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IT vs. JKHY: A Head-to-Head Stock Comparison

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Here’s a clear look at IT and JKHY, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolITJKHY
Company NameGartner, Inc.Jack Henry & Associates, Inc.
CountryUnited StatesUnited States
GICS SectorInformation TechnologyFinancials
GICS IndustryIT ServicesFinancial Services
Market Capitalization18.38 billion USD11.90 billion USD
ExchangeNYSENasdaqGS
Listing DateOctober 5, 1993November 20, 1985
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of IT and JKHY by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

IT vs. JKHY: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolITJKHY
5-Day Price Return5.65%-0.44%
13-Week Price Return-45.71%-10.07%
26-Week Price Return-54.60%-6.04%
52-Week Price Return-48.98%0.41%
Month-to-Date Return-28.34%-3.80%
Year-to-Date Return-49.91%-6.81%
10-Day Avg. Volume2.12M0.81M
3-Month Avg. Volume0.91M0.61M
3-Month Volatility59.59%18.60%
Beta1.210.80

Profitability

Return on Equity (TTM)

IT

92.80%

IT Services Industry

Max
29.51%
Q3
16.98%
Median
13.47%
Q1
7.93%
Min
-3.97%

IT’s Return on Equity of 92.80% is exceptionally high, placing it well beyond the typical range for the IT Services industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

JKHY

22.07%

Financial Services Industry

Max
40.58%
Q3
20.06%
Median
10.67%
Q1
4.19%
Min
-10.31%

In the upper quartile for the Financial Services industry, JKHY’s Return on Equity of 22.07% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

IT vs. JKHY: A comparison of their Return on Equity (TTM) against their respective IT Services and Financial Services industry benchmarks.

Net Profit Margin (TTM)

IT

19.71%

IT Services Industry

Max
19.82%
Q3
11.49%
Median
6.67%
Q1
3.61%
Min
-4.62%

A Net Profit Margin of 19.71% places IT in the upper quartile for the IT Services industry, signifying strong profitability and more effective cost management than most of its peers.

JKHY

18.50%

Financial Services Industry

Max
52.86%
Q3
25.58%
Median
12.23%
Q1
6.64%
Min
-9.92%

JKHY’s Net Profit Margin of 18.50% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.

IT vs. JKHY: A comparison of their Net Profit Margin (TTM) against their respective IT Services and Financial Services industry benchmarks.

Operating Profit Margin (TTM)

IT

18.20%

IT Services Industry

Max
21.69%
Q3
14.50%
Median
10.06%
Q1
6.98%
Min
0.06%

An Operating Profit Margin of 18.20% places IT in the upper quartile for the IT Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

JKHY

23.22%

Financial Services Industry

Max
77.28%
Q3
37.68%
Median
18.17%
Q1
9.27%
Min
-8.19%

JKHY’s Operating Profit Margin of 23.22% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.

IT vs. JKHY: A comparison of their Operating Profit Margin (TTM) against their respective IT Services and Financial Services industry benchmarks.

Profitability at a Glance

SymbolITJKHY
Return on Equity (TTM)92.80%22.07%
Return on Assets (TTM)15.25%14.68%
Net Profit Margin (TTM)19.71%18.50%
Operating Profit Margin (TTM)18.20%23.22%
Gross Profit Margin (TTM)67.96%42.06%

Financial Strength

Current Ratio (MRQ)

IT

1.11

IT Services Industry

Max
2.42
Q3
1.81
Median
1.47
Q1
1.09
Min
0.44

IT’s Current Ratio of 1.11 aligns with the median group of the IT Services industry, indicating that its short-term liquidity is in line with its sector peers.

JKHY

1.36

Financial Services Industry

Max
4.58
Q3
2.59
Median
1.33
Q1
0.69
Min
0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

IT vs. JKHY: A comparison of their Current Ratio (MRQ) against their respective IT Services and Financial Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

IT

1.61

IT Services Industry

Max
2.33
Q3
1.17
Median
0.54
Q1
0.15
Min
0.00

IT’s leverage is in the upper quartile of the IT Services industry, with a Debt-to-Equity Ratio of 1.61. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.

JKHY

0.08

Financial Services Industry

Max
4.96
Q3
2.10
Median
0.57
Q1
0.12
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

IT vs. JKHY: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective IT Services and Financial Services industry benchmarks.

