ITUB vs. MET: A Head-to-Head Stock Comparison

Updated on October 3, 2025

Here’s a clear look at ITUB and MET, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

ITUB trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, MET is a standard domestic listing.

Symbol	ITUB	MET
Company Name	Itaú Unibanco Holding S.A.	MetLife, Inc.
Country	Brazil	United States
GICS Sector	Financials	Financials
GICS Industry	Banks	Insurance
Market Capitalization	71.68 billion USD	54.49 billion USD
Exchange	NYSE	NYSE
Listing Date	February 25, 2002	April 5, 2000
Security Type	ADR	Common Stock

Historical Performance

This chart compares the performance of ITUB and MET by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

ITUB vs. MET: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	ITUB	MET
5-Day Price Return	0.72%	2.15%
13-Week Price Return	6.17%	2.42%
26-Week Price Return	21.60%	-1.86%
52-Week Price Return	17.36%	-0.13%
Month-to-Date Return	1.51%	1.24%
Year-to-Date Return	39.84%	0.60%
10-Day Avg. Volume	19.48M	4.40M
3-Month Avg. Volume	20.63M	3.16M
3-Month Volatility	20.51%	21.24%
Beta	1.34	0.88

Profitability

Return on Equity (TTM)

ITUB

20.76%

Banks Industry

Max: 25.40%
Q3: 15.55%
Median: 12.00%
Q1: 8.98%
Min: -0.10%

In the upper quartile for the Banks industry, ITUB’s Return on Equity of 20.76% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

MET

15.11%

Insurance Industry

Max: 30.96%
Q3: 18.76%
Median: 14.22%
Q1: 10.34%
Min: 1.73%

MET’s Return on Equity of 15.11% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

ITUB vs. MET: A comparison of their Return on Equity (TTM) against their respective Banks and Insurance industry benchmarks.

Net Profit Margin (TTM)

ITUB

17.96%

Banks Industry

Max: 54.20%
Q3: 35.73%
Median: 28.97%
Q1: 22.56%
Min: 6.98%

Falling into the lower quartile for the Banks industry, ITUB’s Net Profit Margin of 17.96% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

MET

5.87%

Insurance Industry

Max: 26.78%
Q3: 14.69%
Median: 9.87%
Q1: 6.59%
Min: -3.51%

Falling into the lower quartile for the Insurance industry, MET’s Net Profit Margin of 5.87% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

ITUB vs. MET: A comparison of their Net Profit Margin (TTM) against their respective Banks and Insurance industry benchmarks.

Operating Profit Margin (TTM)

ITUB

21.93%

Banks Industry

Max: 63.35%
Q3: 44.73%
Median: 37.24%
Q1: 28.25%
Min: 12.28%

ITUB’s Operating Profit Margin of 21.93% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

MET

9.33%

Insurance Industry

Max: 34.52%
Q3: 20.17%
Median: 14.46%
Q1: 9.62%
Min: -2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

ITUB vs. MET: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Insurance industry benchmarks.

Profitability at a Glance

Symbol	ITUB	MET
Return on Equity (TTM)	20.76%	15.11%
Return on Assets (TTM)	1.50%	0.62%
Net Profit Margin (TTM)	17.96%	5.87%
Operating Profit Margin (TTM)	21.93%	9.33%
Gross Profit Margin (TTM)	--	--

Financial Strength

Current Ratio (MRQ)

ITUB

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

MET

0.04

Insurance Industry

Max: 2.97
Q3: 1.37
Median: 0.54
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

ITUB vs. MET: A comparison of their Current Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Debt-to-Equity Ratio (MRQ)

ITUB

4.50

Banks Industry

Max: 5.78
Q3: 2.66
Median: 1.05
Q1: 0.40
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

MET

0.72

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.23
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

ITUB vs. MET: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Interest Coverage Ratio (TTM)

ITUB

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

MET

6.12

Insurance Industry

Max: 43.68
Q3: 21.45
Median: 9.67
Q1: 3.55
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

ITUB vs. MET: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Financial Strength at a Glance

Symbol	ITUB	MET
Current Ratio (MRQ)	--	0.04
Quick Ratio (MRQ)	--	0.04
Debt-to-Equity Ratio (MRQ)	4.50	0.72
Interest Coverage Ratio (TTM)	--	6.12

Growth

Revenue Growth

ITUB vs. MET: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

ITUB vs. MET: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

ITUB

6.53%

Banks Industry

Max: 11.03%
Q3: 6.00%
Median: 3.87%
Q1: 2.41%
Min: 0.00%

With a Dividend Yield of 6.53%, ITUB offers a more attractive income stream than most of its peers in the Banks industry, signaling a strong commitment to shareholder returns.

MET

3.12%

Insurance Industry

Max: 9.80%
Q3: 5.18%
Median: 3.58%
Q1: 2.07%
Min: 0.00%

MET’s Dividend Yield of 3.12% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

ITUB vs. MET: A comparison of their Dividend Yield (TTM) against their respective Banks and Insurance industry benchmarks.

Dividend Payout Ratio (TTM)

ITUB

51.88%

Banks Industry

Max: 134.24%
Q3: 79.39%
Median: 55.09%
Q1: 36.09%
Min: 0.00%

ITUB’s Dividend Payout Ratio of 51.88% is within the typical range for the Banks industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

MET

39.96%

Insurance Industry

Max: 169.40%
Q3: 85.57%
Median: 53.26%
Q1: 23.68%
Min: 0.00%

MET’s Dividend Payout Ratio of 39.96% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

ITUB vs. MET: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Dividend at a Glance

Symbol	ITUB	MET
Dividend Yield (TTM)	6.53%	3.12%
Dividend Payout Ratio (TTM)	51.88%	39.96%

Valuation

Price-to-Earnings Ratio (TTM)

ITUB

9.65

Banks Industry

Max: 22.69
Q3: 13.75
Median: 10.32
Q1: 7.73
Min: 2.59

ITUB’s P/E Ratio of 9.65 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

MET

12.82

Insurance Industry

Max: 30.75
Q3: 18.11
Median: 12.67
Q1: 9.66
Min: 2.87

MET’s P/E Ratio of 12.82 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

ITUB vs. MET: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Price-to-Sales Ratio (TTM)

ITUB

1.38

Banks Industry

Max: 4.90
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

MET

0.75

Insurance Industry

Max: 3.41
Q3: 1.88
Median: 1.22
Q1: 0.80
Min: 0.23

In the lower quartile for the Insurance industry, MET’s P/S Ratio of 0.75 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

ITUB vs. MET: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Insurance industry benchmarks.

Price-to-Book Ratio (MRQ)

ITUB

1.58

Banks Industry

Max: 2.09
Q3: 1.40
Median: 1.11
Q1: 0.86
Min: 0.29

ITUB’s P/B Ratio of 1.58 is in the upper tier for the Banks industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

MET

1.95

Insurance Industry

Max: 4.57
Q3: 2.56
Median: 1.88
Q1: 1.20
Min: 0.17

MET’s P/B Ratio of 1.95 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

ITUB vs. MET: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Insurance industry benchmarks.

Valuation at a Glance

Symbol	ITUB	MET
Price-to-Earnings Ratio (TTM)	9.65	12.82
Price-to-Sales Ratio (TTM)	1.38	0.75
Price-to-Book Ratio (MRQ)	1.58	1.95
Price-to-Free Cash Flow Ratio (TTM)	4.24	3.61