- Q1
- 3.23%
- Min
- -20.69%
MU’s Return on Equity of 13.02% is on par with the norm for the Semiconductors & Semiconductor Equipment industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
JKHY
19.19%
Financial Services Industry
- Max
- 52.86%
- Q3
- 25.58%
- Median
- 12.23%
- Q1
- 6.64%
- Min
- -9.92%
JKHY’s Net Profit Margin of 19.19% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
MU
18.41%
Semiconductors & Semiconductor Equipment Industry
- Max
- 44.17%
- Q3
- 22.38%
- Median
- 11.95%
- Q1
- 3.21%
- Min
- -25.16%
MU’s Net Profit Margin of 18.41% is aligned with the median group of its peers in the Semiconductors & Semiconductor Equipment industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
JKHY
23.94%
Financial Services Industry
- Max
- 77.28%
- Q3
- 37.68%
- Median
- 18.17%
- Q1
- 9.27%
- Min
- -8.19%
JKHY’s Operating Profit Margin of 23.94% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
MU
22.59%
Semiconductors & Semiconductor Equipment Industry
- Max
- 58.03%
- Q3
- 27.84%
- Median
- 12.45%
- Q1
- 5.15%
- Min
- -28.61%
MU’s Operating Profit Margin of 22.59% is around the midpoint for the Semiconductors & Semiconductor Equipment industry, indicating that its efficiency in managing core business operations is typical for the sector.
Profitability at a Glance
| Symbol | JKHY | MU |
|---|---|---|
| Return on Equity (TTM) | 22.07% | 13.02% |
| Return on Assets (TTM) | 14.68% | 8.52% |
| Net Profit Margin (TTM) | 19.19% | 18.41% |
| Operating Profit Margin (TTM) | 23.94% | 22.59% |
| Gross Profit Margin (TTM) | 42.71% | 37.13% |
Financial Strength
Current Ratio (MRQ)
JKHY
1.36
Financial Services Industry
- Max
- 4.58
- Q3
- 2.59
- Median
- 1.33
- Q1
- 0.69
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
MU
2.75
Semiconductors & Semiconductor Equipment Industry
- Max
- 8.42
- Q3
- 4.70
- Median
- 2.75
- Q1
- 2.07
- Min
- 1.04
MU’s Current Ratio of 2.75 aligns with the median group of the Semiconductors & Semiconductor Equipment industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
JKHY
0.08
Financial Services Industry
- Max
- 4.96
- Q3
- 2.10
- Median
- 0.57
- Q1
- 0.12
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
MU
0.31
Semiconductors & Semiconductor Equipment Industry
- Max
- 1.09
- Q3
- 0.45
- Median
- 0.22
- Q1
- 0.01
- Min
- 0.00
MU’s Debt-to-Equity Ratio of 0.31 is typical for the Semiconductors & Semiconductor Equipment industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
JKHY
78.80
Financial Services Industry
- Max
- 136.23
- Q3
- 56.08
- Median
- 6.55
- Q1
- 2.01
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
MU
20.08
Semiconductors & Semiconductor Equipment Industry
- Max
- 174.00
- Q3
- 81.10
- Median
- 27.22
- Q1
- 7.28
- Min
- -4.26
MU’s Interest Coverage Ratio of 20.08 is positioned comfortably within the norm for the Semiconductors & Semiconductor Equipment industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | JKHY | MU |
|---|---|---|
| Current Ratio (MRQ) | 1.36 | 2.75 |
| Quick Ratio (MRQ) | 1.01 | 1.89 |
| Debt-to-Equity Ratio (MRQ) | 0.08 | 0.31 |
| Interest Coverage Ratio (TTM) | 78.80 | 20.08 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
JKHY
1.35%
Financial Services Industry
- Max
- 8.18%
- Q3
- 3.60%
- Median
- 1.56%
- Q1
- 0.00%
- Min
- 0.00%
JKHY’s Dividend Yield of 1.35% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.
MU
0.40%
Semiconductors & Semiconductor Equipment Industry
- Max
- 4.16%
- Q3
- 1.78%
- Median
- 0.74%
- Q1
- 0.00%
- Min
- 0.00%
MU’s Dividend Yield of 0.40% is consistent with its peers in the Semiconductors & Semiconductor Equipment industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
JKHY
37.87%
Financial Services Industry
- Max
- 155.56%
- Q3
- 63.71%
- Median
- 18.08%
- Q1
- 0.00%
- Min
- 0.00%
JKHY’s Dividend Payout Ratio of 37.87% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
MU
8.37%
Semiconductors & Semiconductor Equipment Industry
- Max
- 196.12%
- Q3
- 87.72%
- Median
- 26.57%
- Q1
- 0.00%
- Min
- 0.00%
MU’s Dividend Payout Ratio of 8.37% is within the typical range for the Semiconductors & Semiconductor Equipment industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | JKHY | MU |
|---|---|---|
| Dividend Yield (TTM) | 1.35% | 0.40% |
| Dividend Payout Ratio (TTM) | 37.87% | 8.37% |
Valuation
Price-to-Earnings Ratio (TTM)
JKHY
26.34
Financial Services Industry
- Max
- 63.23
- Q3
- 32.10
- Median
- 14.41
- Q1
- 10.81
- Min
- 0.37
JKHY’s P/E Ratio of 26.34 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
MU
20.84
Semiconductors & Semiconductor Equipment Industry
- Max
- 109.37
- Q3
- 57.11
- Median
- 28.95
- Q1
- 22.13
- Min
- 11.14
In the lower quartile for the Semiconductors & Semiconductor Equipment industry, MU’s P/E Ratio of 20.84 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
Price-to-Sales Ratio (TTM)
JKHY
5.05
Financial Services Industry
- Max
- 11.16
- Q3
- 5.45
- Median
- 2.61
- Q1
- 1.25
- Min
- 0.04
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
MU
3.84
Semiconductors & Semiconductor Equipment Industry
- Max
- 16.09
- Q3
- 10.10
- Median
- 4.82
- Q1
- 2.60
- Min
- 0.93
MU’s P/S Ratio of 3.84 aligns with the market consensus for the Semiconductors & Semiconductor Equipment industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
Price-to-Book Ratio (MRQ)
JKHY
6.54
Financial Services Industry
- Max
- 7.09
- Q3
- 3.79
- Median
- 1.46
- Q1
- 0.83
- Min
- 0.04
JKHY’s P/B Ratio of 6.54 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
MU
2.13
Semiconductors & Semiconductor Equipment Industry
- Max
- 13.56
- Q3
- 6.75
- Median
- 3.68
- Q1
- 1.89
- Min
- 0.60
MU’s P/B Ratio of 2.13 is within the conventional range for the Semiconductors & Semiconductor Equipment industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | JKHY | MU |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 26.34 | 20.84 |
| Price-to-Sales Ratio (TTM) | 5.05 | 3.84 |
| Price-to-Book Ratio (MRQ) | 6.54 | 2.13 |
| Price-to-Free Cash Flow Ratio (TTM) | 39.66 | 65.07 |