Interest Coverage Ratio (TTM)

IT

20.97

IT Services Industry

Max
144.50
Q3
84.49
Median
13.76
Q1
2.59
Min
-28.13

IT’s Interest Coverage Ratio of 20.97 is positioned comfortably within the norm for the IT Services industry, indicating a standard and healthy capacity to cover its interest payments.

JKHY

78.80

Financial Services Industry

Max
136.23
Q3
56.08
Median
6.55
Q1
2.01
Min
-33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

IT vs. JKHY: A comparison of their Interest Coverage Ratio (TTM) against their respective IT Services and Financial Services industry benchmarks.

Financial Strength at a Glance

SymbolITJKHY
Current Ratio (MRQ)1.111.36
Quick Ratio (MRQ)1.071.01
Debt-to-Equity Ratio (MRQ)1.610.08
Interest Coverage Ratio (TTM)20.9778.80

Growth

Revenue Growth

IT vs. JKHY: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

IT vs. JKHY: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

IT

0.00%

IT Services Industry

Max
2.80%
Q3
1.74%
Median
0.62%
Q1
0.00%
Min
0.00%

IT currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

JKHY

1.38%

Financial Services Industry

Max
8.18%
Q3
3.60%
Median
1.56%
Q1
0.00%
Min
0.00%

JKHY’s Dividend Yield of 1.38% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.

IT vs. JKHY: A comparison of their Dividend Yield (TTM) against their respective IT Services and Financial Services industry benchmarks.

Dividend Payout Ratio (TTM)

IT

0.00%

IT Services Industry

Max
147.75%
Q3
63.58%
Median
24.63%
Q1
0.00%
Min
0.00%

IT has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

JKHY

37.87%

Financial Services Industry

Max
155.56%
Q3
63.71%
Median
18.08%
Q1
0.00%
Min
0.00%

JKHY’s Dividend Payout Ratio of 37.87% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

IT vs. JKHY: A comparison of their Dividend Payout Ratio (TTM) against their respective IT Services and Financial Services industry benchmarks.

Dividend at a Glance

SymbolITJKHY
Dividend Yield (TTM)0.00%1.38%
Dividend Payout Ratio (TTM)0.00%37.87%

Valuation

Price-to-Earnings Ratio (TTM)

IT

13.82

IT Services Industry

Max
41.55
Q3
31.54
Median
23.25
Q1
18.12
Min
6.57

In the lower quartile for the IT Services industry, IT’s P/E Ratio of 13.82 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

JKHY

27.41

Financial Services Industry

Max
63.23
Q3
32.10
Median
14.41
Q1
10.81
Min
0.37

JKHY’s P/E Ratio of 27.41 is within the middle range for the Financial Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

IT vs. JKHY: A comparison of their Price-to-Earnings Ratio (TTM) against their respective IT Services and Financial Services industry benchmarks.

Price-to-Sales Ratio (TTM)

IT

2.72

IT Services Industry

Max
6.61
Q3
4.37
Median
2.02
Q1
1.20
Min
0.19

IT’s P/S Ratio of 2.72 aligns with the market consensus for the IT Services industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

JKHY

5.07

Financial Services Industry

Max
11.16
Q3
5.45
Median
2.61
Q1
1.25
Min
0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

IT vs. JKHY: A comparison of their Price-to-Sales Ratio (TTM) against their respective IT Services and Financial Services industry benchmarks.

Price-to-Book Ratio (MRQ)

IT

20.30

IT Services Industry

Max
11.19
Q3
6.38
Median
3.47
Q1
2.31
Min
0.96

At 20.30, IT’s P/B Ratio is at an extreme premium to the IT Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

JKHY

6.54

Financial Services Industry

Max
7.09
Q3
3.79
Median
1.46
Q1
0.83
Min
0.04

JKHY’s P/B Ratio of 6.54 is in the upper tier for the Financial Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.

IT vs. JKHY: A comparison of their Price-to-Book Ratio (MRQ) against their respective IT Services and Financial Services industry benchmarks.

Valuation at a Glance

SymbolITJKHY
Price-to-Earnings Ratio (TTM)13.8227.41
Price-to-Sales Ratio (TTM)2.725.07
Price-to-Book Ratio (MRQ)20.306.54
Price-to-Free Cash Flow Ratio (TTM)11.5738.86