INTC vs. PAYC: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at INTC and PAYC, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | INTC | PAYC |
|---|---|---|
| Company Name | Intel Corporation | Paycom Software, Inc. |
| Country | United States | United States |
| GICS Sector | Information Technology | Industrials |
| GICS Industry | Semiconductors & Semiconductor Equipment | Professional Services |
| Market Capitalization | 168.91 billion USD | 9.38 billion USD |
| Exchange | NasdaqGS | NYSE |
| Listing Date | March 17, 1980 | April 15, 2014 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of INTC and PAYC by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | INTC | PAYC |
|---|---|---|
| 5-Day Price Return | -7.62% | -0.41% |
| 13-Week Price Return | 44.63% | -23.51% |
| 26-Week Price Return | 57.45% | -36.16% |
| 52-Week Price Return | 42.54% | -27.08% |
| Month-to-Date Return | -11.18% | -11.21% |
| Year-to-Date Return | 77.16% | -18.95% |
| 10-Day Avg. Volume | 76.40M | 1.06M |
| 3-Month Avg. Volume | 114.78M | 0.69M |
| 3-Month Volatility | 67.51% | 35.05% |
| Beta | 1.36 | 0.83 |
Profitability
Return on Equity (TTM)
INTC
0.20%
Semiconductors & Semiconductor Equipment Industry
- Max
- 49.05%
- Q3
- 22.19%
- Median
- 7.96%
- Q1
- 0.99%
- Min
- -15.65%
INTC’s Return on Equity of 0.20% is in the lower quartile for the Semiconductors & Semiconductor Equipment industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.
PAYC
26.64%
Professional Services Industry
- Max
- 50.82%
- Q3
- 32.98%
- Median
- 21.73%
- Q1
- 12.35%
- Min
- -10.69%
PAYC’s Return on Equity of 26.64% is on par with the norm for the Professional Services industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
INTC
0.37%
Semiconductors & Semiconductor Equipment Industry
- Max
- 52.41%
- Q3
- 24.47%
- Median
- 11.88%
- Q1
- 0.60%
- Min
- -25.46%
Falling into the lower quartile for the Semiconductors & Semiconductor Equipment industry, INTC’s Net Profit Margin of 0.37% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
PAYC
22.64%
Professional Services Industry
- Max
- 27.86%
- Q3
- 14.27%
- Median
- 7.71%
- Q1
- 4.47%
- Min
- -9.49%
A Net Profit Margin of 22.64% places PAYC in the upper quartile for the Professional Services industry, signifying strong profitability and more effective cost management than most of its peers.
Operating Profit Margin (TTM)
INTC
5.56%
Semiconductors & Semiconductor Equipment Industry
- Max
- 58.09%
- Q3
- 27.76%
- Median
- 12.14%
- Q1
- 3.29%
- Min
- -32.60%
INTC’s Operating Profit Margin of 5.56% is around the midpoint for the Semiconductors & Semiconductor Equipment industry, indicating that its efficiency in managing core business operations is typical for the sector.
PAYC
29.69%
Professional Services Industry
- Max
- 35.71%
- Q3
- 19.52%
- Median
- 12.30%
- Q1
- 7.86%
- Min
- -1.29%
An Operating Profit Margin of 29.69% places PAYC in the upper quartile for the Professional Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | INTC | PAYC |
|---|---|---|
| Return on Equity (TTM) | 0.20% | 26.64% |
| Return on Assets (TTM) | 0.10% | 9.69% |
| Net Profit Margin (TTM) | 0.37% | 22.64% |
| Operating Profit Margin (TTM) | 5.56% | 29.69% |
| Gross Profit Margin (TTM) | 35.58% | 82.95% |
Financial Strength
Current Ratio (MRQ)
INTC
1.60
Semiconductors & Semiconductor Equipment Industry
- Max
- 6.57
- Q3
- 4.28
- Median
- 2.86
- Q1
- 2.22
- Min
- 1.02
INTC’s Current Ratio of 1.60 falls into the lower quartile for the Semiconductors & Semiconductor Equipment industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
PAYC
1.22
Professional Services Industry
- Max
- 2.45
- Q3
- 1.69
- Median
- 1.33
- Q1
- 1.10
- Min
- 0.47
PAYC’s Current Ratio of 1.22 aligns with the median group of the Professional Services industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
INTC
0.44
Semiconductors & Semiconductor Equipment Industry
- Max
- 1.18
- Q3
- 0.48
- Median
- 0.24
- Q1
- 0.01
- Min
- 0.00
INTC’s Debt-to-Equity Ratio of 0.44 is typical for the Semiconductors & Semiconductor Equipment industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
PAYC
0.00
Professional Services Industry
- Max
- 2.55
- Q3
- 1.54
- Median
- 0.94
- Q1
- 0.45
- Min
- 0.00
Falling into the lower quartile for the Professional Services industry, PAYC’s Debt-to-Equity Ratio of 0.00 points to a conservative financing strategy. This results in lower financial risk but potentially limits strategic investments compared to more leveraged competitors.
