IOT vs. PAGS: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at IOT and PAGS, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | IOT | PAGS |
|---|---|---|
| Company Name | Samsara Inc. | PagSeguro Digital Ltd. |
| Country | United States | Brazil |
| GICS Sector | Information Technology | Financials |
| GICS Industry | Software | Financial Services |
| Market Capitalization | 18.79 billion USD | 2.45 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | December 15, 2021 | January 24, 2018 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of IOT and PAGS by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | IOT | PAGS |
|---|---|---|
| 5-Day Price Return | 2.42% | -4.11% |
| 13-Week Price Return | -30.70% | -7.19% |
| 26-Week Price Return | -41.46% | 8.40% |
| 52-Week Price Return | -18.20% | -42.53% |
| Month-to-Date Return | -13.23% | 7.15% |
| Year-to-Date Return | -24.47% | 34.03% |
| 10-Day Avg. Volume | 5.07M | 4.90M |
| 3-Month Avg. Volume | 4.84M | 5.59M |
| 3-Month Volatility | 38.54% | 54.94% |
| Beta | 1.61 | 1.55 |
Profitability
Return on Equity (TTM)
IOT
-11.61%
Software Industry
- Max
- 59.01%
- Q3
- 21.98%
- Median
- 7.15%
- Q1
- -11.12%
- Min
- -51.24%
IOT has a negative Return on Equity of -11.61%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.
PAGS
14.95%
Financial Services Industry
- Max
- 40.58%
- Q3
- 20.06%
- Median
- 10.67%
- Q1
- 4.19%
- Min
- -10.31%
PAGS’s Return on Equity of 14.95% is on par with the norm for the Financial Services industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
IOT
-9.04%
Software Industry
- Max
- 48.14%
- Q3
- 18.23%
- Median
- 5.60%
- Q1
- -9.22%
- Min
- -49.36%
IOT has a negative Net Profit Margin of -9.04%, indicating the company is operating at a net loss as its expenses exceeded its revenues.
PAGS
11.04%
Financial Services Industry
- Max
- 52.86%
- Q3
- 25.58%
- Median
- 12.23%
- Q1
- 6.64%
- Min
- -9.92%
PAGS’s Net Profit Margin of 11.04% is aligned with the median group of its peers in the Financial Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
IOT
-11.77%
Software Industry
- Max
- 57.34%
- Q3
- 20.60%
- Median
- 7.84%
- Q1
- -8.72%
- Min
- -51.37%
IOT has a negative Operating Profit Margin of -11.77%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.
PAGS
36.35%
Financial Services Industry
- Max
- 77.28%
- Q3
- 37.68%
- Median
- 18.17%
- Q1
- 9.27%
- Min
- -8.19%
PAGS’s Operating Profit Margin of 36.35% is around the midpoint for the Financial Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
Profitability at a Glance
| Symbol | IOT | PAGS |
|---|---|---|
| Return on Equity (TTM) | -11.61% | 14.95% |
| Return on Assets (TTM) | -6.20% | 3.13% |
| Net Profit Margin (TTM) | -9.04% | 11.04% |
| Operating Profit Margin (TTM) | -11.77% | 36.35% |
| Gross Profit Margin (TTM) | 76.57% | 50.58% |
Financial Strength
Current Ratio (MRQ)
IOT
1.53
Software Industry
- Max
- 3.83
- Q3
- 2.31
- Median
- 1.45
- Q1
- 1.03
- Min
- 0.24
IOT’s Current Ratio of 1.53 aligns with the median group of the Software industry, indicating that its short-term liquidity is in line with its sector peers.
PAGS
1.42
Financial Services Industry
- Max
- 4.58
- Q3
- 2.59
- Median
- 1.33
- Q1
- 0.69
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
IOT
0.00
Software Industry
- Max
- 2.14
- Q3
- 0.90
- Median
- 0.29
- Q1
- 0.00
- Min
- 0.00
IOT’s Debt-to-Equity Ratio of 0.00 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
PAGS
0.24
Financial Services Industry
- Max
- 4.96
- Q3
- 2.10
- Median
- 0.57
- Q1
- 0.12
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
Interest Coverage Ratio (TTM)
IOT
-349.17
Software Industry
- Max
- 67.02
- Q3
- 19.86
- Median
- 0.70
- Q1
- -12.50
- Min
- -53.00
IOT has a negative Interest Coverage Ratio of -349.17. This indicates that its earnings were insufficient to cover even its operational costs, let alone its interest payments, signaling significant financial distress.
PAGS
1.64
Financial Services Industry
- Max
- 136.23
- Q3
- 56.08
- Median
- 6.55
- Q1
- 2.01
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
Financial Strength at a Glance
| Symbol | IOT | PAGS |
|---|---|---|
| Current Ratio (MRQ) | 1.53 | 1.42 |
| Quick Ratio (MRQ) | 1.48 | 1.42 |
| Debt-to-Equity Ratio (MRQ) | 0.00 | 0.24 |
| Interest Coverage Ratio (TTM) | -349.17 | 1.64 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
IOT
0.00%
Software Industry
- Max
- 0.08%
- Q3
- 0.03%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
IOT currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
PAGS
0.00%
Financial Services Industry
- Max
- 8.18%
- Q3
- 3.60%
- Median
- 1.56%
- Q1
- 0.00%
- Min
- 0.00%
PAGS currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
Dividend Payout Ratio (TTM)
IOT
0.00%
Software Industry
- Max
- 1.32%
- Q3
- 0.53%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
IOT has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
PAGS
0.00%
Financial Services Industry
- Max
- 155.56%
- Q3
- 63.71%
- Median
- 18.08%
- Q1
- 0.00%
- Min
- 0.00%
PAGS has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
Dividend at a Glance
| Symbol | IOT | PAGS |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
Price-to-Earnings Ratio (TTM)
IOT
--
Software Industry
- Max
- 149.35
- Q3
- 100.21
- Median
- 47.97
- Q1
- 26.77
- Min
- 11.68
P/E Ratio data for IOT is currently unavailable.
PAGS
7.07
Financial Services Industry
- Max
- 63.23
- Q3
- 32.10
- Median
- 14.41
- Q1
- 10.81
- Min
- 0.37
In the lower quartile for the Financial Services industry, PAGS’s P/E Ratio of 7.07 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.
Price-to-Sales Ratio (TTM)
IOT
14.07
Software Industry
- Max
- 25.24
- Q3
- 13.52
- Median
- 8.15
- Q1
- 4.87
- Min
- 0.98
IOT’s P/S Ratio of 14.07 is in the upper echelon for the Software industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
PAGS
0.78
Financial Services Industry
- Max
- 11.16
- Q3
- 5.45
- Median
- 2.61
- Q1
- 1.25
- Min
- 0.04
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
Price-to-Book Ratio (MRQ)
IOT
20.88
Software Industry
- Max
- 30.95
- Q3
- 14.91
- Median
- 7.75
- Q1
- 3.60
- Min
- 0.38
IOT’s P/B Ratio of 20.88 is in the upper tier for the Software industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
PAGS
1.20
Financial Services Industry
- Max
- 7.09
- Q3
- 3.79
- Median
- 1.46
- Q1
- 0.83
- Min
- 0.04
PAGS’s P/B Ratio of 1.20 is within the conventional range for the Financial Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | IOT | PAGS |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | -- | 7.07 |
| Price-to-Sales Ratio (TTM) | 14.07 | 0.78 |
| Price-to-Book Ratio (MRQ) | 20.88 | 1.20 |
| Price-to-Free Cash Flow Ratio (TTM) | 135.59 | 6.82 |