Interest Coverage Ratio (TTM)
INTC
151.43
Semiconductors & Semiconductor Equipment Industry
- Max
- 174.00
- Q3
- 81.21
- Median
- 22.37
- Q1
- 6.43
- Min
- -7.80
INTC’s Interest Coverage Ratio of 151.43 is in the upper quartile for the Semiconductors & Semiconductor Equipment industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.
PAYC
191.88
Professional Services Industry
- Max
- 39.45
- Q3
- 20.05
- Median
- 11.35
- Q1
- 5.46
- Min
- -1.21
With an Interest Coverage Ratio of 191.88, PAYC demonstrates a superior capacity to service its debt, placing it well above the typical range for the Professional Services industry. This stems from either robust earnings or a conservative debt load.
Financial Strength at a Glance
| Symbol | INTC | PAYC |
|---|---|---|
| Current Ratio (MRQ) | 1.60 | 1.22 |
| Quick Ratio (MRQ) | 1.25 | 1.19 |
| Debt-to-Equity Ratio (MRQ) | 0.44 | 0.00 |
| Interest Coverage Ratio (TTM) | 151.43 | 191.88 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
INTC
0.00%
Semiconductors & Semiconductor Equipment Industry
- Max
- 3.58%
- Q3
- 1.59%
- Median
- 0.61%
- Q1
- 0.00%
- Min
- 0.00%
INTC currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
PAYC
0.91%
Professional Services Industry
- Max
- 4.35%
- Q3
- 2.86%
- Median
- 1.57%
- Q1
- 0.72%
- Min
- 0.00%
PAYC’s Dividend Yield of 0.91% is consistent with its peers in the Professional Services industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
INTC
35.44%
Semiconductors & Semiconductor Equipment Industry
- Max
- 211.90%
- Q3
- 88.01%
- Median
- 25.84%
- Q1
- 0.00%
- Min
- 0.00%
INTC’s Dividend Payout Ratio of 35.44% is within the typical range for the Semiconductors & Semiconductor Equipment industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
PAYC
18.80%
Professional Services Industry
- Max
- 99.60%
- Q3
- 69.06%
- Median
- 43.41%
- Q1
- 19.44%
- Min
- 0.00%
PAYC’s Dividend Payout Ratio of 18.80% is in the lower quartile for the Professional Services industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.
Dividend at a Glance
| Symbol | INTC | PAYC |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.91% |
| Dividend Payout Ratio (TTM) | 35.44% | 18.80% |
Valuation
Price-to-Earnings Ratio (TTM)
INTC
857.40
Semiconductors & Semiconductor Equipment Industry
- Max
- 95.58
- Q3
- 58.67
- Median
- 34.77
- Q1
- 25.45
- Min
- 12.63
At 857.40, INTC’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Semiconductors & Semiconductor Equipment industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.
PAYC
20.63
Professional Services Industry
- Max
- 52.91
- Q3
- 32.20
- Median
- 25.00
- Q1
- 17.95
- Min
- 6.60
PAYC’s P/E Ratio of 20.63 is within the middle range for the Professional Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
INTC
3.18
Semiconductors & Semiconductor Equipment Industry
- Max
- 18.34
- Q3
- 10.38
- Median
- 5.38
- Q1
- 2.49
- Min
- 0.32
INTC’s P/S Ratio of 3.18 aligns with the market consensus for the Semiconductors & Semiconductor Equipment industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
PAYC
4.67
Professional Services Industry
- Max
- 8.52
- Q3
- 4.25
- Median
- 2.07
- Q1
- 0.84
- Min
- 0.18
PAYC’s P/S Ratio of 4.67 is in the upper echelon for the Professional Services industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.
Price-to-Book Ratio (MRQ)
INTC
1.51
Semiconductors & Semiconductor Equipment Industry
- Max
- 16.22
- Q3
- 8.33
- Median
- 4.39
- Q1
- 1.79
- Min
- 0.30
INTC’s P/B Ratio of 1.51 is in the lower quartile for the Semiconductors & Semiconductor Equipment industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
PAYC
6.85
Professional Services Industry
- Max
- 18.65
- Q3
- 9.28
- Median
- 6.16
- Q1
- 2.96
- Min
- 0.53
PAYC’s P/B Ratio of 6.85 is within the conventional range for the Professional Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | INTC | PAYC |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 857.40 | 20.63 |
| Price-to-Sales Ratio (TTM) | 3.18 | 4.67 |
| Price-to-Book Ratio (MRQ) | 1.51 | 6.85 |
| Price-to-Free Cash Flow Ratio (TTM) | 1,403.01 | 23.97 |